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Japanese (NIKKEI) Consumer Finance Industry Analysis

UpdatedAug 16, 2026
DataAggregated Company Financials
Companies14
  • 7D-0.1%
  • 3M3.3%
  • 1Y5.4%
  • YTD-2.5%

Over the last 7 days, the Consumer Finance industry has remained flat, although notably Daikokuya HoldingsLtd declined by 11%. As for the the longer term, the industry is up 5.4% over the past 12 months. As for the next few years, earnings are expected to grow by 6.8% per annum.

Industry Valuation and Performance

Has the Japanese Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 16 Aug 2026JP¥3.2tJP¥2.6tJP¥265.0b12.1x12x1.2x
Tue, 14 Jul 2026JP¥3.1tJP¥2.5tJP¥265.0b11.3x11.7x1.2x
Thu, 11 Jun 2026JP¥2.9tJP¥2.5tJP¥265.8b10.8x11.1x1.2x
Sat, 09 May 2026JP¥3.1tJP¥2.5tJP¥236.5b14.1x13.2x1.2x
Mon, 06 Apr 2026JP¥3.1tJP¥2.5tJP¥235.6b13.6x13.2x1.2x
Wed, 04 Mar 2026JP¥3.3tJP¥2.5tJP¥235.6b14.7x13.8x1.3x
Fri, 30 Jan 2026JP¥3.2tJP¥2.5tJP¥240.4b13.8x13.5x1.3x
Sun, 28 Dec 2025JP¥3.3tJP¥2.5tJP¥237.9b13.5x13.7x1.3x
Tue, 25 Nov 2025JP¥3.0tJP¥2.5tJP¥237.9b12.3x12.5x1.2x
Thu, 23 Oct 2025JP¥2.8tJP¥2.2tJP¥210.9b13.5x13.1x1.2x
Sat, 20 Sep 2025JP¥2.9tJP¥2.2tJP¥210.6b14.4x13.7x1.3x
Mon, 18 Aug 2025JP¥2.8tJP¥2.2tJP¥210.7b13.8x13.4x1.3x
Wed, 16 Jul 2025JP¥2.7tJP¥2.2tJP¥192.6b14.4x14x1.2x
Fri, 13 Jun 2025JP¥2.6tJP¥2.2tJP¥192.8b10.7x13.6x1.2x
Sun, 11 May 2025JP¥2.5tJP¥2.2tJP¥217.8b11.1x11.5x1.2x
Tue, 08 Apr 2025JP¥2.1tJP¥2.2tJP¥223.9b8.9x9.2x1x
Thu, 06 Mar 2025JP¥2.4tJP¥2.2tJP¥224.1b10.6x10.7x1.1x
Sat, 01 Feb 2025JP¥2.4tJP¥2.1tJP¥199.2b10.8x12.3x1.2x
Mon, 30 Dec 2024JP¥2.5tJP¥2.1tJP¥196.8b11.7x12.5x1.2x
Wed, 27 Nov 2024JP¥2.4tJP¥2.1tJP¥197.8b11.7x12.2x1.2x
Fri, 25 Oct 2024JP¥2.3tJP¥2.1tJP¥216.8b10.8x10.5x1.1x
Sun, 22 Sep 2024JP¥2.4tJP¥2.0tJP¥216.5b11.7x11.1x1.2x
Tue, 20 Aug 2024JP¥2.3tJP¥2.0tJP¥210.3b13.9x11x1.1x
Thu, 18 Jul 2024JP¥2.5tJP¥2.0tJP¥211.6b12.7x11.9x1.3x
Sat, 15 Jun 2024JP¥2.4tJP¥2.0tJP¥211.7b11.3x11.3x1.2x
Mon, 13 May 2024JP¥2.4tJP¥2.0tJP¥203.3b12.2x11.9x1.2x
Wed, 10 Apr 2024JP¥2.5tJP¥1.9tJP¥206.1b12x12.3x1.3x
Fri, 08 Mar 2024JP¥2.4tJP¥1.9tJP¥206.1b10.6x11.6x1.2x
Sun, 04 Feb 2024JP¥2.3tJP¥1.9tJP¥205.4b10.4x11.3x1.2x
Tue, 02 Jan 2024JP¥2.2tJP¥1.9tJP¥204.8b10.7x10.9x1.2x
Thu, 30 Nov 2023JP¥2.2tJP¥1.9tJP¥204.8b10.5x10.8x1.2x
Sat, 28 Oct 2023JP¥2.2tJP¥1.9tJP¥199.9b10.7x10.8x1.1x
Mon, 25 Sep 2023JP¥2.3tJP¥1.9tJP¥206.5b10.7x10.9x1.2x
Wed, 23 Aug 2023JP¥2.1tJP¥1.9tJP¥206.5b10.3x10.1x1.1x
Price to Earnings Ratio

