U.S. General Insurance Industry Analysis

Industry Valuation and Performance

Has the U.S. General Insurance Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Tue, 23 Apr 2024	US$60.6b	US$59.5b	US$4.3b	14.1x	14.1x	1x
Thu, 21 Mar 2024	US$62.2b	US$59.5b	US$4.3b	17.8x	14.5x	1x
Sat, 17 Feb 2024	US$58.4b	US$59.5b	US$4.3b	16.2x	13.6x	1x
Mon, 15 Jan 2024	US$57.5b	US$62.6b	US$4.6b	16.4x	12.4x	0.9x
Wed, 13 Dec 2023	US$57.3b	US$62.6b	US$4.6b	13.9x	12.4x	0.9x
Fri, 10 Nov 2023	US$53.7b	US$62.6b	US$4.6b	16.1x	11.6x	0.9x
Sun, 08 Oct 2023	US$74.0b	US$87.3b	US$7.2b	16.6x	10.3x	0.8x
Tue, 05 Sep 2023	US$73.0b	US$87.3b	US$7.2b	16.3x	10.2x	0.8x
Thu, 03 Aug 2023	US$75.2b	US$88.1b	US$8.4b	11.1x	8.9x	0.9x
Sat, 01 Jul 2023	US$71.9b	US$87.2b	US$8.2b	13.1x	8.8x	0.8x
Mon, 29 May 2023	US$68.4b	US$87.2b	US$8.2b	13.6x	8.3x	0.8x
Wed, 26 Apr 2023	US$66.5b	US$90.5b	US$12.3b	14.5x	5.4x	0.7x
Fri, 24 Mar 2023	US$62.7b	US$90.6b	US$12.3b	15x	5.1x	0.7x
Sun, 19 Feb 2023	US$78.0b	US$93.5b	US$15.8b	16.1x	4.9x	0.8x
Tue, 17 Jan 2023	US$80.7b	US$93.2b	US$16.1b	18.6x	5x	0.9x
Thu, 15 Dec 2022	US$78.6b	US$93.2b	US$16.1b	17.9x	4.9x	0.8x
Sat, 12 Nov 2022	US$76.7b	US$93.2b	US$16.1b	19.7x	4.8x	0.8x
Mon, 10 Oct 2022	US$67.9b	US$91.5b	US$15.3b	16.1x	4.4x	0.7x
Wed, 07 Sep 2022	US$70.8b	US$91.5b	US$15.3b	17.3x	4.6x	0.8x
Fri, 05 Aug 2022	US$70.8b	US$87.4b	US$12.4b	9.8x	5.7x	0.8x
Sun, 03 Jul 2022	US$79.2b	US$91.9b	US$13.7b	8.3x	5.8x	0.9x
Tue, 31 May 2022	US$87.3b	US$91.9b	US$13.7b	8.7x	6.4x	0.9x
Thu, 28 Apr 2022	US$88.3b	US$90.5b	US$13.2b	10.8x	6.7x	1x
Sat, 26 Mar 2022	US$93.0b	US$90.5b	US$13.2b	8.8x	7.1x	1x
Mon, 21 Feb 2022	US$90.4b	US$90.5b	US$13.2b	8.4x	6.8x	1x
Wed, 19 Jan 2022	US$90.3b	US$85.7b	US$9.1b	9.9x	9.9x	1.1x
Fri, 17 Dec 2021	US$96.7b	US$94.2b	US$10.5b	8.4x	9.2x	1x
Sun, 14 Nov 2021	US$100.6b	US$94.2b	US$10.5b	8.7x	9.5x	1.1x
Tue, 12 Oct 2021	US$102.5b	US$90.3b	US$9.1b	9.9x	11.3x	1.1x
Thu, 09 Sep 2021	US$98.8b	US$90.3b	US$9.1b	9.8x	10.9x	1.1x
Sat, 07 Aug 2021	US$93.6b	US$90.3b	US$9.1b	9.8x	10.3x	1x
Fri, 30 Apr 2021	US$90.0b	US$88.3b	US$438.0m	10x	205.5x	1x

Current Industry PE

Investors are pessimistic on the American Multi-line Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.

The industry is trading at a PE ratio of 14.1x which is lower than its 3-year average PE of 19.9x.

The 3-year average PS ratio of 0.92x is lower than the industry's current PS ratio of 1.0x.

Past Earnings Growth

The earnings for companies in the Multi-line Insurance industry have grown 114% per year over the last three years.
Meanwhile revenues for these companies have declined 12% per year.
This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.

Industry Comparison

How does U.S. General Insurance compare with similar industries?


US Market	-3.18%
Financials	0.30%
Insurance	1.84%
General Insurance	0.73%
Property and Casualty Insurance	2.06%
Life and Health Insurance	1.89%
Reinsurance	1.83%
Insurance Brokers	1.51%

Industry PEThere are no additional sub-industries under this industry.

Forecasted GrowthThere are no additional sub-industries under this industry.

Company	Last Price	7D	1Y	Valuation
AIG American International Group	US$74.96	1.6% +US$775.1m	47.1%	PE14x
AIZ Assurant	US$174.60	2.0% +US$182.2m	49.8%	PE14.1x
HMN Horace Mann Educators	US$36.43	5.5% +US$78.2m	15.1%	PE33.1x

Company

Last Price

Valuation

AIG American International Group

US$74.96

1.6%
+US$775.1m

47.1%

PE14x

AIZ Assurant

US$174.60

2.0%
+US$182.2m

49.8%