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Japanese (NIKKEI) Consumer Finance Industry Analysis

UpdatedAug 08, 2026
DataAggregated Company Financials
Companies14
  • 7D2.3%
  • 3M2.3%
  • 1Y3.5%
  • YTD-2.4%

The Consumer Finance industry is up 2.3% in the last week, with Credit Saison up 4.0%. This means that the industry has gained 3.5% over the past year. Earnings are forecast to grow by 7.5% annually.

Industry Valuation and Performance

Has the Japanese Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 08 Aug 2026JP¥3.2tJP¥2.6tJP¥249.6b12.2x12.8x1.2x
Mon, 06 Jul 2026JP¥3.1tJP¥2.5tJP¥265.0b11.1x11.6x1.2x
Wed, 03 Jun 2026JP¥2.9tJP¥2.5tJP¥265.8b10.6x10.8x1.1x
Fri, 01 May 2026JP¥3.2tJP¥2.5tJP¥236.5b14.2x13.3x1.3x
Sun, 29 Mar 2026JP¥3.1tJP¥2.5tJP¥235.6b14x13.2x1.2x
Tue, 24 Feb 2026JP¥3.3tJP¥2.5tJP¥235.6b15.1x14.1x1.3x
Thu, 22 Jan 2026JP¥3.3tJP¥2.5tJP¥240.4b13.9x13.7x1.3x
Sat, 20 Dec 2025JP¥3.2tJP¥2.5tJP¥237.9b13.2x13.6x1.3x
Mon, 17 Nov 2025JP¥3.0tJP¥2.4tJP¥238.4b12.3x12.6x1.2x
Wed, 15 Oct 2025JP¥2.7tJP¥2.2tJP¥210.9b13.3x12.8x1.2x
Fri, 12 Sep 2025JP¥2.9tJP¥2.2tJP¥210.7b14.6x13.9x1.3x
Sun, 10 Aug 2025JP¥2.9tJP¥2.2tJP¥211.0b13.8x13.6x1.3x
Tue, 08 Jul 2025JP¥2.7tJP¥2.2tJP¥192.6b14.9x13.9x1.2x
Thu, 05 Jun 2025JP¥2.6tJP¥2.2tJP¥192.8b10.6x13.7x1.2x
Sat, 03 May 2025JP¥2.4tJP¥2.2tJP¥217.6b10.7x11x1.1x
Mon, 31 Mar 2025JP¥2.5tJP¥2.2tJP¥223.9b10.5x11.1x1.1x
Wed, 26 Feb 2025JP¥2.4tJP¥2.2tJP¥224.1b10.3x10.7x1.1x
Fri, 24 Jan 2025JP¥2.4tJP¥2.1tJP¥199.2b10.3x11.9x1.1x
Sun, 22 Dec 2024JP¥2.4tJP¥2.1tJP¥196.8b11.5x12.2x1.1x
Tue, 19 Nov 2024JP¥2.3tJP¥2.1tJP¥197.2b11x11.8x1.1x
Thu, 17 Oct 2024JP¥2.4tJP¥2.0tJP¥216.5b11.3x11x1.2x
Sat, 14 Sep 2024JP¥2.3tJP¥2.0tJP¥216.5b11.5x10.8x1.1x
Mon, 12 Aug 2024JP¥2.2tJP¥2.0tJP¥213.1b10.3x10.2x1.1x
Wed, 10 Jul 2024JP¥2.4tJP¥2.0tJP¥211.6b12.5x11.6x1.2x
Fri, 07 Jun 2024JP¥2.4tJP¥2.0tJP¥211.7b11.4x11.3x1.2x
Sun, 05 May 2024JP¥2.4tJP¥1.9tJP¥207.0b11.2x11.7x1.2x
Tue, 02 Apr 2024JP¥2.5tJP¥1.9tJP¥206.1b11x11.9x1.3x
Thu, 29 Feb 2024JP¥2.3tJP¥1.9tJP¥206.1b10.5x11.4x1.2x
Sat, 27 Jan 2024JP¥2.3tJP¥1.9tJP¥202.2b10.5x11.5x1.2x
Mon, 25 Dec 2023JP¥2.2tJP¥1.9tJP¥204.8b10.4x10.6x1.1x
Wed, 22 Nov 2023JP¥2.2tJP¥1.9tJP¥204.8b10.8x10.5x1.1x
Fri, 20 Oct 2023JP¥2.2tJP¥1.9tJP¥199.9b10.7x11x1.2x
Sun, 17 Sep 2023JP¥2.3tJP¥1.9tJP¥206.5b11x11.2x1.2x
Tue, 15 Aug 2023JP¥2.1tJP¥1.9tJP¥206.5b10.3x10.3x1.1x
Price to Earnings Ratio

10.3x


Total Market Cap: JP¥2.1tTotal Earnings: JP¥206.5bTotal Revenue: JP¥1.9tTotal Market Cap vs Earnings and Revenue0%0%0%
Japanese Consumer Finance Industry Price to Earnings3Y Average 12x202420252026
Current Industry PE
  • Investors are relatively neutral on the Japanese Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 12.0x.
  • The industry is trading close to its 3-year average PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 6.5% per year over the last three years.
  • Revenues for these companies have grown 11% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Japanese Financials industry?

JP Market1.75%
Financials0.98%
Consumer Finance2.31%
Consumer Finance2.31%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
8253 Credit SaisonJP¥4.73k4.0%
+JP¥26.3b		14.8%PE11x
8570 AEON Financial ServiceJP¥1.62k3.0%
+JP¥10.3b		12.6%PE16.6x
8572 AcomJP¥483.201.4%
+JP¥10.2b		4.5%PE11.7x
6993 Daikokuya HoldingsLtdJP¥103.0014.4%
+JP¥9.6b		71.7%PS6.6x
8508 J TrustJP¥885.008.3%
+JP¥9.0b		92.0%PE9.1x

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