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U.S. Diversified Financial Industry Analysis

UpdatedJul 23, 2026
DataAggregated Company Financials
Companies134
  • 7D-0.7%
  • 3M6.3%
  • 1Y-5.2%
  • YTD-2.8%

In the last week, the Diversified Financial industry is flat overall, with Rocket Companies standing out by going down 7.9%. As for the longer term, the industry has declined 4.1% in the last year. Looking forward, earnings are forecast to grow by 8.5% annually.

Industry Valuation and Performance

Has the U.S. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 23 Jul 2026US$2.7tUS$719.6bUS$131.2b15.5x20.8x3.8x
Sat, 20 Jun 2026US$2.6tUS$719.5bUS$131.2b14.6x19.8x3.6x
Mon, 18 May 2026US$2.6tUS$719.4bUS$131.2b16.9x19.7x3.6x
Wed, 15 Apr 2026US$2.6tUS$711.5bUS$123.5b16.9x20.9x3.6x
Fri, 13 Mar 2026US$2.6tUS$710.0bUS$123.5b16.9x21x3.7x
Sun, 08 Feb 2026US$2.7tUS$701.0bUS$128.2b15.8x21.4x3.9x
Tue, 06 Jan 2026US$2.9tUS$695.2bUS$127.0b14x22.5x4.1x
Thu, 04 Dec 2025US$2.8tUS$695.7bUS$127.1b13.7x21.9x4x
Sat, 01 Nov 2025US$2.8tUS$689.2bUS$121.1b15.1x22.7x4x
Mon, 29 Sep 2025US$2.9tUS$689.1bUS$120.6b16.8x23.9x4.2x
Wed, 27 Aug 2025US$2.9tUS$686.4bUS$120.7b16.5x24x4.2x
Fri, 25 Jul 2025US$2.9tUS$681.2bUS$141.4b17.6x20.3x4.2x
Sun, 22 Jun 2025US$2.8tUS$681.2bUS$141.4b15.9x19.7x4.1x
Tue, 20 May 2025US$2.9tUS$678.6bUS$141.1b15.5x20.8x4.3x
Thu, 17 Apr 2025US$2.9tUS$672.3bUS$152.0b14.3x18.8x4.3x
Sat, 15 Mar 2025US$2.8tUS$672.4bUS$152.5b14.9x18.4x4.2x
Mon, 10 Feb 2025US$2.9tUS$665.8bUS$161.9b17.4x18.1x4.4x
Wed, 08 Jan 2025US$2.8tUS$667.6bUS$160.1b18.5x17.2x4.1x
Fri, 06 Dec 2024US$2.8tUS$667.6bUS$160.1b18.2x17.7x4.2x
Sun, 03 Nov 2024US$2.7tUS$664.1bUS$128.5b15.5x20.6x4x
Tue, 01 Oct 2024US$2.6tUS$660.8bUS$128.0b15.9x20.4x3.9x
Thu, 29 Aug 2024US$2.6tUS$660.5bUS$127.8b16.2x20.1x3.9x
Sat, 27 Jul 2024US$2.4tUS$664.6bUS$132.7b14.8x18.3x3.7x
Mon, 24 Jun 2024US$2.4tUS$673.4bUS$131.5b13.7x18.4x3.6x
Wed, 22 May 2024US$2.5tUS$673.7bUS$131.5b14.6x18.8x3.7x
Fri, 19 Apr 2024US$2.4tUS$659.0bUS$147.8b14.3x16.2x3.6x
Sun, 17 Mar 2024US$2.5tUS$663.3bUS$147.5b15.7x16.8x3.7x
Tue, 13 Feb 2024US$2.4tUS$656.0bUS$111.7b14.4x21.6x3.7x
Thu, 11 Jan 2024US$2.3tUS$648.4bUS$107.0b13.5x21.3x3.5x
Sat, 09 Dec 2023US$2.2tUS$648.6bUS$107.0b13.9x20.5x3.4x
Mon, 06 Nov 2023US$2.1tUS$630.4bUS$110.5b11.2x19x3.3x
Wed, 04 Oct 2023US$2.1tUS$622.6bUS$106.8b12.1x19.5x3.3x
Fri, 01 Sep 2023US$2.2tUS$621.6bUS$106.8b12.8x20.5x3.5x
Sun, 30 Jul 2023US$2.1tUS$600.1bUS$32.7b13.8x65.6x3.6x
Price to Earnings Ratio

