Header cover image

U.K. (FTSE) Consumer Finance Industry Analysis

UpdatedJun 03, 2023
DataAggregated Company Financials
Companies15
  • 7D-3.3%
  • 3M2.6%
  • 1Y34.0%
  • YTD6.1%

Over the last 7 days, the Consumer Finance industry has dropped 3.3%, driven by Kaspi.kz declining 3.9%. In the past year, the industry has gained 34%. Looking forward, earnings are forecast to grow by 21% annually.

Industry Valuation and Performance

Has the U.K. Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 03 Jun 2023UK£16.3bUK£5.1bUK£1.7b9x9.8x3.2x
Mon, 01 May 2023UK£17.5bUK£5.1bUK£1.6b8.8x10.7x3.4x
Wed, 29 Mar 2023UK£1.7bUK£2.0bUK£228.3m6.9x7.6x0.9x
Fri, 24 Feb 2023UK£1.7bUK£2.0bUK£263.4m6.3x6.6x0.9x
Sun, 22 Jan 2023UK£1.7bUK£1.9bUK£262.9m6.1x6.3x0.8x
Tue, 20 Dec 2022UK£1.6bUK£1.9bUK£258.8m5.7x6x0.8x
Thu, 17 Nov 2022UK£1.6bUK£2.0bUK£278.2m5.4x5.8x0.8x
Sat, 15 Oct 2022UK£27.3bUK£2.0bUK£279.1m5x97.8x13.8x
Mon, 12 Sep 2022UK£1.5bUK£1.9bUK£327.9m5.6x4.7x0.8x
Wed, 10 Aug 2022UK£1.6bUK£2.0bUK£400.7m6x3.9x0.8x
Fri, 08 Jul 2022UK£10.0bUK£2.9bUK£936.1m9.7x10.7x3.5x
Sun, 05 Jun 2022UK£12.1bUK£2.8bUK£911.4m11.2x13.3x4.3x
Tue, 03 May 2022UK£14.3bUK£2.8bUK£895.9m11.3x16x5.2x
Thu, 31 Mar 2022UK£11.6bUK£2.7bUK£617.0m12.2x18.8x4.3x
Sat, 26 Feb 2022UK£12.4bUK£2.7bUK£692.6m10.7x17.9x4.6x
Mon, 24 Jan 2022UK£20.6bUK£2.7bUK£732.2m11.1x28.1x7.5x
Wed, 22 Dec 2021UK£27.5bUK£2.7bUK£732.8m10.1x37.5x10.1x
Fri, 19 Nov 2021UK£28.7bUK£2.6bUK£640.4m15.1x44.7x10.8x
Sun, 17 Oct 2021UK£25.8bUK£3.0bUK£742.7m16.1x34.7x8.5x
Tue, 14 Sep 2021UK£24.3bUK£3.1bUK£801.8m18.1x30.3x7.9x
Thu, 12 Aug 2021UK£24.0bUK£3.1bUK£820.9m19.4x29.2x7.8x
Mon, 07 Jun 2021UK£20.0bUK£2.9bUK£578.4m22x34.6x6.9x
Sun, 28 Feb 2021UK£15.9bUK£3.1bUK£329.7m18.6x48.1x5.2x
Wed, 02 Dec 2020UK£11.9bUK£3.1bUK£344.6m14.9x34.4x3.8x
Sat, 05 Sep 2020UK£1.9bUK£2.3b-UK£83,272,741.7511x-22.4x0.8x
Tue, 09 Jun 2020UK£1.8bUK£2.8bUK£113.6m7.4x15.8x0.7x
Price to Earnings Ratio

15.8x


Total Market Cap: UK£1.8bTotal Earnings: UK£113.6mTotal Revenue: UK£2.8bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Consumer Finance Industry Price to Earnings3Y Average 18x202120222023
Current Industry PE
  • Investors are pessimistic on the British Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 9.8x which is lower than its 3-year average PE of 18.0x.
  • The 3-year average PS ratio of 4.1x is higher than the industry's current PS ratio of 3.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 145% per year over the last three years.
  • Revenues for these companies have grown 23% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.K. Consumer Finance compare with similar industries?

GB Market0.06%
Financials0.39%
Consumer Finance-3.30%
Consumer Finance-3.30%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
IPF International Personal FinanceUK£1.153.6%
+UK£9.0m
34.7%PE4.5x
FCH Funding Circle HoldingsUK£0.553.8%
+UK£7.1m
-21.4%PS1.3x
HAT H&T GroupUK£4.200.7%
+UK£1.9m
13.1%PE12.4x
RFX Ramsdens HoldingsUK£2.381.7%
+UK£1.3m
20.3%PE11.4x
ASAI ASA International GroupUK£0.851.5%
+UK£1.3m
-13.7%PE5.9x
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

RFX

UK£2.38

Ramsdens Holdings

7D

1.7%

1Y

20.3%

VANQ

UK£2.24

Vanquis Banking Group

7D

-0.7%

1Y

-9.3%

KSPI

US$76.40

Kaspi.kz

7D

-3.9%

1Y

42.8%

NSF

UK£0.0019

Non-Standard Finance

7D

3.5%

1Y

-92.0%

HAT

UK£4.20

H&T Group

7D

0.7%

1Y

13.1%

ASAI

UK£0.85

ASA International Group

7D

1.5%

1Y

-13.7%

FCH

UK£0.55

Funding Circle Holdings

7D

3.8%

1Y

-21.4%

IPF

UK£1.15

International Personal Finance

7D

3.6%

1Y

34.7%