Japanese (NIKKEI) Consumer Finance Industry Analysis
UpdatedApr 30, 2024
DataAggregated Company Financials
Companies13
- 7D-0.4%
- 3M3.7%
- 1Y16.1%
- YTDn/a
Over the last 7 days, the Consumer Finance industry has dropped 1.4%, driven by declines in Aiful and Credit Saison of 7.0% and 3.3%, respectively. Over the past 12 months, the industry was up 17%. As for the next few years, earnings are expected to grow by 9.9% per annum.
Industry Valuation and Performance
Has the Japanese Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Tue, 30 Apr 2024 | JP¥2.4t | JP¥1.9t | JP¥207.0b | 11.2x | 11.6x | 1.2x |
| Thu, 28 Mar 2024 | JP¥2.5t | JP¥1.9t | JP¥206.1b | 10.6x | 12.2x | 1.3x |
| Sat, 24 Feb 2024 | JP¥2.4t | JP¥1.9t | JP¥206.1b | 10.5x | 11.5x | 1.2x |
| Mon, 22 Jan 2024 | JP¥2.3t | JP¥1.9t | JP¥202.2b | 10.6x | 11.4x | 1.2x |
| Wed, 20 Dec 2023 | JP¥2.2t | JP¥1.9t | JP¥204.8b | 10.5x | 10.6x | 1.1x |
| Fri, 17 Nov 2023 | JP¥2.2t | JP¥1.9t | JP¥208.5b | 10.6x | 10.4x | 1.1x |
| Sun, 15 Oct 2023 | JP¥2.2t | JP¥1.9t | JP¥199.9b | 10.6x | 10.8x | 1.1x |
| Tue, 12 Sep 2023 | JP¥2.2t | JP¥1.9t | JP¥206.5b | 10.6x | 10.8x | 1.2x |
| Thu, 10 Aug 2023 | JP¥2.1t | JP¥1.9t | JP¥208.1b | 10.3x | 10.3x | 1.2x |
| Sat, 08 Jul 2023 | JP¥2.2t | JP¥1.8t | JP¥213.8b | 10.2x | 10.2x | 1.2x |
| Mon, 05 Jun 2023 | JP¥2.1t | JP¥1.8t | JP¥213.7b | 9.5x | 9.6x | 1.1x |
| Wed, 03 May 2023 | JP¥2.1t | JP¥1.8t | JP¥190.3b | 13.3x | 10.8x | 1.1x |
| Fri, 31 Mar 2023 | JP¥2.0t | JP¥1.8t | JP¥189.9b | 12.9x | 10.4x | 1.1x |
| Sun, 26 Feb 2023 | JP¥2.1t | JP¥1.8t | JP¥189.9b | 12.9x | 10.9x | 1.1x |
| Tue, 24 Jan 2023 | JP¥2.0t | JP¥1.8t | JP¥187.0b | 11.1x | 10.5x | 1.1x |
| Thu, 22 Dec 2022 | JP¥2.0t | JP¥1.8t | JP¥187.0b | 11x | 10.6x | 1.1x |
| Sat, 19 Nov 2022 | JP¥2.1t | JP¥1.8t | JP¥187.0b | 11.2x | 11.1x | 1.2x |
| Mon, 17 Oct 2022 | JP¥2.2t | JP¥1.8t | JP¥180.5b | 10.7x | 12x | 1.2x |
| Wed, 14 Sep 2022 | JP¥2.2t | JP¥1.8t | JP¥180.5b | 11.3x | 12.2x | 1.3x |
| Fri, 12 Aug 2022 | JP¥2.1t | JP¥1.7t | JP¥169.4b | 13.8x | 12.6x | 1.2x |
| Sun, 10 Jul 2022 | JP¥2.0t | JP¥1.7t | JP¥176.5b | 11.3x | 11.2x | 1.1x |
| Tue, 07 Jun 2022 | JP¥2.0t | JP¥1.7t | JP¥176.6b | 11.1x | 11.4x | 1.2x |
| Thu, 05 May 2022 | JP¥2.0t | JP¥1.7t | JP¥179.1b | 9.5x | 11.1x | 1.1x |
| Sat, 02 Apr 2022 | JP¥1.9t | JP¥1.7t | JP¥178.9b | 9.7x | 10.8x | 1.1x |
| Mon, 28 Feb 2022 | JP¥1.4t | JP¥1.5t | JP¥174.2b | 9.1x | 8.3x | 0.9x |
| Wed, 26 Jan 2022 | JP¥1.5t | JP¥1.5t | JP¥182.8b | 8.7x | 8x | 1x |
| Fri, 24 Dec 2021 | JP¥1.5t | JP¥1.5t | JP¥182.8b | 9.1x | 8.1x | 1x |
| Sun, 21 Nov 2021 | JP¥1.6t | JP¥1.5t | JP¥182.8b | 10.2x | 8.7x | 1x |
| Tue, 19 Oct 2021 | JP¥1.7t | JP¥1.5t | JP¥179.8b | 11.4x | 9.7x | 1.1x |
| Thu, 16 Sep 2021 | JP¥1.7t | JP¥1.5t | JP¥163.1b | 12.7x | 10.6x | 1.1x |
| Sat, 14 Aug 2021 | JP¥1.7t | JP¥1.5t | JP¥163.1b | 12x | 10.5x | 1.1x |
| Wed, 09 Jun 2021 | JP¥1.8t | JP¥1.5t | JP¥160.0b | 11.8x | 11.2x | 1.2x |
Price to Earnings Ratio
10.8x
Current Industry PE
- Investors are relatively neutral on the Japanese Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 10.6x.
- The industry is trading close to its 3-year average PS ratio of 1.1x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 2.4% per year over the last three years, while revenues have remained mostly flat.
- This means that companies overall are more efficiently conducting business since profits are increasing while sales have been flat.
Industry Comparison
How does Japanese Consumer Finance compare with similar industries?
| JP Market | 0.80% | |
| Financials | 0.99% | |
| Consumer Finance | -0.45% | |
| Consumer Finance | -0.45% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 8572 Acom | JP¥408.00 | 3.3% +JP¥20.7b | 21.8% | PE12.2x | |
| 7199 Premium Group | JP¥2.22k | 14.8% +JP¥10.0b | 29.6% | PE18.3x | |
| 8584 JACCS | JP¥5.68k | 2.2% +JP¥4.2b | 25.2% | PE9.1x | |
| 7383 Net Protections Holdings | JP¥221.00 | 9.4% +JP¥1.8b | -56.8% | PS1.1x | |
| 8508 J Trust | JP¥451.00 | 1.6% +JP¥963.6m | 14.5% | PE3.8x |