ASA International Group
ASA International Group plc provides microfinancing services in 12 countries across Africa and Asia. The last earnings update was 9 days ago. More info.
Add to Portfolio Compare Print
ASAI Share Price and Events
7 Day Returns
1 Year Returns
ASAI Shareholder Return
| 7 Day | 30 Day | 90 Day | 1 Year | 3 Year | 5 Year | |
|---|---|---|---|---|---|---|
| ASA International Group (ASAI) | 3.7% | -4.5% | -4.8% | - | - | - |
| GB Consumer Finance | -0.1% | 9.2% | -1.6% | -22.3% | -69.6% | -61.9% |
| GB Market | 1.2% | 5.3% | 9.8% | 2.5% | 16.9% | 6.7% |
1 Year Return vs Industry and Market
- No trading data on ASAI.
- No trading data on ASAI.
Value
Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current
share
price of
ASA International Group
to its discounted cash flow analysis.value.The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Below are the data sources, inputs and calculation used to determine the intrinsic value for ASA International Group.
| Data Point | Source | Value |
|---|---|---|
| Valuation Model | Excess Returns Model | |
| Stable EPS |
Weighted future Return on Equity estimates from 4 analysts.
= Stable Book Value * Return on Equity = $20.23 * 38.7% |
$7.83 |
| Book Value of Equity per Share | Median Book Value from the past 5 years. | $20.23 |
| Discount Rate (Cost of Equity) | See below | 7.8% |
| Perpetual Growth Rate | 10-Year GB Government Bond Rate | 1.2% |
An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.
| Data Point | Calculation/ Source | Result |
|---|---|---|
| Risk-Free Rate | 10-Year GB Govt Bond Rate | 1.2% |
| Equity Risk Premium | S&P Global | 6.7% |
| Consumer Finance Unlevered Beta | Simply Wall St/ S&P Global | 0.7 |
| Re-levered Beta | = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.695 (1 + (1- 19%) (51.68%)) |
0.991 |
| Levered Beta | Levered Beta limited to 0.8 to 2.0 (practical range for a stable firm) |
0.99 |
| Discount Rate/ Cost of Equity |
= Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.23% + (0.991 * 6.65%) |
7.82% |
Discounted Cash Flow Calculation for LSE:ASAI using Excess Returns Model Model
The calculations below outline how an intrinsic value for ASA International Group is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.
In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.
The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.
Note the calculations below are per share.
See our documentation to learn about this calculation.
| Calculation | Result | |
|---|---|---|
| Excess Returns |
= (Stable Return on equity – Cost of equity) (Book Value of
Equity per share)
= (38.7% – 7.82%) * $20.23) |
$6.25 |
| Terminal Value of Excess Returns |
= Excess Returns / (Cost of Equity -
Expected Growth Rate)
= $6.25 / (7.82% - 1.23%) |
$94.83 |
| Value of Equity |
= Book Value per share + Terminal Value of
Excess Returns
= $20.23 + $94.83 |
$115.06 |
| Calculation | Result | |
|---|---|---|
| Exchange Rate | USD/GBP
(Reporting currency to currency of LSE:ASAI) |
0.775 |
| Value per Share (GBP) |
= Value per Share in USD x Exchange Rate (USD/GBP)
= $115.06 x 0.775 |
£89.16 |
| Value per share (GBP) | From above. | £89.16 |
| Current discount | Discount to share price of
£4.20
= -1 x (£4.20 - £89.16) / £89.16 |
95.3% |
Learn more about our DCF calculations in Simply Wall St’s analysis model .
Current Discount
Current Discount Checks
- ASA International Group's share price is below the future cash flow value, and at a moderate discount (> 20%).
- ASA International Group's share price is below the future cash flow value, and at a substantial discount (> 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.The amount the stock market is willing to pay for ASA International Group's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are
ASA International Group's earnings available for a low price, and how does
this compare to other companies in the same industry?
| Data Point | Source | Value |
|---|---|---|
| Earnings Per Share * | Company Filings (2018-12-31) in USD | $0.24 |
| LSE:ASAI Share Price ** | LSE (2019-04-25) in GBP | £4.2 |
| LSE:ASAI Share Price converted to USD reporting currency | Exchange rate (GBP/ USD) 1.29 | $5.42 |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry PE Ratio | Median Figure of 12 Publicly-Listed Consumer Finance Companies | 12.13x |
| United Kingdom of Great Britain and Northern Ireland Market PE Ratio | Median Figure of 797 Publicly-Listed Companies | 16.3x |
* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.
