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U.K. (FTSE) Insurance Industry Analysis

UpdatedAug 18, 2025
DataAggregated Company Financials
Companies14
  • 7D0.9%
  • 3M9.5%
  • 1Y29.1%
  • YTD34.5%

Over the last 7 days, the Insurance industry has remained flat, although notably Admiral Group gained 6.1%. As for the the longer term, the industry is up 29% over the past 12 months. As for the next few years, earnings are expected to grow by 18% per annum.

Industry Valuation and Performance

Has the U.K. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 18 Aug 2025UK£78.0bUK£72.0bUK£3.5b13.4x22.5x1.1x
Wed, 16 Jul 2025UK£73.4bUK£70.0bUK£3.7b13.1x20x1x
Fri, 13 Jun 2025UK£74.2bUK£74.5bUK£3.8b13.1x19.7x1x
Sun, 11 May 2025UK£71.3bUK£75.7bUK£3.6b12.7x19.6x0.9x
Tue, 08 Apr 2025UK£61.6bUK£76.8bUK£3.8b11.3x16.1x0.8x
Thu, 06 Mar 2025UK£80.4bUK£91.7bUK£3.4b15x23.4x0.9x
Sat, 01 Feb 2025UK£76.7bUK£90.8bUK£4.5b11.5x17x0.8x
Mon, 30 Dec 2024UK£72.7bUK£90.6bUK£4.5b11.7x16.2x0.8x
Wed, 27 Nov 2024UK£70.4bUK£90.7bUK£4.5b11.1x15.6x0.8x
Fri, 25 Oct 2024UK£72.3bUK£90.1bUK£4.4b11.5x16.4x0.8x
Sun, 22 Sep 2024UK£73.2bUK£89.5bUK£4.4b10.3x16.7x0.8x
Tue, 20 Aug 2024UK£75.8bUK£84.8bUK£5.4b11.5x14.1x0.9x
Thu, 18 Jul 2024UK£61.4bUK£70.3bUK£4.3b10.9x14.4x0.9x
Sat, 15 Jun 2024UK£59.4bUK£70.7bUK£4.3b10.8x13.7x0.8x
Mon, 13 May 2024UK£64.2bUK£70.9bUK£4.4b12.4x14.7x0.9x
Wed, 10 Apr 2024UK£61.8bUK£70.6bUK£4.4b11.5x14.1x0.9x
Fri, 08 Mar 2024UK£49.3bUK£47.9bUK£4.4b10.9x11.2x1x
Sun, 04 Feb 2024UK£19.9bUK£13.5bUK£353.8m20.2x56.1x1.5x
Tue, 02 Jan 2024UK£20.8bUK£13.3bUK£392.6m21.9x52.9x1.6x
Thu, 30 Nov 2023UK£20.9bUK£13.3bUK£393.2m22x53.2x1.6x
Sat, 28 Oct 2023UK£19.0bUK£13.7bUK£403.0m19.8x47.2x1.4x
Mon, 25 Sep 2023UK£20.4bUK£13.4bUK£191.6m18.6x106.2x1.5x
Wed, 23 Aug 2023UK£19.1bUK£12.5bUK£248.2m23.6x77x1.5x
Fri, 21 Jul 2023UK£19.4bUK£11.7b-UK£103,143,312.0030.4x-188.4x1.7x
Sun, 18 Jun 2023UK£19.1bUK£11.7bUK£128.2m30.2x149.2x1.6x
Tue, 16 May 2023UK£20.0bUK£11.8bUK£136.6m29.9x146.6x1.7x
Thu, 13 Apr 2023UK£19.8bUK£11.8bUK£133.0m29.9x148.8x1.7x
Sat, 11 Mar 2023UK£52.3bUK£13.5bUK£1.5b15.5x35.6x3.9x
Mon, 06 Feb 2023UK£71.2bUK£17.6bUK£765.9m16.8x93x4.1x
Wed, 04 Jan 2023UK£66.5bUK£17.6bUK£773.1m16.8x86x3.8x
Fri, 02 Dec 2022UK£60.8bUK£17.4bUK£748.9m16.2x81.2x3.5x
Sun, 30 Oct 2022UK£51.8bUK£17.9bUK£817.6m14.7x63.3x2.9x
Tue, 27 Sep 2022UK£55.6bUK£18.3bUK£1.2b15.7x48x3x
Thu, 25 Aug 2022UK£57.4bUK£19.3bUK£984.8m17.7x58.3x3x
Price to Earnings Ratio

