Has the U.K. Consumer Finance Industry valuation changed over the past few years?

Investors are pessimistic on the British Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically. The industry is trading at a PE ratio of 9.7x which is lower than its 3-year average PE of 23.2x. The 3-year average PS ratio of 1.6x is higher than the industry's current PS ratio of 1.2x.

Which industries have driven the changes within the U.K. Financials industry?

There are no additional sub-industries under this industry.

U.K. (FTSE) Consumer Finance Industry Analysis

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Wed, 24 Jun 2026	UK£2.1b	UK£1.8b	UK£213.4m	9x	9.9x	1.2x
Fri, 22 May 2026	UK£2.0b	UK£1.8b	UK£262.7m	8.7x	7.7x	1.1x
Sun, 19 Apr 2026	UK£2.1b	UK£1.8b	UK£261.2m	9.8x	8.2x	1.2x
Tue, 17 Mar 2026	UK£2.1b	UK£1.7b	UK£254.9m	9.3x	8.1x	1.2x
Thu, 12 Feb 2026	UK£2.2b	UK£1.7b	UK£144.8m	7.2x	15x	1.3x
Sat, 10 Jan 2026	UK£2.0b	UK£1.7b	UK£143.3m	6.7x	14.1x	1.2x
Mon, 08 Dec 2025	UK£1.9b	UK£1.7b	UK£96.1m	6.2x	19.5x	1.1x
Wed, 05 Nov 2025	UK£1.9b	UK£1.7b	UK£95.3m	6.7x	19.5x	1.1x
Fri, 03 Oct 2025	UK£1.9b	UK£1.7b	UK£92.3m	7x	21x	1.2x
Sun, 31 Aug 2025	UK£1.9b	UK£1.6b	UK£72.9m	6.7x	26.1x	1.2x
Tue, 29 Jul 2025	UK£2.1b	UK£1.9b	UK£40.5m	9.4x	51.1x	1.1x
Thu, 26 Jun 2025	UK£2.0b	UK£1.9b	UK£40.0m	9.7x	49.5x	1x
Sat, 24 May 2025	UK£1.8b	UK£1.9b	UK£36.4m	8.8x	50.6x	1x
Mon, 21 Apr 2025	UK£1.5b	UK£1.9b	UK£30.7m	7.1x	48.8x	0.8x
Wed, 19 Mar 2025	UK£1.5b	UK£1.9b	UK£22.8m	7.9x	67.3x	0.8x
Fri, 14 Feb 2025	UK£1.5b	UK£1.9b	UK£71.1m	6.6x	21.7x	0.8x
Sun, 12 Jan 2025	UK£1.4b	UK£1.9b	UK£70.9m	6.9x	19.4x	0.7x
Tue, 10 Dec 2024	UK£1.3b	UK£1.8b	UK£61.0m	5.7x	21.6x	0.7x
Thu, 07 Nov 2024	UK£1.3b	UK£1.8b	UK£48.2m	5.8x	27.7x	0.7x
Sat, 05 Oct 2024	UK£1.4b	UK£1.8b	UK£47.0m	7.4x	30.8x	0.8x
Mon, 02 Sep 2024	UK£1.4b	UK£1.8b	UK£41.2m	7.7x	34.9x	0.8x
Wed, 31 Jul 2024	UK£1.4b	UK£1.8b	UK£59.6m	7.7x	23.7x	0.8x
Fri, 28 Jun 2024	UK£1.3b	UK£1.8b	UK£43.4m	7.8x	30.4x	0.7x
Sun, 26 May 2024	UK£1.3b	UK£1.8b	UK£43.4m	8.1x	29.6x	0.7x
Tue, 23 Apr 2024	UK£1.1b	UK£1.8b	UK£43.1m	6.6x	24.6x	0.6x
Thu, 21 Mar 2024	UK£22.9b	UK£6.1b	UK£2.0b	6.9x	11.6x	3.8x
Sat, 17 Feb 2024	UK£19.3b	UK£5.6b	UK£1.8b	7.6x	10.5x	3.5x
Mon, 15 Jan 2024	UK£20.0b	UK£5.8b	UK£1.7b	8.3x	11.9x	3.4x
Wed, 13 Dec 2023	UK£19.0b	UK£5.8b	UK£1.7b	7.7x	11.5x	3.3x
Fri, 10 Nov 2023	UK£18.6b	UK£5.7b	UK£1.6b	8.1x	11.5x	3.2x
Sun, 08 Oct 2023	UK£18.9b	UK£5.3b	UK£1.4b	8.3x	13.1x	3.6x
Tue, 05 Sep 2023	UK£20.2b	UK£5.4b	UK£1.5b	7.4x	13.2x	3.7x
Thu, 03 Aug 2023	UK£19.1b	UK£5.5b	UK£1.6b	8.2x	12x	3.5x
Sat, 01 Jul 2023	UK£16.9b	UK£5.1b	UK£1.7b	8.2x	10.2x	3.3x


