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Japanese (NIKKEI) Insurance Industry Analysis

UpdatedJan 16, 2026
DataAggregated Company Financials
Companies18
  • 7D3.6%
  • 3M17.9%
  • 1Y26.1%
  • YTD5.4%

In the last week, the Insurance industry is up 2.6%, with MS&AD Insurance Group Holdings leading the way with a 5.1% gain. This takes the industry's 12 month performance to a gain of 26%. Earnings are forecast to grow by 1.5% annually.

Industry Valuation and Performance

Has the Japanese Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 16 Jan 2026JP¥37.1tJP¥47.4tJP¥3.2t14.2x11.6x0.8x
Sun, 14 Dec 2025JP¥34.2tJP¥47.4tJP¥3.2t13.4x10.6x0.7x
Tue, 11 Nov 2025JP¥31.8tJP¥46.7tJP¥3.4t12x9.3x0.7x
Thu, 09 Oct 2025JP¥33.6tJP¥46.7tJP¥3.4t12.6x9.8x0.7x
Sat, 06 Sep 2025JP¥34.8tJP¥46.7tJP¥3.4t13.1x10.1x0.7x
Mon, 04 Aug 2025JP¥33.4tJP¥47.1tJP¥3.1t13.7x10.9x0.7x
Wed, 02 Jul 2025JP¥31.9tJP¥47.1tJP¥3.2t12.7x9.8x0.7x
Fri, 30 May 2025JP¥32.6tJP¥48.0tJP¥3.2t13.4x10x0.7x
Sun, 27 Apr 2025JP¥30.4tJP¥48.7tJP¥3.3t11.5x9.2x0.6x
Tue, 25 Mar 2025JP¥33.3tJP¥48.7tJP¥3.3t11.7x10x0.7x
Thu, 20 Feb 2025JP¥31.4tJP¥48.7tJP¥3.3t11.9x9.5x0.6x
Sat, 18 Jan 2025JP¥30.5tJP¥48.6tJP¥3.4t12.2x9x0.6x
Mon, 16 Dec 2024JP¥32.0tJP¥48.6tJP¥3.4t12.1x9.4x0.7x
Wed, 13 Nov 2024JP¥32.0tJP¥47.1tJP¥2.6t14.3x12.2x0.7x
Fri, 11 Oct 2024JP¥29.9tJP¥47.1tJP¥2.6t13.2x11.4x0.6x
Sun, 08 Sep 2024JP¥29.3tJP¥47.1tJP¥2.6t13.1x11.1x0.6x
Tue, 06 Aug 2024JP¥23.9tJP¥46.9tJP¥2.3t12.3x10.5x0.5x
Thu, 04 Jul 2024JP¥34.6tJP¥46.5tJP¥2.3t17x15.2x0.7x
Sat, 01 Jun 2024JP¥31.0tJP¥46.5tJP¥2.3t18x13.6x0.7x
Mon, 29 Apr 2024JP¥27.8tJP¥44.3tJP¥2.1t15.7x13.1x0.6x
Wed, 27 Mar 2024JP¥28.3tJP¥44.3tJP¥2.1t14.9x13.4x0.6x
Fri, 23 Feb 2024JP¥25.9tJP¥44.3tJP¥2.1t13.7x12.3x0.6x
Sun, 21 Jan 2024JP¥23.1tJP¥44.1tJP¥1.8t14.9x12.9x0.5x
Tue, 19 Dec 2023JP¥21.3tJP¥44.1tJP¥1.8t13.5x11.9x0.5x
Thu, 16 Nov 2023JP¥22.1tJP¥44.0tJP¥1.3t17.1x16.6x0.5x
Sat, 14 Oct 2023JP¥21.9tJP¥44.0tJP¥1.3t17x16.8x0.5x
Mon, 11 Sep 2023JP¥21.1tJP¥44.0tJP¥1.3t16.8x16.2x0.5x
Wed, 09 Aug 2023JP¥19.5tJP¥42.8tJP¥1.2t21.3x15.6x0.5x
Fri, 07 Jul 2023JP¥20.5tJP¥42.1tJP¥1.2t17.6x16.5x0.5x
Sun, 04 Jun 2023JP¥19.1tJP¥41.1tJP¥1.2t16.8x15.4x0.5x
Tue, 02 May 2023JP¥18.1tJP¥42.6tJP¥1.2t18.3x15.1x0.4x
Thu, 30 Mar 2023JP¥17.4tJP¥42.6tJP¥1.2t16.1x14.5x0.4x
Sat, 25 Feb 2023JP¥19.5tJP¥42.6tJP¥1.2t18.3x16.3x0.5x
Mon, 23 Jan 2023JP¥18.5tJP¥41.4tJP¥1.2t18.9x15.8x0.4x
Price to Earnings Ratio

15.8x


Total Market Cap: JP¥18.5tTotal Earnings: JP¥1.2tTotal Revenue: JP¥41.4tTotal Market Cap vs Earnings and Revenue0%0%0%
Japanese Insurance Industry Price to Earnings3Y Average 12.4x202420252026
Current Industry PE
  • Investors are relatively neutral on the Japanese Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 12.4x.
  • The industry is trading close to its 3-year average PS ratio of 0.59x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 40% per year over the last three years.
  • Revenues for these companies have grown 4.6% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Japanese Financials industry?

