U.K. (FTSE) Consumer Finance Industry Analysis
UpdatedMay 26, 2022
DataAggregated Company Financials
Companies13
- 7D1.6%
- 3M-4.8%
- 1Y-36.4%
- YTD-52.3%
The Consumer Finance industry is up 1.6% in the last week, with Funding Circle Holdings up 25%. In contrast, the industry has lost 36% in the last 12 months. Looking forward, earnings are forecast to grow by 29% annually.
Industry Valuation and Performance
Has the U.K. Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE |
|---|---|---|---|---|
| Sat, 28 May 2022 | UK£11.9b | UK£2.8b | UK£938.0m | 7.5x |
| Mon, 25 Apr 2022 | UK£14.2b | UK£2.8b | UK£890.5m | 10.6x |
| Wed, 23 Mar 2022 | UK£11.2b | UK£2.6b | UK£553.2m | 13.1x |
| Fri, 18 Feb 2022 | UK£19.0b | UK£2.8b | UK£737.8m | 12.2x |
| Sun, 16 Jan 2022 | UK£22.4b | UK£2.7b | UK£735.8m | 10x |
| Tue, 14 Dec 2021 | UK£29.6b | UK£2.7b | UK£734.8m | 10.4x |
| Thu, 11 Nov 2021 | UK£32.3b | UK£2.7b | UK£647.1m | 15.8x |
| Sat, 09 Oct 2021 | UK£23.9b | UK£2.9b | UK£742.6m | 14.9x |
| Mon, 06 Sep 2021 | UK£24.0b | UK£3.1b | UK£801.8m | 17.6x |
| Wed, 04 Aug 2021 | UK£24.5b | UK£3.1b | UK£820.9m | 18.4x |
| Sat, 08 May 2021 | UK£18.7b | UK£2.9b | UK£578.4m | 20.6x |
| Tue, 09 Feb 2021 | UK£14.2b | UK£3.1b | UK£332.0m | 17.1x |
| Mon, 02 Nov 2020 | UK£10.0b | UK£3.1b | UK£346.9m | 10.5x |
| Thu, 06 Aug 2020 | UK£1.6b | UK£2.3b | -UK£80,880,241.75 | 9.4x |
| Sun, 10 May 2020 | UK£2.0b | UK£2.8b | UK£116.0m | 7.2x |
| Sat, 01 Feb 2020 | UK£3.8b | UK£3.1b | UK£217.0m | 10.9x |
| Tue, 05 Nov 2019 | UK£3.8b | UK£3.1b | UK£274.4m | 10.5x |
| Fri, 09 Aug 2019 | UK£4.3b | UK£3.1b | UK£303.9m | 10.8x |
Median PE Ratio
12.2x
Current Industry PE
- Investors are more pessimistic on the industry, indicating that they anticipate long-term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 7.5x which is lower than its 3-year average PE of 12.6x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 45% per year over the last three years, while revenues have remained mostly flat.
- This means that companies overall are more efficiently conducting business since profits are increasing while sales have been flat.
Industry Comparison
How does U.K. Consumer Finance compare with similar industries?
| GB Market | 1.04% | |
| Financials | 1.80% | |
| Consumer Finance | 1.61% | |
| Consumer Finance | 1.61% | |
Industry PEThere is insufficient data on the sub-industries of this industry.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| FCH Funding Circle Holdings | UK£0.71 | 24.7% +UK£50.4m | -57.4% | PS4.2x | |
| PFG Provident Financial | UK£2.55 | 3.6% +UK£22.1m | 7.2% | PS4.8x | |
| SUS S&U | UK£23.20 | 4.5% +UK£12.1m | -12.5% | PS7.4x | |
| HAT H&T Group | UK£3.61 | 1.1% +UK£1.6m | 29.4% | PS23.8x | |
| ASAI ASA International Group | UK£0.97 | 1.0% +UK£1.0m | -27.1% | PS13.9x |