First Financial Bancorp (Nasdaq:FFBC) - Stock Price, News & Analysis

FFBC Stock Overview

Operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. More details

FFBC fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	1/6
Past Performance	2/6
Financial Health	6/6
Dividends	4/6

Rewards

Trading at 48.1% below our estimate of its fair value

Earnings are forecast to grow 4.22% per year

Trading at good value compared to peers and industry

Risk Analysis

Significant insider selling over the past 3 months

Unstable dividend track record

First Financial Bancorp. Competitors

Independent Bank

NasdaqGS:INDB

US$3.1b

First Merchants

NasdaqGS:FRME

US$2.6b

WaFd

NasdaqGS:WAFD

US$3.0b

Central Bancompany

OTCPK:CBCY.B

US$3.0b

Price History & Performance

Summary of all time highs, changes and price drops for First Financial Bancorp
Historical stock prices
Current Share Price	US$29.86
52 Week High	US$30.11
52 Week Low	US$19.92
Beta	0.97
11 Month Change	22.48%
3 Month Change	12.34%
1 Year Change	46.52%
33 Year Change	25.04%
5 Year Change	22.78%
Change since IPO	1,144.56%

First Financial Bancorp (NASDAQ:FFBC) Will Pay A Dividend Of $0.24

Oct 29

First Financial Bancorp: Weakening Key Metrics, But Stabilizing

Oct 25

Recent updates

First Financial Bancorp's (NASDAQ:FFBC) Upcoming Dividend Will Be Larger Than Last Year's

Jul 30

First Financial Bancorp (NASDAQ:FFBC) Is Due To Pay A Dividend Of $0.23

May 29

First Financial Bancorp (NASDAQ:FFBC) Is Paying Out A Dividend Of $0.23

Jan 30

First Financial Bancorp (NASDAQ:FFBC) Has Affirmed Its Dividend Of $0.23

Oct 29

Is Now The Time To Put First Financial Bancorp (NASDAQ:FFBC) On Your Watchlist?

Oct 23

First Financial Bancorp (NASDAQ:FFBC) Has Announced A Dividend Of $0.23

Aug 28

Is Now The Time To Put First Financial Bancorp (NASDAQ:FFBC) On Your Watchlist?

Jun 23

First Financial Bancorp (NASDAQ:FFBC) Is Due To Pay A Dividend Of $0.23

Apr 29

Here's Why We Think First Financial Bancorp (NASDAQ:FFBC) Is Well Worth Watching

Mar 14

First Financial Bancorp (NASDAQ:FFBC) Is Due To Pay A Dividend Of $0.23

Nov 17

First Financial Bancorp.: High Interest-Rates, Moderate Loan Growth To Lift Earnings

Oct 16

First Financial Bancorp (NASDAQ:FFBC) Has Affirmed Its Dividend Of $0.23

Jul 30

First Financial Non-GAAP EPS of $0.56 beats by $0.05, revenue of $166.99M beats by $6.42M

Jul 21

First Financial Bancorp's (NASDAQ:FFBC) Dividend Will Be US$0.23

May 28

First Financial Bancorp (NASDAQ:FFBC) Has Announced A Dividend Of US$0.23

May 14

First Financial Bancorp's (NASDAQ:FFBC) Dividend Will Be US$0.23

Apr 30

Shareholder Returns

	FFBC	US Banks	US Market
7D	2.6%	1.8%	2.2%
1Y	46.5%	57.8%	31.7%

Return vs Industry: FFBC underperformed the US Banks industry which returned 57.8% over the past year.

Return vs Market: FFBC exceeded the US Market which returned 31.7% over the past year.

Price Volatility

Is FFBC's price volatile compared to industry and market?
FFBC volatility
FFBC Average Weekly Movement	5.8%
Banks Industry Average Movement	5.2%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: FFBC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FFBC's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1863	2,165	Archie Brown	www.bankatfirst.com

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking, savings, and money-market accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers.

First Financial Bancorp. Fundamentals Summary

How do First Financial Bancorp's earnings and revenue compare to its market cap?
FFBC fundamental statistics
Market cap	US$2.85b
Earnings (TTM)	US$220.68m
Revenue (TTM)	US$763.43m

12.9x

P/E Ratio

1.2x

P/B Ratio

Is FFBC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FFBC income statement (TTM)
Revenue	US$763.43m
Cost of Revenue	US$0
Gross Profit	US$763.43m
Other Expenses	US$542.75m
Earnings	US$220.68m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	2.31
Gross Margin	100.00%
Net Profit Margin	28.91%
Debt/Equity Ratio	54.4%

How did FFBC perform over the long term?

See historical performance and comparison

Dividends

3.2%

Current Dividend Yield

40%

Payout Ratio

Does FFBC pay a reliable dividends?

See FFBC dividend history and benchmarks

When do you need to buy FFBC by to receive an upcoming dividend?
First Financial Bancorp dividend dates
Ex Dividend Date	Dec 02 2024
Dividend Pay Date	Dec 16 2024
Days until Ex dividend	8 days
Days until Dividend pay date	22 days

Does FFBC pay a reliable dividends?