58.3x


Total Market Cap: UK£57.4bTotal Earnings: UK£984.8mTotal Revenue: UK£19.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Insurance Industry Price to Earnings3Y Average 30.6x202320242025
Current Industry PE
  • Investors are pessimistic on the British Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 22.5x which is lower than its 3-year average PE of 30.6x.
  • The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 1.1x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 52% per year over the last three years.
  • Revenues for these companies have grown 55% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market2.28%
Financials-1.10%
Insurance0.87%
General Insurance2.10%
Life and Health Insurance1.76%
Insurance Brokers0%0
Property and Casualty Insurance-1.43%
Reinsurance-7.95%
Industry PE
  • Investors are most optimistic about the Life and Health Insurance industry which is trading above its 3-year average PE ratio of 32.3x.
    • Analysts are expecting annual earnings growth of 28.6%, which is higher than its past year's earnings decline of 17.9% per year.
  • Investors are most pessimistic about the Property and Casualty Insurance industry, which is trading below its 3-year average of 20.7x.
Forecasted Growth
  • Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 67% over the next 5 years.
  • This is better than its past earnings decline of 93% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ADM Admiral GroupUK£35.766.1%
+UK£624.1m		21.9%PE13x
PRU PrudentialUK£9.801.2%
+UK£274.4m		48.7%PE14.9x
AV. AvivaUK£6.600.5%
+UK£103.3m		30.2%PE33.7x
SAGA SagaUK£1.956.2%
+UK£16.4m		82.4%PS0.5x
PGH Personal Group HoldingsUK£3.659.6%
+UK£10.0m		129.6%PE20.6x

Latest News

PHNX
UK£6.84
Phoenix Group Holdings
7D
-0.4%
1Y
22.9%
ADM
UK£35.76
Admiral Group
7D
6.1%
1Y
21.9%

Analyst Estimates: Here's What Brokers Think Of Admiral Group plc (LON:ADM) After Its Half-Yearly Report

Aug 18
Analyst Estimates: Here's What Brokers Think Of Admiral Group plc (LON:ADM) After Its Half-Yearly Report
PRU
UK£9.80
Prudential
7D
1.2%
1Y
48.7%

Here's Why We Think Prudential (LON:PRU) Is Well Worth Watching

Aug 17
Here's Why We Think Prudential (LON:PRU) Is Well Worth Watching
CRE
UK£2.78
Conduit Holdings
7D
-8.1%
1Y
-48.0%

Conduit Holdings Limited's (LON:CRE) 29% Dip In Price Shows Sentiment Is Matching Revenues

Aug 17
Conduit Holdings Limited's (LON:CRE) 29% Dip In Price Shows Sentiment Is Matching Revenues
AV.
UK£6.60
Aviva
7D
0.5%
1Y
30.2%
PGH
UK£3.65
Personal Group Holdings
7D
9.6%
1Y
129.6%

There's Reason For Concern Over Personal Group Holdings Plc's (LON:PGH) Massive 25% Price Jump

Aug 16
There's Reason For Concern Over Personal Group Holdings Plc's (LON:PGH) Massive 25% Price Jump
LRE
UK£6.11
Lancashire Holdings
7D
-1.8%
1Y
-5.6%
BEZ
UK£7.89
Beazley
7D
-13.7%
1Y
4.4%
LGEN
UK£2.59
Legal & General Group
7D
-0.3%
1Y
11.2%
JUST
UK£2.11
Just Group
7D
-0.2%
1Y
47.6%
SBRE
UK£1.50
Sabre Insurance Group
7D
-0.3%
1Y
-7.1%

Sabre Insurance Group (LON:SBRE) Has Announced A Dividend Of £0.034

Aug 11
Sabre Insurance Group (LON:SBRE) Has Announced A Dividend Of £0.034
HSX
UK£13.17
Hiscox
7D
-1.6%
1Y
10.3%
CSN
UK£2.93
Chesnara
7D
1.4%
1Y
11.4%
HSD
UK£0.51
Hansard Global
7D
1.5%
1Y
4.7%
SAGA
UK£1.95
Saga
7D
6.2%
1Y
82.4%
HUW
UK£2.09
Helios Underwriting
7D
2.0%
1Y
17.4%