Community Financial System Dividends and Buybacks
Dividend criteria checks 4/6
Community Financial System is a dividend paying company with a current yield of 3.13% that is well covered by earnings. Next payment date is on 13th October, 2026 with an ex-dividend date of 15th September, 2026.
Key information
3.1%
Dividend yield
0.6%
Buyback Yield
| Total Shareholder Yield | 3.7% |
| Future Dividend Yield | 3.1% |
| Dividend Growth | 4.3% |
| Next dividend pay date | 13 Oct 26 |
| Ex dividend date | 15 Sep 26 |
| Dividend per share | n/a |
| Payout ratio | 43% |
Recent dividend and buyback updates
Recent updates
Community Financial System: Margin Expansion Still Underappreciated By The Market
Summary Fixed-asset repricing continues to power healthy margin expansion for Community Financial System (CBU), even as broader interest rates have fallen. CBU's bond portfolio still only yields around 2.2%. With new loans hitting the book at roughly 6%, repricing dynamics will remain attractive for the foreseeable future. Meanwhile, CBU's non-interest revenue, much of which is asset based, is being supported by strong financial markets. Despite enjoying a solid double-digit growth outlook, CBU is trading roughly in line with its past-average P/E ratio, giving investors a reasonable margin of safety. Read the full article on Seeking AlphaCommunity Financial System (CBU) Stock Could Be 41% Below Fair Value After Profit Gains
Recent commentary on Community Financial System (CBU) centers on improved profitability and operating efficiency, with the latest quarterly revenue and net profit reported higher year over year, drawing attention to how the stock reflects these developments. See our latest analysis for Community Financial System. Community Financial System’s recent financial update comes as the stock trades at $62.34, with a 90 day share price return of 10.75% and a 1 year total shareholder return of 18.53%...Community Financial System (NYSE:CBU) Is Paying Out A Dividend Of $0.47
The board of Community Financial System, Inc. ( NYSE:CBU ) has announced that it will pay a dividend of $0.47 per share...Community Financial System (NYSE:CBU) Is Due To Pay A Dividend Of $0.47
Community Financial System, Inc. ( NYSE:CBU ) will pay a dividend of $0.47 on the 10th of April. This means that the...Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47
Community Financial System, Inc. ( NYSE:CBU ) has announced that it will be increasing its dividend from last year's...Community Financial System (NYSE:CBU) Is Increasing Its Dividend To $0.47
Community Financial System, Inc. ( NYSE:CBU ) has announced that it will be increasing its periodic dividend on the...Community Financial System: Earnings Outlook Is Positive, But Stock Appears Fairly Valued (Rating Downgrade)
Summary The upcoming maturity of fixed-rate loans and the subsequent reinvestment will boost the margin. Interest rate cuts and strong labor markets bode well for loan growth. The December 2025 target price suggests a single-digit upside from the current market price. CBU is offering a dividend yield of 3.0%. The payout ratiois in line with the historical average. Read the full article on Seeking Alpha
Strategic Acquisitions And Diverse Revenue Streams Poised For Robust Earnings Growth
Focusing on both organic and inorganic growth through acquisitions and a diversified revenue stream enhances future earnings and market share.Community Financial System: A Solid Dividend Aristocrat, But Still Too Expensive
Summary Community Financial System has a history of increasing dividends for 32 years, conservative management, and sustainable dividend yield, making it a reliable choice for investors. But it is still a bit expensive. Fear of recession prompts investors to seek passive income, with some regional banks offering high dividend yields. CBU stands out as a strong bank with low-cost deposits and a focus on consumer loans. Read the full article on Seeking AlphaCommunity Financial System's (NYSE:CBU) Dividend Will Be Increased To $0.46
The board of Community Financial System, Inc. ( NYSE:CBU ) has announced that the dividend on 10th of October will be...Community Bank System: The Cost Of Total Deposits Remains Incredibly Low
Summary Community Bank System reported positive Q4 results, with revenue beating expectations and a low-risk loan portfolio. CBU is taking advantage of competitors' lack of liquidity to expand in larger metropolitan areas and increase lending opportunities. The bank has a low cost of deposits, stable net interest margin (NIM), and a history of increasing dividends and share buybacks. Read the full article on Seeking AlphaThe Community Bank System, Inc. (NYSE:CBU) Yearly Results Are Out And Analysts Have Published New Forecasts
Community Bank System, Inc. ( NYSE:CBU ) came out with its yearly results last week, and we wanted to see how the...Stability and Growth of Payments
Fetching dividends data
Stable Dividend: CBU's dividends per share have been stable in the past 10 years.
Growing Dividend: CBU's dividend payments have increased over the past 10 years.
Dividend Yield vs Market
| Community Financial System Dividend Yield vs Market |
|---|
| Segment | Dividend Yield |
|---|---|
| Company (CBU) | 3.1% |
| Market Bottom 25% (US) | 1.4% |
| Market Top 25% (US) | 4.1% |
| Industry Average (Banks) | 2.3% |
| Analyst forecast (CBU) (up to 3 years) | 3.1% |
Notable Dividend: CBU's dividend (3.13%) is higher than the bottom 25% of dividend payers in the US market (1.37%).
High Dividend: CBU's dividend (3.13%) is low compared to the top 25% of dividend payers in the US market (4.11%).
Current Payout to Shareholders
Earnings Coverage: With its reasonably low payout ratio (43.2%), CBU's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.
Discover strong dividend paying companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/15 21:57 |
| End of Day Share Price | 2026/09/15 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Community Financial System, Inc. is covered by 12 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| Jacob Civiello | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |