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U.S. Financials Sector Analysis

UpdatedAug 26, 2026
DataAggregated Company Financials
Companies1396
  • 7D0.9%
  • 3M12.7%
  • 1Y7.5%
  • YTD5.7%

The Financials is pretty flat in the last 7 days, but Visa has stood out, gaining 5.5%. As for the the longer term, the industry is up 7.9% over the past 12 months. Looking forward, earnings are forecast to grow by 8.1% annually.

Sector Valuation and Performance

Has the U.S. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 26 Aug 2026US$10.9tUS$3.5tUS$648.6b12.7x16.8x3.1x
Fri, 24 Jul 2026US$10.6tUS$3.4tUS$626.6b12.9x16.9x3.1x
Sun, 21 Jun 2026US$10.2tUS$3.4tUS$596.7b12.7x17x3x
Tue, 19 May 2026US$9.8tUS$3.4tUS$597.3b12.5x16.3x2.9x
Thu, 16 Apr 2026US$9.9tUS$3.3tUS$567.0b13.3x17.5x3x
Sat, 14 Mar 2026US$9.3tUS$3.3tUS$563.3b11.8x16.5x2.8x
Mon, 09 Feb 2026US$10.4tUS$3.3tUS$569.1b12.8x18.2x3.2x
Wed, 07 Jan 2026US$10.8tUS$3.2tUS$552.0b12.8x19.5x3.4x
Fri, 05 Dec 2025US$10.3tUS$3.2tUS$552.6b12.5x18.6x3.3x
Sun, 02 Nov 2025US$10.0tUS$3.1tUS$542.7b12x18.5x3.2x
Tue, 30 Sep 2025US$10.4tUS$3.3tUS$517.8b12.9x20.2x3.1x
Thu, 28 Aug 2025US$10.3tUS$3.3tUS$517.9b13.1x20x3.1x
Sat, 26 Jul 2025US$10.2tUS$3.0tUS$532.9b12.9x19.1x3.4x
Mon, 23 Jun 2025US$9.5tUS$3.0tUS$525.5b12.3x18x3.1x
Wed, 21 May 2025US$9.7tUS$3.0tUS$523.7b12.8x18.6x3.2x
Fri, 18 Apr 2025US$8.8tUS$3.0tUS$549.8b11.3x16x3x
Sun, 16 Mar 2025US$9.2tUS$3.0tUS$545.1b12x16.9x3.1x
Tue, 11 Feb 2025US$10.0tUS$3.0tUS$553.4b12.7x18x3.4x
Thu, 09 Jan 2025US$9.3tUS$2.9tUS$505.7b12.7x18.4x3.2x
Sat, 07 Dec 2024US$9.7tUS$2.9tUS$504.7b13.6x19.3x3.3x
Mon, 04 Nov 2024US$8.9tUS$2.9tUS$472.6b12.6x18.9x3.1x
Wed, 02 Oct 2024US$8.7tUS$2.8tUS$466.4b12.2x18.6x3.1x
Fri, 30 Aug 2024US$8.6tUS$2.8tUS$465.9b12.5x18.4x3x
Sun, 28 Jul 2024US$8.4tUS$2.8tUS$467.8b12.5x17.9x3x
Tue, 25 Jun 2024US$7.9tUS$2.8tUS$463.0b10.6x17x2.8x
Thu, 23 May 2024US$8.1tUS$2.8tUS$463.1b11x17.5x2.9x
Sat, 20 Apr 2024US$7.6tUS$2.7tUS$474.3b10.4x16.1x2.8x
Mon, 18 Mar 2024US$7.8tUS$2.7tUS$473.0b10.5x16.4x2.9x
Wed, 14 Feb 2024US$7.4tUS$2.7tUS$433.8b10.4x17.1x2.7x
Fri, 12 Jan 2024US$7.4tUS$2.7tUS$447.7b11.2x16.6x2.7x
Sun, 10 Dec 2023US$6.9tUS$2.7tUS$446.6b11x15.4x2.6x
Tue, 07 Nov 2023US$6.6tUS$2.7tUS$437.4b10.7x15x2.4x
Thu, 05 Oct 2023US$6.5tUS$2.7tUS$430.9b10.2x15x2.4x
Sat, 02 Sep 2023US$6.8tUS$2.7tUS$435.0b10.7x15.7x2.6x
Price to Earnings Ratio

15.7x


Total Market Cap: US$6.8tTotal Earnings: US$435.0bTotal Revenue: US$2.7tTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Financials Sector Price to Earnings3Y Average 17.6x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 17.6x.
  • The industry is trading close to its 3-year average PS ratio of 3.0x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 14% per year over the last three years.
  • Revenues for these companies have grown 9.4% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials sector?

