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Market Cap

JP¥6.9b

Last Updated

2021/04/17 08:20 UTC

Data Sources

Company Financials

Executive Summary

Anshin Guarantor Service Co., Ltd. engages in the guarantee business of rent debt in Japan. More Details


Snowflake Analysis

Excellent balance sheet with solid track record.

Share Price & News

How has Anshin Guarantor Service's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 7183 is more volatile than 75% of JP stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: 7183's weekly volatility (6%) has been stable over the past year, but is still higher than 75% of JP stocks.


Market Performance


7 Day Return

-2.0%

7183

-3.5%

JP Consumer Finance

0.1%

JP Market


1 Year Return

51.0%

7183

32.2%

JP Consumer Finance

37.4%

JP Market

Return vs Industry: 7183 exceeded the JP Consumer Finance industry which returned 32.2% over the past year.

Return vs Market: 7183 exceeded the JP Market which returned 37.4% over the past year.


Shareholder returns

7183IndustryMarket
7 Day-2.0%-3.5%0.1%
30 Day-5.2%-4.8%-1.2%
90 Day-4.9%11.9%5.7%
1 Year51.8%51.0%34.8%32.2%40.3%37.4%
3 Year36.6%33.7%-10.0%-15.4%21.3%12.9%
5 Year42.5%37.8%-18.1%-24.8%57.3%40.0%

Long-Term Price Volatility Vs. Market

How volatile is Anshin Guarantor Service's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Anshin Guarantor Service undervalued compared to its fair value and its price relative to the market?

14.1x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: 7183 (¥385) is trading above our estimate of fair value (¥190.68)

Significantly Below Fair Value: 7183 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: 7183 is poor value based on its PE Ratio (14.1x) compared to the JP Consumer Finance industry average (13.5x).

PE vs Market: 7183 is good value based on its PE Ratio (14.1x) compared to the JP market (17.9x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 7183's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 7183 is overvalued based on its PB Ratio (2.5x) compared to the JP Consumer Finance industry average (1x).


Future Growth

How is Anshin Guarantor Service forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

4.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Anshin Guarantor Service has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Anshin Guarantor Service performed over the past 5 years?

16.0%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 7183 has high quality earnings.

Growing Profit Margin: 7183's current net profit margins (12.7%) are higher than last year (8.6%).


Past Earnings Growth Analysis

Earnings Trend: 7183's earnings have grown by 16% per year over the past 5 years.

Accelerating Growth: 7183's earnings growth over the past year (69.8%) exceeds its 5-year average (16% per year).

Earnings vs Industry: 7183 earnings growth over the past year (69.8%) exceeded the Consumer Finance industry -14.6%.


Return on Equity

High ROE: 7183's Return on Equity (17.6%) is considered low.


Financial Health

How is Anshin Guarantor Service's financial position?


Financial Position Analysis

Short Term Liabilities: 7183's short term assets (¥5.2B) exceed its short term liabilities (¥2.9B).

Long Term Liabilities: 7183's short term assets (¥5.2B) exceed its long term liabilities (¥13.0M).


Debt to Equity History and Analysis

Debt Level: 7183's debt to equity ratio (10.8%) is considered satisfactory.

Reducing Debt: Insufficient data to determine if 7183's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: 7183's debt is well covered by operating cash flow (144.3%).

Interest Coverage: 7183's interest payments on its debt are well covered by EBIT (68.4x coverage).


Balance Sheet


Dividend

What is Anshin Guarantor Service current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 7183's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 7183's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 7183's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 7183's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 7183's dividend in 3 years as they are not forecast to pay a notable one for the JP market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

7.4yrs

Average management tenure


CEO

Masaru Amesaka (62 yo)

15.33yrs

Tenure

Mr. Masaru Amesaka has been the President and Representative Director of Anshin Guarantor Service Co., Ltd. since December 2005 and December 2002 respectively. Mr. Amesaka Joined Kazawa-Ei Co., Ltd. in Ap...


Leadership Team

Experienced Management: 7183's management team is seasoned and experienced (7.4 years average tenure).


Board Members

Experienced Board: 7183's board of directors are considered experienced (6 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Anshin Guarantor Service Co., Ltd.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Anshin Guarantor Service Co., Ltd.
  • Ticker: 7183
  • Exchange: TSE
  • Founded: 2002
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: JP¥6.921b
  • Shares outstanding: 17.98m
  • Website: https://anshin-gs.co.jp

Number of Employees


Location

  • Anshin Guarantor Service Co., Ltd.
  • Shinagawa Seaside Park Tower
  • 9th Floor
  • Tokyo
  • 140-0002
  • Japan

Listings


Biography

Anshin Guarantor Service Co., Ltd. engages in the guarantee business of rent debt in Japan. Its product includes Anshin Plus, Life Anshin Plus, AEON Card De Yachin, and Aplus Anshin Rent Guarantee, as well...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/04/17 08:20
End of Day Share Price2021/04/16 00:00
Earnings2020/12/31
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.