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Japanese (NIKKEI) Consumer Finance Industry Analysis

UpdatedNov 26, 2022
DataAggregated Company Financials
Companies12
  • 7D3.0%
  • 3M-0.5%
  • 1Y8.4%
  • YTD9.3%

Over the last 7 days, the Consumer Finance industry has risen 3.0%, driven by gains from Acom of 4.1%. In the last 12 months, the industry was up 8.4%. As for the next few years, earnings are expected to grow by 11% per annum.

Industry Valuation and Performance

Has the Japanese Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 27 Nov 2022JP¥2.1tJP¥1.8tJP¥187.0b11.4x11.5x1.2x
Tue, 25 Oct 2022JP¥2.1tJP¥1.8tJP¥180.5b10.8x11.7x1.2x
Thu, 22 Sep 2022JP¥2.2tJP¥1.8tJP¥180.5b11.2x12x1.2x
Sat, 20 Aug 2022JP¥2.2tJP¥1.8tJP¥180.5b11.3x12.1x1.2x
Mon, 18 Jul 2022JP¥2.0tJP¥1.7tJP¥176.5b11.3x11.4x1.1x
Wed, 15 Jun 2022JP¥1.9tJP¥1.7tJP¥176.6b11.1x11x1.1x
Fri, 13 May 2022JP¥1.9tJP¥1.7tJP¥177.6b8.9x10.9x1.1x
Sun, 10 Apr 2022JP¥1.9tJP¥1.7tJP¥178.9b9.5x10.4x1.1x
Tue, 08 Mar 2022JP¥1.3tJP¥1.5tJP¥174.2b8.5x7.7x0.9x
Thu, 03 Feb 2022JP¥1.5tJP¥1.5tJP¥168.3b9.1x8.8x1x
Sat, 01 Jan 2022JP¥1.5tJP¥1.5tJP¥182.8b9.2x8.1x1x
Mon, 29 Nov 2021JP¥1.5tJP¥1.5tJP¥182.8b9.8x8.4x1x
Wed, 27 Oct 2021JP¥1.7tJP¥1.5tJP¥179.8b11.1x9.7x1.1x
Fri, 24 Sep 2021JP¥1.7tJP¥1.5tJP¥163.1b12.3x10.4x1.1x
Sun, 22 Aug 2021JP¥1.6tJP¥1.5tJP¥163.1b11.4x10x1.1x
Fri, 09 Jul 2021JP¥1.8tJP¥1.5tJP¥163.1b12x11x1.2x
Thu, 01 Apr 2021JP¥2.2tJP¥2.0tJP¥192.0b12.4x11.5x1.1x
Sun, 03 Jan 2021JP¥1.8tJP¥2.0tJP¥162.5b11.2x11.2x0.9x
Wed, 07 Oct 2020JP¥1.8tJP¥2.1tJP¥161.5b11.9x11x0.9x
Tue, 30 Jun 2020JP¥1.8tJP¥2.1tJP¥162.0b11x10.9x0.8x
Fri, 03 Apr 2020JP¥1.8tJP¥2.1tJP¥164.6b10.9x10.7x0.8x
Mon, 06 Jan 2020JP¥2.3tJP¥2.1tJP¥152.1b12.4x15.1x1.1x
Price to Earnings Ratio

18.3x


Total Market Cap: JP¥2.2tTotal Earnings: JP¥118.7bTotal Revenue: JP¥2.0tTotal Market Cap vs Earnings and Revenue0%0%0%
Japanese Consumer Finance Industry Price to Earnings3Y Average 11.3x202020212022
Current Industry PE
  • Investors are relatively neutral on the Japanese Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 11.3x.
  • The 3-year average PS ratio of 1.0x is lower than the industry's current PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 16% per year over the last three years.
  • Meanwhile revenues for these companies have declined 4.8% per year.
  • This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.

Industry Trends

Which industries have driven the changes within the Japanese Financials industry?

JP Market2.37%
Financials5.02%
Consumer Finance3.04%
Consumer Finance3.04%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
8572 AcomJP¥330.004.1%
+JP¥20.4b
-4.3%PE10.4x
8253 Credit SaisonJP¥1.78k3.6%
+JP¥9.5b
49.3%PE6.7x
8570 AEON Financial ServiceJP¥1.49k3.0%
+JP¥9.5b
16.3%PE10.6x
8584 JACCSJP¥3.91k5.4%
+JP¥6.9b
35.4%PE6.9x
8252 Marui GroupJP¥2.35k1.5%
+JP¥6.9b
6.8%PE24.4x
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Latest News

7199

JP¥1,903.00

Premium Group

7D

9.7%

1Y

52.9%

8572

JP¥330.00

Acom

7D

4.1%

1Y

-4.3%

8584

JP¥3,905.00

JACCS

7D

5.4%

1Y

35.4%

8515

JP¥413.00

Aiful

7D

2.7%

1Y

9.0%

8253

JP¥1,777.00

Credit Saison

7D

3.6%

1Y

49.3%

8252

JP¥2,347.00

Marui Group

7D

1.5%

1Y

6.8%

6993

JP¥61.00

Daikokuya HoldingsLtd

7D

-1.6%

1Y

3.4%

8585

JP¥1,213.00

Orient

7D

2.3%

1Y

-7.4%

8570

JP¥1,487.00

AEON Financial Service

7D

3.0%

1Y

16.3%