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U.K. (FTSE) Transaction and Payment Processing Services Industry Analysis

UpdatedOct 01, 2025
DataAggregated Company Financials
Companies8
  • 7D-3.5%
  • 3M-2.0%
  • 1Y46.4%
  • YTDn/a

Over the last 7 days, the Transaction and Payment Processing Services industry has dropped 3.5%, driven by Wise declining 7.9%. In contrast, PayPoint has gained 15%. Over the past 12 months, the industry was up 46%. Looking forward, earnings are forecast to grow by 7.4% annually.

Industry Valuation and Performance

Has the U.K. Transaction and Payment Processing Services Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 02 Oct 2025UK£12.8bUK£4.2bUK£465.9m27x27.4x3.1x
Sat, 30 Aug 2025UK£12.9bUK£4.2bUK£458.9m25.7x28.2x3.1x
Mon, 28 Jul 2025UK£12.6bUK£4.2bUK£466.9m25x26.9x3x
Wed, 25 Jun 2025UK£13.0bUK£4.1bUK£466.8m26.1x27.9x3.2x
Fri, 23 May 2025UK£13.0bUK£4.0bUK£502.4m20.7x25.8x3.2x
Sun, 20 Apr 2025UK£11.5bUK£4.1bUK£504.0m17.4x22.9x2.8x
Tue, 18 Mar 2025UK£11.0bUK£4.0bUK£463.7m14.5x23.8x2.8x
Thu, 13 Feb 2025UK£12.8bUK£4.0bUK£468.6m16.2x27.2x3.2x
Sat, 11 Jan 2025UK£13.1bUK£4.0bUK£468.5m16.2x28x3.3x
Mon, 09 Dec 2024UK£11.7bUK£4.0bUK£468.7m17x24.9x2.9x
Wed, 06 Nov 2024UK£10.1bUK£3.8bUK£387.0m19x26.2x2.6x
Fri, 04 Oct 2024UK£8.7bUK£3.8bUK£388.0m16.2x22.5x2.3x
Sun, 01 Sep 2024UK£11.4bUK£4.1bUK£444.6m20.4x25.6x2.8x
Tue, 30 Jul 2024UK£11.4bUK£4.1bUK£445.8m20.7x25.5x2.8x
Thu, 27 Jun 2024UK£11.2bUK£4.1bUK£446.7m19.9x25.1x2.7x
Sat, 25 May 2024UK£12.5bUK£3.8bUK£303.4m24.1x41.1x3.3x
Mon, 22 Apr 2024UK£12.3bUK£3.8bUK£300.1m31x41x3.2x
Wed, 20 Mar 2024UK£13.6bUK£3.9bUK£369.2m31.8x36.8x3.5x
Fri, 16 Feb 2024UK£12.6bUK£3.9bUK£364.1m31.2x34.7x3.2x
Sun, 14 Jan 2024UK£13.1bUK£3.9bUK£359.5m32.3x36.3x3.3x
Tue, 12 Dec 2023UK£12.3bUK£3.9bUK£360.5m31.8x34x3.1x
Thu, 09 Nov 2023UK£10.9bUK£3.7bUK£264.2m31.3x41.3x3x
Sat, 07 Oct 2023UK£11.4bUK£3.6bUK£265.3m31x43x3.1x
Mon, 04 Sep 2023UK£11.0bUK£3.7bUK£275.3m31.6x40x3x
Wed, 02 Aug 2023UK£12.5bUK£3.7bUK£272.9m32.9x45.6x3.4x
Fri, 30 Jun 2023UK£10.4bUK£3.6bUK£236.3m36.5x44.2x2.9x
Sun, 28 May 2023UK£9.2bUK£3.4bUK£181.3m38.4x50.5x2.7x
Tue, 25 Apr 2023UK£9.5bUK£3.4bUK£175.1m38.6x54.2x2.8x
Price to Earnings Ratio

15.6x


Total Market Cap: UK£22.9bTotal Earnings: UK£1.5bTotal Revenue: UK£6.2bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Transaction and Payment Processing Services Industry Price to Earnings3Y Average 33.2x20242025
Current Industry PE
  • Investors are pessimistic on the British Transaction and Payment Processing Services industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 27.4x which is lower than its 3-year average PE of 33.3x.
  • The industry is trading close to its 3-year average PS ratio of 3.0x.
Past Earnings Growth
  • The earnings for companies in the Transaction and Payment Processing Services industry have declined 32% per year over the last three years,
  • Revenues have also declined 12% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.K. Transaction and Payment Processing Services compare with similar industries?

GB Market1.54%
Financials1.23%
Diversified Financial-1.67%
Transaction and Payment Processing Services-3.46%
Multi-Sector Holdings0%0
Other Diversified Financial Services-0.079%
Specialized Finance-3.11%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PAY PayPointUK£7.4615.1%
+UK£67.7m		12.3%PE26.9x
CABP CAB Payments HoldingsUK£0.520.8%
+UK£1.0m		-49.0%PE21x

Latest News

PAY
UK£7.46
PayPoint
7D
15.1%
1Y
12.3%
FIN
UK£0.15
Finseta
7D
-3.8%
1Y
-59.5%
FNX
UK£2.02
Fonix
7D
-6.3%
1Y
-12.4%
EWG
UK£0.94
W.A.G payment solutions
7D
-4.1%
1Y
14.6%
WISE
UK£10.07
Wise
7D
-7.9%
1Y
53.5%

Global Fee Competition And Rising Costs Will Erode Margins

Analysts remain constructive on Wise due to strong platform growth potential, stabilizing customer acquisition, and efficiency-driven pricing, supporting positive sentiment and Overweight/Buy ratings, with the consensus price target seeing a slight upward revision from £11.83 to £11.94. Analyst Commentary Slight reduction in price targets reflects tempered expectations for near-term upside, despite continued positive outlook.
BOKU
UK£2.05
Boku
7D
-10.9%
1Y
30.2%
CABP
UK£0.52
CAB Payments Holdings
7D
0.8%
1Y
-49.0%