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U.S. Financials Sector Analysis

UpdatedJan 01, 2026
DataAggregated Company Financials
Companies1408
  • 7D-1.8%
  • 3M2.1%
  • 1Y13.0%
  • YTD12.8%

Over the last 7 days, the Financials industry has dropped 1.8%, driven by JPMorgan Chase declining 2.1%. This takes the industry's 12 month performance to a gain of 13%. As for the next few years, earnings are expected to grow by 10% per annum.

Sector Valuation and Performance

Has the U.S. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 01 Jan 2026US$10.6tUS$3.2tUS$552.7b12.7x19.1x3.3x
Sat, 29 Nov 2025US$10.2tUS$3.2tUS$552.6b12.3x18.5x3.2x
Mon, 27 Oct 2025US$10.2tUS$3.1tUS$534.9b12.4x19.1x3.3x
Wed, 24 Sep 2025US$10.5tUS$3.3tUS$517.9b13x20.2x3.2x
Fri, 22 Aug 2025US$10.2tUS$3.3tUS$517.7b12.7x19.7x3.1x
Sun, 20 Jul 2025US$9.8tUS$3.0tUS$534.6b13.2x18.2x3.2x
Tue, 17 Jun 2025US$9.4tUS$3.0tUS$525.3b12.4x18x3.1x
Thu, 15 May 2025US$9.7tUS$3.0tUS$529.0b12.7x18.4x3.2x
Sat, 12 Apr 2025US$8.6tUS$3.0tUS$545.2b11.3x15.9x2.9x
Mon, 10 Mar 2025US$9.3tUS$3.0tUS$545.1b12.1x17.1x3.1x
Wed, 05 Feb 2025US$9.8tUS$2.9tUS$545.2b12.7x18.1x3.3x
Fri, 03 Jan 2025US$9.3tUS$2.9tUS$505.4b12.8x18.4x3.2x
Sun, 01 Dec 2024US$9.9tUS$2.9tUS$504.7b13.7x19.6x3.4x
Tue, 29 Oct 2024US$9.0tUS$2.9tUS$471.0b12.6x19x3.1x
Thu, 26 Sep 2024US$8.7tUS$2.8tUS$466.2b12.3x18.6x3.1x
Sat, 24 Aug 2024US$8.4tUS$2.8tUS$466.0b12.5x18.1x3x
Mon, 22 Jul 2024US$8.2tUS$2.8tUS$470.4b11.8x17.5x2.9x
Wed, 19 Jun 2024US$7.8tUS$2.8tUS$463.1b10.6x16.9x2.8x
Fri, 17 May 2024US$8.1tUS$2.8tUS$463.3b10.9x17.5x2.9x
Sun, 14 Apr 2024US$7.7tUS$2.7tUS$477.6b10.5x16.1x2.8x
Tue, 12 Mar 2024US$7.8tUS$2.7tUS$472.9b10.7x16.4x2.9x
Thu, 08 Feb 2024US$7.4tUS$2.7tUS$422.6b10.4x17.5x2.8x
Sat, 06 Jan 2024US$7.4tUS$2.7tUS$447.7b11.4x16.5x2.7x
Mon, 04 Dec 2023US$7.0tUS$2.7tUS$446.3b10.9x15.8x2.6x
Wed, 01 Nov 2023US$6.3tUS$2.7tUS$442.0b10.2x14.2x2.3x
Fri, 29 Sep 2023US$6.6tUS$2.7tUS$430.6b10.3x15.2x2.5x
Sun, 27 Aug 2023US$6.6tUS$2.7tUS$430.9b10.5x15.4x2.5x
Tue, 25 Jul 2023US$6.9tUS$2.6tUS$348.6b11.1x19.9x2.7x
Thu, 22 Jun 2023US$6.4tUS$2.6tUS$341.1b10.5x18.9x2.5x
Sat, 20 May 2023US$6.3tUS$2.6tUS$341.0b10.3x18.4x2.4x
Mon, 17 Apr 2023US$6.4tUS$2.5tUS$324.3b10.7x19.8x2.6x
Wed, 15 Mar 2023US$5.1tUS$2.4tUS$307.5b10.8x16.7x2.2x
Fri, 10 Feb 2023US$5.8tUS$2.4tUS$343.4b11.8x17x2.4x
Sun, 08 Jan 2023US$5.6tUS$2.4tUS$369.2b11.6x15.2x2.3x
Price to Earnings Ratio

15.2x


Total Market Cap: US$5.6tTotal Earnings: US$369.2bTotal Revenue: US$2.4tTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Financials Sector Price to Earnings3Y Average 17.7x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 17.7x.
  • The 3-year average PS ratio of 2.9x is lower than the industry's current PS ratio of 3.3x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 14% per year over the last three years.
  • Revenues for these companies have grown 9.3% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials sector?

