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U.S. Financials Sector Analysis

UpdatedJul 06, 2026
DataAggregated Company Financials
Companies1411
  • 7D3.4%
  • 3M11.5%
  • 1Y4.7%
  • YTD1.4%

The Financials industry is up 3.4% in the last week, with Visa up 7.7%. This means that the industry has gained 4.8% over the past year. Looking forward, earnings are forecast to grow by 9.2% annually.

Sector Valuation and Performance

Has the U.S. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 06 Jul 2026US$10.6tUS$3.4tUS$595.7b13.3x17.8x3.1x
Wed, 03 Jun 2026US$9.8tUS$3.4tUS$596.9b12.4x16.4x2.9x
Fri, 01 May 2026US$9.9tUS$3.3tUS$586.9b12.7x16.9x3x
Sun, 29 Mar 2026US$9.2tUS$3.3tUS$562.7b12.1x16.3x2.8x
Tue, 24 Feb 2026US$10.0tUS$3.3tUS$563.9b12.3x17.8x3.1x
Thu, 22 Jan 2026US$10.3tUS$3.2tUS$556.7b12.9x18.4x3.2x
Sat, 20 Dec 2025US$10.5tUS$3.2tUS$552.6b12.9x18.9x3.3x
Mon, 17 Nov 2025US$10.0tUS$3.2tUS$553.4b12.1x18.1x3.2x
Wed, 15 Oct 2025US$10.2tUS$3.3tUS$519.8b12.9x19.5x3x
Fri, 12 Sep 2025US$10.3tUS$3.3tUS$517.4b13.1x19.9x3.1x
Sun, 10 Aug 2025US$10.0tUS$3.1tUS$518.6b12.4x19.2x3.3x
Tue, 08 Jul 2025US$10.1tUS$3.0tUS$524.9b13.2x19.3x3.4x
Thu, 05 Jun 2025US$9.6tUS$3.0tUS$525.4b12.3x18.3x3.2x
Sat, 03 May 2025US$9.2tUS$3.0tUS$542.5b12.3x17x3.1x
Mon, 31 Mar 2025US$9.3tUS$3.0tUS$544.8b12.1x17.1x3.1x
Wed, 26 Feb 2025US$9.7tUS$3.0tUS$545.8b12.3x17.8x3.3x
Fri, 24 Jan 2025US$9.7tUS$2.9tUS$539.2b12.9x18x3.3x
Sun, 22 Dec 2024US$9.3tUS$2.9tUS$504.7b13.1x18.5x3.2x
Tue, 19 Nov 2024US$9.6tUS$2.9tUS$504.6b13.5x19.1x3.3x
Thu, 17 Oct 2024US$9.1tUS$2.8tUS$468.8b12.9x19.4x3.2x
Sat, 14 Sep 2024US$8.5tUS$2.8tUS$466.0b12.4x18.2x3x
Mon, 12 Aug 2024US$8.1tUS$2.8tUS$465.7b11.8x17.3x2.9x
Wed, 10 Jul 2024US$7.9tUS$2.8tUS$461.3b11x17.2x2.9x
Fri, 07 Jun 2024US$7.9tUS$2.8tUS$463.2b10.7x17x2.8x
Sun, 05 May 2024US$7.8tUS$2.8tUS$490.9b10.9x15.9x2.8x
Tue, 02 Apr 2024US$8.1tUS$2.7tUS$475.0b10.9x17x3x
Thu, 29 Feb 2024US$7.7tUS$2.7tUS$475.0b10.5x16.2x2.8x
Sat, 27 Jan 2024US$7.5tUS$2.7tUS$423.2b12.2x17.8x2.8x
Mon, 25 Dec 2023US$7.4tUS$2.7tUS$446.7b11.6x16.5x2.7x
Wed, 22 Nov 2023US$6.8tUS$2.7tUS$446.4b10.7x15.2x2.5x
Fri, 20 Oct 2023US$6.4tUS$2.7tUS$434.9b10.2x14.7x2.4x
Sun, 17 Sep 2023US$6.8tUS$2.7tUS$430.8b10.6x15.8x2.6x
Tue, 15 Aug 2023US$6.8tUS$2.7tUS$429.7b11x15.8x2.6x
Thu, 13 Jul 2023US$6.7tUS$2.6tUS$342.9b10.7x19.5x2.6x
Price to Earnings Ratio

19.5x


Total Market Cap: US$6.7tTotal Earnings: US$342.9bTotal Revenue: US$2.6tTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Financials Sector Price to Earnings3Y Average 17.6x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 17.6x.
  • The industry is trading close to its 3-year average PS ratio of 3.0x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 20% per year over the last three years.
  • Revenues for these companies have grown 9.0% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials sector?

