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U.S. Diversified Financial Industry Analysis

UpdatedMay 03, 2026
DataAggregated Company Financials
Companies135
  • 7D1.6%
  • 3M-4.3%
  • 1Y-11.0%
  • YTD-7.1%

In the last week, the Diversified Financial industry is up 1.6%, with Visa up 6.0%. However, the industry is down 11% over the past year. Looking forward, earnings are forecast to grow by 8.6% annually.

Industry Valuation and Performance

Has the U.S. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 03 May 2026US$2.6tUS$714.6bUS$125.6b17.5x20.7x3.6x
Tue, 31 Mar 2026US$2.5tUS$710.3bUS$123.6b15.4x20x3.5x
Thu, 26 Feb 2026US$2.6tUS$706.0bUS$124.9b17.4x20.7x3.7x
Sat, 24 Jan 2026US$2.7tUS$695.4bUS$126.9b14.5x21.4x3.9x
Mon, 22 Dec 2025US$2.8tUS$695.0bUS$126.9b13.8x22.3x4.1x
Wed, 19 Nov 2025US$2.7tUS$696.6bUS$127.6b13.1x21.4x3.9x
Fri, 17 Oct 2025US$2.9tUS$687.0bUS$120.0b15.7x23.8x4.2x
Sun, 14 Sep 2025US$2.9tUS$689.3bUS$120.8b16.9x24x4.2x
Tue, 12 Aug 2025US$2.8tUS$686.0bUS$122.0b15.8x22.9x4.1x
Thu, 10 Jul 2025US$2.9tUS$680.6bUS$141.3b16.3x20.2x4.2x
Sat, 07 Jun 2025US$2.9tUS$679.3bUS$141.4b15.2x20.4x4.2x
Mon, 05 May 2025US$2.9tUS$668.0bUS$151.2b14.1x19.1x4.3x
Wed, 02 Apr 2025US$3.0tUS$672.4bUS$151.9b15.6x19.5x4.4x
Fri, 28 Feb 2025US$2.9tUS$671.9bUS$152.0b16.2x19.3x4.4x
Sun, 26 Jan 2025US$2.8tUS$667.7bUS$160.1b19.1x17.6x4.2x
Tue, 24 Dec 2024US$2.8tUS$667.6bUS$160.0b17.5x17.4x4.2x
Thu, 21 Nov 2024US$2.8tUS$667.8bUS$160.1b17.7x17.6x4.2x
Sat, 19 Oct 2024US$2.7tUS$660.6bUS$127.9b15.8x21.2x4.1x
Mon, 16 Sep 2024US$2.6tUS$660.7bUS$128.0b15.6x20.3x3.9x
Wed, 14 Aug 2024US$2.4tUS$660.4bUS$127.7b15x18.9x3.7x
Fri, 12 Jul 2024US$2.4tUS$663.3bUS$131.7b14.7x18.1x3.6x
Sun, 09 Jun 2024US$2.4tUS$673.5bUS$131.5b14.4x18.6x3.6x
Tue, 07 May 2024US$2.4tUS$671.7bUS$129.1b13.9x18.8x3.6x
Thu, 04 Apr 2024US$2.5tUS$657.0bUS$147.9b16x16.9x3.8x
Sat, 02 Mar 2024US$2.5tUS$663.6bUS$147.7b15.3x16.8x3.7x
Mon, 29 Jan 2024US$2.3tUS$649.4bUS$107.7b16.6x21.5x3.6x
Wed, 27 Dec 2023US$2.3tUS$648.8bUS$107.0b14.5x21.1x3.5x
Fri, 24 Nov 2023US$2.2tUS$647.5bUS$107.4b14.5x20.1x3.3x
Sun, 22 Oct 2023US$2.0tUS$627.8bUS$107.1b12.2x19x3.2x
Tue, 19 Sep 2023US$2.2tUS$622.2bUS$106.8b12.7x20.7x3.6x
Thu, 17 Aug 2023US$2.1tUS$621.5bUS$106.6b13x20x3.4x
Sat, 15 Jul 2023US$2.2tUS$598.0bUS$31.2b11.7x69.1x3.6x
Mon, 12 Jun 2023US$2.0tUS$597.9bUS$31.2b10.6x65x3.4x
Wed, 10 May 2023US$2.0tUS$598.8bUS$36.2b10.7x56.1x3.4x
Price to Earnings Ratio

