Acom (8572) Stock Overview
Engages in financial services business in Japan, Thailand, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
8572 Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Acom Co., Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | JP¥447.30 |
| 52 Week High | JP¥539.90 |
| 52 Week Low | JP¥416.10 |
| Beta | 0.39 |
| 1 Month Change | -3.62% |
| 3 Month Change | -7.45% |
| 1 Year Change | 5.95% |
| 3 Year Change | 29.84% |
| 5 Year Change | -7.96% |
| Change since IPO | 0.41% |
Recent News & Updates
Narrative Update • Jun 22
8572: Rising Dividends And Earnings Guidance Will Support Future Shareholder Returns
Acom's latest narrative update keeps the analyst fair value target steady at ¥501.25. There are slight tweaks to the discount rate, profit margin and forward P/E assumptions as analysts fine-tune their models without changing the overall valuation view.Narrative Update • Jun 08
8572: Dividend Policy Will Support Constructive Long Term Shareholder Return Outlook
Analysts have adjusted Acom's fair value estimate from ¥505 to ¥501.25, as slightly softer assumptions for revenue growth, profit margins, and future P/E more than offset a small reduction in the discount rate. What's in the News Acom issued consolidated and non consolidated earnings guidance for the first half and full year ending March 31, 2027, including expected operating revenue, operating profit and basic earnings per share for each period.Narrative Update • Apr 23
8572: Earnings Guidance And Dividend Outlook Will Support Balanced Fair Value View
Analysts have maintained their fair value estimate for Acom at ¥505, citing only modest adjustments to the discount rate and future P/E assumptions that are not significant enough to change their overall price target view. What's in the News Acom revised consolidated earnings guidance for the year ended March 2026.Recent updates
Narrative Update • Jun 22
8572: Rising Dividends And Earnings Guidance Will Support Future Shareholder Returns
Acom's latest narrative update keeps the analyst fair value target steady at ¥501.25. There are slight tweaks to the discount rate, profit margin and forward P/E assumptions as analysts fine-tune their models without changing the overall valuation view.Narrative Update • Jun 08
8572: Dividend Policy Will Support Constructive Long Term Shareholder Return Outlook
Analysts have adjusted Acom's fair value estimate from ¥505 to ¥501.25, as slightly softer assumptions for revenue growth, profit margins, and future P/E more than offset a small reduction in the discount rate. What's in the News Acom issued consolidated and non consolidated earnings guidance for the first half and full year ending March 31, 2027, including expected operating revenue, operating profit and basic earnings per share for each period.Narrative Update • Apr 23
8572: Earnings Guidance And Dividend Outlook Will Support Balanced Fair Value View
Analysts have maintained their fair value estimate for Acom at ¥505, citing only modest adjustments to the discount rate and future P/E assumptions that are not significant enough to change their overall price target view. What's in the News Acom revised consolidated earnings guidance for the year ended March 2026.Narrative Update • Apr 09
8572: Discount Rate And P E Assumptions Will Guide Balanced Fair Value Outlook
Acom’s analyst price target has been adjusted slightly, with fair value now at ¥505.0 compared with ¥502.5, as analysts factor in updated assumptions around discount rates, revenue growth, profit margins, and future P/E levels. Valuation Changes Fair Value: Adjusted slightly to ¥505.0 from ¥502.5, indicating a small upward revision in the model output.Narrative Update • Mar 26
8572: Future Margins And P E Assumptions Will Shape Balanced Risk Reward
Analysts have maintained their fair value estimate for Acom at ¥502.5. A slightly higher assumed future P/E multiple is partly offset by a modestly lower profit margin, resulting in no net change in the overall price target outlook. Valuation Changes Fair Value: Kept unchanged at ¥502.5, indicating no adjustment to the central valuation estimate.Narrative Update • Mar 06
8572: Steady Assumptions Will Support Balanced Future Risk Reward
Analysts have kept their price target for Acom steady at ¥502.5, citing essentially unchanged assumptions for fair value, revenue growth, profit margins, and future P/E, along with a slightly higher discount rate. Valuation Changes Fair Value: Kept unchanged at ¥502.5, indicating no revision to the estimated equity value per share.Narrative Update • Feb 19