** Primary Listing of ASA International Group.
| Calculation | Outcome | |
|---|---|---|
| PE Ratio | = LSE:ASAI Share Price ÷ EPS (both in USD) = 5.42 ÷ 0.24 |
22.6x |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- ASA International Group is overvalued based on earnings compared to the GB Consumer Finance industry average.
- ASA International Group is overvalued based on earnings compared to the United Kingdom of Great Britain and Northern Ireland market.
Price based on expected Growth
Does
ASA International Group's expected growth come at a high price?
| Data Point | Source | Value |
|---|---|---|
| PE Ratio | See PE Ratio Section | 22.6x |
| Net Income Annual Growth Rate | See Future Growth Section. Line of Best Fit* through Consensus Estimate Earnings of 4 Analysts |
25.6%per year |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry PEG Ratio | Median Figure of 7 Publicly-Listed Consumer Finance Companies | 0.65x |
| United Kingdom of Great Britain and Northern Ireland Market PEG Ratio | Median Figure of 566 Publicly-Listed Companies | 1.5x |
*Line of best fit is calculated by linear regression .
| Calculation | Outcome | |
|---|---|---|
| PEG Ratio | = PE Ratio ÷ Net Income Annual Growth Rate = 22.6x ÷ 25.6% |
0.88x |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- ASA International Group is good value based on expected growth next year.
Price based on value of assets
What value do investors place on
ASA International Group's
assets?
| Data Point | Source | Value |
|---|---|---|
| Book Value per Share | Company Filings (2018-12-31) in USD | $0.86 |
| LSE:ASAI Share Price * | LSE (2019-04-25) in GBP | £4.2 |
| LSE:ASAI Share Price converted to USD reporting currency | Exchange rate (GBP/ USD) 1.29 | $5.42 |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry PB Ratio | Median Figure of 14 Publicly-Listed Consumer Finance Companies | 1.7x |
| United Kingdom of Great Britain and Northern Ireland Market PB Ratio | Median Figure of 1,367 Publicly-Listed Companies | 1.52x |
| Calculation | Outcome | |
|---|---|---|
| PB Ratio | = LSE:ASAI Share Price ÷ Book Value per Share (both in USD) = 5.42 ÷ 0.86 |
6.27x |
* Primary Listing of ASA International Group.
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- ASA International Group is overvalued based on assets compared to the GB Consumer Finance industry average.
Value checks
We assess ASA International Group's value by looking at:- Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
- Is the PE ratio less than the market average, and/ or less than the Consumer Finance industry average (and greater than 0)? (2 checks)
- Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
- Is the PB ratio less than the Consumer Finance industry average (and greater than 0)? (1 check) ASA International Group has a total score of 3/6, see the detailed checks below.
Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.
Full details on the Value part of the Simply Wall St company analysis model.
Future Performance
The future performance of a company is measured in the same way as past
performance, by looking at estimated
growth
and how much profit it is expected to make.Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Earnings growth vs Low Risk Savings
- ASA International Group's earnings growth is expected to exceed the low risk savings rate of 1.2%.
Growth vs Market Checks
- ASA International Group's earnings growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
- ASA International Group's revenue growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
Annual Growth Rates Comparison
| Data Point | Source | Value (per year) |
|---|---|---|
| LSE:ASAI Future Earnings Growth Rate | Line of Best Fit* through Consensus Estimate Earnings of 4 Analysts | 25.6% |
| LSE:ASAI Future Revenue Growth Rate | Line of Best Fit* through Consensus Estimate Revenue of 4 Analysts | 17.6% |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry Earnings Growth Rate | Market Cap Weighted Average | 23.6% |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry Revenue Growth Rate | Market Cap Weighted Average | 12.9% |
| United Kingdom of Great Britain and Northern Ireland Market Earnings Growth Rate | Market Cap Weighted Average | 11% |
| United Kingdom of Great Britain and Northern Ireland Market Revenue Growth Rate | Market Cap Weighted Average | 4.8% |
*Line of best fit is calculated by linear regression .
Industry and Market average data is calculated daily.
Learn more about our growth rate calculations in Simply Wall St’s analysis model.
