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Atlantic American CorporationNasdaqGM:AAME Stock Report

Market Cap US$26.3m
Updated 3h ago
Share Price
n/a
1Y-61.5%
7D-5.1%
1D0%
Portfolio Value
​
View

Atlantic American Corporation

NasdaqGM:AAME Stock Report

Market Cap: US$26.3m

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Atlantic American (AAME) Stock Overview

Through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. More details

AAME fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends2/6

Rewards

Price-To-Earnings ratio (5.6x) is below the US market (18.4x)

Became profitable this year

Risk Analysis

Earnings have declined by 56% per year over past 5 years

Latest financial reports are more than 6 months old

Does not have a meaningful market cap ($26M)

Unstable dividend track record


AAME Community Fair Values

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US$
Current Price
US$1.2955.4% overvalued intrinsic discount
%/yr
Decrease
Increase
PastFuture-7m210m2016201920222025202620282031Revenue US$199.7mEarnings US$4.5m
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Atlantic American Corporation Competitors

Huize Holding

Symbol: NasdaqGM:HUIZ
Market cap: US$15.5m

Horace Mann Educators

Symbol: NYSE:HMN
Market cap: US$2.0b

Marketing Alliance

Symbol: OTCPK:MAAL
Market cap: US$12.0m

Forge Group

Symbol: OTCPK:FIGP
Market cap: US$39.6m

Price History & Performance

Summary of share price highs, lows and changes for Atlantic American
Historical stock prices
Current Share PriceUS$1.29
52 Week HighUS$3.46
52 Week LowUS$1.25
Beta0.78
1 Month Change-11.03%
3 Month Change-28.73%
1 Year Change-61.55%
3 Year Change-33.51%
5 Year Change-66.32%
Change since IPO-74.20%

Recent News & Updates

Analysis Article • Dec 20

Investors Still Aren't Entirely Convinced By Atlantic American Corporation's (NASDAQ:AAME) Revenues Despite 39% Price Jump

Those holding Atlantic American Corporation ( NASDAQ:AAME ) shares would be relieved that the share price has rebounded...

Recent updates

Analysis Article • Dec 20

Investors Still Aren't Entirely Convinced By Atlantic American Corporation's (NASDAQ:AAME) Revenues Despite 39% Price Jump

Those holding Atlantic American Corporation ( NASDAQ:AAME ) shares would be relieved that the share price has rebounded...
Analysis Article • Aug 15

Atlantic American Corporation (NASDAQ:AAME) Shares Fly 51% But Investors Aren't Buying For Growth

NasdaqGM:AAME 1 Year Share Price vs Fair Value Explore Atlantic American's Fair Values from the Community and select...
Analysis Article • May 13

Atlantic American Corporation's (NASDAQ:AAME) Shares Bounce 30% But Its Business Still Trails The Industry

Atlantic American Corporation ( NASDAQ:AAME ) shareholders would be excited to see that the share price has had a great...
Analysis Article • Mar 26

There's No Escaping Atlantic American Corporation's (NASDAQ:AAME) Muted Revenues

Atlantic American Corporation's ( NASDAQ:AAME ) price-to-sales (or "P/S") ratio of 0.2x may look like a pretty...
Analysis Article • Sep 19

Atlantic American Corporation's (NASDAQ:AAME) Business And Shares Still Trailing The Industry

When you see that almost half of the companies in the Insurance industry in the United States have price-to-sales...
Analysis Article • Apr 10

Why Investors Shouldn't Be Surprised By Atlantic American Corporation's (NASDAQ:AAME) 25% Share Price Plunge

Atlantic American Corporation ( NASDAQ:AAME ) shareholders won't be pleased to see that the share price has had a very...
Analysis Article • Jan 04

Atlantic American Corporation's (NASDAQ:AAME) Shares Leap 27% Yet They're Still Not Telling The Full Story

Despite an already strong run, Atlantic American Corporation ( NASDAQ:AAME ) shares have been powering on, with a gain...
Seeking Alpha • Aug 12

Atlantic American  GAAP EPS of -$0.09, revenue of $44.67M

Atlantic American  press release (NASDAQ:AAME): Q2 GAAP EPS of -$0.09. Revenue of $44.67M (-13.2% Y/Y). Insurance premiums increased $3.1 million, or 9.5%, within the property and casualty operations for the six month period ended June 30, 2022.
Analysis Article • Dec 21

With EPS Growth And More, Atlantic American (NASDAQ:AAME) Is Interesting

It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
Analysis Article • May 12

Shareholders May Not Be So Generous With Atlantic American Corporation's (NASDAQ:AAME) CEO Compensation And Here's Why

Performance at Atlantic American Corporation ( NASDAQ:AAME ) has been reasonably good and CEO Hilton Howell has done a...
Analysis Article • Feb 09

Atlantic American Corporation's (NASDAQ:AAME) Stock Is Rallying But Financials Look Ambiguous: Will The Momentum Continue?

Most readers would already be aware that Atlantic American's (NASDAQ:AAME) stock increased significantly by 195% over...

Shareholder Returns

AAMEUS InsuranceUS Market
7D-5.1%-2.3%-0.9%
1Y-61.5%3.2%13.9%

Return vs Industry: AAME underperformed the US Insurance industry which returned 3.2% over the past year.

Return vs Market: AAME underperformed the US Market which returned 13.9% over the past year.

Price Volatility

Is AAME's price volatile compared to industry and market?
AAME volatility
AAME Average Weekly Movement8.3%
Insurance Industry Average Movement4.8%
Market Average Movement6.9%
10% most volatile stocks in US Market15.3%
10% least volatile stocks in US Market2.9%

Stable Share Price: AAME has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: AAME's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1937155Hilton Howellwww.atlam.com

Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including commercial automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; general liability insurance; and inland marine insurance products.

Atlantic American Corporation Fundamentals Summary

How do Atlantic American's earnings and revenue compare to its market cap?
AAME fundamental statistics
Market capUS$26.31m
Earnings (TTM)US$4.71m
Revenue (TTM)US$208.22m
5.6x
P/E Ratio
0.1x
P/S Ratio

Is AAME overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AAME income statement (TTM)
RevenueUS$208.22m
Cost of RevenueUS$182.17m
Gross ProfitUS$26.05m
Other ExpensesUS$21.35m
EarningsUS$4.71m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.23
Gross Margin12.51%
Net Profit Margin2.26%
Debt/Equity Ratio34.5%

How did AAME perform over the long term?

See historical performance and comparison

Dividends

1.6%
Current Dividend Yield
9%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/14 23:06
End of Day Share Price 2026/09/14 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Atlantic American Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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