Japanese (NIKKEI) Consumer Finance Industry Analysis
UpdatedSep 23, 2023
DataAggregated Company Financials
Companies13
- 7D-2.0%
- 3M5.8%
- 1Y3.5%
- YTD11.2%
In the last week, the Consumer Finance industry is up 2.4%, with Orient leading the way with a 2.7% gain. This means that the industry has gained 5.0% over the past year. As for the next few years, earnings are expected to grow by 11% per annum.
Industry Valuation and Performance
Has the Japanese Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 23 Sep 2023 | JP¥2.3t | JP¥1.9t | JP¥206.5b | 10.7x | 10.9x | 1.2x |
| Mon, 21 Aug 2023 | JP¥2.1t | JP¥1.9t | JP¥206.5b | 9.9x | 10x | 1.1x |
| Wed, 19 Jul 2023 | JP¥2.2t | JP¥1.8t | JP¥213.8b | 10.3x | 10.2x | 1.2x |
| Fri, 16 Jun 2023 | JP¥2.1t | JP¥1.8t | JP¥213.7b | 9.8x | 9.9x | 1.2x |
| Sun, 14 May 2023 | JP¥2.1t | JP¥1.8t | JP¥192.9b | 14.2x | 10.8x | 1.1x |
| Tue, 11 Apr 2023 | JP¥2.0t | JP¥1.8t | JP¥189.9b | 13x | 10.4x | 1.1x |
| Thu, 09 Mar 2023 | JP¥2.1t | JP¥1.8t | JP¥189.9b | 13.4x | 11.1x | 1.2x |
| Sat, 04 Feb 2023 | JP¥2.0t | JP¥1.8t | JP¥186.5b | 12.5x | 11x | 1.1x |
| Mon, 02 Jan 2023 | JP¥2.0t | JP¥1.8t | JP¥187.0b | 11.2x | 10.8x | 1.1x |
| Wed, 30 Nov 2022 | JP¥2.1t | JP¥1.8t | JP¥187.0b | 11.4x | 11.4x | 1.2x |
| Fri, 28 Oct 2022 | JP¥2.1t | JP¥1.7t | JP¥180.5b | 10.7x | 11.6x | 1.2x |
| Sun, 25 Sep 2022 | JP¥2.2t | JP¥1.8t | JP¥180.5b | 11.1x | 12x | 1.2x |
| Tue, 23 Aug 2022 | JP¥2.2t | JP¥1.8t | JP¥180.5b | 11.3x | 12.1x | 1.2x |
| Thu, 21 Jul 2022 | JP¥2.1t | JP¥1.7t | JP¥176.5b | 11.7x | 11.8x | 1.2x |
| Sat, 18 Jun 2022 | JP¥2.0t | JP¥1.7t | JP¥176.6b | 11.1x | 11.1x | 1.1x |
| Mon, 16 May 2022 | JP¥2.0t | JP¥1.7t | JP¥169.4b | 11.2x | 11.6x | 1.1x |
| Wed, 13 Apr 2022 | JP¥1.9t | JP¥1.7t | JP¥178.9b | 9.5x | 10.5x | 1.1x |
| Fri, 11 Mar 2022 | JP¥1.4t | JP¥1.5t | JP¥174.2b | 8.7x | 7.8x | 0.9x |
| Sun, 06 Feb 2022 | JP¥1.5t | JP¥1.5t | JP¥168.3b | 9x | 8.8x | 1x |
| Tue, 04 Jan 2022 | JP¥1.5t | JP¥1.5t | JP¥182.8b | 9.2x | 8.1x | 1x |
| Thu, 02 Dec 2021 | JP¥1.5t | JP¥1.5t | JP¥182.8b | 9.2x | 8x | 1x |
| Sat, 30 Oct 2021 | JP¥1.7t | JP¥1.5t | JP¥179.8b | 11.2x | 9.5x | 1.1x |
| Mon, 27 Sep 2021 | JP¥1.7t | JP¥1.5t | JP¥163.1b | 12.5x | 10.7x | 1.1x |
| Wed, 25 Aug 2021 | JP¥1.7t | JP¥1.5t | JP¥163.1b | 12x | 10.2x | 1.1x |
| Thu, 01 Jul 2021 | JP¥1.8t | JP¥1.5t | JP¥163.1b | 12x | 11x | 1.2x |
| Sun, 04 Apr 2021 | JP¥2.2t | JP¥2.0t | JP¥192.0b | 12.4x | 11.5x | 1.1x |
| Wed, 06 Jan 2021 | JP¥1.8t | JP¥2.0t | JP¥162.5b | 11.2x | 11.2x | 0.9x |
| Sat, 10 Oct 2020 | JP¥1.8t | JP¥2.1t | JP¥161.5b | 11.9x | 11x | 0.9x |
Price to Earnings Ratio
11x
Current Industry PE
- Investors are relatively neutral on the Japanese Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 10.8x.
- The 3-year average PS ratio of 1.1x is lower than the industry's current PS ratio of 1.2x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 8.5% per year over the last three years.
- Meanwhile revenues for these companies have declined 3.1% per year.
- This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.
Industry Trends
Which industries have driven the changes within the Japanese Financials industry?
| JP Market | -2.08% | |
| Financials | 1.72% | |
| Consumer Finance | -2.02% | |
| Consumer Finance | -2.02% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 8508 J Trust | JP¥477.00 | 3.5% +JP¥2.2b | -23.2% | PE3.7x | |
| 8515 Aiful | JP¥369.00 | 1.1% +JP¥1.9b | -5.4% | PE9.2x | |
| 5103 Showa Holdings | JP¥47.00 | 2.2% +JP¥75.8m | 0% | PS0.4x |