Analysts growth expectations
| Data Point | Source | Value |
|---|---|---|
| Past Financials | Company Filings (3 months ago) | See Below |
| Future Estimates | Average of up to 4 Analyst Estimates (S&P Global) | See Below |
| Date (Data in USD Millions) | Revenue | Cash Flow | Net Income * | Avg. No. Analysts |
|---|---|---|---|---|
| 2022-12-31 | 254 | 78 | 1 | |
| 2021-12-31 | 197 | 57 | 2 | |
| 2020-12-31 | 166 | 45 | 4 | |
| 2019-12-31 | 134 | 35 | 4 |
| Date (Data in USD Millions) | Revenue | Cash Flow | Net Income * |
|---|---|---|---|
| 2018-12-31 | 120 | -41 | 24 |
| 2018-06-30 | 105 | -64 | 25 |
| 2018-03-31 | 100 | -74 | 27 |
| 2017-12-31 | 94 | -84 | 29 |
| 2016-12-31 | 74 | -45 | 15 |
*GAAP earnings excluding extraordinary items.
Past and Future Earnings per Share
| Data Point | Source | Value |
|---|---|---|
| Past Financials | Company Filings (3 months ago) | See Below |
| Future Estimates | Average of up to 4 Analyst Estimates (S&P Global) | See Below |
All data from ASA International Group Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.
| Date (Data in USD Millions) | EPS * | EPS High Estimate | EPS Low Estimate | Avg. No. Analysts |
|---|---|---|---|---|
| 2022-12-31 | ||||
| 2021-12-31 | 0.52 | 0.52 | 0.52 | 1.00 |
| 2020-12-31 | 0.44 | 0.46 | 0.42 | 2.00 |
| 2019-12-31 | 0.34 | 0.36 | 0.33 | 2.00 |
| Date (Data in USD Millions) | EPS * |
|---|---|
| 2018-12-31 | 0.24 |
| 2018-06-30 | 6.81 |
| 2018-03-31 | 7.40 |
| 2017-12-31 | 8.00 |
| 2016-12-31 | 4.19 |
*GAAP earnings excluding extraordinary items.
Performance in 3 years
In the same way as past performance we look at the future estimated return
(profit) compared to the available
funds. We do this looking forward 3 years.
- ASA International Group is expected to efficiently use shareholders’ funds in the future (Return on Equity greater than 20%).
Future performance checks
We assess ASA International Group's future performance by looking at:- Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
- Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
- Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
- Is the annual earnings growth rate expected to be above 20%? (1 check)
- Is the annual revenue growth rate expected to be above 20%? (1 check)
- Is the Return on Equity in 3 years expected to be over 20%? (1 check)
ASA International Group has a total score of 5/6, see the detailed checks below.
Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.
Full details on the Future part of the Simply Wall St company analysis model.
Past Performance
How has ASA International Group performed over the past 5 years?
The past performance of a company can be measured by how much
growth
it has experienced and how much profit it makes relative to the funds and assets
it has available.
Past earnings growth
Past Earnings growth analysis
- Insufficient data to establish if ASA International Group's year on year earnings growth rate was positive over the past 5 years.
- ASA International Group's 1-year earnings growth is negative, it can't be compared to the 5-year average.
- ASA International Group's 1-year earnings growth is negative, it can't be compared to the GB Consumer Finance industry average.
Earnings and Revenue History
All data from ASA International Group Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.
| Date (Data in USD Millions) | Revenue | Net Income * | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 2018-12-31 | 119.80 | 23.98 | 41.11 | |
| 2018-06-30 | 105.23 | 24.71 | 35.39 | |
| 2018-03-31 | 99.62 | 26.86 | 33.28 | |
| 2017-12-31 | 94.01 | 29.00 | 31.17 | |
| 2016-12-31 | 74.29 | 15.20 | 27.81 | |
| 2015-12-31 | 58.78 | 14.94 | 21.20 |
*GAAP earnings excluding extraordinary items.
Performance last year
We want to ensure a company is making the most of what it has available. This is
done by comparing the return (profit) to a company's available
funds,
assets
and
capital.
- Whilst ASA International Group has efficiently used shareholders’ funds last year (Return on Equity greater than 20%), this is metric is skewed due to its high level of debt.
- ASA International Group used its assets less efficiently than the GB Consumer Finance industry average last year based on Return on Assets.