65.6x


Total Market Cap: US$2.1tTotal Earnings: US$32.7bTotal Revenue: US$600.1bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Diversified Financial Industry Price to Earnings3Y Average 20.7x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Diversified Financial industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 20.7x.
  • The industry is trading close to its 3-year average PS ratio of 3.9x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have grown 59% per year over the last three years.
  • Revenues for these companies have grown 6.2% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market-1.35%
Financials-1.01%
Diversified Financial-0.73%
Specialized Finance1.87%
Multi-Sector Holdings-0.057%
Transaction and Payment Processing Services-1.00%
Other Diversified Financial Services-1.65%
Industry PE
  • Investors are most optimistic about the Other Diversified Financial Services industry which is trading above its 3-year average PE ratio of 29.4x.
    • Analysts are expecting annual earnings growth of 35.0%, which is higher than its past year's earnings growth of 16.7% per year.
Forecasted Growth
  • Analysts are most optimistic on the Other Diversified Financial Services industry, expecting annual earnings growth of 35% over the next 5 years.
  • This is better than its past earnings growth rate of 17% per year.
  • In contrast, the Multi-Sector Holdings industry is expected to see its earnings decline by 2.2% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
GPN Global PaymentsUS$78.971.0%
+US$205.2m		-5.9%PE34.3x
MTG MGIC InvestmentUS$29.043.4%
+US$200.9m		12.8%PE8.6x
PAYP PayPayUS$15.901.7%
+US$176.1m		n/aPE15.3x
ESNT Essent GroupUS$65.062.3%
+US$134.5m		14.1%PE8.7x
WU Western UnionUS$8.475.3%
+US$134.3m		-4.0%PE6x

Latest News

XYZ
US$77.46
Block
7D
-5.3%
1Y
-2.8%
GPN
US$78.97
Global Payments
7D
1.0%
1Y
-5.9%
TOST
US$29.21
Toast
7D
-3.9%
1Y
-38.4%
PAGS
US$9.67
PagSeguro Digital
7D
5.0%
1Y
17.9%
Narrative Update • Jul 21

PAGS: Higher-For-Longer Rates May Still Leave Room For Upside

Analysts have nudged their fair value estimate for PagSeguro Digital higher to $15.04 from $14.36, reflecting slightly adjusted assumptions on discount rate, revenue growth, profit margins and future P/E, even as recent Street research includes mixed signals such as a reduced $12.50 target from UBS and a downgrade to Neutral with a $10 target at BofA. Analyst Commentary Recent Street commentary on PagSeguro Digital highlights a split view, with some analysts pointing to a tougher operating setup in Brazil while others still see enough earnings power and execution potential to support double digit price targets.
V
US$353.42
Visa
7D
-0.5%
1Y
-0.5%
AFRM
US$73.92
Affirm Holdings
7D
-9.5%
1Y
12.6%
Narrative Update • Jul 21

AFRM: Rising Market Confidence And Funding Access Will Support Future Upside

The updated analyst price target for Affirm Holdings rises from $100.00 to $116.37, reflecting analysts' revised models that factor in recent target increases across the Street, broadly supportive views on consumer fintech conditions, and ongoing comfort with Affirm's growth, funding, and credit profile, despite at least one valuation-driven downgrade. Analyst Commentary Recent research coverage on Affirm Holdings shows a cluster of price target revisions and fresh coverage that, taken together, point to a generally constructive stance on the stock.
MA
US$531.98
Mastercard
7D
-0.6%
1Y
-5.4%
APO
US$119.04
Apollo Global Management
7D
-2.3%
1Y
-21.6%
ESNT
US$65.06
Essent Group
7D
2.3%
1Y
14.1%
WU
US$8.47
Western Union
7D
5.3%
1Y
-4.0%
Seeking Alpha • Jul 17

Western Union: An 11% Yield And 5x Earnings Make This Turnaround Worth The Risk

Summary Western Union trades at a compelling 4.6x 2026 adjusted EPS guidance, offering an 11% dividend yield and speculative turnaround potential. Despite declining traditional remittance revenues and margin pressure, WU maintains profitability and confirmed 2026 guidance, with digital and Consumer Services showing growth. The $500M Intermex acquisition targets improved Americas performance, aiming for $0.10+ EPS accretion, but faces integration and regulatory risks. Digitalization, stablecoin initiatives, and aggressive cost management underpin WU’s speculative Buy rating, contingent on stabilizing earnings and sustaining dividends. Read the full article on Seeking Alpha
AGM
US$207.98
Federal Agricultural Mortgage
7D
6.1%
1Y
17.6%
KLAR
US$17.85
Klarna Group
7D
-8.8%
1Y
n/a
PAYP
US$15.90
PayPay
7D
1.7%
1Y
n/a
RKT
US$13.44
Rocket Companies
7D
-7.9%
1Y
-17.1%
Narrative Update • Jul 10

RKT: Integrated Platform Alliance Will Drive Future Real Estate Portal Leadership

Analysts now cite lower assumed revenue growth, a slightly softer profit margin outlook, and a more conservative future P/E multiple as reasons for trimming their fair value estimate for Rocket Companies stock from $25.00 to $22.50 per share. What’s in the News for Rocket Companies Benchmark initiated coverage on Rocket Companies with a Buy rating and a US$21 price target, highlighting its position in residential real estate and its potential as an online portal that could rival Zillow.
ACT
US$45.77
Enact Holdings
7D
1.9%
1Y
29.0%
MTG
US$29.04
MGIC Investment
7D
3.4%
1Y
12.8%