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Japanese (NIKKEI) Consumer Finance Industry Analysis

UpdatedSep 26, 2025
DataAggregated Company Financials
Companies14
  • 7D-0.07%
  • 3M10.5%
  • 1Y22.8%
  • YTD22.9%

The Consumer Finance industry has stayed flat over the last week. As for the the longer term, the industry is up 25% over the past 12 months. Looking forward, earnings are forecast to grow by 9.9% annually.

Industry Valuation and Performance

Has the Japanese Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 26 Sep 2025JP¥2.9tJP¥2.2tJP¥210.6b14.4x13.8x1.3x
Sun, 24 Aug 2025JP¥2.9tJP¥2.2tJP¥210.7b14.2x13.7x1.3x
Tue, 22 Jul 2025JP¥2.7tJP¥2.2tJP¥192.6b14.3x13.9x1.2x
Thu, 19 Jun 2025JP¥2.6tJP¥2.2tJP¥192.8b10.7x13.7x1.2x
Sat, 17 May 2025JP¥2.6tJP¥2.2tJP¥192.7b9.9x13.3x1.2x
Mon, 14 Apr 2025JP¥2.2tJP¥2.2tJP¥217.6b9.4x10.2x1x
Wed, 12 Mar 2025JP¥2.4tJP¥2.2tJP¥224.1b10.1x10.5x1.1x
Fri, 07 Feb 2025JP¥2.4tJP¥2.1tJP¥206.9b10.6x11.7x1.2x
Sun, 05 Jan 2025JP¥2.5tJP¥2.1tJP¥196.8b11.8x12.5x1.2x
Tue, 03 Dec 2024JP¥2.4tJP¥2.1tJP¥196.8b11.8x12.3x1.2x
Thu, 31 Oct 2024JP¥2.3tJP¥2.1tJP¥217.7b11x10.7x1.1x
Sat, 28 Sep 2024JP¥2.4tJP¥2.0tJP¥216.5b11.8x11.2x1.2x
Mon, 26 Aug 2024JP¥2.3tJP¥2.0tJP¥216.5b12.6x10.8x1.1x
Wed, 24 Jul 2024JP¥2.5tJP¥2.0tJP¥211.6b12.8x12x1.3x
Fri, 21 Jun 2024JP¥2.4tJP¥2.0tJP¥211.7b11.7x11.3x1.2x
Sun, 19 May 2024JP¥2.4tJP¥2.0tJP¥211.5b11.6x11.5x1.2x
Tue, 16 Apr 2024JP¥2.5tJP¥1.9tJP¥206.1b12.5x12.1x1.3x
Thu, 14 Mar 2024JP¥2.4tJP¥1.9tJP¥206.1b10.4x11.5x1.2x
Sat, 10 Feb 2024JP¥2.3tJP¥1.9tJP¥205.4b11.3x11.4x1.2x
Mon, 08 Jan 2024JP¥2.3tJP¥1.9tJP¥204.8b10.9x11.1x1.2x
Wed, 06 Dec 2023JP¥2.2tJP¥1.9tJP¥204.8b10.9x10.8x1.2x
Fri, 03 Nov 2023JP¥2.2tJP¥1.9tJP¥197.7b10.7x11x1.2x
Sun, 01 Oct 2023JP¥2.2tJP¥1.9tJP¥206.5b10.5x10.8x1.2x
Tue, 29 Aug 2023JP¥2.2tJP¥1.9tJP¥206.5b10.4x10.5x1.2x
Thu, 27 Jul 2023JP¥2.2tJP¥1.8tJP¥209.4b10.3x10.5x1.2x
Sat, 24 Jun 2023JP¥2.1tJP¥1.8tJP¥213.8b10.1x10x1.2x
Mon, 22 May 2023JP¥2.1tJP¥1.8tJP¥213.7b9.6x9.7x1.1x
Wed, 19 Apr 2023JP¥2.0tJP¥1.8tJP¥190.3b13x10.6x1.1x
Fri, 17 Mar 2023JP¥2.0tJP¥1.8tJP¥189.9b12.7x10.3x1.1x
Sun, 12 Feb 2023JP¥2.1tJP¥1.8tJP¥191.1b12.1x10.8x1.2x
Tue, 10 Jan 2023JP¥2.0tJP¥1.8tJP¥187.0b11.1x10.5x1.1x
Thu, 08 Dec 2022JP¥2.1tJP¥1.8tJP¥187.0b11.1x11x1.2x
Sat, 05 Nov 2022JP¥2.1tJP¥1.7tJP¥184.3b10.6x11.5x1.2x
Mon, 03 Oct 2022JP¥2.1tJP¥1.8tJP¥180.5b10.8x11.6x1.2x
Price to Earnings Ratio

11.6x


Total Market Cap: JP¥2.1tTotal Earnings: JP¥180.5bTotal Revenue: JP¥1.8tTotal Market Cap vs Earnings and Revenue0%0%0%
Japanese Consumer Finance Industry Price to Earnings3Y Average 11.4x202320242025
Current Industry PE
  • Investors are optimistic on the Japanese Consumer Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.7x which is higher than its 3-year average PE of 11.4x.
  • The 3-year average PS ratio of 1.2x is lower than the industry's current PS ratio of 1.3x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 5.3% per year over the last three years.
  • Revenues for these companies have grown 8.3% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Japanese Financials industry?

JP Market0.66%
Financials1.89%
Consumer Finance-0.07%
Consumer Finance-0.07%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
8572 AcomJP¥484.400.3%
+JP¥2.3b		25.0%PE14.4x
8515 AifulJP¥501.000.8%
+JP¥1.9b		52.3%PE10.5x
8584 JACCSJP¥4.37k0.6%
+JP¥1.1b		10.2%PE11.5x
7383 Net Protections HoldingsJP¥913.001.1%
+JP¥993.4m		173.4%PE53.7x
8570 AEON Financial ServiceJP¥1.52k0.2%
+JP¥755.6m		19.7%PE18.5x

Latest News

8252
JP¥3,254.00
Marui Group
7D
-1.0%
1Y
30.9%

Marui Group (TSE:8252) Is Paying Out A Larger Dividend Than Last Year

Sep 23
Marui Group (TSE:8252) Is Paying Out A Larger Dividend Than Last Year
8584
JP¥4,365.00
JACCS
7D
0.6%
1Y
10.2%
8572
JP¥484.40
Acom
7D
0.3%
1Y
25.0%
7199
JP¥2,198.00
Premium Group
7D
0.6%
1Y
0.9%
8570
JP¥1,522.50
AEON Financial Service
7D
0.2%
1Y
19.7%
8585
JP¥1,013.00
Orient
7D
-1.3%
1Y
6.6%
7383
JP¥913.00
Net Protections Holdings
7D
1.1%
1Y
173.4%
5103
JP¥51.00
Showa Holdings
7D
-1.9%
1Y
8.5%
2388
JP¥71.00
Wedge HoldingsLTD
7D
-1.4%
1Y
7.6%
8253
JP¥3,940.00
Credit Saison
7D
-0.1%
1Y
7.7%
7183
JP¥174.00
Anshin Guarantor Service
7D
0.6%
1Y
-5.9%
8508
JP¥442.00
J Trust
7D
0.5%
1Y
4.2%

J Trust (TSE:8508) Is Increasing Its Dividend To ¥17.00

Aug 10
J Trust (TSE:8508) Is Increasing Its Dividend To ¥17.00
8515
JP¥501.00
Aiful
7D
0.8%
1Y
52.3%