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Japanese (NIKKEI) Consumer Finance Industry Analysis

UpdatedApr 15, 2025
DataAggregated Company Financials
Companies14
  • 7D8.3%
  • 3M-3.9%
  • 1Y-8.3%
  • YTD-6.4%

Last week, the Consumer Finance industry hasn't moved much but Marui Group is up 9.7% in that time. As for the longer term, the industry has declined 9.0% in the last year. Earnings are forecast to grow by 12% annually.

Industry Valuation and Performance

Has the Japanese Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 15 Apr 2025JP¥2.2tJP¥2.2tJP¥217.6b9.5x10.3x1x
Thu, 13 Mar 2025JP¥2.4tJP¥2.2tJP¥224.1b10.4x10.6x1.1x
Sat, 08 Feb 2025JP¥2.4tJP¥2.1tJP¥206.9b10.6x11.8x1.2x
Mon, 06 Jan 2025JP¥2.5tJP¥2.1tJP¥196.8b11.8x12.5x1.2x
Wed, 04 Dec 2024JP¥2.5tJP¥2.1tJP¥196.8b12.1x12.5x1.2x
Fri, 01 Nov 2024JP¥2.3tJP¥2.1tJP¥217.7b11.1x10.7x1.1x
Sun, 29 Sep 2024JP¥2.4tJP¥2.0tJP¥216.5b11.8x11.2x1.2x
Tue, 27 Aug 2024JP¥2.3tJP¥2.0tJP¥216.5b12.5x10.8x1.1x
Thu, 25 Jul 2024JP¥2.5tJP¥2.0tJP¥211.6b12.5x11.8x1.3x
Sat, 22 Jun 2024JP¥2.4tJP¥2.0tJP¥211.7b11.8x11.3x1.2x
Mon, 20 May 2024JP¥2.4tJP¥2.0tJP¥211.5b11.6x11.5x1.2x
Wed, 17 Apr 2024JP¥2.5tJP¥1.9tJP¥206.1b12.1x12.1x1.3x
Fri, 15 Mar 2024JP¥2.4tJP¥1.9tJP¥206.1b10.4x11.5x1.2x
Sun, 11 Feb 2024JP¥2.3tJP¥1.9tJP¥209.2b10.2x11.1x1.2x
Tue, 09 Jan 2024JP¥2.3tJP¥1.9tJP¥204.8b10.9x11.1x1.2x
Thu, 07 Dec 2023JP¥2.2tJP¥1.9tJP¥204.8b11x11x1.2x
Sat, 04 Nov 2023JP¥2.2tJP¥1.9tJP¥197.7b10.7x11x1.2x
Mon, 02 Oct 2023JP¥2.2tJP¥1.9tJP¥206.5b10.5x10.8x1.2x
Wed, 30 Aug 2023JP¥2.2tJP¥1.9tJP¥206.5b10.4x10.6x1.2x
Fri, 28 Jul 2023JP¥2.2tJP¥1.8tJP¥209.4b10.3x10.6x1.2x
Sun, 25 Jun 2023JP¥2.1tJP¥1.8tJP¥213.8b10.1x10x1.2x
Tue, 23 May 2023JP¥2.1tJP¥1.8tJP¥213.7b9.7x9.7x1.1x
Thu, 20 Apr 2023JP¥2.0tJP¥1.8tJP¥190.3b13.1x10.6x1.1x
Sat, 18 Mar 2023JP¥2.0tJP¥1.8tJP¥189.9b13x10.4x1.1x
Mon, 13 Feb 2023JP¥2.1tJP¥1.8tJP¥188.2b13.1x11x1.2x
Wed, 11 Jan 2023JP¥2.0tJP¥1.8tJP¥187.0b11.2x10.6x1.1x
Fri, 09 Dec 2022JP¥2.1tJP¥1.8tJP¥187.0b11.1x11x1.2x
Sun, 06 Nov 2022JP¥2.1tJP¥1.7tJP¥184.3b10.6x11.5x1.2x
Tue, 04 Oct 2022JP¥2.1tJP¥1.8tJP¥180.5b10.7x11.5x1.2x
Thu, 01 Sep 2022JP¥2.2tJP¥1.8tJP¥180.5b11.2x12x1.2x
Sat, 30 Jul 2022JP¥2.1tJP¥1.7tJP¥176.5b12x12.1x1.2x
Mon, 27 Jun 2022JP¥2.0tJP¥1.7tJP¥176.5b11.5x11.4x1.2x
Wed, 25 May 2022JP¥2.0tJP¥1.7tJP¥176.6b10.9x11.2x1.1x
Fri, 22 Apr 2022JP¥2.0tJP¥1.7tJP¥179.1b9.4x11.3x1.2x
Price to Earnings Ratio

11.3x


Total Market Cap: JP¥2.0tTotal Earnings: JP¥179.1bTotal Revenue: JP¥1.7tTotal Market Cap vs Earnings and Revenue0%0%0%
Japanese Consumer Finance Industry Price to Earnings3Y Average 11.2x202320242025
Current Industry PE
  • Investors are relatively neutral on the Japanese Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 11.2x.
  • The 3-year average PS ratio of 1.2x is higher than the industry's current PS ratio of 1.0x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 6.7% per year over the last three years.
  • Revenues for these companies have grown 7.5% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Japanese Financials industry?

JP Market8.73%
Financials10.05%
Consumer Finance8.26%
Consumer Finance8.26%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
8252 Marui GroupJP¥2.80k9.7%
+JP¥44.8b		16.6%PE19.4x
8253 Credit SaisonJP¥3.14k9.9%
+JP¥42.4b		4.7%PE6.9x
8572 AcomJP¥354.207.4%
+JP¥38.2b		-15.0%PE9.5x
8584 JACCSJP¥3.54k11.8%
+JP¥13.0b		-36.4%PE5.6x
8515 AifulJP¥322.007.3%
+JP¥10.5b		-39.5%PE6.9x
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7199

JP¥1,930.00

Premium Group

7D

9.4%

1Y

-6.2%

8515

JP¥322.00

Aiful

7D

7.3%

1Y

-39.5%

8253

JP¥3,136.00

Credit Saison

7D

9.9%

1Y

4.7%

8585

JP¥726.00

Orient

7D

8.8%

1Y

-31.8%

8508

JP¥381.00

J Trust

7D

16.5%

1Y

-20.8%

8584

JP¥3,540.00

JACCS

7D

11.8%

1Y

-36.4%

8252

JP¥2,802.00

Marui Group

7D

9.7%

1Y

16.6%

8572

JP¥354.20

Acom

7D

7.4%

1Y

-15.0%