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U.K. (FTSE) Consumer Finance Industry Analysis

UpdatedMay 26, 2022
DataAggregated Company Financials
Companies13
  • 7D1.6%
  • 3M-4.8%
  • 1Y-36.4%
  • YTD-52.3%

The Consumer Finance industry is up 1.6% in the last week, with Funding Circle Holdings up 25%. In contrast, the industry has lost 36% in the last 12 months. Looking forward, earnings are forecast to grow by 29% annually.

Industry Valuation and Performance

Has the U.K. Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPE
Sat, 28 May 2022UK£11.9bUK£2.8bUK£938.0m7.5x
Mon, 25 Apr 2022UK£14.2bUK£2.8bUK£890.5m10.6x
Wed, 23 Mar 2022UK£11.2bUK£2.6bUK£553.2m13.1x
Fri, 18 Feb 2022UK£19.0bUK£2.8bUK£737.8m12.2x
Sun, 16 Jan 2022UK£22.4bUK£2.7bUK£735.8m10x
Tue, 14 Dec 2021UK£29.6bUK£2.7bUK£734.8m10.4x
Thu, 11 Nov 2021UK£32.3bUK£2.7bUK£647.1m15.8x
Sat, 09 Oct 2021UK£23.9bUK£2.9bUK£742.6m14.9x
Mon, 06 Sep 2021UK£24.0bUK£3.1bUK£801.8m17.6x
Wed, 04 Aug 2021UK£24.5bUK£3.1bUK£820.9m18.4x
Sat, 08 May 2021UK£18.7bUK£2.9bUK£578.4m20.6x
Tue, 09 Feb 2021UK£14.2bUK£3.1bUK£332.0m17.1x
Mon, 02 Nov 2020UK£10.0bUK£3.1bUK£346.9m10.5x
Thu, 06 Aug 2020UK£1.6bUK£2.3b-UK£80,880,241.759.4x
Sun, 10 May 2020UK£2.0bUK£2.8bUK£116.0m7.2x
Sat, 01 Feb 2020UK£3.8bUK£3.1bUK£217.0m10.9x
Tue, 05 Nov 2019UK£3.8bUK£3.1bUK£274.4m10.5x
Fri, 09 Aug 2019UK£4.3bUK£3.1bUK£303.9m10.8x
Median PE Ratio

12.2x


Total Market Cap: UK£5.3bTotal Earnings: UK£307.0mTotal Revenue: UK£3.0bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Consumer Finance Industry Median PE3Y Average 12.6x202020212022
Current Industry PE
  • Investors are more pessimistic on the industry, indicating that they anticipate long-term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.5x which is lower than its 3-year average PE of 12.6x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 45% per year over the last three years, while revenues have remained mostly flat.
  • This means that companies overall are more efficiently conducting business since profits are increasing while sales have been flat.

Industry Comparison

How does U.K. Consumer Finance compare with similar industries?

GB Market1.04%
Financials1.80%
Consumer Finance1.61%
Consumer Finance1.61%
Industry PEThere is insufficient data on the sub-industries of this industry.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
FCH Funding Circle HoldingsUK£0.7124.7%
+UK£50.4m
-57.4%PS4.2x
PFG Provident FinancialUK£2.553.6%
+UK£22.1m
7.2%PS4.8x
SUS S&UUK£23.204.5%
+UK£12.1m
-12.5%PS7.4x
HAT H&T GroupUK£3.611.1%
+UK£1.6m
29.4%PS23.8x
ASAI ASA International GroupUK£0.971.0%
+UK£1.0m
-27.1%PS13.9x
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Latest News

SUS

UK£23.20

S&U

7D

4.5%

1Y

-12.5%