- Unable to establish if ASA International Group improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Past performance checks
We assess ASA International Group's performance over the past 5 years by checking for:- Has earnings increased in past 5 years? (1 check)
- Has the earnings growth in the last year exceeded that of the Consumer Finance industry? (1 check)
- Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
- Is the Return on Equity (ROE) higher than 20%? (1 check)
- Is the Return on Assets (ROA) above industry average? (1 check)
- Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
ASA International Group has a total score of 0/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
Full details on the Past part of the Simply Wall St company analysis model.
Health
How is ASA International Group's financial health and their level of debt?
A company's financial position is much like your own financial position,
it includes everything you own
(assets)
and owe
(liabilities).The boxes below represent the relative size of what makes up ASA International Group's finances.
The net worth of a company is the difference between its assets and liabilities.
- ASA International Group is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
- ASA International Group's cash and other short term assets cover its long term commitments.
Balance sheet
Assets
Liabilities and shares
- Low level of unsold assets.
- Debt is covered by short term assets, assets are 1.7x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t
bad,
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
All data from ASA International Group Company Filings, last reported 3 months ago.
| Date (Data in USD Millions) | Total Equity | Total Debt | Cash & Short Term Investments |
|---|---|---|---|
| 2018-12-31 | 88.55 | 280.08 | 75.26 |
| 2018-06-30 | 84.86 | 279.55 | 95.35 |
| 2018-03-31 | 84.86 | 279.55 | 95.35 |
| 2017-12-31 | 82.98 | 270.58 | 94.03 |
| 2016-12-31 | 67.45 | 137.02 | 39.35 |
| 2015-12-31 | 62.48 | 87.24 | 35.39 |
- ASA International Group's level of debt (316.3%) compared to net worth is high (greater than 40%).
- Unable to establish if ASA International Group's debt level has increased without past 5-year debt data.
- Operating cash flow is negative therefore debt is not well covered.
- Unable to confirm if the interest payments on ASA International Group's debt are well covered by earnings due to lack of past financial data.
Financial health checks
We assess ASA International Group's financial health by checking for:- Are short term assets greater than short term liabilities? (1 check)
- Are short term assets greater than long term liabilities? (1 check)
- Has the debt to equity ratio increased in the past 5 years? (1 check)
- Is the debt to equity ratio over 40%? (1 check)
- Is the debt covered by operating cash flow? (1 check)
- Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check) ASA International Group has a total score of 2/6, see the detailed checks below.
- Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
- Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
Full details on the Health part of the Simply Wall St company analysis model.
Dividends
What is ASA International Group's current dividend yield, its reliability and sustainability?
Dividends are regular cash payments to you from the company, similar to a
bank paying you interest on a savings account.
Annual Dividend Income
If you bought
£2,000 of
ASA International Group
shares you are expected to receive
£27
in your first year as a dividend.
Dividend Amount
- ASA International Group's pays a lower dividend yield than the bottom 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (2.02%).
- ASA International Group's dividend is below the markets top 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (5.1%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not
wildly increasing/decreasing each year. This graph shows you the historical rate
to count toward your assessment of the stock.We also check to see if the dividend has increased in the past 10 years.
| Data Point | Source | Value |
|---|---|---|
| Past Annualized Dividend Yield | S&P Global Market Data | See Below |
| Past Dividends per Share | Company Filings/ Annualized Dividend Payments | See Below |
| Future Dividends per Share Estimates | Average of up to 4 Analyst Estimates (S&P Global) | See Below |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry Average Dividend Yield | Market Cap Weighted Average of 12 Stocks | 3% |
| United Kingdom of Great Britain and Northern Ireland Market Average Dividend Yield | Market Cap Weighted Average of 705 Stocks | 4.2% |
| United Kingdom of Great Britain and Northern Ireland Minimum Threshold Dividend Yield | 10th Percentile | 1% |
| United Kingdom of Great Britain and Northern Ireland Bottom 25% Dividend Yield | 25th Percentile | 2% |
| United Kingdom of Great Britain and Northern Ireland Top 25% Dividend Yield | 75th Percentile | 5.1% |
Industry and Market average data is calculated daily.
