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U.K. (FTSE) Transaction and Payment Processing Services Industry Analysis

UpdatedApr 02, 2026
DataAggregated Company Financials
Companies8
  • 7D1.4%
  • 3M2.6%
  • 1Y-3.1%
  • YTDn/a

In the last week, the Transaction and Payment Processing Services industry is up 2.8%, with Wise up 1.8%. In the same time, CAB Payments Holdings was down 6.9%. However, the industry is down 3.7% over the past year. As for the next few years, earnings are expected to grow by 12% per annum.

Industry Valuation and Performance

Has the U.K. Transaction and Payment Processing Services Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 02 Apr 2026UK£11.4bUK£4.3bUK£438.7m21.4x25.9x2.6x
Sat, 28 Feb 2026UK£10.9bUK£4.3bUK£440.3m29.3x24.7x2.5x
Mon, 26 Jan 2026UK£12.1bUK£4.3bUK£440.0m27.8x27.6x2.8x
Wed, 24 Dec 2025UK£11.1bUK£4.3bUK£440.2m24.9x25.1x2.6x
Fri, 21 Nov 2025UK£11.0bUK£4.3bUK£443.3m25.8x24.9x2.6x
Sun, 19 Oct 2025UK£11.8bUK£4.2bUK£473.0m25.1x25.1x2.8x
Tue, 16 Sep 2025UK£13.7bUK£4.2bUK£465.7m27.8x29.4x3.3x
Thu, 14 Aug 2025UK£12.9bUK£4.1bUK£466.8m25.8x27.6x3.1x
Sat, 12 Jul 2025UK£13.2bUK£4.1bUK£466.8m26.3x28.2x3.2x
Mon, 09 Jun 2025UK£13.6bUK£4.0bUK£502.4m20.1x27.1x3.4x
Wed, 07 May 2025UK£12.3bUK£4.0bUK£502.4m20.6x24.5x3x
Fri, 04 Apr 2025UK£11.3bUK£4.0bUK£504.0m16.9x22.3x2.8x
Sun, 02 Mar 2025UK£11.9bUK£4.0bUK£469.0m16.3x25.3x3x
Tue, 28 Jan 2025UK£13.2bUK£4.0bUK£468.3m16.2x28.1x3.3x
Thu, 26 Dec 2024UK£12.9bUK£4.0bUK£468.8m17x27.6x3.3x
Sat, 23 Nov 2024UK£11.0bUK£4.0bUK£468.8m17.3x23.5x2.8x
Mon, 21 Oct 2024UK£9.5bUK£3.8bUK£388.4m18.7x24.4x2.5x
Wed, 18 Sep 2024UK£10.7bUK£4.2bUK£438.9m18.3x24.4x2.6x
Fri, 16 Aug 2024UK£11.3bUK£4.1bUK£445.3m20.5x25.4x2.8x
Sun, 14 Jul 2024UK£11.9bUK£4.1bUK£445.4m22x26.8x2.9x
Tue, 11 Jun 2024UK£12.9bUK£3.8bUK£303.8m23.1x42.5x3.4x
Thu, 09 May 2024UK£12.3bUK£3.8bUK£304.2m24.1x40.5x3.2x
Sat, 06 Apr 2024UK£13.6bUK£3.8bUK£299.0m32.9x45.6x3.6x
Mon, 04 Mar 2024UK£13.4bUK£3.9bUK£368.7m31.5x36.4x3.4x
Wed, 31 Jan 2024UK£12.4bUK£3.9bUK£359.7m31.8x34.6x3.2x
Fri, 29 Dec 2023UK£13.0bUK£3.9bUK£359.4m32.3x36.3x3.3x
Sun, 26 Nov 2023UK£11.8bUK£3.9bUK£360.4m32.1x32.8x3x
Tue, 24 Oct 2023UK£11.3bUK£3.7bUK£265.4m30.8x42.6x3.1x
Thu, 21 Sep 2023UK£11.4bUK£3.6bUK£266.3m31.3x42.7x3.1x
Sat, 19 Aug 2023UK£11.1bUK£3.7bUK£274.5m31.9x40.4x3x
Mon, 17 Jul 2023UK£11.3bUK£3.7bUK£274.8m33.5x41.2x3.1x
Wed, 14 Jun 2023UK£10.0bUK£3.4bUK£179.7m37.7x55.8x3x
Fri, 12 May 2023UK£9.4bUK£3.4bUK£174.6m38.4x54x2.8x
Sun, 09 Apr 2023UK£8.6bUK£3.4bUK£175.2m34.6x49.1x2.5x
Price to Earnings Ratio