8572: Fair Value Outlook Will Support Balanced Future Risk Reward
Analysts have lifted their Acom price target from ¥472.5 to ¥502.5, citing updated assumptions for revenue growth, profit margins, discount rate and future P/E, which they now view as more supportive of the company’s valuation. Valuation Changes Fair Value: raised from ¥472.5 to ¥502.5, a modest uplift in the modelled estimate.Narrative Update • Feb 05
8572: Higher Dividend And Stable Outlook Will Support Balanced Future Risk Reward
Analysts have kept their fair value estimate for Acom steady at ¥472.5, explaining that a slightly higher discount rate and modestly softer assumptions for revenue growth, profit margin, and future P/E offset each other in the updated model. What's in the News Acom announced a second quarter dividend for the fiscal year ending March 31, 2026 of ¥10.00 per share, compared with ¥7.00 per share for the same period a year earlier (Key Developments).Narrative Update • Jan 21
8572: Higher Dividend And Stable Assumptions Will Support Balanced Future Risk Reward
Analysts have trimmed their implied fair value for Acom to ¥472.50 per share, reflecting slightly lower discount rate and future P/E assumptions that fine tune rather than overhaul their prior view. What's in the News Acom announced a second quarter dividend for the fiscal year ending March 31, 2026 of ¥10.00 per share compared with ¥7.00 per share for the same period a year earlier (Key Developments).Narrative Update • Jan 07
8572: Dividend Increase And Stable Metrics Will Support Balanced Risk Reward Outlook
Analysts have modestly adjusted their price target on Acom, reflecting updated assumptions around a slightly lower discount rate, an unchanged fair value of ¥472.5, and a small tweak to the forward P/E outlook. What's in the News Acom Co., Ltd.Narrative Update • Dec 14
8572: Dividend Hike Will Signal Steady Outlook Amid Balanced Opportunities And Risks
Analysts have raised their price target on Acom by $10 to $472.50, citing slightly stronger expectations for revenue growth, profit margins, and future valuation multiples that more than offset a modest uptick in the discount rate. What's in the News Acom Co., Ltd.Analysis Article • Dec 03
Acom (TSE:8572) Is Due To Pay A Dividend Of ¥10.00
Acom Co., Ltd.'s ( TSE:8572 ) investors are due to receive a payment of ¥10.00 per share on 23rd of June. This will...Narrative Update • Nov 27
8572: Upcoming Dividend Hike And Rising Risks Signal Measured Outlook
Analysts have increased their price target for Acom from ¥452.5 to ¥462.5, citing improved revenue growth forecasts. This adjustment comes despite a slight uptick in the discount rate and a marginal dip in the projected profit margin.Analysis Article • Nov 14
Acom Co., Ltd. (TSE:8572) Just Released Its Interim Earnings: Here's What Analysts Think
Investors in Acom Co., Ltd. ( TSE:8572 ) had a good week, as its shares rose 3.2% to close at JP¥463 following the...Analysis Article • Aug 06
Acom (TSE:8572) Is Increasing Its Dividend To ¥10.00
The board of Acom Co., Ltd. ( TSE:8572 ) has announced that it will be paying its dividend of ¥10.00 on the 2nd of...Analysis Article • Jul 23
Acom's (TSE:8572) Upcoming Dividend Will Be Larger Than Last Year's
The board of Acom Co., Ltd. ( TSE:8572 ) has announced that it will be paying its dividend of ¥10.00 on the 2nd of...Analysis Article • Jul 09
Acom (TSE:8572) Will Pay A Larger Dividend Than Last Year At ¥10.00
Acom Co., Ltd. ( TSE:8572 ) has announced that it will be increasing its dividend from last year's comparable payment...Analysis Article • Mar 19
Acom's (TSE:8572) Dividend Will Be ¥7.00
Acom Co., Ltd.'s ( TSE:8572 ) investors are due to receive a payment of ¥7.00 per share on 24th of June. Based on this...Analysis Article • Mar 05
Acom's (TSE:8572) Dividend Will Be ¥7.00
The board of Acom Co., Ltd. ( TSE:8572 ) has announced that it will pay a dividend of ¥7.00 per share on the 24th of...Analysis Article • Jan 10
Acom (TSE:8572) Is Due To Pay A Dividend Of ¥7.00
Acom Co., Ltd. ( TSE:8572 ) has announced that it will pay a dividend of ¥7.00 per share on the 24th of June. This...Analysis Article • Dec 27
Acom (TSE:8572) Will Pay A Dividend Of ¥7.00
Acom Co., Ltd. ( TSE:8572 ) has announced that it will pay a dividend of ¥7.00 per share on the 24th of June. The...