GB Market	-1.14%
Financials	1.56%
Consumer Finance	3.38%
Consumer Finance	3.38%

Company	Last Price	7D	1Y	Valuation
RFX Ramsdens Holdings	UK£5.92	28.0% +UK£41.9m	71.6%	PE16.1x
ASAI ASA International Group	UK£2.38	4.8% +UK£11.0m	66.4%	PE5.5x
VANQ Vanquis Banking Group	UK£1.18	2.1% +UK£6.0m	28.7%	PE39.5x
SUS S&U	UK£19.90	2.1% +UK£4.9m	14.0%	PE10.2x
MFX Manx Financial Group	UK£0.26	8.3% +UK£2.5m	2.0%	PE5x

Announcement • Jun 19

Amigo Resources plc Announces Gold Recovered During Commissioning and Advanced Micro-Seismic Programme Commences

Amigo Resources PLC provided a comprehensive operational update on the Kabete Project in Tanzania, where the Company has achieved several important milestones across both exploration and processing activities. The highlights are Processing Licence No. PCL 0356/2026 was granted in respect of the Kabete Project, representing an important milestone, Commissioning and pilot-scale processing activities commenced, Approximately 1.1 kilograms of gold recovered during initial commissioning activities, Royalties, inspection fees and statutory payments made in accordance with Tanzanian mining regulations, First phase of advanced micro-seismic imaging completed over priority exploration targets identified through geochemical programmes, Three-dimensional subsurface modelling has identified multiple interpreted geological and structural anomalies, including a significant vertically extensive structural feature, Preliminary interpretation indicates encouraging correlation between micro-seismic results and previously identified geochemical target areas, Expansion of the micro-seismic programme planned across additional targets generated from the Company's broader geochemical database, Processing facility forms part of the Company's strategy to establish regional mineral processing hubs within Tanzania. The Company notes that Processing Licence No. PCL 0356/2026 has been granted in respect of the Kabete Project, representing an important milestone in advancing the Company's strategy of integrating exploration activities with localised mineral processing capabilities. Following the grant of the licence, commissioning and pilot-scale processing activities commenced at site. Material sourced from exploration, evaluation activities and historical workings within the project area has been processed through the Company's facilities. To date, these commissioning activities have resulted in the recovery of approximately 1.1 kilograms of gold. The recovered gold has been processed through the applicable regulatory framework in Tanzania, with all relevant royalties, inspection fees and statutory payments made to the Government of Tanzania. In parallel with the commissioning programme, the Company has successfully completed the first phase of advanced micro-seismic imaging across a priority target area identified from previous geochemical programmes. The survey forms part of Amigo's integrated exploration workflow, combining geochemistry, geological interpretation and advanced geophysical techniques to improve target definition and prioritisation. Preliminary interpretation of the micro-seismic data has identified multiple coherent geological and structural features, including a significant vertically extensive structural conduit together with several shallow anomalous zones that may represent favourable geological environments for mineralisation. The Company is currently integrating the micro-seismic results with its existing geochemical datasets, including gold, arsenic, copper, nickel and chromium anomalies, together with geological mapping, structural interpretations, historical workings and artisanal mining activity. The current survey represents only the first stage of a broader regional programme. Additional micro-seismic coverage is now being planned across further priority targets generated from the Company's extensive geochemical database, with the objective of developing a portfolio of drill-ready targets through integrated geological, geochemical and geophysical analysis. The Kabete processing facility forms part of Amigo's broader strategy of establishing scalable mineral processing hubs capable of supporting both Company-owned projects and, subject to regulatory approvals, material from third-party operators. The Company believes this integrated exploration and processing model has the potential to accelerate project development timelines, improve value retention within Tanzania and create additional opportunities across its broader portfolio of gold and critical mineral assets. Expand micro-seismic coverage across additional geochemical target areas. Complete integrated interpretation of geological, geochemical and geophysical datasets. Prioritise targets for trenching and drilling. Continue commissioning and optimisation of processing facilities. Advance exploration and development activities across the wider Kabete Project and broader Tanzanian licence portfolio.

U.K. (FTSE) Consumer Finance Industry Analysis

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