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Japanese (NIKKEI) Consumer Finance Industry Analysis

UpdatedJun 15, 2026
DataAggregated Company Financials
Companies14
  • 7D1.8%
  • 3M-5.3%
  • 1Y6.2%
  • YTD-10.0%

All of the companies in the Consumer Finance industry have been up over the last week, with the industry up 1.8%. This takes the industry's 12 month performance to a gain of 6.2%. Looking forward, earnings are forecast to grow by 6.5% annually.

Industry Valuation and Performance

Has the Japanese Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 15 Jun 2026JP¥2.9tJP¥2.5tJP¥265.8b10.8x11.1x1.2x
Wed, 13 May 2026JP¥3.1tJP¥2.5tJP¥238.0b13.1x13.1x1.2x
Fri, 10 Apr 2026JP¥3.1tJP¥2.5tJP¥235.6b13.6x13.2x1.2x
Sun, 08 Mar 2026JP¥3.3tJP¥2.5tJP¥235.6b14.4x13.8x1.3x
Tue, 03 Feb 2026JP¥3.2tJP¥2.5tJP¥237.0b14.6x13.5x1.3x
Thu, 01 Jan 2026JP¥3.3tJP¥2.5tJP¥237.9b13.5x13.7x1.3x
Sat, 29 Nov 2025JP¥3.1tJP¥2.5tJP¥237.9b12.6x12.9x1.2x
Mon, 27 Oct 2025JP¥2.7tJP¥2.2tJP¥210.9b13.3x13x1.2x
Wed, 24 Sep 2025JP¥2.9tJP¥2.2tJP¥210.6b14.4x13.7x1.3x
Fri, 22 Aug 2025JP¥2.9tJP¥2.2tJP¥210.7b14.1x13.6x1.3x
Sun, 20 Jul 2025JP¥2.7tJP¥2.2tJP¥192.6b14.3x13.9x1.2x
Tue, 17 Jun 2025JP¥2.6tJP¥2.2tJP¥192.8b10.6x13.6x1.2x
Thu, 15 May 2025JP¥2.6tJP¥2.2tJP¥191.6b12.7x13.3x1.2x
Sat, 12 Apr 2025JP¥2.2tJP¥2.2tJP¥223.9b9.4x9.9x1x
Mon, 10 Mar 2025JP¥2.4tJP¥2.2tJP¥224.1b10.5x10.7x1.1x
Wed, 05 Feb 2025JP¥2.4tJP¥2.1tJP¥206.9b10.8x11.8x1.2x
Fri, 03 Jan 2025JP¥2.5tJP¥2.1tJP¥196.8b11.8x12.5x1.2x
Sun, 01 Dec 2024JP¥2.4tJP¥2.1tJP¥196.8b11.7x12.2x1.2x
Tue, 29 Oct 2024JP¥2.3tJP¥2.1tJP¥217.7b10.8x10.5x1.1x
Thu, 26 Sep 2024JP¥2.4tJP¥2.0tJP¥216.5b11.5x11x1.2x
Sat, 24 Aug 2024JP¥2.3tJP¥2.0tJP¥216.5b12.6x10.8x1.1x
Mon, 22 Jul 2024JP¥2.5tJP¥2.0tJP¥211.6b12.8x11.9x1.3x
Wed, 19 Jun 2024JP¥2.4tJP¥2.0tJP¥211.7b11.5x11.3x1.2x
Fri, 17 May 2024JP¥2.4tJP¥2.0tJP¥220.6b11.7x10.9x1.2x
Sun, 14 Apr 2024JP¥2.5tJP¥1.9tJP¥206.1b12.5x12.1x1.3x
Tue, 12 Mar 2024JP¥2.4tJP¥1.9tJP¥206.1b10.5x11.5x1.2x
Thu, 08 Feb 2024JP¥2.3tJP¥1.9tJP¥205.4b10.8x11.2x1.2x
Sat, 06 Jan 2024JP¥2.3tJP¥1.9tJP¥204.8b10.9x11.1x1.2x
Mon, 04 Dec 2023JP¥2.2tJP¥1.9tJP¥204.8b11x10.9x1.2x
Wed, 01 Nov 2023JP¥2.2tJP¥1.9tJP¥199.1b10.7x10.9x1.1x
Fri, 29 Sep 2023JP¥2.3tJP¥1.9tJP¥206.5b10.7x10.9x1.2x
Sun, 27 Aug 2023JP¥2.1tJP¥1.9tJP¥206.5b10.3x10.4x1.1x
Tue, 25 Jul 2023JP¥2.2tJP¥1.8tJP¥209.4b10.2x10.4x1.2x
Thu, 22 Jun 2023JP¥2.2tJP¥1.8tJP¥213.8b10.2x10.1x1.2x
Price to Earnings Ratio

10.1x


Total Market Cap: JP¥2.2tTotal Earnings: JP¥213.8bTotal Revenue: JP¥1.8tTotal Market Cap vs Earnings and Revenue0%0%0%
Japanese Consumer Finance Industry Price to Earnings3Y Average 11.9x202420252026
Current Industry PE
  • Investors are relatively neutral on the Japanese Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 11.9x.
  • The industry is trading close to its 3-year average PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 7.5% per year over the last three years.
  • Revenues for these companies have grown 11% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Japanese Financials industry?

JP Market-1.44%
Financials1.75%
Consumer Finance1.78%
Consumer Finance1.78%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
8253 Credit SaisonJP¥4.30k4.3%
+JP¥25.3b		7.0%PE9.9x
8572 AcomJP¥453.201.8%
+JP¥12.5b		8.0%PE8.9x
8570 AEON Financial ServiceJP¥1.52k3.9%
+JP¥12.3b		18.6%PE15.5x
8252 Marui GroupJP¥2.82k2.1%
+JP¥10.4b		-7.2%PE17.8x
8508 J TrustJP¥762.006.3%
+JP¥6.0b		84.5%PE7.9x

Latest News

8570
JP¥1,515.50
AEON Financial Service
7D
3.9%
1Y
18.6%
8585
JP¥858.00
Orient
7D
3.6%
1Y
-0.9%
8572
JP¥453.20
Acom
7D
1.8%
1Y
8.0%
Narrative Update • Jun 08

8572: Dividend Policy Will Support Constructive Long Term Shareholder Return Outlook

Analysts have adjusted Acom's fair value estimate from ¥505 to ¥501.25, as slightly softer assumptions for revenue growth, profit margins, and future P/E more than offset a small reduction in the discount rate. What's in the News Acom issued consolidated and non consolidated earnings guidance for the first half and full year ending March 31, 2027, including expected operating revenue, operating profit and basic earnings per share for each period.
8252
JP¥2,824.00
Marui Group
7D
2.1%
1Y
-7.2%
8253
JP¥4,304.00
Credit Saison
7D
4.3%
1Y
7.0%
8584
JP¥3,555.00
JACCS
7D
3.2%
1Y
-7.9%
8508
JP¥762.00
J Trust
7D
6.3%
1Y
84.5%
7383
JP¥361.00
Net Protections Holdings
7D
6.2%
1Y
-36.2%