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U.S. Insurance Industry Analysis
UpdatedMay 28, 2025
DataAggregated Company Financials
Companies127
- 7D-0.7%
- 3M1.7%
- 1Y18.8%
- YTD7.1%
In the last week, Insurance has been flat. As for the the longer term, the industry is up 19% over the past 12 months. As for the next few years, earnings are expected to grow by 13% per annum.
Industry Valuation and Performance
Has the U.S. Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 28 May 2025 | US$1.4t | US$902.8b | US$82.1b | 15.2x | 17.5x | 1.6x |
| Fri, 25 Apr 2025 | US$1.4t | US$903.1b | US$91.4b | 13.7x | 15.5x | 1.6x |
| Sun, 23 Mar 2025 | US$1.5t | US$897.3b | US$93.0b | 13.8x | 15.7x | 1.6x |
| Tue, 18 Feb 2025 | US$1.4t | US$895.6b | US$93.1b | 12.7x | 15x | 1.6x |
| Thu, 16 Jan 2025 | US$1.4t | US$892.9b | US$91.5b | 12.4x | 14.8x | 1.5x |
| Sat, 14 Dec 2024 | US$1.4t | US$893.2b | US$91.1b | 13.1x | 15.1x | 1.5x |
| Mon, 11 Nov 2024 | US$1.4t | US$891.6b | US$91.1b | 12.8x | 15.5x | 1.6x |
| Wed, 09 Oct 2024 | US$1.4t | US$855.0b | US$87.4b | 13.8x | 15.5x | 1.6x |
| Fri, 06 Sep 2024 | US$1.4t | US$855.4b | US$87.0b | 14x | 16.1x | 1.6x |
| Sun, 04 Aug 2024 | US$1.3t | US$851.7b | US$86.4b | 13.7x | 15x | 1.5x |
| Tue, 02 Jul 2024 | US$1.2t | US$823.4b | US$79.2b | 13.2x | 14.8x | 1.4x |
| Thu, 30 May 2024 | US$1.2t | US$823.4b | US$79.2b | 12.5x | 14.8x | 1.4x |
| Sat, 27 Apr 2024 | US$1.1t | US$803.7b | US$71.4b | 14.1x | 16x | 1.4x |
| Mon, 25 Mar 2024 | US$1.2t | US$792.6b | US$67.0b | 14.5x | 17.6x | 1.5x |
| Wed, 21 Feb 2024 | US$1.1t | US$783.9b | US$65.9b | 13.1x | 17.1x | 1.4x |
| Fri, 19 Jan 2024 | US$1.1t | US$790.2b | US$48.8b | 12.3x | 23.2x | 1.4x |
| Sun, 17 Dec 2023 | US$1.1t | US$792.9b | US$47.7b | 13.3x | 22.7x | 1.4x |
| Tue, 14 Nov 2023 | US$1.1t | US$792.8b | US$47.1b | 12.1x | 22.7x | 1.4x |
| Thu, 12 Oct 2023 | US$1.0t | US$799.5b | US$38.9b | 15x | 26.8x | 1.3x |
| Sat, 09 Sep 2023 | US$1.0t | US$799.3b | US$38.7b | 14.4x | 26.4x | 1.3x |
| Mon, 07 Aug 2023 | US$1.0t | US$798.1b | US$40.5b | 15.9x | 25.2x | 1.3x |
| Wed, 05 Jul 2023 | US$986.3b | US$777.7b | US$36.9b | 15.9x | 26.7x | 1.3x |
| Fri, 02 Jun 2023 | US$934.5b | US$774.5b | US$35.2b | 15.1x | 26.6x | 1.2x |
| Sun, 30 Apr 2023 | US$986.5b | US$764.5b | US$45.3b | 15.2x | 21.8x | 1.3x |
| Tue, 28 Mar 2023 | US$927.6b | US$759.4b | US$44.2b | 14.7x | 21x | 1.2x |
| Thu, 23 Feb 2023 | US$1.0t | US$766.9b | US$43.2b | 16.1x | 23.7x | 1.3x |
| Sat, 21 Jan 2023 | US$1.0t | US$778.5b | US$54.8b | 14.6x | 18.6x | 1.3x |
| Mon, 19 Dec 2022 | US$993.4b | US$777.8b | US$54.7b | 14.7x | 18.2x | 1.3x |
| Wed, 16 Nov 2022 | US$993.6b | US$774.6b | US$53.9b | 14.1x | 18.4x | 1.3x |
| Fri, 14 Oct 2022 | US$940.8b | US$768.0b | US$63.3b | 14.1x | 14.9x | 1.2x |
| Sun, 11 Sep 2022 | US$963.8b | US$767.2b | US$63.3b | 14.1x | 15.2x | 1.3x |
| Tue, 09 Aug 2022 | US$890.4b | US$759.1b | US$57.9b | 13.5x | 15.4x | 1.2x |
| Thu, 07 Jul 2022 | US$955.1b | US$783.4b | US$78.7b | 12x | 12.1x | 1.2x |
| Sat, 04 Jun 2022 | US$1.0t | US$787.8b | US$79.2b | 11.7x | 13.2x | 1.3x |
Price to Earnings Ratio
13.2x
Current Industry PE
- Investors are relatively neutral on the American Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 18.6x.
- The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 1.6x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 4.6% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the U.S. Financials industry?
| US Market | -0.30% | |
| Financials | -0.87% | |
| Insurance | -0.72% | |
| Insurance Brokers | 0.32% | |
| General Insurance | -0.17% | |
| Property and Casualty Insurance | -0.92% | |
| Reinsurance | -0.97% | |
| Life and Health Insurance | -1.68% | |
Industry PE
- Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio of 36.4x.
- Analysts are expecting annual earnings growth of 22.9%, which is higher than its past year's earnings growth of 9.5% per year.
- Investors are most pessimistic about the Life and Health Insurance industry, which is trading below its 3-year average of 43.6x.
Forecasted Growth
- Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 23% over the next 5 years.
- This is better than its past earnings decline of 43% per year.
- In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 8.0% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| AJG Arthur J. Gallagher | US$342.75 | 0.7% +US$619.8m | 38.0% | PE56.3x | |
| AON Aon | US$365.06 | 0.7% +US$567.9m | 30.7% | PE30.9x | |
| TRV Travelers Companies | US$275.88 | 0.8% +US$491.7m | 31.1% | PE14.7x | |
| MMC Marsh & McLennan Companies | US$231.53 | 0.3% +US$354.9m | 13.5% | PE28.2x | |
| WRB W. R. Berkley | US$74.20 | 0.9% +US$246.6m | 41.7% | PE16.3x |
