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U.K. (FTSE) Property and Casualty Insurance Industry Analysis

UpdatedJul 14, 2026
DataAggregated Company Financials
Companies6
  • 7D-0.05%
  • 3M8.2%
  • 1Y25.6%
  • YTDn/a

The Property and Casualty Insurance industry has stayed flat over the last week. The past year has been better, since the industry has gained 26% in that time. As for the next few years, earnings are expected to grow by 1.6% per annum.

Industry Valuation and Performance

Has the U.K. Property and Casualty Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 14 Jul 2026UK£26.7bUK£13.9bUK£2.1b12.5x12.4x1.9x
Thu, 11 Jun 2026UK£25.6bUK£13.9bUK£2.1b11.7x12x1.8x
Sat, 09 May 2026UK£24.4bUK£13.7bUK£2.1b11.5x11.5x1.8x
Mon, 06 Apr 2026UK£24.3bUK£14.0bUK£2.2b10.9x11.2x1.7x
Wed, 04 Mar 2026UK£23.1bUK£14.1bUK£2.2b10.4x10.3x1.6x
Fri, 30 Jan 2026UK£21.7bUK£13.7bUK£2.2b9.7x9.9x1.6x
Sun, 28 Dec 2025UK£21.1bUK£13.9bUK£2.2b9.8x9.5x1.5x
Tue, 25 Nov 2025UK£20.8bUK£14.2bUK£2.3b8.8x9.2x1.5x
Thu, 23 Oct 2025UK£21.8bUK£14.0bUK£2.2b9.7x9.8x1.6x
Sat, 20 Sep 2025UK£21.4bUK£13.9bUK£2.2b9.6x9.7x1.5x
Mon, 18 Aug 2025UK£21.9bUK£13.9bUK£2.2b9.7x9.9x1.6x
Wed, 16 Jul 2025UK£21.5bUK£13.4bUK£2.3b9.7x9.5x1.6x
Fri, 13 Jun 2025UK£25.7bUK£18.1bUK£2.4b9.5x10.8x1.4x
Sun, 11 May 2025UK£25.1bUK£18.3bUK£2.4b9.2x10.4x1.4x
Tue, 08 Apr 2025UK£22.2bUK£18.7bUK£2.5b10.3x9x1.2x
Thu, 06 Mar 2025UK£23.8bUK£17.5bUK£2.2b10.6x10.6x1.4x
Sat, 01 Feb 2025UK£22.6bUK£16.4bUK£2.7b11.2x8.5x1.4x
Mon, 30 Dec 2024UK£22.0bUK£16.3bUK£2.6b10.9x8.3x1.3x
Wed, 27 Nov 2024UK£19.6bUK£16.3bUK£2.6b6.8x7.4x1.2x
Fri, 25 Oct 2024UK£20.9bUK£16.1bUK£2.6b7.3x8.1x1.3x
Sun, 22 Sep 2024UK£21.6bUK£15.8bUK£2.5b7.7x8.5x1.4x
Tue, 20 Aug 2024UK£22.1bUK£15.9bUK£2.5b11.5x8.9x1.4x
Thu, 18 Jul 2024UK£20.9bUK£14.7bUK£2.2b12x9.7x1.4x
Sat, 15 Jun 2024UK£20.1bUK£14.9bUK£2.2b12.1x9.2x1.3x
Mon, 13 May 2024UK£21.3bUK£15.0bUK£2.2b12.2x9.6x1.4x
Wed, 10 Apr 2024UK£20.6bUK£14.9bUK£2.2b11.3x9.4x1.4x
Fri, 08 Mar 2024UK£21.1bUK£14.0bUK£3.0b7.4x6.9x1.5x
Sun, 04 Feb 2024UK£18.6bUK£11.9bUK£675.3m20.2x27.5x1.6x
Tue, 02 Jan 2024UK£19.4bUK£11.9bUK£672.4m21.9x28.8x1.6x
Thu, 30 Nov 2023UK£19.6bUK£11.9bUK£673.6m22x29.1x1.6x
Sat, 28 Oct 2023UK£17.7bUK£12.2bUK£693.3m19.8x25.6x1.5x
Mon, 25 Sep 2023UK£18.9bUK£12.1bUK£688.1m19.9x27.5x1.6x
Wed, 23 Aug 2023UK£17.7bUK£11.3bUK£736.2m19.5x24.1x1.6x
Fri, 21 Jul 2023UK£18.0bUK£10.6bUK£474.8m31.2x37.9x1.7x
Price to Earnings Ratio