US Market1.63%
Financials3.36%
Insurance4.94%
Diversified Financial4.80%
Capital Markets4.12%
Consumer Finance2.06%
Banks1.00%
Mortgage Finance0%0
Mortgage REITs-1.36%
Industry PE
  • Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 25.8x.
    • Analysts are expecting annual earnings growth of 12.7%, which is lower than the prior year's growth of 38.3% per year.
  • Investors are most pessimistic about the Mortgage REITs industry, which is trading below its 3-year average of 19.1x.
Forecasted Growth
  • Analysts are most optimistic on the Mortgage REITs industry, expecting annual earnings growth of 26% over the next 5 years.
  • This is better than its past earnings growth rate of 4.1% per year.
  • In contrast, the Insurance industry is expected to see its earnings grow by 2.1% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
V VisaUS$362.136.0%
+US$38.6b		1.5%PE31x
MA MastercardUS$539.395.8%
+US$26.3b		-4.6%PE30.6x
BRK.A Berkshire HathawayUS$761.58k2.4%
+US$26.0b		6.3%PE15.1x
JPM JPMorgan ChaseUS$334.471.5%
+US$13.6b		14.6%PB2.6x
HOOD Robinhood MarketsUS$112.7314.2%
+US$12.6b		19.4%PE53.5x

Latest News

MA
US$539.39
Mastercard
7D
8.1%
1Y
-5.2%
HOOD
US$112.73
Robinhood Markets
7D
14.2%
1Y
19.4%
JPM
US$334.47
JPMorgan Chase
7D
1.6%
1Y
13.0%
AXP
US$351.96
American Express
7D
3.4%
1Y
7.3%
SNEX
US$120.55
StoneX Group
7D
-11.0%
1Y
92.8%
SPGI
US$439.89
S&P Global
7D
7.8%
1Y
-16.9%
V
US$362.13
Visa
7D
7.7%
1Y
0.9%
C
US$139.97
Citigroup
7D
-1.3%
1Y
57.8%
PB
US$70.90
Prosperity Bancshares
7D
-4.7%
1Y
-4.0%
BRK.A
US$761,579.98
Berkshire Hathaway
7D
2.2%
1Y
4.7%
SYF
US$76.33
Synchrony Financial
7D
-3.0%
1Y
8.8%
PIPR
US$71.09
Piper Sandler Companies
7D
-6.6%
1Y
-3.1%
ALLY
US$45.32
Ally Financial
7D
-3.9%
1Y
10.0%
Narrative Update • Jun 29

ALLY: Earnings Execution And New Brand Platform Will Drive Future Upside

The analyst price target for Ally Financial has been updated to $58 from $64.25. Analysts cite adjustments in fair value, discount rate, revenue growth, profit margin, and future P/E assumptions, along with recent Street research that includes both upward and downward target revisions ahead of upcoming earnings.
GLXY
US$24.59
Galaxy Digital
7D
-16.0%
1Y
13.1%
Seeking Alpha • Jun 29

Galaxy Digital: 4 Catalysts That Could Propel The Stock Higher

Summary Galaxy Digital is mischaracterized as merely a crypto proxy, but recent innovations challenge this view. GLXY has launched institutional OTC prediction markets, targeting hedge funds and family offices with unique liquidity and discretion. I see significant growth prospects and an attractive valuation, supporting a bullish stance on GLXY. GLXY’s differentiated offerings position it ahead of retail-focused competitors like Polymarket and Kalshi. Read the full article on Seeking Alpha
FLG
US$14.59
Flagstar Bank National Association
7D
-4.5%
1Y
30.6%
Narrative Update • Jun 26

FLG: Future Tech Overhaul And AI Platform Will Shape Fair Outlook

Analysts have adjusted their price target on Flagstar Bank National Association to $15.84 from $13.78, citing updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E forecasts. What's in the News for Flagstar Bank National Association Flagstar Bank announced a proprietary technology transformation, securing rights over its Flagstar S2 Platform, which consolidates legacy banking environments into a modern integrated foundation, source: company news release.
SCHW
US$97.00
Charles Schwab
7D
7.0%
1Y
6.0%