Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

U.K. (FTSE) Transaction and Payment Processing Services Industry Analysis

UpdatedFeb 16, 2026
DataAggregated Company Financials
Companies8
  • 7D-4.1%
  • 3M-1.8%
  • 1Y-15.4%
  • YTDn/a

Over the last 7 days, the Transaction and Payment Processing Services industry has dropped 4.1%, driven by a pullback from Wise of 4.2%. However, the industry is down 13% over the past year. Earnings are forecast to grow by 12% annually.

Industry Valuation and Performance

Has the U.K. Transaction and Payment Processing Services Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 16 Feb 2026UK£10.9bUK£4.3bUK£440.0m28.4x24.8x2.6x
Wed, 14 Jan 2026UK£10.6bUK£4.3bUK£440.2m25.6x24x2.5x
Fri, 12 Dec 2025UK£10.7bUK£4.3bUK£440.3m25.3x24.3x2.5x
Sun, 09 Nov 2025UK£11.3bUK£4.3bUK£443.2m24.5x25.6x2.6x
Tue, 07 Oct 2025UK£12.3bUK£4.2bUK£473.0m26.7x26x2.9x
Thu, 04 Sep 2025UK£13.6bUK£4.2bUK£458.9m25x29.6x3.3x
Sat, 02 Aug 2025UK£12.5bUK£4.2bUK£466.9m24.8x26.7x3x
Mon, 30 Jun 2025UK£12.7bUK£4.1bUK£466.8m25.2x27.2x3.1x
Wed, 28 May 2025UK£13.2bUK£4.0bUK£502.4m21x26.3x3.3x
Fri, 25 Apr 2025UK£11.6bUK£4.1bUK£502.4m19.3x23.1x2.9x
Sun, 23 Mar 2025UK£11.4bUK£4.0bUK£461.6m13.7x24.8x2.9x
Tue, 18 Feb 2025UK£13.0bUK£4.0bUK£468.7m16.3x27.7x3.3x
Thu, 16 Jan 2025UK£12.9bUK£4.0bUK£468.4m15.8x27.5x3.2x
Sat, 14 Dec 2024UK£11.7bUK£4.0bUK£468.7m17.5x25x2.9x
Mon, 11 Nov 2024UK£10.6bUK£4.0bUK£464.1m17.8x22.8x2.7x
Wed, 09 Oct 2024UK£8.7bUK£3.8bUK£388.1m16.6x22.4x2.3x
Fri, 06 Sep 2024UK£10.9bUK£4.1bUK£444.4m19x24.5x2.7x
Sun, 04 Aug 2024UK£10.9bUK£4.1bUK£445.6m19.4x24.4x2.7x
Tue, 02 Jul 2024UK£11.3bUK£4.1bUK£446.5m20.2x25.2x2.7x
Thu, 30 May 2024UK£12.3bUK£3.8bUK£303.6m24.1x40.4x3.2x
Sat, 27 Apr 2024UK£12.1bUK£3.8bUK£299.7m31.2x40.5x3.2x
Mon, 25 Mar 2024UK£14.0bUK£3.9bUK£375.8m31.5x37.1x3.6x
Wed, 21 Feb 2024UK£12.6bUK£3.9bUK£364.0m31.3x34.6x3.2x
Fri, 19 Jan 2024UK£12.8bUK£3.9bUK£359.7m32.2x35.6x3.3x
Sun, 17 Dec 2023UK£12.1bUK£3.9bUK£359.9m32x33.7x3.1x
Tue, 14 Nov 2023UK£11.0bUK£3.7bUK£263.2m31.2x41.8x3x
Thu, 12 Oct 2023UK£11.7bUK£3.6bUK£265.0m31x44.2x3.2x
Sat, 09 Sep 2023UK£11.1bUK£3.6bUK£272.9m31.5x40.8x3.1x
Mon, 07 Aug 2023UK£12.3bUK£3.7bUK£273.0m32.8x44.9x3.3x
Wed, 05 Jul 2023UK£10.2bUK£3.6bUK£235.6m37.4x43.4x2.8x
Fri, 02 Jun 2023UK£9.5bUK£3.4bUK£180.1m38.4x53x2.8x
Sun, 30 Apr 2023UK£9.4bUK£3.4bUK£174.3m39.1x53.7x2.7x
Tue, 28 Mar 2023UK£22.7bUK£6.2bUK£1.5b23.5x15.6x3.7x
Price to Earnings Ratio

15.6x


Total Market Cap: UK£22.7bTotal Earnings: UK£1.5bTotal Revenue: UK£6.2bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Transaction and Payment Processing Services Industry Price to Earnings3Y Average 32.2x202420252026
Current Industry PE
  • Investors are pessimistic on the British Transaction and Payment Processing Services industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 24.8x which is lower than its 3-year average PE of 32.2x.
  • The 3-year average PS ratio of 3.0x is higher than the industry's current PS ratio of 2.6x.
Past Earnings Growth
  • The earnings for companies in the Transaction and Payment Processing Services industry have declined 33% per year over the last three years,
  • Revenues have also declined 12% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.K. Transaction and Payment Processing Services compare with similar industries?

GB Market0.59%
Financials-4.03%
Diversified Financial-1.93%
Transaction and Payment Processing Services-4.10%
Specialized Finance0.55%
Other Diversified Financial Services0.52%
Multi-Sector Holdings0%0
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PCIP PCI-PALUK£0.570.9%
+UK£362.3k		-16.8%PE1007.3x

Latest News

CABP
UK£0.78
CAB Payments Holdings
7D
-0.1%
1Y
43.0%
EWG
UK£1.16
W.A.G payment solutions
7D
-7.2%
1Y
74.7%

EWG: Future P/E And Margins Will Guide Measured Multi Year Revenue Framework

Analysts have nudged their price target on W.A.G payment solutions higher, citing small adjustments to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. Taken together, these changes support a modest uplift in their £-denominated valuation framework.
PAY
UK£5.48
PayPoint
7D
0%
1Y
-23.8%

PAY: Index Removals Will Signal An Overpriced Future

Analysts have nudged their price target for PayPoint slightly higher to reflect updated assumptions for discount rate, revenue contraction, profit margins and future P/E. This points to a modest uplift in perceived valuation quality even though the headline fair value estimate in £ terms remains around £4.20.
FNX
UK£1.69
Fonix
7D
-4.2%
1Y
-24.4%
BOKU
UK£2.08
Boku
7D
-1.9%
1Y
26.8%

BOKU: Share Buyback And Margin Expansion Will Support Future Earnings Power

Analysts have trimmed their fair value estimate for Boku to £3.18 from £3.21, reflecting updated assumptions around slightly lower revenue growth and future P/E, partly offset by improved expected profit margins and a modestly reduced discount rate. What's in the News Boku issued earnings guidance for the fiscal year ending December 31, 2025, with total Group revenue expected at about US$128.5 million, compared with US$99.3 million for 2024, and described as ahead of market expectations (Key Developments).
WISE
UK£8.62
Wise
7D
-4.2%
1Y
-21.0%

WISE: Execution Risks Around Lower Future P/E Will Pressure Overvalued Shares

Analysts have raised their price target on Wise, now implying fair value of £7.60 per share compared with £7.50 previously. They cite updated assumptions around revenue growth, profitability and a lower future P/E multiple.
PCIP
UK£0.57
PCI-PAL
7D
0.9%
1Y
-16.8%