10.1x


Total Market Cap: JP¥2.1tTotal Earnings: JP¥206.5bTotal Revenue: JP¥1.9tTotal Market Cap vs Earnings and Revenue0%0%0%
Japanese Consumer Finance Industry Price to Earnings3Y Average 12x202420252026
Current Industry PE
  • Investors are relatively neutral on the Japanese Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 12.0x.
  • The industry is trading close to its 3-year average PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 8.7% per year over the last three years.
  • Revenues for these companies have grown 11% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Japanese Financials industry?

JP Market2.94%
Financials1.79%
Consumer Finance-0.10%
Consumer Finance-0.10%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
8570 AEON Financial ServiceJP¥1.63k1.0%
+JP¥3.6b		10.8%PE16.7x
8584 JACCSJP¥3.79k1.2%
+JP¥2.0b		-10.1%PE11.3x
8508 J TrustJP¥895.001.1%
+JP¥1.3b		107.7%PE8.3x
7383 Net Protections HoldingsJP¥461.002.0%
+JP¥896.3m		-44.2%PE26.5x
8572 AcomJP¥483.600.08%
+JP¥626.6m		4.2%PE11.7x

Latest News

8253
JP¥4,735.00
Credit Saison
7D
0.02%
1Y
26.9%
Analysis Article • Aug 14

Here's What Analysts Are Forecasting For Credit Saison Co., Ltd. (TSE:8253) After Its First-Quarter Results

Credit Saison Co., Ltd. ( TSE:8253 ) came out with its first-quarter results last week, and we wanted to see how the...
8508
JP¥895.00
J Trust
7D
1.1%
1Y
107.7%
547A
JP¥455.00
Muninova Holdings
7D
-2.2%
1Y
-3.6%
6993
JP¥92.00
Daikokuya HoldingsLtd
7D
-10.7%
1Y
76.9%
7199
JP¥2,134.00
Premium Group
7D
0.2%
1Y
-8.6%
8252
JP¥2,968.00
Marui Group
7D
0.1%
1Y
-7.8%
Narrative Update • Aug 08

8252: Share Repurchases And Higher Dividends Will Support Future Upside

Analysts have lowered their fair value estimate for Marui Group from ¥4,300 to ¥3,600, reflecting updated views on discount rates, profit margins, revenue growth assumptions and future P/E levels. What’s in the News for Marui Group On August 4, 2026, the Board of Directors of Marui Group Co., Ltd.
8585
JP¥874.00
Orient
7D
0.2%
1Y
-12.2%
8572
JP¥483.60
Acom
7D
0.08%
1Y
4.2%
Analysis Article • Jul 31

Analyst Estimates: Here's What Brokers Think Of Acom Co., Ltd. (TSE:8572) After Its First-Quarter Report

The first-quarter results for Acom Co., Ltd. ( TSE:8572 ) were released last week, making it a good time to revisit its...
8584
JP¥3,790.00
JACCS
7D
1.2%
1Y
-10.1%
7383
JP¥461.00
Net Protections Holdings
7D
2.0%
1Y
-44.2%
8570
JP¥1,634.50
AEON Financial Service
7D
1.0%
1Y
10.8%