Note all dividend per share amounts are annualized and not quarterly or other period.
| Date (Data in $) | Dividend per Share (annual) | Avg. No. Analysts |
|---|---|---|
| 2022-12-31 | ||
| 2021-12-31 | 0.17 | 2.00 |
| 2020-12-31 | 0.14 | 5.00 |
| 2019-12-31 | 0.11 | 4.00 |
| Date (Data in $) | Dividend per share (annual) | Avg. Yield (%) |
|---|---|---|
| 2019-04-16 | 0.073 | 1.380 |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- It is too early to tell whether ASA International Group has stable dividend payments.
- ASA International Group only just started paying a dividend, it is too early to tell if payments are increasing.
Income/ dividend checks
We assess ASA International Group's dividend by checking for:- Firstly is the company paying a notable dividend (greater than 1%) - if not then the rest of the checks are ignored.
- Is current dividend yield above the bottom 25% of dividend payers? (1 check)
- Is current dividend yield above the top 25% of dividend payers? (1 check)
- Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
- If they have paid a dividend for 10 years has it increased in this time? (1 check)
- How sustainable is the dividend, can ASA International Group afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks) ASA International Group has a total score of 2/6, see the detailed checks below.
Full details on the Dividends part of the Simply Wall St company analysis model.
Management
CEO
| COMPENSATION | $0 |
| AGE | 55 |
CEO Bio
Mr. Dirk Machgielis Brouwer is Chief Executive Officer of ASA International Group PLC. He co-founded ASA International Group PLC in 2007 and its Executive Director since 2007. He is also the Managing Director of Catalyst Microfinance Investors, which he co-founded in 2006. He was the Founding Partner and Managing Director of Sequoia Amsterdam, Investment Arm. Before founding Sequoia in 2002, he worked for more than seven years at Merrill Lynch in London from 1995 to 2002, where he was the Managing Director and Head of Benelux Investment Banking, and prior to this he worked for more than seven years in mergers & acquisitions, leveraged buyouts, and private equity at PaineWebber in London and New York. Mr. Brouwer was the Co-Head of Consumer Products Investment Banking Europe and First Vice President at PaineWebber. He has over 20 years experience in investment banking. Mr. Brouwer has a vast network of high-level contacts in the European and specifically Dutch markets at corporate level as well as within the investment banking community. He also worked at McKinsey & Company in Amsterdam. Mr. Brouwer serves as the Chairman of ASA International India Microfinance Pvt. Ltd. He serves as an Executive Director at Catalyst Microfinance Investment Company, ASA International N.V. and Catalyst Microfinance Investors. Mr. Brouwer also serves on the board of many of ASA International’s partner organizations. He serves as Chief Executive Officer & Member of the Board of Directors at ASA International Group PLC. Mr. Brouwer is highly experienced in leading and optimizing the result of complex (cross-border) M&A and capital markets transactions (both equity and debt), private placements and leveraged buy outs assignments. He holds an M.B.A. from Stanford University, California and a M.Sc. in Economics from the Erasmus University of Rotterdam.
CEO Compensation
- Insufficient data for Dirk to compare compensation growth.
- Dirk's remuneration is lower than average for companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Management Team Tenure
Average tenure and age of the ASA International Group management team in years:
- The tenure for the ASA International Group management team is about average.
Management Team
Dirk Brouwer
CEO & Executive Director
55
Tanwir Rahman
Chief Financial Officer
$78K
46
2.3 yrs
Md. Haque
Chief Operating Officer
$97K
63
1.3 yrs
Mohammed Hossain
Director of Investments
$85K
55
14.3 yrs
Martijn Bollen
General Counsel
47
12.3 yrs
Aminur Rashid
Executive Director of Operations & Executive Director
$75K
54
2.3 yrs
Mischa Assink
Chief Accountant
44
Md. Rahman
Chief Technology Officer
1.3 yrs
Jillur Rahman
Head of Information Technology
7.3 yrs
Kamal Sarker
Chief Group Internal Auditor
Board of Directors Tenure
Average tenure and age of the ASA International Group board of directors in years:
- The tenure for the ASA International Group board of directors is about average.
Board of Directors
Md. Shafiqual Choudhury
Non-Executive Chairman
69
12 yrs
Dirk Brouwer
CEO & Executive Director
55
12 yrs
Aminur Rashid
Executive Director of Operations & Executive Director
$75K
54
7.6 yrs
Praful Patel
Independent Non-Executive Director
$25K
72
6.3 yrs
Gavin Laws
Independent Non-Executive Director
$25K
59
1.3 yrs
Guy Dawson
Senior Independent Non-Executive Director
$25K
65
6.3 yrs
Hanny Kemna
Independent Non-Executive Director
56
0.9 yrs
Who owns this company?
