DashboardPortfoliosWatchlistCommunityDiscoverScreener
NOT FOR DISTRIBUTION
Loading...
  • Stocks
  • /
  • Diversified Financials
Updated 1m ago
PCIP logo

PCI-PAL PLCAIM:PCIP Stock Report

Market Cap UK£50.0m
Updated 1m ago
Share Price
n/a
1Y38.8%
7D0.7%
1D3.6%
Portfolio Value
​
View

PCI-PAL PLC

AIM:PCIP Stock Report

Market Cap: UK£50.0m

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

PCI-PAL (PCIP) Stock Overview

Through its subsidiaries, engages in the provision of payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, the United States, Canada, rest of Europe, and the Asia Pacific. More details

PCIP fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance0/6
Financial Health2/6
Dividends0/6

Rewards

Revenue is forecast to grow 10.38% per year

Risk Analysis

Negative shareholders equity

Does not have a meaningful market cap (£52M)

Currently unprofitable and not forecast to become profitable over the next 3 years


PCIP Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

AN
AnalystConsensusTarget
43.8% undervalued intrinsic discount
AnalystConsensusTarget
•6mo ago

Cloud Payment Security And Compliance Trends Will Support A Stronger Long Term Outlook

18
0
1

Top Analyst Narratives

PCIP logo
PCI-PAL
43.8% undervalued intrinsic discount

Cloud Payment Security And Compliance Trends Will Support A Stronger Long Term Outlook

View narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget
Published 10 Mar
Read Narrative
View all narratives

PCI-PAL PLC Competitors

Fonix

Symbol: AIM:FNX
Market cap: UK£166.9m

CAB Payments Holdings

Symbol: LSE:CABP
Market cap: UK£209.2m

PayPoint

Symbol: LSE:PAY
Market cap: UK£373.8m

Boku

Symbol: AIM:BOKU
Market cap: UK£357.8m

Price History & Performance

Summary of share price highs, lows and changes for PCI-PAL
Historical stock prices
Current Share PriceUK£0.71
52 Week HighUK£0.74
52 Week LowUK£0.42
Beta0.64
1 Month Change14.40%
3 Month Change57.14%
1 Year Change38.83%
3 Year Change45.92%
5 Year Change-5.30%
Change since IPO150.88%

Recent News & Updates

Recent updates

User avatar
New Narrative • Mar 10

Cloud Payment Security And Compliance Trends Will Support A Stronger Long Term Outlook

Catalysts About PCI-PAL PCI-PAL provides cloud based secure payment and data capture solutions for contact centers and unified communications environments. What are the underlying business or industry changes driving this perspective?
Analysis Article • Jun 11

PCI-PAL PLC (LON:PCIP) Could Be Riskier Than It Looks

It's not a stretch to say that PCI-PAL PLC's ( LON:PCIP ) price-to-sales (or "P/S") ratio of 1.9x right now seems quite...
Analysis Article • Mar 07

PCI-PAL PLC (LON:PCIP) Screens Well But There Might Be A Catch

There wouldn't be many who think PCI-PAL PLC's ( LON:PCIP ) price-to-sales (or "P/S") ratio of 2x is worth a mention...
Analysis Article • Nov 16

PCI-PAL PLC (LON:PCIP) Looks Just Right With A 34% Price Jump

PCI-PAL PLC ( LON:PCIP ) shareholders would be excited to see that the share price has had a great month, posting a 34...
Analysis Article • May 23

A Piece Of The Puzzle Missing From PCI-PAL PLC's (LON:PCIP) Share Price

There wouldn't be many who think PCI-PAL PLC's ( LON:PCIP ) price-to-sales (or "P/S") ratio of 2.9x is worth a mention...
Analysis Article • Feb 07

Some Confidence Is Lacking In PCI-PAL PLC (LON:PCIP) As Shares Slide 25%

The PCI-PAL PLC ( LON:PCIP ) share price has softened a substantial 25% over the previous 30 days, handing back much of...
Analysis Article • Nov 16

Lacklustre Performance Is Driving PCI-PAL PLC's (LON:PCIP) Low P/S

PCI-PAL PLC's ( LON:PCIP ) price-to-sales (or "P/S") ratio of 1.7x may look like a pretty appealing investment...
Analysis Article • Oct 20

PCI-PAL PLC's (LON:PCIP) CEO Looks Like They Deserve Their Pay Packet

The performance at PCI-PAL PLC ( LON:PCIP ) has been quite strong recently and CEO James Barham has played a role in...
Analysis Article • Apr 09

We Think PCI-PAL (LON:PCIP) Can Easily Afford To Drive Business Growth

We can readily understand why investors are attracted to unprofitable companies. For example, although Amazon.com made...
Analysis Article • Mar 09

Is PCI-PAL (LON:PCIP) Using Too Much Debt?