US Market-0.31%
Financials0.89%
Capital Markets2.94%
Diversified Financial2.55%
Insurance1.17%
Consumer Finance0.055%
Mortgage Finance0%0
Mortgage REITs-0.34%
Banks-2.48%
Industry PE
  • Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 25.7x.
    • Analysts are expecting annual earnings growth of 12.4%, which is lower than the prior year's growth of 34.3% per year.
  • Investors are most pessimistic about the Mortgage REITs industry, which is trading below its 3-year average of 18.4x.
Forecasted Growth
  • Analysts are most optimistic on the Mortgage REITs industry, expecting annual earnings growth of 21% over the next 5 years.
  • This is better than its past earnings growth rate of 13% per year.
  • In contrast, the Insurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
V VisaUS$384.145.5%
+US$36.5b		9.4%PE31.5x
MA MastercardUS$599.374.4%
+US$22.0b		1.3%PE32.3x
HOOD Robinhood MarketsUS$112.0922.5%
+US$18.5b		3.0%PE48.6x
COIN Coinbase GlobalUS$187.1628.0%
+US$10.8b		-39.3%PS8.2x
PGR ProgressiveUS$222.097.2%
+US$8.6b		-9.7%PE11x

Latest News

GS
US$1,058.88
Goldman Sachs Group
7D
1.8%
1Y
41.4%
HOOD
US$112.09
Robinhood Markets
7D
22.5%
1Y
3.0%
C
US$133.25
Citigroup
7D
-3.2%
1Y
39.2%
Seeking Alpha • 19h

Citigroup: A Great Value Play With A Solid Income Preferred Share

Summary Citigroup has surged over 40% in the past year yet remains attractively valued versus peers on forward P/E and tangible book metrics. Loan and deposit growth are robust, with nine consecutive quarters of loan growth and a conservative 52% loan-to-deposit ratio supporting earnings momentum. C's net interest margin has reached a post-pandemic high of 2.54%, driven by falling borrowing costs and strong deposit growth. Income investors can access a 6.5% yield (7.5% yield to call) via C.PR.R preferreds, offering compelling risk-adjusted returns. Read the full article on Seeking Alpha
JPM
US$356.69
JPMorgan Chase
7D
-1.8%
1Y
19.5%
WFC
US$84.79
Wells Fargo
7D
-3.0%
1Y
4.0%
USB
US$62.41
U.S. Bancorp
7D
-3.7%
1Y
28.5%
COIN
US$187.16
Coinbase Global
7D
28.0%
1Y
-39.3%
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Coinbase: Why This Comeback Isn't A Dead Cat Bounce

Summary Coinbase Global (COIN) has experienced significant volatility, with a 52-week range from $139 to $402 and a 38% decline over the past year. Despite challenges, COIN has outperformed the benchmark recently, rising 7% since my last coverage versus the benchmark's 2%. I see multiple favorable catalysts forming, and believe headwinds are likely priced in, making COIN's valuation attractive if growth materializes. COIN maintains meaningfully above-market margins, supporting my continued Buy rating and positive outlook. Read the full article on Seeking Alpha
MA
US$599.37
Mastercard
7D
4.4%
1Y
1.3%
BAC
US$62.43
Bank of America
7D
-2.8%
1Y
24.2%
AJG
US$268.51
Arthur J. Gallagher
7D
8.1%
1Y
-10.6%
Seeking Alpha • Aug 21

16% And Climbing, Why Fundamentals Matter: Arthur J. Gallagher

Summary Arthur J. Gallagher remains a Buy, driven by robust organic growth and disciplined M&A, validating my long-term investment thesis. Q2 2026 revenue grew 24.4% to $3.96B, with adjusted EPS up 23.5% to $2.84, both fueled by acquisitions and 6% organic growth. AJG trades at a 20% discount to my $313 fair value estimate, offering a 34% potential upside through 2027 if growth projections hold. Risks include acquisition integration - especially Apollo Insurance Solutions - and softness in property insurance, but AJG's fundamentals and credit rating underpin continued outperformance. Read the full article on Seeking Alpha
PNC
US$244.11
PNC Financial Services Group
7D
-4.0%
1Y
20.0%
V
US$384.14
Visa
7D
5.5%
1Y
9.4%
PGR
US$222.09
Progressive
7D
7.2%
1Y
-9.7%
COF
US$216.24
Capital One Financial
7D
-2.4%
1Y
-3.9%
MCO
US$513.11
Moody's
7D
5.6%
1Y
0.3%
AFL
US$116.18
Aflac
7D
-4.6%
1Y
7.4%