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U.S. General Insurance Industry Analysis

UpdatedFeb 16, 2026
DataAggregated Company Financials
Companies2
  • 7D-1.3%
  • 3M-6.7%
  • 1Y4.6%
  • YTDn/a

Over the last 7 days, the General Insurance industry has dropped 1.3%, driven by Horace Mann Educators declining 0.1%. Over the past 12 months, the industry was up 4.6%. Earnings are forecast to grow by 11% annually.

Industry Valuation and Performance

Has the U.S. General Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 16 Feb 2026US$1.8bUS$1.9bUS$166.8m10.9x10.7x0.9x
Wed, 14 Jan 2026US$1.9bUS$1.9bUS$168.8m11.8x11.1x1x
Fri, 12 Dec 2025US$1.9bUS$1.9bUS$168.8m11.2x11.2x1x
Sun, 09 Nov 2025US$1.9bUS$1.9bUS$166.2m19.4x11.5x1x
Tue, 07 Oct 2025US$1.9bUS$1.8bUS$142.2m19.2x13.1x1x
Thu, 04 Sep 2025US$1.9bUS$1.8bUS$142.2m22.3x13.7x1.1x
Sat, 02 Aug 2025US$1.8bUS$1.8bUS$112.6m14.7x15.8x1x
Mon, 30 Jun 2025US$1.8bUS$1.8bUS$112.6m15.3x15.9x1x
Wed, 28 May 2025US$1.8bUS$1.8bUS$112.6m15.6x15.9x1x
Fri, 25 Apr 2025US$1.7bUS$1.8bUS$98.1m16.2x17.2x0.9x
Sun, 23 Mar 2025US$51.1bUS$28.8bUS$2.3b19.4x22.2x1.8x
Tue, 18 Feb 2025US$48.1bUS$28.8bUS$2.3b18.7x20.9x1.7x
Thu, 16 Jan 2025US$46.9bUS$47.1bUS$3.9b13.4x12x1x
Sat, 14 Dec 2024US$46.9bUS$47.1bUS$3.9b14.1x12x1x
Mon, 11 Nov 2024US$48.8bUS$47.1bUS$3.9b14.2x12.5x1x
Wed, 09 Oct 2024US$48.9bUS$47.7bUS$3.4b15.9x14.4x1x
Fri, 06 Sep 2024US$50.9bUS$47.7bUS$3.4b16.1x15x1.1x
Sun, 04 Aug 2024US$47.7bUS$47.6bUS$3.4b17.5x14.1x1x
Tue, 02 Jul 2024US$59.3bUS$61.4bUS$5.6b11.3x10.6x1x
Thu, 30 May 2024US$61.5bUS$61.4bUS$5.6b11.5x11x1x
Sat, 27 Apr 2024US$60.8bUS$59.5bUS$4.3b14x14.1x1x
Mon, 25 Mar 2024US$62.8bUS$59.5bUS$4.3b17.8x14.6x1.1x
Wed, 21 Feb 2024US$57.0bUS$59.5bUS$4.3b16.5x13.2x1x
Fri, 19 Jan 2024US$57.4bUS$62.6bUS$4.6b16.6x12.4x0.9x
Sun, 17 Dec 2023US$56.3bUS$62.6bUS$4.6b14.9x12.2x0.9x
Tue, 14 Nov 2023US$54.6bUS$62.6bUS$4.6b16.2x11.8x0.9x
Thu, 12 Oct 2023US$74.6bUS$87.3bUS$7.2b16.7x10.4x0.9x
Sat, 09 Sep 2023US$72.9bUS$87.3bUS$7.2b16.1x10.2x0.8x
Mon, 07 Aug 2023US$74.1bUS$87.3bUS$7.1b11.2x10.4x0.8x
Wed, 05 Jul 2023US$72.3bUS$87.2bUS$8.2b11.9x8.8x0.8x
Fri, 02 Jun 2023US$68.0bUS$87.2bUS$8.2b13.6x8.3x0.8x
Sun, 30 Apr 2023US$68.8bUS$91.1bUS$12.4b13.9x5.5x0.8x
Tue, 28 Mar 2023US$63.0bUS$90.6bUS$12.3b15x5.1x0.7x
Thu, 23 Feb 2023US$77.5bUS$90.6bUS$12.3b15.7x6.3x0.9x
Price to Earnings Ratio

6.3x


Total Market Cap: US$77.5bTotal Earnings: US$12.3bTotal Revenue: US$90.6bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. General Insurance Industry Price to Earnings3Y Average 12.4x202420252026
Current Industry PE
    There are only 2 companies in the American Multi-line Insurance industry, so there is insufficient data to make an industry-wide assessment of both the PE and PS ratio.
Past Earnings Growth
  • The earnings for companies in the Multi-line Insurance industry have declined 76% per year over the last three years,
  • Revenues have also declined 72% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. General Insurance compare with similar industries?

US Market-1.34%
Financials-4.29%
Insurance-3.02%
General Insurance-1.31%
Reinsurance0.06%
Life and Health Insurance-0.76%
Property and Casualty Insurance-1.53%
Insurance Brokers-8.86%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
AAME Atlantic AmericanUS$2.561.2%
+US$611.9k		60.0%PE11.1x

Latest News

HMN
US$42.57
Horace Mann Educators
7D
-0.1%
1Y
3.5%

HMN: Higher Future P/E Assumptions Will Support Long Term Returns

Analysts have trimmed their price target for Horace Mann Educators by about $1, reflecting slightly lower fair value, revenue growth, and profit margin assumptions, alongside a modestly higher future P/E multiple and a small adjustment to the discount rate. Valuation Changes Fair Value: The updated estimate moved slightly from $50.67 to $49.67, indicating a small downward adjustment.
AAME
US$2.56
Atlantic American
7D
1.2%
1Y
60.0%

Investors Still Aren't Entirely Convinced By Atlantic American Corporation's (NASDAQ:AAME) Revenues Despite 39% Price Jump

Dec 20
Investors Still Aren't Entirely Convinced By Atlantic American Corporation's (NASDAQ:AAME) Revenues Despite 39% Price Jump