49.1x


Total Market Cap: UK£8.6bTotal Earnings: UK£175.2mTotal Revenue: UK£3.4bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Transaction and Payment Processing Services Industry Price to Earnings3Y Average 32.1x202420252026
Current Industry PE
  • Investors are pessimistic on the British Transaction and Payment Processing Services industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 25.7x which is lower than its 3-year average PE of 32.1x.
  • The 3-year average PS ratio of 3.0x is higher than the industry's current PS ratio of 2.6x.
Past Earnings Growth
  • The earnings for companies in the Transaction and Payment Processing Services industry have grown 36% per year over the last three years.
  • Revenues for these companies have grown 8.2% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does U.K. Transaction and Payment Processing Services compare with similar industries?

GB Market2.42%
Financials3.13%
Diversified Financial0.74%
Transaction and Payment Processing Services1.40%
Other Diversified Financial Services1.46%
Multi-Sector Holdings0%0
Specialized Finance-2.13%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
WISE WiseUK£9.181.8%
+UK£162.6m		-6.7%PE24.1x
EWG W.A.G payment solutionsUK£1.100.9%
+UK£6.9m		61.3%PE426.5x
PAY PayPointUK£5.811.6%
+UK£5.5m		-16.1%PE21.4x
FNX FonixUK£1.581.9%
+UK£2.6m		-16.7%PE13.9x

Latest News

WISE
UK£9.18
Wise
7D
1.8%
1Y
-6.7%

WISE: Refreshed Assumptions Will Eventually Challenge Elevated Future P/E Expectations

Analysts have trimmed their average price target on Wise to around £12.25, citing updated fair value estimates, a slightly lower discount rate, and refreshed assumptions on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent Street research shows that not all experts are fully comfortable with Wise's current valuation or execution risks, even as some major banks maintain constructive views on the stock.
PAY
UK£5.81
PayPoint
7D
1.6%
1Y
-16.1%
FIN
UK£0.10
Finseta
7D
-6.8%
1Y
-66.9%
EWG
UK£1.10
W.A.G payment solutions
7D
0.9%
1Y
61.3%

EWG: Multi Year Guidance And Higher Margins Will Support Future Upside

Analysts have lifted their fair value estimate for W.A.G payment solutions from £1.28 to £1.33, pointing to tweaked assumptions around the discount rate, revenue growth, profit margin, and future P/E as key drivers of the change. What's in the News W.A.G payment solutions issued updated earnings guidance for the full years ending December 31, 2025 and 2026, giving investors a clearer view of expected net revenue over the next two years (company guidance).
CABP
UK£0.83
CAB Payments Holdings
7D
-6.5%
1Y
88.9%
BOKU
UK£1.69
Boku
7D
-0.9%
1Y
6.3%
FNX
UK£1.58
Fonix
7D
1.9%
1Y
-16.7%
PCIP
UK£0.48
PCI-PAL
7D
-4.9%
1Y
6.6%

Cloud Payment Security And Compliance Trends Will Support A Stronger Long Term Outlook

Catalysts About PCI-PAL PCI-PAL provides cloud based secure payment and data capture solutions for contact centers and unified communications environments. What are the underlying business or industry changes driving this perspective?