Has the U.K. Consumer Finance Industry valuation changed over the past few years?

Investors are pessimistic on the British Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically. The industry is trading at a PE ratio of 7.7x which is lower than its 3-year average PE of 23.3x. The 3-year average PS ratio of 1.7x is higher than the industry's current PS ratio of 1.2x.

Which industries have driven the changes within the U.K. Financials industry?

There are no additional sub-industries under this industry.

U.K. (FTSE) Consumer Finance Industry Analysis

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Sat, 09 May 2026	UK£2.0b	UK£1.8b	UK£265.1m	8.5x	7.7x	1.2x
Mon, 06 Apr 2026	UK£2.0b	UK£1.7b	UK£251.6m	9.1x	8.1x	1.2x
Wed, 04 Mar 2026	UK£2.1b	UK£1.7b	UK£213.9m	10x	9.7x	1.2x
Fri, 30 Jan 2026	UK£2.2b	UK£1.7b	UK£144.4m	7x	15.3x	1.3x
Sun, 28 Dec 2025	UK£1.9b	UK£1.7b	UK£143.1m	6.4x	13.4x	1.2x
Tue, 25 Nov 2025	UK£1.8b	UK£1.7b	UK£95.0m	6.1x	19.2x	1.1x
Thu, 23 Oct 2025	UK£1.8b	UK£1.7b	UK£94.5m	6.8x	19.5x	1.1x
Sat, 20 Sep 2025	UK£1.9b	UK£1.6b	UK£81.1m	7.7x	22.9x	1.1x
Mon, 18 Aug 2025	UK£2.0b	UK£1.6b	UK£69.6m	8.2x	28.1x	1.2x
Wed, 16 Jul 2025	UK£2.0b	UK£1.9b	UK£40.4m	9.6x	50.1x	1.1x
Fri, 13 Jun 2025	UK£1.9b	UK£1.9b	UK£37.7m	9.5x	51.2x	1x
Sun, 11 May 2025	UK£1.7b	UK£1.9b	UK£32.1m	9x	52.3x	0.9x
Tue, 08 Apr 2025	UK£1.4b	UK£1.9b	UK£32.3m	6.2x	42.7x	0.7x
Thu, 06 Mar 2025	UK£1.5b	UK£1.9b	UK£82.5m	7.3x	17.8x	0.8x
Sat, 01 Feb 2025	UK£1.5b	UK£1.9b	UK£71.1m	6.9x	20.7x	0.8x
Mon, 30 Dec 2024	UK£1.3b	UK£1.8b	UK£59.4m	6.5x	22.6x	0.7x
Wed, 27 Nov 2024	UK£1.3b	UK£1.8b	UK£55.3m	5.8x	23.7x	0.7x
Fri, 25 Oct 2024	UK£1.5b	UK£1.8b	UK£48.1m	6x	30.5x	0.8x
Sun, 22 Sep 2024	UK£1.4b	UK£1.8b	UK£46.4m	7.5x	30.9x	0.8x
Tue, 20 Aug 2024	UK£1.5b	UK£1.8b	UK£40.6m	8.6x	35.9x	0.8x
Thu, 18 Jul 2024	UK£1.4b	UK£1.8b	UK£43.2m	7.8x	31.9x	0.8x
Sat, 15 Jun 2024	UK£1.3b	UK£1.8b	UK£43.4m	7.8x	29.2x	0.7x
Mon, 13 May 2024	UK£1.3b	UK£1.8b	UK£43.5m	7.8x	28.8x	0.7x
Wed, 10 Apr 2024	UK£1.1b	UK£1.8b	UK£43.0m	7.1x	24.7x	0.6x
Fri, 08 Mar 2024	UK£21.0b	UK£6.1b	UK£2.0b	7.4x	10.7x	3.5x
Sun, 04 Feb 2024	UK£18.8b	UK£5.8b	UK£1.7b	7.7x	11.2x	3.2x
Tue, 02 Jan 2024	UK£18.9b	UK£5.8b	UK£1.7b	8.6x	11.3x	3.3x
Thu, 30 Nov 2023	UK£19.9b	UK£5.8b	UK£1.6b	8x	12.1x	3.4x
Sat, 28 Oct 2023	UK£18.6b	UK£5.7b	UK£1.6b	7.7x	11.6x	3.3x
Mon, 25 Sep 2023	UK£19.7b	UK£5.3b	UK£1.5b	8x	13.5x	3.7x
Wed, 23 Aug 2023	UK£19.2b	UK£5.5b	UK£1.6b	7.5x	12.4x	3.5x
Fri, 21 Jul 2023	UK£17.3b	UK£5.1b	UK£1.7b	8.3x	10.3x	3.4x
Sun, 18 Jun 2023	UK£17.2b	UK£5.1b	UK£1.7b	8.4x	10.3x	3.4x
Tue, 16 May 2023	UK£17.7b	UK£5.1b	UK£1.7b	8.7x	10.7x	3.5x


