Atlantic American Corporation

NasdaqGM:AAME Stock Report

Market Cap: US$36.3m

Atlantic American Balance Sheet Health

Financial Health criteria checks 4/6

Atlantic American has a total shareholder equity of $109.5M and total debt of $37.8M, which brings its debt-to-equity ratio to 34.5%. Its total assets and total liabilities are $430.9M and $321.4M respectively. Atlantic American's EBIT is $9.7M making its interest coverage ratio 3.1. It has cash and short-term investments of $34.4M.

Key information

34.49%

Debt to equity ratio

US$37.76m

Debt

Interest coverage ratio3.1x
CashUS$34.44m
EquityUS$109.49m
Total liabilitiesUS$321.37m
Total assetsUS$430.86m

Recent financial health updates

Recent updates

Analysis Article • Dec 20

Investors Still Aren't Entirely Convinced By Atlantic American Corporation's (NASDAQ:AAME) Revenues Despite 39% Price Jump

Those holding Atlantic American Corporation ( NASDAQ:AAME ) shares would be relieved that the share price has rebounded...
Analysis Article • Aug 15

Atlantic American Corporation (NASDAQ:AAME) Shares Fly 51% But Investors Aren't Buying For Growth

NasdaqGM:AAME 1 Year Share Price vs Fair Value Explore Atlantic American's Fair Values from the Community and select...
Analysis Article • May 13

Atlantic American Corporation's (NASDAQ:AAME) Shares Bounce 30% But Its Business Still Trails The Industry

Atlantic American Corporation ( NASDAQ:AAME ) shareholders would be excited to see that the share price has had a great...
Analysis Article • Mar 26

There's No Escaping Atlantic American Corporation's (NASDAQ:AAME) Muted Revenues

Atlantic American Corporation's ( NASDAQ:AAME ) price-to-sales (or "P/S") ratio of 0.2x may look like a pretty...
Analysis Article • Sep 19

Atlantic American Corporation's (NASDAQ:AAME) Business And Shares Still Trailing The Industry

When you see that almost half of the companies in the Insurance industry in the United States have price-to-sales...
Analysis Article • Apr 10

Why Investors Shouldn't Be Surprised By Atlantic American Corporation's (NASDAQ:AAME) 25% Share Price Plunge

Atlantic American Corporation ( NASDAQ:AAME ) shareholders won't be pleased to see that the share price has had a very...
Analysis Article • Jan 04

Atlantic American Corporation's (NASDAQ:AAME) Shares Leap 27% Yet They're Still Not Telling The Full Story

Despite an already strong run, Atlantic American Corporation ( NASDAQ:AAME ) shares have been powering on, with a gain...
Seeking Alpha • Aug 12

Atlantic American  GAAP EPS of -$0.09, revenue of $44.67M

Atlantic American  press release (NASDAQ:AAME): Q2 GAAP EPS of -$0.09. Revenue of $44.67M (-13.2% Y/Y). Insurance premiums increased $3.1 million, or 9.5%, within the property and casualty operations for the six month period ended June 30, 2022.
Analysis Article • Dec 21

With EPS Growth And More, Atlantic American (NASDAQ:AAME) Is Interesting

It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
Analysis Article • May 12

Shareholders May Not Be So Generous With Atlantic American Corporation's (NASDAQ:AAME) CEO Compensation And Here's Why

Performance at Atlantic American Corporation ( NASDAQ:AAME ) has been reasonably good and CEO Hilton Howell has done a...
Analysis Article • Feb 09

Atlantic American Corporation's (NASDAQ:AAME) Stock Is Rallying But Financials Look Ambiguous: Will The Momentum Continue?

Most readers would already be aware that Atlantic American's (NASDAQ:AAME) stock increased significantly by 195% over...

Financial Position Analysis

Short Term Liabilities: AAME's short term assets ($99.5M) exceed its short term liabilities ($66.3M).

Long Term Liabilities: AAME's short term assets ($99.5M) do not cover its long term liabilities ($255.1M).

Debt to Equity History and Analysis

Debt Level: AAME's net debt to equity ratio (3%) is considered satisfactory.

Reducing Debt: AAME's debt to equity ratio has increased from 26.4% to 34.5% over the past 5 years.

Debt Coverage: AAME's debt is well covered by operating cash flow (65.7%).

Interest Coverage: AAME's interest payments on its debt are well covered by EBIT (3.1x coverage).

Balance Sheet

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/12 00:31
End of Day Share Price 2026/06/12 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Atlantic American Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.