Warren Buffett famously said, 'Volatility is far from synonymous with risk.' When we think about how risky a company...
Analysis Article • Dec 29

Is PCI-PAL PLC (LON:PCIP) Potentially Undervalued?

PCI-PAL PLC ( LON:PCIP ), might not be a large cap stock, but it received a lot of attention from a substantial price...
Analysis Article • Nov 24

PCI-PAL (LON:PCIP) Has Debt But No Earnings; Should You Worry?

The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...

Shareholder Returns

PCIPGB Diversified FinancialGB Market
7D0.7%0.1%-0.3%
1Y38.8%7.2%15.8%

Return vs Industry: PCIP exceeded the UK Diversified Financial industry which returned 7.2% over the past year.

Return vs Market: PCIP exceeded the UK Market which returned 15.8% over the past year.

Price Volatility

Is PCIP's price volatile compared to industry and market?
PCIP volatility
PCIP Average Weekly Movement6.2%
Diversified Financial Industry Average Movement3.9%
Market Average Movement4.9%
10% most volatile stocks in GB Market10.8%
10% least volatile stocks in GB Market2.6%

Stable Share Price: PCIP has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: PCIP's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1999126James Barhamwww.pcipal.com

PCI-PAL PLC, through its subsidiaries, engages in the provision of payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, the United States, Canada, rest of Europe, and the Asia Pacific. It offers data secure payment card authorizations for call center operations; and Agent Assist, a PCI compliant solution for agents on live calls to enhance contact center customer experience. The company also provides PCI Pal Digital Payments, a solution that offers secure multi-payment methods with digital payments for contact centres; PCI Pal interactive voice recognition and intelligent virtual assistant/agent payments solution that enables customers to make payments 24/7; and Speech Recognition solution, detects primary speaker even in noisy environments, discerning languages, accents, and regional dialects with high precision.

PCI-PAL PLC Fundamentals Summary

How do PCI-PAL's earnings and revenue compare to its market cap?
PCIP fundamental statistics
Market capUK£49.99m
Earnings (TTM)-UK£491.00k
Revenue (TTM)UK£23.21m
2.2x
P/S Ratio
-105.5x
P/E Ratio

Is PCIP overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PCIP income statement (TTM)
RevenueUK£23.21m
Cost of RevenueUK£2.72m
Gross ProfitUK£20.49m
Other ExpensesUK£20.98m
Earnings-UK£491.00k

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

Sep 22, 2026

Earnings per share (EPS)-0.0068
Gross Margin88.28%
Net Profit Margin-2.12%
Debt/Equity Ratio0%

How did PCIP perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/21 18:05
End of Day Share Price 2026/09/21 00:00
Earnings2025/12/31
Annual Earnings2025/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PCI-PAL PLC is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Hayley PalmerCanaccord Genuity
Andrew Murray DarleyCavendish
Michael HillCavendish

Make Better Investing Decisions Anywhere

Scan to download
Open AppStoreOpen Google Play
Chrome Web Store
Level 5, 320 Pitt Street, Sydney
Financial Data provided by S&P Global Market Intelligence LLC, analysis provided by Simply Wall Street Pty Ltd. Copyright © 2026, S&P Global Market Intelligence LLC. All rights reserved.
View Data Sources
Markets
  • US: NYSE & NASDAQ
  • UK: FTSE
  • Australia: ASX
  • India: NIFTY
  • Canada: TSX
  • South Africa: JSE
  • Japan: NIKKEI
  • South Korea: KOSPI
  • Germany: DAX
Investing Ideas
  • Undervalued Companies
  • Dividend Powerhouses
  • Insider Buying
  • Nuclear Energy
  • Autonomous Vehicles
  • Artificial Intelligence
  • Crypto and Blockchain
  • Cybersecurity
  • More ideas
Stock Communities
  • AstraZeneca
  • HSBC Holdings
  • Shell
  • Unilever
  • Diageo
  • Rio Tinto Group
  • RELX
  • BP
  • Barclays
Features & Tools
  • Portfolio Tracker
  • Stock Screener & Alerts
  • Narratives & Fair Values
  • Dividend Calculator
News & Discovery
  • Latest Stock News
  • Global Market Insights
  • The Foxhole
  • Investing Ideas
  • Community Narratives
  • What's New
Simply Wall St
  • Plans & Pricing
  • Advertising
  • About Us
  • Contact Us
  • Careers
  • Help Center
  • Learn Stock Investing
  • Affiliate Program
  • Business & Enterprise
  • Charlie AI
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.
© 2026 Simply Wall Street Pty Ltd, US Design Patent #29/544/281, Community and European Design Registration #2845206
  • Terms and Conditions
  • Privacy Policy
  • AI Terms
  • Financial Services Guide