Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

U.K. (FTSE) Property and Casualty Insurance Industry Analysis

UpdatedSep 25, 2025
DataAggregated Company Financials
Companies6
  • 7D-1.4%
  • 3M-2.6%
  • 1Y11.7%
  • YTDn/a

Over the last 7 days, the Property and Casualty Insurance industry has dropped 1.4%, driven by a pullback from Admiral Group of 4.8%. In the past year, the industry has gained 12%. Looking forward, earnings are expected to remain mostly flat in the next few years.

Industry Valuation and Performance

Has the U.K. Property and Casualty Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 25 Sep 2025UK£21.1bUK£14.0bUK£2.2b9.5x9.5x1.5x
Sat, 23 Aug 2025UK£22.4bUK£13.9bUK£2.2b9.6x10.1x1.6x
Mon, 21 Jul 2025UK£22.0bUK£13.4bUK£2.3b9.8x9.7x1.6x
Wed, 18 Jun 2025UK£25.8bUK£18.2bUK£2.4b9.6x10.8x1.4x
Fri, 16 May 2025UK£25.2bUK£18.3bUK£2.4b9.4x10.4x1.4x
Sun, 13 Apr 2025UK£23.7bUK£18.4bUK£2.4b10.9x9.7x1.3x
Tue, 11 Mar 2025UK£24.1bUK£18.3bUK£2.5b10.7x9.8x1.3x
Thu, 06 Feb 2025UK£22.3bUK£16.4bUK£2.7b11.3x8.4x1.4x
Sat, 04 Jan 2025UK£22.2bUK£16.4bUK£2.7b11x8.3x1.4x
Mon, 02 Dec 2024UK£21.1bUK£16.2bUK£2.6b10.1x8.1x1.3x
Wed, 30 Oct 2024UK£20.4bUK£16.0bUK£2.6b7.1x7.9x1.3x
Fri, 27 Sep 2024UK£21.8bUK£15.8bUK£2.5b8x8.6x1.4x
Sun, 25 Aug 2024UK£22.1bUK£15.8bUK£2.5b11.5x9x1.4x
Tue, 23 Jul 2024UK£20.6bUK£14.8bUK£2.2b11.8x9.5x1.4x
Thu, 20 Jun 2024UK£20.7bUK£14.9bUK£2.2b12.3x9.5x1.4x
Sat, 18 May 2024UK£21.0bUK£14.9bUK£2.2b12.4x9.6x1.4x
Mon, 15 Apr 2024UK£20.7bUK£15.1bUK£2.2b11.2x9.3x1.4x
Wed, 13 Mar 2024UK£21.7bUK£15.4bUK£1.8b7.6x11.8x1.4x
Fri, 09 Feb 2024UK£18.9bUK£11.9bUK£675.9m20.6x28x1.6x
Sun, 07 Jan 2024UK£19.5bUK£11.9bUK£672.5m21.9x29.1x1.6x
Tue, 05 Dec 2023UK£19.6bUK£11.9bUK£675.5m22.2x29x1.6x
Thu, 02 Nov 2023UK£17.7bUK£12.2bUK£693.2m20.3x25.5x1.4x
Sat, 30 Sep 2023UK£18.3bUK£12.1bUK£689.1m19.4x26.6x1.5x
Mon, 28 Aug 2023UK£18.0bUK£11.3bUK£741.0m19.5x24.3x1.6x
Wed, 26 Jul 2023UK£18.3bUK£10.6bUK£474.5m31.8x38.5x1.7x
Fri, 23 Jun 2023UK£17.4bUK£10.7bUK£476.0m31.4x36.5x1.6x
Sun, 21 May 2023UK£18.8bUK£10.8bUK£479.8m30.7x39.2x1.7x
Tue, 18 Apr 2023UK£17.9bUK£10.8bUK£481.0m29.7x37.2x1.7x
Thu, 16 Mar 2023UK£16.6bUK£11.0bUK£493.7m26.3x33.5x1.5x
Sat, 11 Feb 2023UK£19.1bUK£10.8bUK£785.9m17x24.2x1.8x
Mon, 09 Jan 2023UK£20.1bUK£10.8bUK£785.6m17.2x25.6x1.9x
Wed, 07 Dec 2022UK£18.4bUK£10.7bUK£784.3m16.9x23.5x1.7x
Fri, 04 Nov 2022UK£17.1bUK£11.1bUK£791.6m15x21.6x1.5x
Sun, 02 Oct 2022UK£16.0bUK£11.3bUK£794.9m15.5x20.1x1.4x
Price to Earnings Ratio

20.1x


Total Market Cap: UK£16.0bTotal Earnings: UK£794.9mTotal Revenue: UK£11.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Property and Casualty Insurance Industry Price to Earnings3Y Average 20.2x202320242025
Current Industry PE
  • Investors are pessimistic on the British Property and Casualty Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 9.5x which is lower than its 3-year average PE of 20.2x.
  • The industry is trading close to its 3-year average PS ratio of 1.6x.
Past Earnings Growth
  • The earnings for companies in the Property and Casualty Insurance industry have grown 41% per year over the last three years.
  • Revenues for these companies have grown 7.4% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.K. Property and Casualty Insurance compare with similar industries?

GB Market0.52%
Financials0.57%
Insurance0.23%
Property and Casualty Insurance-1.38%
Reinsurance8.78%
Life and Health Insurance1.32%
Insurance Brokers0%0
General Insurance-0.15%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BEZ BeazleyUK£8.612.7%
+UK£131.3m		9.3%PE7x
HSX HiscoxUK£13.180.9%
+UK£35.7m		13.9%PE9.8x
LRE Lancashire HoldingsUK£6.541.1%
+UK£16.9m		-6.3%PE9.2x
SBRE Sabre Insurance GroupUK£1.410.9%
+UK£2.7m		-1.8%PE8.7x

Latest News

ADM
UK£31.82
Admiral Group
7D
-4.0%
1Y
13.6%
PGH
UK£3.16
Personal Group Holdings
7D
-13.2%
1Y
89.8%
LRE
UK£6.54
Lancashire Holdings
7D
1.1%
1Y
-6.3%

Earnings Working Against Lancashire Holdings Limited's (LON:LRE) Share Price

Sep 03
Earnings Working Against Lancashire Holdings Limited's (LON:LRE) Share Price
HSX
UK£13.18
Hiscox
7D
0.9%
1Y
13.9%

New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability

Analysts have modestly raised Hiscox’s price target to £14.64, citing increased confidence in sustainable earnings growth, improved underwriting discipline, and the success of its retail-focused strategy despite a challenging market environment. Analyst Commentary Bullish analysts highlight Hiscox's new retail strategy as a key differentiator, particularly as the large ticket reinsurance and commercial market environment is expected to soften.
BEZ
UK£8.61
Beazley
7D
2.7%
1Y
9.3%

Cyber And Climate Risks Will Shape Resilient Yet Uncertain Markets

The consensus price target for Beazley has been lowered, reflecting a notable decline in both future P/E and net profit margin expectations, resulting in a revised fair value of £10.04. What's in the News Completed share buyback of 25,700,000 shares (4.08% of outstanding) for $307.6 million.
SBRE
UK£1.41
Sabre Insurance Group
7D
0.9%
1Y
-1.8%

Sabre Insurance Group (LON:SBRE) Has Announced A Dividend Of £0.034

Aug 11
Sabre Insurance Group (LON:SBRE) Has Announced A Dividend Of £0.034