0R4W Stock Overview
Provides digital lending and online banking services to consumers, and small and medium-sized businesses in Finland. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 1/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Multitude P.L.C. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €4.79 |
| 52 Week High | €6.48 |
| 52 Week Low | €4.01 |
| Beta | 1.46 |
| 1 Month Change | 9.50% |
| 3 Month Change | 9.12% |
| 1 Year Change | 13.93% |
| 3 Year Change | 23.48% |
| 5 Year Change | -49.14% |
| Change since IPO | -80.27% |
Recent News & Updates
Recent updates
Shareholder Returns
| 0R4W | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | -10.6% | -2.0% | -2.6% |
| 1Y | 13.9% | -2.3% | 2.4% |
Return vs Industry: 0R4W exceeded the UK Consumer Finance industry which returned -2.3% over the past year.
Return vs Market: 0R4W exceeded the UK Market which returned 2.4% over the past year.
Price Volatility
| 0R4W volatility | |
|---|---|
| 0R4W Average Weekly Movement | n/a |
| Consumer Finance Industry Average Movement | 5.6% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 10.6% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: 0R4W's share price has been volatile over the past 3 months compared to the UK market.
Volatility Over Time: Insufficient data to determine 0R4W's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 700 | Jorma Jokela | www.multitude.com |
Multitude P.L.C., together with its subsidiaries, provides digital lending and online banking services to consumers, and small and medium-sized businesses in Finland. Its loan portfolio consists of micro loans, Plus loans, Prime loans, instalment loans, secured loans, and revolving credit facilities; and working capital, credit line, and purchase financing. The company also offers saving and current accounts, and fixed-term deposits; and debit and credit cards.
Multitude P.L.C. Fundamentals Summary
| 0R4W fundamental statistics | |
|---|---|
| Market cap | €103.78m |
| Earnings (TTM) | €11.04m |
| Revenue (TTM) | €119.06m |
9.4x
P/E Ratio0.9x
P/S RatioIs 0R4W overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 0R4W income statement (TTM) | |
|---|---|
| Revenue | €119.06m |
| Cost of Revenue | €4.85m |
| Gross Profit | €114.21m |
| Other Expenses | €103.17m |
| Earnings | €11.04m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Apr 03, 2025
| Earnings per share (EPS) | 0.51 |
| Gross Margin | 95.92% |
| Net Profit Margin | 9.27% |
| Debt/Equity Ratio | 41.7% |
How did 0R4W perform over the long term?
See historical performance and comparisonDividends
4.0%
Current Dividend Yield37%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 16:14 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Multitude P.L.C. is covered by 10 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Scott Bardo | Berenberg |
| Simona Sarli | Berenberg |
| Cosmin Filker | GBC AG |