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Japanese (NIKKEI) Consumer Finance Industry Analysis

UpdatedJul 31, 2026
DataAggregated Company Financials
Companies14
  • 7D0.3%
  • 3M0.7%
  • 1Y6.5%
  • YTD-3.7%

The Consumer Finance is pretty flat in the last 7 days, but Marui Group has stood out, gaining 3.8%. The past year has been better, since the industry has gained 8.9% in that time. Looking forward, earnings are forecast to grow by 6.2% annually.

Industry Valuation and Performance

Has the Japanese Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 31 Jul 2026JP¥3.1tJP¥2.6tJP¥250.0b12x12.6x1.2x
Sun, 28 Jun 2026JP¥2.9tJP¥2.5tJP¥265.0b10.5x11.1x1.2x
Tue, 26 May 2026JP¥3.0tJP¥2.5tJP¥268.8b10.9x11.1x1.2x
Thu, 23 Apr 2026JP¥3.2tJP¥2.5tJP¥236.5b14.7x13.4x1.3x
Sat, 21 Mar 2026JP¥3.1tJP¥2.5tJP¥235.6b14x13.2x1.2x
Mon, 16 Feb 2026JP¥3.3tJP¥2.5tJP¥231.4b15.1x14.4x1.3x
Wed, 14 Jan 2026JP¥3.3tJP¥2.5tJP¥240.4b13.8x13.8x1.3x
Fri, 12 Dec 2025JP¥3.0tJP¥2.5tJP¥237.9b12.4x12.7x1.2x
Sun, 09 Nov 2025JP¥2.9tJP¥2.4tJP¥231.6b12x12.6x1.2x
Tue, 07 Oct 2025JP¥2.8tJP¥2.2tJP¥210.6b14.2x13.5x1.3x
Thu, 04 Sep 2025JP¥2.8tJP¥2.2tJP¥210.7b13.9x13.4x1.3x
Sat, 02 Aug 2025JP¥2.8tJP¥2.2tJP¥213.1b13.1x13.2x1.3x
Mon, 30 Jun 2025JP¥2.6tJP¥2.2tJP¥192.6b14.1x13.7x1.2x
Wed, 28 May 2025JP¥2.6tJP¥2.2tJP¥192.8b10x13.3x1.2x
Fri, 25 Apr 2025JP¥2.3tJP¥2.2tJP¥217.6b10.4x10.7x1.1x
Sun, 23 Mar 2025JP¥2.5tJP¥2.2tJP¥223.9b10.8x11.2x1.2x
Tue, 18 Feb 2025JP¥2.5tJP¥2.2tJP¥224.1b10.7x11.1x1.1x
Thu, 16 Jan 2025JP¥2.4tJP¥2.1tJP¥199.2b10.4x11.9x1.1x
Sat, 14 Dec 2024JP¥2.4tJP¥2.1tJP¥196.8b11.8x12.4x1.2x
Mon, 11 Nov 2024JP¥2.3tJP¥2.1tJP¥211.8b11.2x11.1x1.1x
Wed, 09 Oct 2024JP¥2.4tJP¥2.0tJP¥216.5b11.7x11x1.2x
Fri, 06 Sep 2024JP¥2.3tJP¥2.0tJP¥216.5b12.1x10.8x1.1x
Sun, 04 Aug 2024JP¥2.3tJP¥2.0tJP¥211.0b11.8x11x1.2x
Tue, 02 Jul 2024JP¥2.4tJP¥2.0tJP¥211.6b12.1x11.5x1.2x
Thu, 30 May 2024JP¥2.4tJP¥2.0tJP¥211.7b11.7x11.4x1.2x
Sat, 27 Apr 2024JP¥2.4tJP¥1.9tJP¥206.1b11.2x11.7x1.2x
Mon, 25 Mar 2024JP¥2.5tJP¥1.9tJP¥206.1b10.7x12.1x1.3x
Wed, 21 Feb 2024JP¥2.4tJP¥1.9tJP¥206.1b10.6x11.6x1.2x
Fri, 19 Jan 2024JP¥2.3tJP¥1.9tJP¥202.2b10.6x11.4x1.2x
Sun, 17 Dec 2023JP¥2.2tJP¥1.9tJP¥204.8b10.6x10.6x1.1x
Tue, 14 Nov 2023JP¥2.2tJP¥1.9tJP¥207.3b10.8x10.5x1.1x
Thu, 12 Oct 2023JP¥2.2tJP¥1.9tJP¥206.5b10.2x10.6x1.2x
Sat, 09 Sep 2023JP¥2.2tJP¥1.9tJP¥206.5b10.6x10.9x1.2x
Mon, 07 Aug 2023JP¥2.2tJP¥1.9tJP¥207.6b10.2x10.4x1.2x
Price to Earnings Ratio

10.4x


Total Market Cap: JP¥2.2tTotal Earnings: JP¥207.6bTotal Revenue: JP¥1.9tTotal Market Cap vs Earnings and Revenue0%0%0%
Japanese Consumer Finance Industry Price to Earnings3Y Average 12x202420252026
Current Industry PE
  • Investors are relatively neutral on the Japanese Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 12.0x.
  • The industry is trading close to its 3-year average PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 8.5% per year over the last three years.
  • Revenues for these companies have grown 11% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Japanese Financials industry?

JP Market-2.90%
Financials-4.53%
Consumer Finance0.28%
Consumer Finance0.28%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
8252 Marui GroupJP¥3.04k3.8%
+JP¥20.1b		-1.4%PE19.1x
6993 Daikokuya HoldingsLtdJP¥87.0013.0%
+JP¥7.4b		42.6%PS5.6x
8584 JACCSJP¥3.77k1.3%
+JP¥2.2b		-8.4%PE11x
7383 Net Protections HoldingsJP¥435.005.3%
+JP¥2.2b		-42.0%PE25x
7199 Premium GroupJP¥2.06k1.6%
+JP¥1.3b		-10.0%PE13.2x

Latest News

8572
JP¥489.60
Acom
7D
0.04%
1Y
11.8%
8252
JP¥3,039.00
Marui Group
7D
3.8%
1Y
-1.4%
8584
JP¥3,765.00
JACCS
7D
1.3%
1Y
-8.4%
7199
JP¥2,055.00
Premium Group
7D
1.6%
1Y
-10.0%
267A
JP¥1,891.00
Towarise
7D
-3.0%
1Y
-5.0%
8585
JP¥918.00
Orient
7D
0.4%
1Y
-8.2%
8508
JP¥777.00
J Trust
7D
-7.1%
1Y
74.2%
547A
JP¥447.00
Muninova Holdings
7D
-2.2%
1Y
-0.2%
2388
JP¥36.00
Wedge HoldingsLTD
7D
-7.7%
1Y
-59.6%
7383
JP¥435.00
Net Protections Holdings
7D
5.3%
1Y
-42.0%
8253
JP¥4,580.00
Credit Saison
7D
-1.8%
1Y
14.0%
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8570
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AEON Financial Service
7D
-0.3%
1Y
15.0%
6993
JP¥87.00
Daikokuya HoldingsLtd
7D
13.0%
1Y
42.6%