Recent Insider Transactions
| Announced | Type | Name | Entity | Role | Start | End | Shares | Max Price (£) | Value (£) | |
|---|---|---|---|---|---|---|---|---|---|---|
Management checks
We assess ASA International Group's management by checking for:- Is the CEO's compensation unreasonable compared to market cap? (1 check)
- Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
- Is the average tenure of the management team less than 2 years? (1 check)
- Is the average tenure of the board of directors team less than 3 years? (1 check) ASA International Group has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.
Note: We use the top 6 management executives and board members in our calculations.
Note 2: Insider trading include any internal stakeholders and these transactions .
Full details on the Management part of the Simply Wall St company analysis model.
News
Simply Wall St News
ASA International Group PLC (LON:ASAI): What Can We Expect From This High Growth Stock?
In December 2018, ASA International Group PLC (LON:ASAI) announced its most recent earnings update, whicha … showed
Simply Wall St - – Full articleDoes ASA International Group PLC (LON:ASAI) Have A Good P/E Ratio?
We'll look at ASA International Group PLC's (LON:ASAI) P/E ratio and reflect on what it tells us about the company's share price. … Price to Earnings Ratio = Share Price (in reporting currency) ÷ Earnings per Share (EPS) … P/E of 0.84 = $5.7 (Note: this is the share price in the reporting currency, namely, USD ) ÷ $6.81
Simply Wall St - – Full articleA Look At ASA International Group PLC's (LON:ASAI) Exceptional Fundamentals
ASA International Group PLC (LON:ASAI) is a stock with outstanding fundamental characteristics. … When we build an investment case, we need to look at the stock with a holistic perspective. … In the case of ASAI, it.
Simply Wall St - – Full articleASA International Group PLC (LON:ASAI) Is Trading At A 10.29% Discount
This is because the rules they face are different to other companies, which can impact the way we forecast their cash flow. … These lenders, for example, must hold certain levels of capital in order to maintain a safe cash cushion.
Simply Wall St - – Full articleWhat Does ASA International Group PLC's (LON:ASAI) PE Ratio Tell You?
and want to start learning about core concepts of fundamental analysis on practical examples from today's market. … I will deconstruct the P/E ratio and highlight what you need to be careful of when using the P/E ratio … See our latest analysis for ASA International Group
Simply Wall St - – Full articleWhy ASA International Group PLC (LON:ASAI) Is An Attractive Investment
ASA International Group PLC (LON:ASAI) is a company with exceptional fundamental characteristics. … Upon building up an investment case for a stock, we should look at various aspects. … Below, I've touched on some key aspects you should know on a high level.
Simply Wall St - – Full articleCompany Info
Description
ASA International Group plc provides microfinancing services in 12 countries across Africa and Asia. The company offers small loans to 1.8 million female micro-entrepreneurs and small business owners. As of December 31, 2017, it had 1,387 branches. The company was founded in 2007 and is headquartered in Walton-On-Thames, the United Kingdom.
Details
| Name: | ASA International Group PLC |
| ASAI | |
| Exchange: | LSE |
| Founded: | 2007 |
| £420,000,000 | |
| 100,000,000 | |
| Website: | http://www.asa-international.com |
| Address: |
ASA International Group PLC 42-50 Hersham Road, Walton-On-Thames, Surrey, KT12 1RZ, United Kingdom |
Listings
| Exchange Symbol | Ticker Symbol | Security | Exchange | Country | Currency | Listed on | |
|---|---|---|---|---|---|---|---|
| LSE | ASAI | Ordinary Shares | London Stock Exchange | GB | GBP | 13. Jul 2018 |
Number of employees
Current staff
Industry
| Consumer Finance | |
| Diversified Financials |
Company Analysis and Financial Data Status
| Area | Date (UTC time) |
|---|---|
| Company Analysis updated: | 2019/04/25 23:21 |
| End of day share price update: | 2019/04/25 00:00 |
| Last estimates confirmation: | 2019/04/24 |
| Last earnings filing: | 2019/04/16 |
| Last earnings reported: | 2018/12/31 |
| Last annual earnings reported: | 2018/12/31 |
All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