JP Market4.92%
Financials8.18%
Insurance3.63%
Insurance Brokers6.75%
General Insurance5.92%
Life and Health Insurance4.30%
Property and Casualty Insurance3.19%
Industry PE
  • Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio of 34.0x.
    • Analysts are expecting annual earnings growth of 14.4%, which is higher than its past year's earnings decline of 16.0% per year.
  • Investors are most pessimistic about the General Insurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 2.3x.
Forecasted Growth
  • Analysts are most optimistic on the Insurance Brokers industry, expecting annual earnings growth of 14% over the next 5 years.
  • This is better than its past earnings decline of 16% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
8725 MS&AD Insurance Group HoldingsJP¥4.06k5.3%
+JP¥306.6b		27.4%PE8.3x
6178 Japan Post HoldingsJP¥1.88k5.5%
+JP¥275.2b		23.3%PE14.2x
8750 Dai-ichi Life HoldingsJP¥1.42k3.6%
+JP¥177.8b		36.1%PE12.7x
8766 Tokio Marine HoldingsJP¥6.04k1.4%
+JP¥159.7b		15.3%PE10.8x
8630 Sompo HoldingsJP¥5.74k2.0%
+JP¥99.3b		38.3%PE15.2x

Latest News

8750
JP¥1,417.00
Dai-ichi Life Holdings
7D
3.6%
1Y
36.1%

8750: Overseas Expansion And Capital Returns Will Shape Balanced Future Prospects

The analyst price target for Dai-ichi Life Holdings has been revised from ¥1,394 to ¥1,431. Analysts point to updated assumptions on revenue growth, profit margins and future P/E as the basis for this adjustment.
8795
JP¥3,968.00
T&D Holdings
7D
4.1%
1Y
40.1%

8795: Dividend And Buybacks Will Support Stronger Shareholder Returns Ahead

Analysts have nudged their price target on T&D Holdings slightly lower to ¥4,316 from ¥4,424, citing updated assumptions that combine more moderate revenue growth expectations with a marginally higher projected profit margin and a slightly lower future P/E multiple. What's in the News T&D Holdings updated its share buyback, repurchasing 9,102,000 shares, or 1.84% of shares, for ¥30,779.91 million between October 1, 2025 and December 31, 2025.
7181
JP¥5,207.00
Japan Post Insurance
7D
3.5%
1Y
78.9%

7181: Higher Buybacks And Dividends Are Expected To Drive Shares Higher

Analysts have raised their price target for Japan Post Insurance from ¥4,700 to ¥5,400, citing slightly higher long term revenue growth expectations and a richer future earnings multiple. These factors more than offset a modestly lower profit margin outlook and a marginally higher discount rate.
6178
JP¥1,879.50
Japan Post Holdings
7D
5.5%
1Y
23.3%

Japan Post Holdings (TSE:6178) Has Affirmed Its Dividend Of ¥25.00

Dec 24
Japan Post Holdings (TSE:6178) Has Affirmed Its Dividend Of ¥25.00
8630
JP¥5,743.00
Sompo Holdings
7D
2.0%
1Y
38.3%
8766
JP¥6,040.00
Tokio Marine Holdings
7D
1.4%
1Y
15.3%

8766: AI Partnership Will Drive Future Profits And Capital Returns

Narrative Update on Analyst Price Target Analysts have modestly raised their price target on Tokio Marine Holdings to ¥6,675, citing slightly improved projected profit margins that more than offset marginally lower revenue growth expectations and a small compression in assumed future valuation multiples. What's in the News Tokio Marine is partnering with OpenAI to develop AI agents that leverage in depth data analysis to improve insurance product planning and handle customer inquiries more efficiently (Nikkei Asia).
8725
JP¥4,057.00
MS&AD Insurance Group Holdings
7D
5.3%
1Y
27.4%

MS&AD Insurance Group Holdings (TSE:8725) Has Announced A Dividend Of ¥77.50

Dec 05
MS&AD Insurance Group Holdings (TSE:8725) Has Announced A Dividend Of ¥77.50
7157
JP¥2,149.00
Lifenet Insurance
7D
9.6%
1Y
14.6%