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U.S. Diversified Financial Industry Analysis

UpdatedJul 20, 2026
DataAggregated Company Financials
Companies136
  • 7D0.3%
  • 3M6.9%
  • 1Y-2.7%
  • YTD-1.6%

Over the last 7 days, the Diversified Financial industry has remained flat, although notably PayPal Holdings gained 19%. In line with that, the industry has also been flat over the past 12 months. Looking forward, earnings are forecast to grow by 8.5% annually.

Industry Valuation and Performance

Has the U.S. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 20 Jul 2026US$2.8tUS$719.5bUS$131.2b15.9x21x3.8x
Wed, 17 Jun 2026US$2.6tUS$719.7bUS$131.2b14.7x19.9x3.6x
Fri, 15 May 2026US$2.6tUS$719.1bUS$130.9b18x19.7x3.6x
Sun, 12 Apr 2026US$2.5tUS$711.4bUS$123.6b15.4x20.5x3.6x
Tue, 10 Mar 2026US$2.6tUS$707.9bUS$122.9b18x21.5x3.7x
Thu, 05 Feb 2026US$2.7tUS$701.0bUS$128.8b15.6x21x3.9x
Sat, 03 Jan 2026US$2.8tUS$695.2bUS$127.0b13.7x22.4x4.1x
Mon, 01 Dec 2025US$2.8tUS$695.6bUS$127.1b14x22.1x4x
Wed, 29 Oct 2025US$2.9tUS$687.1bUS$120.2b16.5x23.8x4.2x
Fri, 26 Sep 2025US$2.9tUS$689.1bUS$120.6b16.7x23.9x4.2x
Sun, 24 Aug 2025US$2.9tUS$686.4bUS$120.7b16.5x24.2x4.3x
Tue, 22 Jul 2025US$2.8tUS$680.6bUS$141.3b17x20x4.2x
Thu, 19 Jun 2025US$2.9tUS$681.2bUS$141.4b15.6x20.2x4.2x
Sat, 17 May 2025US$2.9tUS$678.6bUS$141.1b15.4x20.6x4.3x
Mon, 14 Apr 2025US$2.8tUS$672.3bUS$151.9b14.2x18.6x4.2x
Wed, 12 Mar 2025US$2.8tUS$673.4bUS$152.5b14.5x18.6x4.2x
Fri, 07 Feb 2025US$2.9tUS$665.5bUS$161.7b17.7x18.1x4.4x
Sun, 05 Jan 2025US$2.8tUS$667.5bUS$160.1b17.8x17.4x4.2x
Tue, 03 Dec 2024US$2.8tUS$660.6bUS$160.1b18.4x17.8x4.3x
Thu, 31 Oct 2024US$2.7tUS$662.1bUS$127.5b15.7x20.8x4x
Sat, 28 Sep 2024US$2.6tUS$660.8bUS$128.0b16x20.3x3.9x
Mon, 26 Aug 2024US$2.5tUS$660.5bUS$127.8b16.3x19.8x3.8x
Wed, 24 Jul 2024US$2.5tUS$663.2bUS$131.7b14.6x18.9x3.8x
Fri, 21 Jun 2024US$2.4tUS$673.4bUS$131.5b13.7x18.3x3.6x
Sun, 19 May 2024US$2.5tUS$673.7bUS$131.5b14.4x18.9x3.7x
Tue, 16 Apr 2024US$2.3tUS$659.0bUS$147.8b14.3x15.8x3.5x
Thu, 14 Mar 2024US$2.5tUS$663.2bUS$147.4b14.9x16.8x3.7x
Sat, 10 Feb 2024US$2.4tUS$655.9bUS$111.6b14.1x21.6x3.7x
Mon, 08 Jan 2024US$2.3tUS$648.5bUS$107.0b13.7x21.2x3.5x
Wed, 06 Dec 2023US$2.2tUS$648.6bUS$107.0b13.4x20.5x3.4x
Fri, 03 Nov 2023US$2.0tUS$631.5bUS$109.5b11.1x18.6x3.2x
Sun, 01 Oct 2023US$2.1tUS$622.6bUS$106.8b12.2x19.6x3.4x
Tue, 29 Aug 2023US$2.2tUS$621.7bUS$106.8b12.8x20.2x3.5x
Thu, 27 Jul 2023US$2.2tUS$599.2bUS$32.1b13.4x67.7x3.6x
Price to Earnings Ratio

67.7x


Total Market Cap: US$2.2tTotal Earnings: US$32.1bTotal Revenue: US$599.2bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Diversified Financial Industry Price to Earnings3Y Average 20.8x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Diversified Financial industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 20.8x.
  • The industry is trading close to its 3-year average PS ratio of 3.9x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have grown 60% per year over the last three years.
  • Revenues for these companies have grown 6.3% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market-1.36%
Financials0.43%
Diversified Financial0.31%
Other Diversified Financial Services1.93%
Transaction and Payment Processing Services1.10%
Specialized Finance-0.72%
Multi-Sector Holdings-1.18%
Industry PE
  • Investors are most optimistic about the Other Diversified Financial Services industry which is trading above its 3-year average PE ratio of 29.0x.
    • Analysts are expecting annual earnings growth of 35.3%, which is higher than its past year's earnings growth of 16.7% per year.
Forecasted Growth
  • Analysts are most optimistic on the Specialized Finance industry, expecting annual earnings growth of 38% over the next 5 years.
  • This is better than its past earnings growth rate of 8.6% per year.
  • In contrast, the Multi-Sector Holdings industry is expected to see its earnings decline by 2.2% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PYPL PayPal HoldingsUS$56.5618.7%
+US$7.9b		-24.4%PE9.9x
MA MastercardUS$543.601.1%
+US$5.2b		-2.0%PE30.8x
RKT Rocket CompaniesUS$14.544.5%
+US$1.8b		-3.3%PE172.1x
V VisaUS$358.560.2%
+US$1.5b		2.2%PE30.7x
APO Apollo Global ManagementUS$120.471.4%
+US$945.5m		-19.0%PE60.1x