US Market-1.43%
Financials-1.80%
Mortgage Finance0%0
Diversified Financial-0.84%
Insurance-1.00%
Capital Markets-2.29%
Banks-2.33%
Mortgage REITs-2.64%
Consumer Finance-3.22%
Industry PE
  • Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 25.5x.
    • Analysts are expecting annual earnings growth of 11.9%, which is lower than the prior year's growth of 16.5% per year.
  • Investors are most pessimistic about the Insurance industry, which is trading below its 3-year average of 18.7x.
Forecasted Growth
  • Analysts are most optimistic on the Mortgage REITs industry, expecting annual earnings growth of 36% over the next 5 years.
  • This is better than its past earnings decline of 6.6% per year.
  • In contrast, the Insurance industry is expected to see its earnings grow by 6.5% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BRK.A Berkshire HathawayUS$754.80k0.5%
+US$5.1b		10.9%PE16.1x
DBRG DigitalBridge GroupUS$15.3412.6%
+US$314.2m		36.0%PE137.4x
ERIE Erie IndemnityUS$286.650.9%
+US$138.6m		-30.5%PE23.1x
EG Everest GroupUS$339.350.9%
+US$131.8m		-6.4%PE26x
RNR RenaissanceRe HoldingsUS$281.161.0%
+US$129.1m		13.0%PE7.8x

Latest News

DBRG
US$15.34
DigitalBridge Group
7D
12.6%
1Y
36.0%
ERIE
US$286.65
Erie Indemnity
7D
0.9%
1Y
-30.5%
JPM
US$322.22
JPMorgan Chase
7D
-2.1%
1Y
34.4%
GS
US$879.00
Goldman Sachs Group
7D
-3.5%
1Y
53.5%

GS: Future Deal Ambitions Will Mask Rising Concern Over Share Price Sustainability

Analysts have nudged their price target for Goldman Sachs Group higher to approximately 813 dollars from about 803 dollars. The change reflects slightly stronger long term revenue growth expectations, a modestly higher future earnings multiple, and a largely unchanged discount rate and profit margin outlook.
BAC
US$55.00
Bank of America
7D
-2.2%
1Y
25.1%

BAC: Future Capital Returns And Macro Tailwinds Will Support Balanced Risk Reward Outlook

Analysts have nudged our Bank of America fair value estimate higher to approximately $59.65 from about $58.98. This reflects a series of upward price target revisions that highlight solid revenue growth, improved net interest income expectations, and one of the more attractive risk and reward profiles among large universal banks.
TIGR
US$9.56
UP Fintech Holding
7D
6.0%
1Y
48.0%

TIGR Will Benefit From Discount To Peer As Platform Monetization Strengthens

Analysts have raised their price target for UP Fintech Holding to about $19 from roughly $17.40, citing the potential to unlock more value from its diversified, innovative platform and a still sizable valuation discount versus peer Futu. Analyst Commentary Bullish analysts highlight that the latest price target increase reflects growing confidence in UP Fintech Holding's ability to monetize its platform more effectively over the next several years.
EG
US$339.35
Everest Group
7D
0.9%
1Y
-6.4%

EG: Improved Reserve Protection And Calm Cat Season Will Support Future Earnings Stability

Analysts have trimmed their price target on Everest Group by approximately $4 to reflect a slightly lower fair value and more conservative profit margin assumptions, while also acknowledging improved reserve visibility and a steadier earnings backdrop following recent Q3 updates. Analyst Commentary Bullish analysts highlight that the recent Q3 reporting season has reinforced confidence in Everest Group's earnings resilience, with calmer catastrophe activity and limited macro headwinds supporting more stable results.
V
US$350.71
Visa
7D
-1.2%
1Y
11.0%

V: Stablecoin Expansion Will Sustain Durable Network Moat In Coming Years

Analysts have nudged their blended price target on Visa slightly lower by about $0.45 per share to roughly $395, as a modestly higher discount rate partially offsets improving expectations for revenue growth, profit margins, and the long term earnings multiple. This outlook is supported by recent Buy and Overweight initiations that highlight the company's network scale, brand strength, and favorable cross border and pricing trends.
HOOD
US$113.10
Robinhood Markets
7D
-6.1%
1Y
203.5%

HOOD: MIAXdx Venture And Prediction Markets Will Shape Balanced Risk Reward Outlook

Analysts have lifted their average price target on Robinhood Markets to approximately $112.60 from about $67.00, citing the transformative economics of its MIAXdx joint venture, accelerating prediction market revenues, and a maturing multi-product platform that is expected to support higher long term margins and valuation multiples. Analyst Commentary Street research around Robinhood has tilted decisively constructive in recent weeks, with a series of price target hikes and fresh initiations reflecting optimism on both the MIAXdx joint venture and the scaling of prediction markets.
AXP
US$369.95
American Express
7D
-3.4%
1Y
24.7%
C
US$116.69
Citigroup
7D
-4.0%
1Y
65.8%
MA
US$570.88
Mastercard
7D
-1.5%
1Y
8.4%

MA: Expanding Digital And Cross-Border Payments Will Drive Future Upside

Analysts have nudged our fair value estimate for Mastercard modestly higher to approximately $657 from about $656, citing a wave of rising Street price targets grounded in solid quarterly results, resilient spending trends, and the companys expanding role in high growth digital and cross border payments. Analyst Commentary Bullish analysts have highlighted Mastercard's strong execution and durable growth profile as key reasons for revising price targets higher, reinforcing the view that the company can sustain premium valuation multiples.
RNR
US$281.16
RenaissanceRe Holdings
7D
1.0%
1Y
13.0%

RNR: Future Returns Will Weigh Calm Cat Seasons Against Softening Reinsurance Cycle

Analysts have nudged their price target on RenaissanceRe Holdings slightly higher to approximately $289 from about $289 previously, citing modestly improved profit margin expectations and updated sector modeling despite growing concerns about a potential softening reinsurance cycle. Analyst Commentary Street research on RenaissanceRe Holdings has grown more polarized, with several bullish analysts lifting price targets while others highlight mounting cyclical and valuation risks.
BRK.A
US$754,800.00
Berkshire Hathaway
7D
0.5%
1Y
10.9%
MCHB
US$14.63
Mechanics Bancorp
7D
3.2%
1Y
n/a
AFJK
US$64.01
Aimei Health Technology
7D
33.4%
1Y
498.2%