New Narrative • Dec 20
GeNiE's Money Lamp And Overseas Expansion Will Power Future Profitability
Strong loan and credit demand and strategic international growth could significantly boost Acom's future revenues and earnings.Analysis Article • Dec 03
Acom (TSE:8572) Is Due To Pay A Dividend Of ¥7.00
Acom Co., Ltd. ( TSE:8572 ) will pay a dividend of ¥7.00 on the 24th of June. This takes the annual payment to 3.6% of...Analysis Article • Nov 14
Earnings Update: Here's Why Analysts Just Lifted Their Acom Co., Ltd. (TSE:8572) Price Target To JP¥403
Last week saw the newest half-year earnings release from Acom Co., Ltd. ( TSE:8572 ), an important milestone in the...Analysis Article • Sep 10
Acom's (TSE:8572) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of Acom Co., Ltd. ( TSE:8572 ) has announced that it will be paying its dividend of ¥7.00 on the 2nd of...Analysis Article • Aug 20
Acom (TSE:8572) Is Paying Out A Larger Dividend Than Last Year
Acom Co., Ltd. ( TSE:8572 ) will increase its dividend from last year's comparable payment on the 2nd of December to...Analysis Article • Jul 25
Acom (TSE:8572) Has Announced That It Will Be Increasing Its Dividend To ¥7.00
Acom Co., Ltd.'s ( TSE:8572 ) dividend will be increasing from last year's payment of the same period to ¥7.00 on 2nd...Analysis Article • Jul 11
Acom (TSE:8572) Is Increasing Its Dividend To ¥7.00
The board of Acom Co., Ltd. ( TSE:8572 ) has announced that it will be paying its dividend of ¥7.00 on the 2nd of...Analysis Article • Mar 03
Acom (TSE:8572) Will Pay A Dividend Of ¥6.00
The board of Acom Co., Ltd. ( TSE:8572 ) has announced that it will pay a dividend on the 26th of June, with investors...Analysis Article • Feb 26
Investors Aren't Buying Acom Co., Ltd.'s (TSE:8572) Earnings
With a price-to-earnings (or "P/E") ratio of 11.5x Acom Co., Ltd. ( TSE:8572 ) may be sending bullish signals at the...Shareholder Returns
| 8572 | JP Consumer Finance | JP Market | |
|---|---|---|---|
| 7D | -0.4% | -0.6% | 2.6% |
| 1Y | 5.9% | 5.0% | 48.9% |
Return vs Industry: 8572 matched the JP Consumer Finance industry which returned 5% over the past year.
Return vs Market: 8572 underperformed the JP Market which returned 48.9% over the past year.
Price Volatility
| 8572 volatility | |
|---|---|
| 8572 Average Weekly Movement | 4.1% |
| Consumer Finance Industry Average Movement | 5.6% |
| Market Average Movement | 4.5% |
| 10% most volatile stocks in JP Market | 9.3% |
| 10% least volatile stocks in JP Market | 2.3% |
Stable Share Price: 8572 has not had significant price volatility in the past 3 months compared to the JP market.
Volatility Over Time: 8572's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1936 | 5,498 | Masataka Kinoshita | www.acom.co.jp |
Acom Co., Ltd. engages in financial services business in Japan, Thailand, and internationally. It operates through Loan and Credit Card Business, Guarantee Business, Overseas Financial Business, Loan Servicing Business, and Others segments. The company offers loans; unsecured loan and installment loan; credit card; and loan servicing; and embedded finance services.
Acom Co., Ltd. Fundamentals Summary
| 8572 fundamental statistics | |
|---|---|
| Market cap | JP¥700.75b |
| Earnings (TTM) | JP¥79.64b |
| Revenue (TTM) | JP¥337.71b |
8.8x
P/E Ratio2.1x
P/S RatioIs 8572 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 8572 income statement (TTM) | |
|---|---|
| Revenue | JP¥337.71b |
| Cost of Revenue | JP¥2.44b |
| Gross Profit | JP¥335.27b |
| Other Expenses | JP¥255.63b |
| Earnings | JP¥79.64b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 50.83 |
| Gross Margin | 99.28% |
| Net Profit Margin | 23.58% |
| Debt/Equity Ratio | 93.6% |
How did 8572 perform over the long term?
See historical performance and comparisonDividends
4.9%
Current Dividend Yield43%
Payout RatioDoes 8572 pay a reliable dividends?
See 8572 dividend history and benchmarks| Acom dividend dates | |
|---|---|
| Ex Dividend Date | Mar 30 2026 |
| Dividend Pay Date | Jun 24 2026 |
| Days until Ex dividend | 86 days |
| Days until Dividend pay date | 0 days |
Does 8572 pay a reliable dividends?
See 8572 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/23 17:59 |
| End of Day Share Price | 2026/06/23 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2026/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Acom Co., Ltd. is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Citigroup Inc |
| Kohei Sakamoto | Daiwa Securities Co. Ltd. |
| Koki Yamada | Deutsche Bank |