56.1x


Total Market Cap: US$2.0tTotal Earnings: US$36.2bTotal Revenue: US$598.8bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Diversified Financial Industry Price to Earnings3Y Average 25.5x202420252026
Current Industry PE
  • Investors are pessimistic on the American Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 20.7x which is lower than its 3-year average PE of 25.5x.
  • The industry is trading close to its 3-year average PS ratio of 3.8x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have grown 51% per year over the last three years.
  • Revenues for these companies have grown 6.1% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market0.85%
Financials0.80%
Diversified Financial1.61%
Other Diversified Financial Services4.28%
Transaction and Payment Processing Services2.43%
Specialized Finance1.03%
Multi-Sector Holdings0.79%
Industry PE
  • Investors are most optimistic about the Specialized Finance industry which is trading above its 3-year average PE ratio.
    • Analysts are expecting annual earnings growth of 16.0%, which is higher than its past year's earnings growth of 2.1% per year.
  • Investors are most pessimistic about the Multi-Sector Holdings industry, which is trading below its 3-year average of 20.1x.
Forecasted Growth
  • Analysts are most optimistic on the Other Diversified Financial Services industry, expecting annual earnings growth of 25% over the next 5 years.
  • This is better than its past earnings growth rate of 4.0% per year.
  • In contrast, the Multi-Sector Holdings industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
V VisaUS$328.036.0%
+US$28.4b		-5.6%PE28.1x
BRK.A Berkshire HathawayUS$710.30k0.8%
+US$8.0b		-12.2%PE15.3x
APO Apollo Global ManagementUS$130.465.0%
+US$3.6b		-3.6%PE21.5x
AFRM Affirm HoldingsUS$67.546.0%
+US$1.3b		29.0%PE79.7x
GPN Global PaymentsUS$72.366.8%
+US$1.3b		-8.2%PE18.6x

Latest News

RKT
US$14.64
Rocket Companies
7D
-6.2%
1Y
16.0%
V
US$328.03
Visa
7D
6.0%
1Y
-5.6%
MA
US$495.46
Mastercard
7D
-1.7%
1Y
-11.4%
STNE
US$11.09
StoneCo
7D
-9.2%
1Y
-19.5%
FISV
US$62.14
Fiserv
7D
2.1%
1Y
-66.3%

FISV: Banking Weakness And EPS Headwinds Will Constrain Future Share Performance

Fiserv's analyst price targets have been trimmed by a few dollars across multiple firms, with analysts broadly citing lower near term expectations for Banking and Financial Solutions, along with continuing constructive views on Merchant Solutions and updated assumptions for growth, margins and discount rates in their refreshed models. Analyst Commentary Recent research on Fiserv has tilted more cautious, with several bearish analysts trimming price targets and, in some cases, shifting to more neutral stances.
PAYP
US$21.87
PayPay
7D
9.2%
1Y
n/a
MTG
US$26.26
MGIC Investment
7D
-8.3%
1Y
0.6%
BRK.A
US$710,300.00
Berkshire Hathaway
7D
0.8%
1Y
-12.2%

Berkshire Hathaway At A Crossroads: No Buffett, Record Markets, Big Questions

Apr 30
CPAY
US$307.22
Corpay
7D
-1.8%
1Y
-7.0%
APO
US$130.46
Apollo Global Management
7D
5.0%
1Y
-3.6%
NMIH
US$37.21
NMI Holdings
7D
-9.5%
1Y
-1.1%

NMIH: Share Repurchases And Mixed Sentiment Will Shape Future Trading Range

The analyst price target for NMI Holdings has edged down by about $0.15, as recent Street research combines modest target cuts from several firms with a smaller upward revision. These changes reflect updated assumptions around fair value, discount rate, and future P/E multiples.
ESNT
US$60.03
Essent Group
7D
-5.6%
1Y
2.5%

ESNT: Future Returns Will Reflect 2026 Credit Conditions And Capital Actions

Analysts have made a modest upward adjustment to the fair value estimate for Essent Group, lifting the target by about $0.13 to $67.81 as they weigh recent mixed price target moves across major firms against relatively stable growth, profitability and P/E assumptions. Analyst Commentary Recent research on Essent Group reflects a mix of modest optimism and caution, with small target price adjustments rather than sweeping calls.
GPN
US$72.36
Global Payments
7D
6.8%
1Y
-8.2%

Global Payments: Cheap For A Reason Or Turnaround In The Making?

Apr 24
CRBG
US$27.52
Corebridge Financial
7D
4.7%
1Y
-10.2%

CRBG: Capital Returns And Private Credit Repricing Will Support Multiyear Earnings Resilience

Analysts have trimmed the Corebridge Financial price target to $35.23 from $36.85, citing updated views on discounted cash flows, private credit exposure and sector wide valuation multiples following recent Q4 and life insurance group reviews. Analyst Commentary Recent Street research on Corebridge Financial points to a recalibration of expectations rather than a wholesale change in the fundamental story.
ACT
US$42.60
Enact Holdings
7D
-2.8%
1Y
14.1%

ACT: Future Returns Will Be Guided By Ongoing Buybacks And Stable Outlook

Analysts have nudged their price target on Enact Holdings slightly higher to $45.80 from $45.60, noting updated assumptions around discount rates, revenue growth, profit margins, and future P/E as the key drivers behind the change. What's in the News From October 1, 2025 to January 31, 2026, Enact Holdings repurchased 4,148,197 shares, about 2.85% of its shares, for $157.56 million under its existing buyback program (Key Developments).
AFRM
US$67.54
Affirm Holdings
7D
6.0%
1Y
29.0%

AFRM: Expanded Payment Partnerships And Fair Financing Execution Will Drive Future Upside

Narrative Update: Affirm Holdings The updated analyst price target for Affirm Holdings shifts from approximately $86 to about $79, as analysts weigh slightly higher revenue growth assumptions against lower margin expectations and reduced forward P/E multiples, while still reflecting a broadly constructive tone in recent research coverage. Analyst Commentary Recent research on Affirm reflects a mix of constructive long term views and shorter term caution, with updates clustering around changes to price targets, competitive pressures and macro risk to its credit book.