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Japanese (NIKKEI) Consumer Finance Industry Analysis

UpdatedApr 20, 2025
DataAggregated Company Financials
Companies14
  • 7D4.9%
  • 3M-0.5%
  • 1Y0.4%
  • YTD-2.3%

Over the last 7 days, the Consumer Finance industry has risen 4.9%, driven by gains from every company within the industry. Overall in the last year, the industry is flat. As for the next few years, earnings are expected to grow by 12% per annum.

Industry Valuation and Performance

Has the Japanese Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 20 Apr 2025JP¥2.3tJP¥2.2tJP¥217.6b10.4x10.7x1.1x
Tue, 18 Mar 2025JP¥2.5tJP¥2.2tJP¥224.1b10.6x11.1x1.1x
Thu, 13 Feb 2025JP¥2.4tJP¥2.1tJP¥207.0b10.5x11.7x1.1x
Sat, 11 Jan 2025JP¥2.4tJP¥2.1tJP¥196.8b11.4x12x1.1x
Mon, 09 Dec 2024JP¥2.4tJP¥2.1tJP¥196.8b11.8x12.3x1.2x
Wed, 06 Nov 2024JP¥2.3tJP¥2.1tJP¥212.0b11x10.7x1.1x
Fri, 04 Oct 2024JP¥2.4tJP¥2.0tJP¥216.5b11.6x11x1.2x
Sun, 01 Sep 2024JP¥2.4tJP¥2.0tJP¥216.5b12.3x10.9x1.2x
Tue, 30 Jul 2024JP¥2.5tJP¥2.0tJP¥211.8b12.6x11.7x1.2x
Thu, 27 Jun 2024JP¥2.4tJP¥2.0tJP¥211.7b12x11.4x1.2x
Sat, 25 May 2024JP¥2.4tJP¥2.0tJP¥211.7b11.7x11.4x1.2x
Mon, 22 Apr 2024JP¥2.4tJP¥1.9tJP¥206.1b11.7x11.5x1.2x
Wed, 20 Mar 2024JP¥2.5tJP¥1.9tJP¥206.1b10.6x12x1.3x
Fri, 16 Feb 2024JP¥2.3tJP¥1.9tJP¥206.9b10.1x11.2x1.2x
Sun, 14 Jan 2024JP¥2.3tJP¥1.9tJP¥204.8b10.9x11.3x1.2x
Tue, 12 Dec 2023JP¥2.2tJP¥1.9tJP¥204.8b10.8x10.7x1.2x
Thu, 09 Nov 2023JP¥2.1tJP¥1.9tJP¥197.7b10.5x10.8x1.1x
Sat, 07 Oct 2023JP¥2.2tJP¥1.9tJP¥206.5b10.5x10.5x1.2x
Mon, 04 Sep 2023JP¥2.2tJP¥1.9tJP¥206.5b10.5x10.7x1.2x
Wed, 02 Aug 2023JP¥2.2tJP¥1.9tJP¥207.6b10.5x10.6x1.2x
Fri, 30 Jun 2023JP¥2.2tJP¥1.8tJP¥213.8b10.1x10.2x1.2x
Sun, 28 May 2023JP¥2.0tJP¥1.8tJP¥213.7b9.5x9.5x1.1x
Tue, 25 Apr 2023JP¥2.0tJP¥1.8tJP¥190.3b13.2x10.6x1.1x
Thu, 23 Mar 2023JP¥1.9tJP¥1.8tJP¥189.9b12.9x10.2x1.1x
Sat, 18 Feb 2023JP¥2.0tJP¥1.4tJP¥188.0b13x10.9x1.4x
Mon, 16 Jan 2023JP¥1.9tJP¥1.8tJP¥187.0b11.2x10.4x1.1x
Wed, 14 Dec 2022JP¥2.1tJP¥1.8tJP¥187.0b11.2x11.1x1.2x
Fri, 11 Nov 2022JP¥2.1tJP¥1.8tJP¥181.5b11x11.7x1.2x
Sun, 09 Oct 2022JP¥2.2tJP¥1.8tJP¥180.5b10.9x11.9x1.2x
Tue, 06 Sep 2022JP¥2.1tJP¥1.8tJP¥180.5b11.3x11.7x1.2x
Thu, 04 Aug 2022JP¥2.1tJP¥1.7tJP¥168.9b12.5x12.6x1.2x
Sat, 02 Jul 2022JP¥2.0tJP¥1.7tJP¥176.5b11.1x11.3x1.1x
Mon, 30 May 2022JP¥2.0tJP¥1.7tJP¥176.6b11.1x11.3x1.1x
Wed, 27 Apr 2022JP¥2.0tJP¥1.7tJP¥179.1b9x10.9x1.1x
Price to Earnings Ratio

10.9x


Total Market Cap: JP¥2.0tTotal Earnings: JP¥179.1bTotal Revenue: JP¥1.7tTotal Market Cap vs Earnings and Revenue0%0%0%
Japanese Consumer Finance Industry Price to Earnings3Y Average 11.2x202320242025
Current Industry PE
  • Investors are relatively neutral on the Japanese Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 11.2x.
  • The industry is trading close to its 3-year average PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 6.7% per year over the last three years.
  • Revenues for these companies have grown 7.5% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Japanese Financials industry?

JP Market3.87%
Financials4.83%
Consumer Finance4.92%
Consumer Finance4.92%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
8572 AcomJP¥386.0010.6%
+JP¥58.0b
-1.5%PE10.4x
8253 Credit SaisonJP¥3.18k2.6%
+JP¥12.2b
10.2%PE6.9x
8515 AifulJP¥342.007.5%
+JP¥11.5b
-29.2%PE7.3x
8252 Marui GroupJP¥2.88k1.7%
+JP¥8.9b
24.2%PE20x
8570 AEON Financial ServiceJP¥1.14k2.2%
+JP¥5.3b
-11.0%PE12.6x
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