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Finseta PlcAIM:FIN Stock Report

Market Cap UK£8.7m
Share Price
UK£0.15
My Fair Value
UK£0.45
66.7% undervalued intrinsic discount
1Y-59.5%
7D-8.5%
Portfolio Value
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Finseta Plc

AIM:FIN Stock Report

Market Cap: UK£8.7m

Finseta (FIN) Stock Overview

A foreign exchange and payment company, engages in the provision of multi-currency accounts to businesses and individuals. More details

FIN fundamental analysis
Snowflake Score
Valuation1/6
Future Growth5/6
Past Performance2/6
Financial Health5/6
Dividends0/6

Rewards

Earnings are forecast to grow 98.07% per year

Risk Analysis

Highly volatile share price over the past 3 months compared to the UK market

Does not have a meaningful market cap (£9M)

Profit margins (2.7%) are lower than last year (23%)


FIN Community Fair Values

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See what 8 others think this stock is worth. Follow their fair value or set your own to get alerts.

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Finseta Plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for Finseta
Historical stock prices
Current Share PriceUK£0.15
52 Week HighUK£0.45
52 Week LowUK£0.14
Beta1.46
1 Month Change-34.78%
3 Month Change-52.38%
1 Year Change-59.46%
3 Year Change122.22%
5 Year Changen/a
Change since IPO-75.61%

Recent News & Updates

Not Many Are Piling Into Finseta Plc (LON:FIN) Stock Yet As It Plummets 37%

Sep 12
Not Many Are Piling Into Finseta Plc (LON:FIN) Stock Yet As It Plummets 37%

Investors Give Finseta Plc (LON:FIN) Shares A 25% Hiding

Jul 10
Investors Give Finseta Plc (LON:FIN) Shares A 25% Hiding

Recent updates

Not Many Are Piling Into Finseta Plc (LON:FIN) Stock Yet As It Plummets 37%

Sep 12
Not Many Are Piling Into Finseta Plc (LON:FIN) Stock Yet As It Plummets 37%

Investors Give Finseta Plc (LON:FIN) Shares A 25% Hiding

Jul 10
Investors Give Finseta Plc (LON:FIN) Shares A 25% Hiding

Market Participants Recognise Finseta Plc's (LON:FIN) Earnings Pushing Shares 30% Higher

May 07
Market Participants Recognise Finseta Plc's (LON:FIN) Earnings Pushing Shares 30% Higher

Take Care Before Diving Into The Deep End On Finseta Plc (LON:FIN)

Dec 05
Take Care Before Diving Into The Deep End On Finseta Plc (LON:FIN)

Finseta Plc (LON:FIN) Soars 27% But It's A Story Of Risk Vs Reward

Aug 22
Finseta Plc (LON:FIN) Soars 27% But It's A Story Of Risk Vs Reward

Shareholder Returns

FINGB Diversified FinancialGB Market
7D-8.5%-3.4%2.2%
1Y-59.5%29.3%13.4%

Return vs Industry: FIN underperformed the UK Diversified Financial industry which returned 31% over the past year.

Return vs Market: FIN underperformed the UK Market which returned 12.8% over the past year.

Price Volatility

Is FIN's price volatile compared to industry and market?
FIN volatility
FIN Average Weekly Movement11.0%
Diversified Financial Industry Average Movement4.5%
Market Average Movement4.7%
10% most volatile stocks in GB Market10.7%
10% least volatile stocks in GB Market2.5%

Stable Share Price: FIN's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: FIN's weekly volatility (11%) has been stable over the past year, but is still higher than 75% of UK stocks.

About the Company

FoundedEmployeesCEOWebsite
201043James Hickmanwww.finseta.com

Finseta Plc, a foreign exchange and payment company, engages in the provision of multi-currency accounts to businesses and individuals. The company offers international payment, currency management, and electronic account services using its proprietary cloud-based multi-currency payments platform. It also provides Finseta Mastercard, a corporate card.

Finseta Plc Fundamentals Summary

How do Finseta's earnings and revenue compare to its market cap?
FIN fundamental statistics
Market capUK£8.70m
Earnings (TTM)UK£334.26k
Revenue (TTM)UK£12.16m
26.0x
P/E Ratio
0.7x
P/S Ratio

Is FIN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FIN income statement (TTM)
RevenueUK£12.16m
Cost of RevenueUK£4.35m
Gross ProfitUK£7.81m
Other ExpensesUK£7.48m
EarningsUK£334.26k

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.0058
Gross Margin64.25%
Net Profit Margin2.75%
Debt/Equity Ratio70.0%

How did FIN perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/03 15:15
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Finseta Plc is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Vivek RajaShore Capital Group Ltd