GB Market	-0.81%
Financials	-1.01%
Consumer Finance	0.76%
Consumer Finance	0.76%

Company	Last Price	7D	1Y	Valuation
RFX Ramsdens Holdings	UK£4.45	14.1% +UK£17.8m	60.1%	PE12.1x
VANQ Vanquis Banking Group	UK£1.14	3.6% +UK£10.0m	60.8%	PE38.1x
SUS S&U	UK£20.40	4.1% +UK£9.7m	33.8%	PE10.5x
AMGO Amigo Resources	UK£0.03	9.1% +UK£3.0m	823.1%	PE0.8x
IPF International Personal Finance	UK£2.49	0.4% +UK£2.2m	67.7%	PE10.1x

Announcement • May 01

Amigo Resources PLC Announces Commencement of Activities Kabete Gold Project

Amigo Resources PLC (LSE: AMGO) the London-listed mining development company focused on Africa, was pleased to provide an operational update on the Kabete Gold Project in Tanzania (the "Project"), in which the Group holds a 51% interest, further to its previously announced on 26 March 2026. The Company confirms that the mineral licences comprising the Kabete Gold Project have now been formally granted and released by the Government of Tanzania, enabling the commencement of on-ground operational and exploration activities. Following receipt of the licences, Amigo has mobilised its technical, operational and mining geological teams to site and has commenced systematic verification and validation of historical exploration data across priority targets, in order to bring them into production. Past data indicates that previous exploration programmes have established a strong technical foundation for the Project, including: Extensive geological mapping and a multi-phase soil sampling programme (~3,800+ samples) identified structurally controlled gold anomalism across multiple corridors. Airborne magnetics and radiometrics, supported by ground-based Induced Polarisation (IP) and resistivity surveys, defined subsurface structures and continuity of mineralised zones, subsequently validated through trenching and channel sampling. A total of 167 drill holes (~21,400 metres; RC and diamond drilling) confirmed gold mineralisation at depth, including: High-grade intersections: e.g., 16 metres @ 6.4 g/t Au; Bulk-tonnage intervals: e.g., 23 metres @ ~2.3 g/t Au. Interpretation indicates a combination of free gold and sulphide-associated gold (pyrite, arsenopyrite, pyrrhotite, with graphite association), occurring as high-grade shoots within kilometre-scale mineralised envelopes which remain open at depth. Select historical analyses indicate the presence of PGM signatures and rubidium occurrences within certain zones of the concession. These remain early-stage indications and will be subject to further validation and confirmatory analysis. As part of its rapid verification and targeting strategy, the Group is deploying a hybrid exploration approach combining conventional and advanced methodologies, including: Passive seismic and micro-seismic data acquisition; Integrated modelling of geological, geophysical and geochemical datasets; and AI-assisted, data-driven targeting for structural interpretation and drill prioritisation. These techniques are intended to enhance past data verification, targeting efficiency and accelerating the delineation of mineralised zones. In parallel with exploration, the Group is advancing plans for a scale processing facility aimed at: Processing tailings and historically mined material; Supporting metallurgical test work and process optimisation; and Generating early-stage production data. The plant will incorporate a proprietary gravity-based concentration module designed to enhance recovery of fine and ultra-fine mineral fractions. This forms part of the Group's patent-pending technology programme under PCT Application No. PCT/IB2026/052808, developed by members of the Group's management team. The Group's near-term objectives include: Completion of ground validation of historical datasets; Advancement toward a JORC-compliant exploration framework; Expansion of target definition and drill planning; Initiation of bulk sampling and metallurgical test work; Development of processing capabilities; and Bringing the Project into production rapidly. The commencement of field operations represents a key milestone in the development of the Kabete Gold Project. With licences secured and technical work underway, the Group is positioned to progress towards production. The technical information contained in this announcement has been reviewed by a qualified geologist with relevant experience in gold exploration. The information disclosed relates to exploration activities and results and does not constitute a mineral resource estimate.

U.K. (FTSE) Consumer Finance Industry Analysis

Industry Valuation and Performance

Industry Trends

Top Stock Gainers and Losers

Latest News

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Amigo Resources PLC Announces Commencement of Activities Kabete Gold Project

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Price target increased by 12% to UK£1.56