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U.S. General Insurance Industry Analysis

UpdatedAug 17, 2025
DataAggregated Company Financials
Companies3
  • 7D1.7%
  • 3M2.8%
  • 1Y32.0%
  • YTDn/a

Over the last 7 days, the General Insurance industry has risen 4.7%, driven by gains from Horace Mann Educators of 4.9%. In the last 12 months, the industry was up 32%. Looking forward, earnings are forecast to grow by 14% annually.

Industry Valuation and Performance

Has the U.S. General Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 17 Aug 2025US$1.9bUS$1.8bUS$142.2m21.2x13.2x1x
Tue, 15 Jul 2025US$1.7bUS$1.8bUS$112.6m14.6x15.1x0.9x
Thu, 12 Jun 2025US$1.8bUS$1.8bUS$112.6m15.2x15.7x1x
Sat, 10 May 2025US$1.7bUS$1.8bUS$109.8m14.9x15.9x1x
Mon, 07 Apr 2025US$1.7bUS$1.8bUS$98.1m16.5x17.6x1x
Wed, 05 Mar 2025US$50.8bUS$28.8bUS$2.3b19x22.1x1.8x
Fri, 31 Jan 2025US$48.6bUS$47.1bUS$3.9b13.8x12.4x1x
Sun, 29 Dec 2024US$47.2bUS$47.1bUS$3.9b13.7x12.1x1x
Tue, 26 Nov 2024US$49.2bUS$47.1bUS$3.9b14.3x12.6x1x
Thu, 24 Oct 2024US$51.1bUS$47.7bUS$3.4b16.8x15.1x1.1x
Sat, 21 Sep 2024US$49.0bUS$47.7bUS$3.4b15.9x14.5x1x
Mon, 19 Aug 2024US$48.8bUS$47.7bUS$3.4b15.7x14.4x1x
Wed, 17 Jul 2024US$52.9bUS$50.1bUS$4.8b16.4x10.9x1.1x
Fri, 14 Jun 2024US$59.3bUS$61.4bUS$5.6b11.4x10.6x1x
Sun, 12 May 2024US$63.8bUS$61.4bUS$5.6b12x11.4x1x
Tue, 09 Apr 2024US$63.8bUS$59.5bUS$4.3b14.7x14.8x1.1x
Thu, 07 Mar 2024US$61.1bUS$59.5bUS$4.3b17.5x14.2x1x
Sat, 03 Feb 2024US$59.1bUS$62.6bUS$4.6b16.4x12.8x0.9x
Mon, 01 Jan 2024US$57.8bUS$62.6bUS$4.6b16.8x12.5x0.9x
Wed, 29 Nov 2023US$56.1bUS$62.6bUS$4.6b15.1x12.1x0.9x
Fri, 27 Oct 2023US$74.5bUS$87.3bUS$7.2b16.9x10.4x0.9x
Sun, 24 Sep 2023US$75.1bUS$87.3bUS$7.2b16.7x10.5x0.9x
Tue, 22 Aug 2023US$71.9bUS$87.3bUS$7.2b16.4x10x0.8x
Thu, 20 Jul 2023US$73.3bUS$87.2bUS$8.2b11.9x8.9x0.8x
Sat, 17 Jun 2023US$72.0bUS$87.2bUS$8.2b14.2x8.8x0.8x
Mon, 15 May 2023US$67.8bUS$87.2bUS$8.2b14x8.3x0.8x
Wed, 12 Apr 2023US$67.3bUS$90.6bUS$12.3b15.2x5.5x0.7x
Fri, 10 Mar 2023US$71.6bUS$90.6bUS$12.3b15.2x5.8x0.8x
Sun, 05 Feb 2023US$76.0bUS$93.2bUS$16.1b18.6x4.7x0.8x
Tue, 03 Jan 2023US$79.3bUS$93.2bUS$16.1b17.4x4.9x0.9x
Thu, 01 Dec 2022US$79.6bUS$93.2bUS$16.1b19.7x5x0.9x
Sat, 29 Oct 2022US$75.3bUS$91.4bUS$15.2b14.7x5x0.8x
Mon, 26 Sep 2022US$67.3bUS$91.5bUS$15.3b16.2x4.4x0.7x
Wed, 24 Aug 2022US$73.3bUS$91.5bUS$15.3b17.9x4.8x0.8x
Price to Earnings Ratio

4.8x


Total Market Cap: US$73.3bTotal Earnings: US$15.3bTotal Revenue: US$91.5bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. General Insurance Industry Price to Earnings3Y Average 11.2x202320242025
Current Industry PE
    There are only 3 companies in the American Multi-line Insurance industry, so there is insufficient data to make an industry-wide assessment of both the PE and PS ratio.
Past Earnings Growth
  • The earnings for companies in the Multi-line Insurance industry have declined 79% per year over the last three years,
  • Revenues have also declined 73% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. General Insurance compare with similar industries?

US Market1.05%
Financials1.37%
Insurance1.17%
General Insurance1.66%
Life and Health Insurance1.43%
Insurance Brokers1.24%
Property and Casualty Insurance1.10%
Reinsurance0.30%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
HMN Horace Mann EducatorsUS$44.520.9%
+US$16.7m		30.4%PE12.9x
AAME Atlantic AmericanUS$3.0828.3%
+US$13.9m		98.7%PE29.4x

Latest News

AAME
US$3.08
Atlantic American
7D
28.3%
1Y
98.7%

Atlantic American Corporation (NASDAQ:AAME) Shares Fly 51% But Investors Aren't Buying For Growth

Aug 15
Atlantic American Corporation (NASDAQ:AAME) Shares Fly 51% But Investors Aren't Buying For Growth
HMN
US$44.52
Horace Mann Educators
7D
0.9%
1Y
30.4%