Latest News

MA
US$543.60
Mastercard
7D
1.1%
1Y
-2.0%
APO
US$120.47
Apollo Global Management
7D
1.4%
1Y
-19.0%
PAGS
US$9.04
PagSeguro Digital
7D
-2.6%
1Y
13.0%
XYZ
US$79.94
Block
7D
1.5%
1Y
2.4%
PYPL
US$56.56
PayPal Holdings
7D
18.7%
1Y
-24.4%
New Narrative • Jul 17

PayPal: Undervalued Cash Flow Machine or Value Trap?

Investment Summary PayPal remains one of the largest digital payments platforms globally, yet the market continues to value the company as a mature, low-growth payments processor rather than a business capable of generating durable free cash flow and high returns on invested capital. Based on my discounted cash flow (DCF) analysis, PayPal appears materially undervalued, with an intrinsic value of $106.44 per share , representing approximately 88% upside from the current share price of $56.56.
SEZL
US$174.67
Sezzle
7D
9.0%
1Y
28.5%
V
US$358.56
Visa
7D
0.2%
1Y
2.2%
CHYM
US$22.33
Chime Financial
7D
6.6%
1Y
-32.8%
FISV
US$50.63
Fiserv
7D
-1.1%
1Y
-69.4%
Seeking Alpha • Jul 16

Fiserv: Ugly Balance Sheet, Attractive Valuation

Summary Fiserv Inc. remains deeply undervalued, trading at all-time low multiples despite recent operational struggles and high debt levels. Q1/26 results were disappointing: revenues declined 2%, operating income fell 34%, and free cash flow dropped 30% year-over-year. Management expects modest full-year growth, with Clover as a key driver and significant share buybacks planned, but balance sheet risk is substantial. I maintain a 'Buy' rating on FISV, emphasizing its discounted valuation versus intrinsic value, while cautioning on debt and near-term business stabilization. Read the full article on Seeking Alpha
KLAR
US$18.75
Klarna Group
7D
-2.7%
1Y
n/a
SECZ
US$7.18
Securitize
7D
-9.6%
1Y
-36.2%
AFRM
US$76.07
Affirm Holdings
7D
-7.2%
1Y
14.0%
Seeking Alpha • Jul 13

Affirm: Easy Money Will Be Gone By The Time It Feels Safe

Summary Affirm is now a free cash flow machine, poised to generate over $1 billion in FCF in the next twelve months. AFRM is expected to deliver 24%-25% revenue growth in fiscal 2027, with annual revenues surpassing $5 billion. Profitability is accelerating: management has consistently raised non-GAAP operating margin guidance, targeting 29% next fiscal year. At 25x forward FCF and a PEG of ~1x, AFRM appears undervalued despite competitive risks and current risk-off sentiment. Read the full article on Seeking Alpha
BRK.A
US$736,000.00
Berkshire Hathaway
7D
-1.2%
1Y
3.5%
RKT
US$14.54
Rocket Companies
7D
4.5%
1Y
-3.3%
Narrative Update • Jul 10

RKT: Integrated Platform Alliance Will Drive Future Real Estate Portal Leadership

Analysts now cite lower assumed revenue growth, a slightly softer profit margin outlook, and a more conservative future P/E multiple as reasons for trimming their fair value estimate for Rocket Companies stock from $25.00 to $22.50 per share. What’s in the News for Rocket Companies Benchmark initiated coverage on Rocket Companies with a Buy rating and a US$21 price target, highlighting its position in residential real estate and its potential as an online portal that could rival Zillow.
BUR
US$3.92
Burford Capital
7D
-6.7%
1Y
-71.5%
Narrative Update • Jul 09

BUR: Future Buybacks And Lower Discount Rate Will Support Upside

Analysts have reset their price target assumptions for Burford Capital, citing updated views on fair value of $16.00 versus $5.00, a lower discount rate, significant changes in projected revenue growth, a reduced profit margin outlook, and a higher future P/E multiple to reflect the latest assessment of the business. What’s in the News for Burford Capital Burford Capital was dropped from the Russell 2000 Defensive Index, according to index constituent change disclosures.
DLO
US$14.48
DLocal
7D
-2.9%
1Y
32.8%
Seeking Alpha • Jul 03

DLocal: Wall Street Is Turning More Bullish

Summary DLocal Limited still has a weak market sentiment around the stock, but increasingly bullish Wall Street recommendations could turn the sentiment around. The take rate has declined, implying limited pricing power, but also reflecting DLO's deliberate growth strategy. DLO's strategy's success is reflected in the company's earnings growth. Payment volume growth on the platform has only accelerated. I estimate DLO stock to have 56% upside to $23.2. Read the full article on Seeking Alpha