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U.K. (FTSE) Consumer Finance Industry Analysis

UpdatedJun 03, 2023
DataAggregated Company Financials
Companies15
  • 7D-3.3%
  • 3M2.6%
  • 1Y34.0%
  • YTD6.1%

Over the last 7 days, the Consumer Finance industry has dropped 3.3%, driven by Kaspi.kz declining 3.9%. In the past year, the industry has gained 34%. Looking forward, earnings are forecast to grow by 21% annually.

Industry Valuation and Performance

Has the U.K. Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 03 Jun 2023UKĀ£16.3bUKĀ£5.1bUKĀ£1.7b9x9.8x3.2x
Mon, 01 May 2023UKĀ£17.5bUKĀ£5.1bUKĀ£1.6b8.8x10.7x3.4x
Wed, 29 Mar 2023UKĀ£1.7bUKĀ£2.0bUKĀ£228.3m6.9x7.6x0.9x
Fri, 24 Feb 2023UKĀ£1.7bUKĀ£2.0bUKĀ£263.4m6.3x6.6x0.9x
Sun, 22 Jan 2023UKĀ£1.7bUKĀ£1.9bUKĀ£262.9m6.1x6.3x0.8x
Tue, 20 Dec 2022UKĀ£1.6bUKĀ£1.9bUKĀ£258.8m5.7x6x0.8x
Thu, 17 Nov 2022UKĀ£1.6bUKĀ£2.0bUKĀ£278.2m5.4x5.8x0.8x
Sat, 15 Oct 2022UKĀ£27.3bUKĀ£2.0bUKĀ£279.1m5x97.8x13.8x
Mon, 12 Sep 2022UKĀ£1.5bUKĀ£1.9bUKĀ£327.9m5.6x4.7x0.8x
Wed, 10 Aug 2022UKĀ£1.6bUKĀ£2.0bUKĀ£400.7m6x3.9x0.8x
Fri, 08 Jul 2022UKĀ£10.0bUKĀ£2.9bUKĀ£936.1m9.7x10.7x3.5x
Sun, 05 Jun 2022UKĀ£12.1bUKĀ£2.8bUKĀ£911.4m11.2x13.3x4.3x
Tue, 03 May 2022UKĀ£14.3bUKĀ£2.8bUKĀ£895.9m11.3x16x5.2x
Thu, 31 Mar 2022UKĀ£11.6bUKĀ£2.7bUKĀ£617.0m12.2x18.8x4.3x
Sat, 26 Feb 2022UKĀ£12.4bUKĀ£2.7bUKĀ£692.6m10.7x17.9x4.6x
Mon, 24 Jan 2022UKĀ£20.6bUKĀ£2.7bUKĀ£732.2m11.1x28.1x7.5x
Wed, 22 Dec 2021UKĀ£27.5bUKĀ£2.7bUKĀ£732.8m10.1x37.5x10.1x
Fri, 19 Nov 2021UKĀ£28.7bUKĀ£2.6bUKĀ£640.4m15.1x44.7x10.8x
Sun, 17 Oct 2021UKĀ£25.8bUKĀ£3.0bUKĀ£742.7m16.1x34.7x8.5x
Tue, 14 Sep 2021UKĀ£24.3bUKĀ£3.1bUKĀ£801.8m18.1x30.3x7.9x
Thu, 12 Aug 2021UKĀ£24.0bUKĀ£3.1bUKĀ£820.9m19.4x29.2x7.8x
Mon, 07 Jun 2021UKĀ£20.0bUKĀ£2.9bUKĀ£578.4m22x34.6x6.9x
Sun, 28 Feb 2021UKĀ£15.9bUKĀ£3.1bUKĀ£329.7m18.6x48.1x5.2x
Wed, 02 Dec 2020UKĀ£11.9bUKĀ£3.1bUKĀ£344.6m14.9x34.4x3.8x
Sat, 05 Sep 2020UKĀ£1.9bUKĀ£2.3b-UKĀ£83,272,741.7511x-22.4x0.8x
Tue, 09 Jun 2020UKĀ£1.8bUKĀ£2.8bUKĀ£113.6m7.4x15.8x0.7x
Price to Earnings Ratio

15.8x


Total Market Cap: UKĀ£1.8bTotal Earnings: UKĀ£113.6mTotal Revenue: UKĀ£2.8bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Consumer Finance Industry Price to Earnings3Y Average 18x202120222023
Current Industry PE
  • Investors are pessimistic on the British Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 9.8x which is lower than its 3-year average PE of 18.0x.
  • The 3-year average PS ratio of 4.1x is higher than the industry's current PS ratio of 3.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 145% per year over the last three years.
  • Revenues for these companies have grown 23% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.K. Consumer Finance compare with similar industries?

GB Market0.06%
Financials0.39%
Consumer Finance-3.30%
Consumer Finance-3.30%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
IPF International Personal FinanceUKĀ£1.153.6%
+UKĀ£9.0m
34.7%PE4.5x
FCH Funding Circle HoldingsUKĀ£0.553.8%
+UKĀ£7.1m
-21.4%PS1.3x
HAT H&T GroupUKĀ£4.200.7%
+UKĀ£1.9m
13.1%PE12.4x
RFX Ramsdens HoldingsUKĀ£2.381.7%
+UKĀ£1.3m
20.3%PE11.4x
ASAI ASA International GroupUKĀ£0.851.5%
+UKĀ£1.3m
-13.7%PE5.9x
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Latest News

RFX

UKĀ£2.38

Ramsdens Holdings

7D

1.7%

1Y

20.3%

VANQ

UKĀ£2.24

Vanquis Banking Group

7D

-0.7%

1Y

-9.3%

KSPI

US$76.40

Kaspi.kz

7D

-3.9%

1Y

42.8%

NSF

UKĀ£0.0019

Non-Standard Finance

7D

3.5%

1Y

-92.0%

HAT

UKĀ£4.20

H&T Group

7D

0.7%

1Y

13.1%

ASAI

UKĀ£0.85

ASA International Group

7D

1.5%

1Y

-13.7%

FCH

UKĀ£0.55

Funding Circle Holdings

7D

3.8%

1Y

-21.4%

IPF

UKĀ£1.15

International Personal Finance

7D

3.6%

1Y

34.7%