See FFBC dividend history and benchmarks

FFBC Stock Overview

Rewards

Risk Analysis

First Financial Bancorp. Competitors

NasdaqGS:INDB

US$3.1b

NasdaqGS:FRME

US$2.6b

NasdaqGS:WAFD

US$3.0b

OTCPK:CBCY.B

US$3.0b

Price History & Performance

Recent News & Updates

Independent Director recently sold US$322k worth of stock

First Financial Bancorp (NASDAQ:FFBC) Will Pay A Dividend Of $0.24

Third quarter dividend of US$0.24 announced

Third quarter 2024 earnings: EPS and revenues miss analyst expectations

First Financial Bancorp: Weakening Key Metrics, But Stabilizing

First Financial Bancorp. Reports Net Charge Off for the Third Quarter Ended September 30, 2024

Recent updates

Independent Director recently sold US$322k worth of stock

First Financial Bancorp (NASDAQ:FFBC) Will Pay A Dividend Of $0.24

Third quarter dividend of US$0.24 announced

Third quarter 2024 earnings: EPS and revenues miss analyst expectations

First Financial Bancorp: Weakening Key Metrics, But Stabilizing

First Financial Bancorp. Reports Net Charge Off for the Third Quarter Ended September 30, 2024

First Financial Bancorp. to Report Q3, 2024 Results on Oct 24, 2024

Key Executive recently sold US$771k worth of stock

Upcoming dividend of US$0.24 per share

First Financial Bancorp (NASDAQ:FFBC) Is Increasing Its Dividend To $0.24

Insider recently sold US$343k worth of stock

First Financial Bancorp's (NASDAQ:FFBC) Upcoming Dividend Will Be Larger Than Last Year's

Second quarter dividend increased to US$0.24

Price target increased by 11% to US$28.00

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

First Financial Bancorp Announces Quarterly Dividend Increase, Payable on September 16, 2024

Investor sentiment improves as stock rises 16%

First Financial Bancorp. to Report Q2, 2024 Results on Jul 25, 2024

First Financial Bancorp Announces Board Changes

First Financial Bancorp (NASDAQ:FFBC) Is Due To Pay A Dividend Of $0.23

Upcoming dividend of US$0.23 per share

Insider recently sold US$248k worth of stock

First quarter dividend of US$0.23 announced

First Financial Bancorp. Declares Quarterly Dividend, Payable on June 17, 2024

First quarter 2024 earnings: EPS and revenues miss analyst expectations

First Financial Bancorp. to Report Q1, 2024 Results on Apr 25, 2024

Price target increased by 7.1% to US$25.30

First Financial Bancorp., Annual General Meeting, May 28, 2024

Full year 2023 earnings: EPS in line with expectations, revenues disappoint

Upcoming dividend of US$0.23 per share

First Financial Bancorp (NASDAQ:FFBC) Is Paying Out A Dividend Of $0.23

Fourth quarter dividend of US$0.23 announced

Full year 2023 earnings: EPS in line with expectations, revenues disappoint

First Financial Bancorp. Approves Quarterly Dividend, Payable on March 15, 2024

First Financial Bancorp. to Report Q4, 2023 Results on Jan 25, 2024

Price target increased by 8.0% to US$23.63

Independent Director recently sold US$340k worth of stock

Upcoming dividend of US$0.23 per share at 4.5% yield

First Financial Bancorp (NASDAQ:FFBC) Has Affirmed Its Dividend Of $0.23

Third quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

First Financial Bancorp. Reports Unaudited Net Charge-Offs Results for the Third Quarter Ended September 30, 2023

Is Now The Time To Put First Financial Bancorp (NASDAQ:FFBC) On Your Watchlist?

First Financial Bancorp. to Report Q3, 2023 Results on Oct 24, 2023

First Financial Bancorp (NASDAQ:FFBC) Has Announced A Dividend Of $0.23

Upcoming dividend of US$0.23 per share at 4.4% yield

Insider recently sold US$251k worth of stock

Insider notifies of intention to sell stock

First Financial Bancorp. Provides Earnings Guidance for the Third Quarter of 2023

Second quarter 2023 earnings: EPS misses analyst expectations

First Financial Bancorp. to Report Q2, 2023 Results on Jul 20, 2023

First Financial Bancorp. to Report Q2, 2023 Results on Jul 20, 2023

Is Now The Time To Put First Financial Bancorp (NASDAQ:FFBC) On Your Watchlist?

Investor sentiment improves as stock rises 17%

Upcoming dividend of US$0.23 per share at 4.6% yield

First Financial Bancorp (NASDAQ:FFBC) Is Due To Pay A Dividend Of $0.23

First quarter 2023 earnings: EPS and revenues exceed analyst expectations

Price target increased by 21% to US$31.80

Here's Why We Think First Financial Bancorp (NASDAQ:FFBC) Is Well Worth Watching

Full year 2022 earnings: EPS and revenues exceed analyst expectations