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U.S. General Insurance Industry Analysis

UpdatedAug 30, 2026
DataAggregated Company Financials
Companies2
  • 7D1.5%
  • 3M12.1%
  • 1Y9.2%
  • YTDn/a

In the last week, the General Insurance industry is up 1.5%, with all of the companies up. In the last 12 months, the industry was up 9.2%. Earnings are forecast to grow by 9.4% annually.

Industry Valuation and Performance

Has the U.S. General Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 30 Aug 2026US$2.1bUS$2.0bUS$182.0m8.9x11.6x1.1x
Tue, 28 Jul 2026US$2.1bUS$1.9bUS$169.8m9.7x12.6x1.1x
Thu, 25 Jun 2026US$2.1bUS$1.9bUS$169.8m9.9x12.3x1.1x
Sat, 23 May 2026US$2.0bUS$1.9bUS$169.8m10.6x11.6x1x
Mon, 20 Apr 2026US$1.9bUS$1.9bUS$166.8m11.3x11.3x1x
Wed, 18 Mar 2026US$1.8bUS$1.9bUS$166.8m11.1x10.6x0.9x
Fri, 13 Feb 2026US$1.8bUS$1.9bUS$166.8m11x10.7x0.9x
Sun, 11 Jan 2026US$1.9bUS$1.9bUS$168.8m12.1x11.1x1x
Tue, 09 Dec 2025US$1.8bUS$1.9bUS$168.8m10.7x10.8x1x
Thu, 06 Nov 2025US$1.9bUS$1.8bUS$142.2m21x13.4x1x
Sat, 04 Oct 2025US$1.9bUS$1.8bUS$142.2m19.7x13.1x1x
Mon, 01 Sep 2025US$1.9bUS$1.8bUS$142.2m22.8x13.6x1x
Wed, 30 Jul 2025US$1.7bUS$1.8bUS$112.6m14.8x15.5x1x
Fri, 27 Jun 2025US$1.8bUS$1.8bUS$112.6m15.2x15.7x1x
Sun, 25 May 2025US$1.8bUS$1.8bUS$112.6m15.3x15.9x1x
Tue, 22 Apr 2025US$1.7bUS$1.8bUS$98.1m15.5x17x0.9x
Thu, 20 Mar 2025US$51.4bUS$28.8bUS$2.3b19.5x22.4x1.8x
Sat, 15 Feb 2025US$49.4bUS$28.8bUS$2.3b18.7x21.5x1.7x
Mon, 13 Jan 2025US$45.5bUS$47.1bUS$3.9b12.9x11.6x1x
Wed, 11 Dec 2024US$47.9bUS$47.1bUS$3.9b14.1x12.3x1x
Fri, 08 Nov 2024US$50.3bUS$47.1bUS$3.9b14.5x12.9x1.1x
Sun, 06 Oct 2024US$50.5bUS$47.7bUS$3.4b16.4x14.9x1.1x
Tue, 03 Sep 2024US$51.1bUS$47.7bUS$3.4b16.4x15.1x1.1x
Thu, 01 Aug 2024US$54.0bUS$50.1bUS$4.8b16.4x11.1x1.1x
Sat, 29 Jun 2024US$59.8bUS$61.4bUS$5.6b11.3x10.7x1x
Mon, 27 May 2024US$62.0bUS$61.4bUS$5.6b11.5x11x1x
Wed, 24 Apr 2024US$61.2bUS$59.5bUS$4.3b14.3x14.2x1x
Fri, 22 Mar 2024US$63.2bUS$59.5bUS$4.3b17.8x14.7x1.1x
Sun, 18 Feb 2024US$58.3bUS$59.5bUS$4.3b16.2x13.5x1x
Tue, 16 Jan 2024US$57.5bUS$62.6bUS$4.6b16.4x12.4x0.9x
Thu, 14 Dec 2023US$57.3bUS$62.6bUS$4.6b14.2x12.4x0.9x
Sat, 11 Nov 2023US$53.9bUS$62.6bUS$4.6b16.2x11.7x0.9x
Mon, 09 Oct 2023US$74.0bUS$87.3bUS$7.2b16.6x10.3x0.8x
Wed, 06 Sep 2023US$72.2bUS$87.3bUS$7.2b16.1x10.1x0.8x
Price to Earnings Ratio

10.1x


Total Market Cap: US$72.2bTotal Earnings: US$7.2bTotal Revenue: US$87.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. General Insurance Industry Price to Earnings3Y Average 13.1x202420252026
Current Industry PE
    There are only 2 companies in the American Multi-line Insurance industry, so there is insufficient data to make an industry-wide assessment of both the PE and PS ratio.
Past Earnings Growth
  • The earnings for companies in the Multi-line Insurance industry have declined 71% per year over the last three years,
  • Revenues have also declined 72% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. General Insurance compare with similar industries?

US Market0.28%
Financials0.87%
Insurance0.72%
General Insurance1.52%
Reinsurance1.74%
Life and Health Insurance0.78%
Insurance Brokers0.75%
Property and Casualty Insurance0.63%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
HMN Horace Mann EducatorsUS$51.351.5%
+US$30.4m		11.7%PE11.7x
AAME Atlantic AmericanUS$1.414.4%
+US$1.2m		-58.2%PE6.1x

Latest News

AAME
US$1.41
Atlantic American
7D
4.4%
1Y
-58.2%
HMN
US$51.35
Horace Mann Educators
7D
1.5%
1Y
11.7%
Seeking Alpha • Aug 18

Horace Mann Educators: Raised Guidance Implies Further Upside

Summary Horace Mann Educators delivered record Q2 2026 core earnings, beating expectations by over 60% and raising FY 2026 EPS guidance. Recent acquisitions expand HMN’s client base beyond educators, expected to add 100 basis points to ROE and be immediately accretive. Book value per share rose 11.4% year-over-year; forward PE remains below 11, supporting the Buy rating and attractive valuation. The seventeenth consecutive year of dividend growth and improved catastrophe loss outlook further reinforce the investment thesis. Read the full article on Seeking Alpha