Investing IdeasBrowse All StocksMarkets

Have your own idea? Try our Stock Screener

Header cover image

Japanese (NIKKEI) Consumer Finance Industry Analysis

UpdatedApr 20, 2025
DataAggregated Company Financials
Companies14
  • 7D4.9%
  • 3M-0.5%
  • 1Y0.4%
  • YTD-2.3%

Over the last 7 days, the Consumer Finance industry has risen 4.9%, driven by gains from every company within the industry. Overall in the last year, the industry is flat. As for the next few years, earnings are expected to grow by 12% per annum.

Industry Valuation and Performance

Has the Japanese Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 20 Apr 2025JP¥2.3tJP¥2.2tJP¥217.6b10.4x10.7x1.1x
Tue, 18 Mar 2025JP¥2.5tJP¥2.2tJP¥224.1b10.6x11.1x1.1x
Thu, 13 Feb 2025JP¥2.4tJP¥2.1tJP¥207.0b10.5x11.7x1.1x
Sat, 11 Jan 2025JP¥2.4tJP¥2.1tJP¥196.8b11.4x12x1.1x
Mon, 09 Dec 2024JP¥2.4tJP¥2.1tJP¥196.8b11.8x12.3x1.2x
Wed, 06 Nov 2024JP¥2.3tJP¥2.1tJP¥212.0b11x10.7x1.1x
Fri, 04 Oct 2024JP¥2.4tJP¥2.0tJP¥216.5b11.6x11x1.2x
Sun, 01 Sep 2024JP¥2.4tJP¥2.0tJP¥216.5b12.3x10.9x1.2x
Tue, 30 Jul 2024JP¥2.5tJP¥2.0tJP¥211.8b12.6x11.7x1.2x
Thu, 27 Jun 2024JP¥2.4tJP¥2.0tJP¥211.7b12x11.4x1.2x
Sat, 25 May 2024JP¥2.4tJP¥2.0tJP¥211.7b11.7x11.4x1.2x
Mon, 22 Apr 2024JP¥2.4tJP¥1.9tJP¥206.1b11.7x11.5x1.2x
Wed, 20 Mar 2024JP¥2.5tJP¥1.9tJP¥206.1b10.6x12x1.3x
Fri, 16 Feb 2024JP¥2.3tJP¥1.9tJP¥206.9b10.1x11.2x1.2x
Sun, 14 Jan 2024JP¥2.3tJP¥1.9tJP¥204.8b10.9x11.3x1.2x
Tue, 12 Dec 2023JP¥2.2tJP¥1.9tJP¥204.8b10.8x10.7x1.2x
Thu, 09 Nov 2023JP¥2.1tJP¥1.9tJP¥197.7b10.5x10.8x1.1x
Sat, 07 Oct 2023JP¥2.2tJP¥1.9tJP¥206.5b10.5x10.5x1.2x
Mon, 04 Sep 2023JP¥2.2tJP¥1.9tJP¥206.5b10.5x10.7x1.2x
Wed, 02 Aug 2023JP¥2.2tJP¥1.9tJP¥207.6b10.5x10.6x1.2x
Fri, 30 Jun 2023JP¥2.2tJP¥1.8tJP¥213.8b10.1x10.2x1.2x
Sun, 28 May 2023JP¥2.0tJP¥1.8tJP¥213.7b9.5x9.5x1.1x
Tue, 25 Apr 2023JP¥2.0tJP¥1.8tJP¥190.3b13.2x10.6x1.1x
Thu, 23 Mar 2023JP¥1.9tJP¥1.8tJP¥189.9b12.9x10.2x1.1x
Sat, 18 Feb 2023JP¥2.0tJP¥1.4tJP¥188.0b13x10.9x1.4x
Mon, 16 Jan 2023JP¥1.9tJP¥1.8tJP¥187.0b11.2x10.4x1.1x
Wed, 14 Dec 2022JP¥2.1tJP¥1.8tJP¥187.0b11.2x11.1x1.2x
Fri, 11 Nov 2022JP¥2.1tJP¥1.8tJP¥181.5b11x11.7x1.2x
Sun, 09 Oct 2022JP¥2.2tJP¥1.8tJP¥180.5b10.9x11.9x1.2x
Tue, 06 Sep 2022JP¥2.1tJP¥1.8tJP¥180.5b11.3x11.7x1.2x
Thu, 04 Aug 2022JP¥2.1tJP¥1.7tJP¥168.9b12.5x12.6x1.2x
Sat, 02 Jul 2022JP¥2.0tJP¥1.7tJP¥176.5b11.1x11.3x1.1x
Mon, 30 May 2022JP¥2.0tJP¥1.7tJP¥176.6b11.1x11.3x1.1x
Wed, 27 Apr 2022JP¥2.0tJP¥1.7tJP¥179.1b9x10.9x1.1x
Price to Earnings Ratio

10.9x


Total Market Cap: JP¥2.0tTotal Earnings: JP¥179.1bTotal Revenue: JP¥1.7tTotal Market Cap vs Earnings and Revenue0%0%0%
Japanese Consumer Finance Industry Price to Earnings3Y Average 11.2x202320242025
Current Industry PE
  • Investors are relatively neutral on the Japanese Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 11.2x.
  • The industry is trading close to its 3-year average PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 6.7% per year over the last three years.
  • Revenues for these companies have grown 7.5% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Japanese Financials industry?

JP Market3.87%
Financials4.83%
Consumer Finance4.92%
Consumer Finance4.92%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
8572 AcomJP¥386.0010.6%
+JP¥58.0b		-1.5%PE10.4x
8253 Credit SaisonJP¥3.18k2.6%
+JP¥12.2b		10.2%PE6.9x
8515 AifulJP¥342.007.5%
+JP¥11.5b		-29.2%PE7.3x
8252 Marui GroupJP¥2.88k1.7%
+JP¥8.9b		24.2%PE20x
8570 AEON Financial ServiceJP¥1.14k2.2%
+JP¥5.3b		-11.0%PE12.6x
Simply Wall St™
Simply Wall Street Pty Ltd
Level 7, 320 Pitt Street, Sydney
Download on the App StoreGet it on Google Play
Popular Markets
USAUUKINCAZA
About UsCareersPlans & PricingLogin
Help CenterLatest CoveragePodcastsAffiliate ProgramBusiness & EnterpriseWhat's New
Financial Services GuideTerms and ConditionsPrivacy Policy
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

8570

JP¥1,144.00

AEON Financial Service

7D

2.2%

1Y

-11.0%

8253

JP¥3,177.00

Credit Saison

7D

2.6%

1Y

10.2%

Little Excitement Around Credit Saison Co., Ltd.'s (TSE:8253) Earnings

Apr 17
Little Excitement Around Credit Saison Co., Ltd.'s (TSE:8253) Earnings

8252

JP¥2,884.00

Marui Group

7D

1.7%

1Y

24.2%

With EPS Growth And More, Marui Group (TSE:8252) Makes An Interesting Case

Apr 15
With EPS Growth And More, Marui Group (TSE:8252) Makes An Interesting Case

8515

JP¥342.00

Aiful

7D

7.5%

1Y

-29.2%

8585

JP¥747.00

Orient

7D

3.6%

1Y

-26.7%

7383

JP¥466.00

Net Protections Holdings

7D

11.5%

1Y

127.3%

8584

JP¥3,610.00

JACCS

7D

3.4%

1Y

-33.6%

8572

JP¥386.00

Acom

7D

10.6%

1Y

-1.5%