U.K. (FTSE) Consumer Finance Industry Analysis
UpdatedJun 03, 2023
DataAggregated Company Financials
Companies15
- 7D-3.3%
- 3M2.6%
- 1Y34.0%
- YTD6.1%
Over the last 7 days, the Consumer Finance industry has dropped 3.3%, driven by Kaspi.kz declining 3.9%. In the past year, the industry has gained 34%. Looking forward, earnings are forecast to grow by 21% annually.
Industry Valuation and Performance
Has the U.K. Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 03 Jun 2023 | UK£16.3b | UK£5.1b | UK£1.7b | 9x | 9.8x | 3.2x |
| Mon, 01 May 2023 | UK£17.5b | UK£5.1b | UK£1.6b | 8.8x | 10.7x | 3.4x |
| Wed, 29 Mar 2023 | UK£1.7b | UK£2.0b | UK£228.3m | 6.9x | 7.6x | 0.9x |
| Fri, 24 Feb 2023 | UK£1.7b | UK£2.0b | UK£263.4m | 6.3x | 6.6x | 0.9x |
| Sun, 22 Jan 2023 | UK£1.7b | UK£1.9b | UK£262.9m | 6.1x | 6.3x | 0.8x |
| Tue, 20 Dec 2022 | UK£1.6b | UK£1.9b | UK£258.8m | 5.7x | 6x | 0.8x |
| Thu, 17 Nov 2022 | UK£1.6b | UK£2.0b | UK£278.2m | 5.4x | 5.8x | 0.8x |
| Sat, 15 Oct 2022 | UK£27.3b | UK£2.0b | UK£279.1m | 5x | 97.8x | 13.8x |
| Mon, 12 Sep 2022 | UK£1.5b | UK£1.9b | UK£327.9m | 5.6x | 4.7x | 0.8x |
| Wed, 10 Aug 2022 | UK£1.6b | UK£2.0b | UK£400.7m | 6x | 3.9x | 0.8x |
| Fri, 08 Jul 2022 | UK£10.0b | UK£2.9b | UK£936.1m | 9.7x | 10.7x | 3.5x |
| Sun, 05 Jun 2022 | UK£12.1b | UK£2.8b | UK£911.4m | 11.2x | 13.3x | 4.3x |
| Tue, 03 May 2022 | UK£14.3b | UK£2.8b | UK£895.9m | 11.3x | 16x | 5.2x |
| Thu, 31 Mar 2022 | UK£11.6b | UK£2.7b | UK£617.0m | 12.2x | 18.8x | 4.3x |
| Sat, 26 Feb 2022 | UK£12.4b | UK£2.7b | UK£692.6m | 10.7x | 17.9x | 4.6x |
| Mon, 24 Jan 2022 | UK£20.6b | UK£2.7b | UK£732.2m | 11.1x | 28.1x | 7.5x |
| Wed, 22 Dec 2021 | UK£27.5b | UK£2.7b | UK£732.8m | 10.1x | 37.5x | 10.1x |
| Fri, 19 Nov 2021 | UK£28.7b | UK£2.6b | UK£640.4m | 15.1x | 44.7x | 10.8x |
| Sun, 17 Oct 2021 | UK£25.8b | UK£3.0b | UK£742.7m | 16.1x | 34.7x | 8.5x |
| Tue, 14 Sep 2021 | UK£24.3b | UK£3.1b | UK£801.8m | 18.1x | 30.3x | 7.9x |
| Thu, 12 Aug 2021 | UK£24.0b | UK£3.1b | UK£820.9m | 19.4x | 29.2x | 7.8x |
| Mon, 07 Jun 2021 | UK£20.0b | UK£2.9b | UK£578.4m | 22x | 34.6x | 6.9x |
| Sun, 28 Feb 2021 | UK£15.9b | UK£3.1b | UK£329.7m | 18.6x | 48.1x | 5.2x |
| Wed, 02 Dec 2020 | UK£11.9b | UK£3.1b | UK£344.6m | 14.9x | 34.4x | 3.8x |
| Sat, 05 Sep 2020 | UK£1.9b | UK£2.3b | -UK£83,272,741.75 | 11x | -22.4x | 0.8x |
| Tue, 09 Jun 2020 | UK£1.8b | UK£2.8b | UK£113.6m | 7.4x | 15.8x | 0.7x |
Price to Earnings Ratio
15.8x
Current Industry PE
- Investors are pessimistic on the British Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 9.8x which is lower than its 3-year average PE of 18.0x.
- The 3-year average PS ratio of 4.1x is higher than the industry's current PS ratio of 3.2x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 145% per year over the last three years.
- Revenues for these companies have grown 23% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Comparison
How does U.K. Consumer Finance compare with similar industries?
| GB Market | 0.06% | |
| Financials | 0.39% | |
| Consumer Finance | -3.30% | |
| Consumer Finance | -3.30% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| IPF International Personal Finance | UK£1.15 | 3.6% +UK£9.0m | 34.7% | PE4.5x | |
| FCH Funding Circle Holdings | UK£0.55 | 3.8% +UK£7.1m | -21.4% | PS1.3x | |
| HAT H&T Group | UK£4.20 | 0.7% +UK£1.9m | 13.1% | PE12.4x | |
| RFX Ramsdens Holdings | UK£2.38 | 1.7% +UK£1.3m | 20.3% | PE11.4x | |
| ASAI ASA International Group | UK£0.85 | 1.5% +UK£1.3m | -13.7% | PE5.9x |