8515 Stock Overview
Engages in the consumer finance and credit guarantee business in Japan. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 3/6 |
| Past Performance | 5/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
My Notes
Capture your thoughts, links and company narrative
Aiful Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | JP¥323.00 |
| 52 Week High | JP¥532.00 |
| 52 Week Low | JP¥286.00 |
| Beta | 0.099 |
| 1 Month Change | -0.62% |
| 3 Month Change | -1.22% |
| 1 Year Change | -12.23% |
| 3 Year Change | -7.71% |
| 5 Year Change | 31.30% |
| Change since IPO | -79.72% |
Recent News & Updates
Recent updates
Potential Upside For Aiful Corporation (TSE:8515) Not Without Risk
Jul 25
Market Might Still Lack Some Conviction On Aiful Corporation (TSE:8515) Even After 30% Share Price Boost
Apr 12Here's Why We Think Aiful (TSE:8515) Might Deserve Your Attention Today
Mar 24Aiful Corporation's (TSE:8515) Subdued P/E Might Signal An Opportunity
Feb 27Shareholder Returns
| 8515 | JP Consumer Finance | JP Market | |
|---|---|---|---|
| 7D | -1.5% | -2.5% | -1.9% |
| 1Y | -12.2% | 12.5% | 14.6% |
Return vs Industry: 8515 underperformed the JP Consumer Finance industry which returned 12.5% over the past year.
Return vs Market: 8515 underperformed the JP Market which returned 14.6% over the past year.
Price Volatility
| 8515 volatility | |
|---|---|
| 8515 Average Weekly Movement | 3.7% |
| Consumer Finance Industry Average Movement | 3.7% |
| Market Average Movement | 3.6% |
| 10% most volatile stocks in JP Market | 7.3% |
| 10% least volatile stocks in JP Market | 1.9% |
Stable Share Price: 8515 has not had significant price volatility in the past 3 months compared to the JP market.
Volatility Over Time: 8515's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1967 | 2,470 | Mitsuhide Fukuda | www.ir-aiful.com |
Aiful Corporation engages in the consumer finance and credit guarantee business in Japan. The company offers unsecured and small business loans; and credit card, prepaid card, credit guarantee, debt collection, venture capital, receiving agent, corporate turnaround and restructuring, warehouse, document management, and leasing services, as well as used car and medical loans. It also provides postpay settlement, factoring, and installment credit sales services.
Aiful Corporation Fundamentals Summary
| 8515 fundamental statistics | |
|---|---|
| Market cap | JP¥154.66b |
| Earnings (TTM) | JP¥22.40b |
| Revenue (TTM) | JP¥175.29b |
6.9x
P/E Ratio0.9x
P/S RatioIs 8515 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 8515 income statement (TTM) | |
|---|---|
| Revenue | JP¥175.29b |
| Cost of Revenue | JP¥10.27b |
| Gross Profit | JP¥165.02b |
| Other Expenses | JP¥142.63b |
| Earnings | JP¥22.40b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 46.77 |
| Gross Margin | 94.14% |
| Net Profit Margin | 12.78% |
| Debt/Equity Ratio | 350.8% |
How did 8515 perform over the long term?
See historical performance and comparisonDividends
0.3%
Current Dividend Yield2%
Payout RatioDoes 8515 pay a reliable dividends?
See 8515 dividend history and benchmarks| Aiful dividend dates | |
|---|---|
| Ex Dividend Date | Mar 28 2025 |
| Dividend Pay Date | Jun 06 2025 |
| Days until Ex dividend | 97 days |
| Days until Dividend pay date | 167 days |
Does 8515 pay a reliable dividends?
See 8515 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 14:26 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Aiful Corporation is covered by 14 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Takehiro Tsuda | Citigroup Global Markets Japan Inc. |
| Takehiro Tsuda | Citigroup Inc |
| Sarah Hughes | Cormark Securities Inc. |