Community Financial System, Inc.

NYSE:CBU Stock Report

Market Cap: US$3.0b

Community Financial System Dividends and Buybacks

Dividend criteria checks 5/6

Community Financial System is a dividend paying company with a current yield of 3.31% that is well covered by earnings. Next payment date is on 12th January, 2026 with an ex-dividend date of 12th December, 2025.

Key information

3.3%

Dividend yield

0.2%

Buyback Yield

Total Shareholder Yield3.5%
Future Dividend Yield3.4%
Dividend Growth4.6%
Next dividend pay date12 Jan 26
Ex dividend date12 Dec 25
Dividend per sharen/a
Payout ratio48%

Recent dividend and buyback updates

Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Aug 04
Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Jul 21
Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Recent updates

Community Financial System: The Worst Is Over (Upgrade)

Nov 18

Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Aug 04
Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Jul 21
Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47

Community Financial System: Earnings Outlook Is Positive, But Stock Appears Fairly Valued (Rating Downgrade)

Nov 03
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Strategic Acquisitions And Diverse Revenue Streams Poised For Robust Earnings Growth

Focusing on both organic and inorganic growth through acquisitions and a diversified revenue stream enhances future earnings and market share.

Community Financial System: A Solid Dividend Aristocrat, But Still Too Expensive

Aug 11

Community Financial System's (NYSE:CBU) Dividend Will Be Increased To $0.46

Jul 22
Community Financial System's (NYSE:CBU) Dividend Will Be Increased To $0.46

Community Bank System: The Cost Of Total Deposits Remains Incredibly Low

Jan 28

The Community Bank System, Inc. (NYSE:CBU) Yearly Results Are Out And Analysts Have Published New Forecasts

Jan 26
The Community Bank System, Inc. (NYSE:CBU) Yearly Results Are Out And Analysts Have Published New Forecasts

Community Bank: Upgrading To Buy But Keeping Earnings Estimate Largely Unchanged

Sep 15

Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.45

Sep 07
Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.45

Community Bank System (NYSE:CBU) Is Increasing Its Dividend To $0.45

Aug 01
Community Bank System (NYSE:CBU) Is Increasing Its Dividend To $0.45

Upcoming Dividend Payment

TodayDec 01 2025Ex Dividend DateDec 12 2025Dividend Pay DateJan 12 202631 days from Ex DividendBuy in the next 10 days to receive the upcoming dividend

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: CBU's dividends per share have been stable in the past 10 years.

Growing Dividend: CBU's dividend payments have increased over the past 10 years.


Dividend Yield vs Market

Community Financial System Dividend Yield vs Market
How does CBU dividend yield compare to the market?
SegmentDividend Yield
Company (CBU)3.3%
Market Bottom 25% (US)1.5%
Market Top 25% (US)4.5%
Industry Average (Banks)2.5%
Analyst forecast (CBU) (up to 3 years)3.4%

Notable Dividend: CBU's dividend (3.31%) is higher than the bottom 25% of dividend payers in the US market (1.47%).

High Dividend: CBU's dividend (3.31%) is low compared to the top 25% of dividend payers in the US market (4.48%).


Current Payout to Shareholders

Earnings Coverage: With its reasonably low payout ratio (47.6%), CBU's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: CBU's dividends in 3 years are forecast to be well covered by earnings (36.2% payout ratio).


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/01 18:36
End of Day Share Price 2025/11/28 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Community Financial System, Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jacob CivielloJanney Montgomery Scott LLC
David KonradKeefe, Bruyette, & Woods
John MoranMacquarie Research