37.9x


Total Market Cap: UK£18.0bTotal Earnings: UK£474.8mTotal Revenue: UK£10.6bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Property and Casualty Insurance Industry Price to Earnings3Y Average 13.8x202420252026
Current Industry PE
  • Investors are relatively neutral on the British Property and Casualty Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 13.8x.
  • The 3-year average PS ratio of 1.5x is lower than the industry's current PS ratio of 1.9x.
Past Earnings Growth
  • The earnings for companies in the Property and Casualty Insurance industry have grown 65% per year over the last three years.
  • Revenues for these companies have grown 9.4% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.K. Property and Casualty Insurance compare with similar industries?

GB Market-1.34%
Financials-1.43%
Insurance-0.16%
Property and Casualty Insurance-0.05%
Reinsurance2.95%
Life and Health Insurance1.31%
Insurance Brokers0%0
General Insurance-2.81%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ADM Admiral GroupUK£36.100.3%
+UK£36.6m		9.9%PE14.8x
PGH Personal Group HoldingsUK£4.055.2%
+UK£6.3m		40.6%PE17.5x
SBRE Sabre Insurance GroupUK£1.841.3%
+UK£5.9m		20.9%PE11.8x

Latest News

ADM
UK£36.10
Admiral Group
7D
0.3%
1Y
9.9%
Narrative Update • Jul 09

ADM: Future Returns Will Hinge On Motor Pricing Cycle And Margin Discipline

Analysts have nudged their fair value estimate for Admiral Group higher to about £34.35 from roughly £33.23. This reflects a mix of slightly adjusted revenue and margin assumptions alongside recent changes in Street price targets that now cluster in the mid £30 range.
HSX
UK£18.50
Hiscox
7D
-0.9%
1Y
48.0%
Narrative Update • Jul 08

HSX: Raised Price Expectations Will Likely Magnify Execution Risk

Analysts have nudged their fair value estimate for Hiscox higher to about £12 from roughly £11.44, reflecting recent upward revisions to Street price targets, including increases to £18.00 and £19.60, alongside a broader rebalancing of ratings. Analyst Commentary Recent commentary on Hiscox shows a mix of optimism and caution, with some bearish analysts flagging risks around how current pricing, execution and growth expectations line up with the latest fair value estimates.
PGH
UK£4.05
Personal Group Holdings
7D
5.2%
1Y
40.6%
SBRE
UK£1.84
Sabre Insurance Group
7D
1.3%
1Y
20.9%
Narrative Update • Jun 26

SBRE: Share Buybacks And Dividends Will Signal Excessive Future Risk

Analysts have adjusted their price target for Sabre Insurance Group to £1.52, compared with a prior fair value of £1.12, citing updates to assumptions on the discount rate, revenue growth, profit margin and future P/E. What’s in the News for Sabre Insurance Group Sabre Insurance Group plc commenced share repurchases on June 2, 2026, under a shareholder mandated program approved at the Annual General Meeting on May 21, 2026.
BEZ
UK£12.88
Beazley
7D
-0.08%
1Y
43.4%
Narrative Update • Jun 26

nan

Analysts have adjusted their price target for Beazley to £11.29 from £8.54, citing model updates that reflect revised assumptions for revenue growth, profit margins and the stock's future P/E multiple. What's in the News There are currently no recent news items for Beazley available from the provided sources.
LRE
UK£6.45
Lancashire Holdings
7D
-0.3%
1Y
7.0%
Narrative Update • Jun 16

LRE: Fair Value View Will Rely On Steady Earnings Power

Analysts have nudged their fair value estimate for Lancashire Holdings slightly higher to £6.66, citing recent reductions in published price targets from several firms while keeping core assumptions such as discount rate, revenue growth, profit margin and future P/E broadly unchanged. Analyst Commentary Bullish Takeaways Bullish analysts continue to see support for the revised £6.66 fair value estimate even after recent reductions in formal price targets, which implies that core assumptions around earnings power and P/E remain intact.