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Finseta AIM:FIN Stock Report

Last Price

UK£0.34

Market Cap

UK£19.5m

7D

0%

1Y

41.7%

Updated

22 Dec, 2024

Data

Company Financials +

Finseta Plc

AIM:FIN Stock Report

Market Cap: UK£19.5m

FIN Stock Overview

A foreign exchange and payment company, engages in the provision of multi-currency accounts to businesses and individuals. More details

FIN fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance3/6
Financial Health5/6
Dividends0/6

Rewards

Price-To-Earnings ratio (7.7x) is below the UK market (16x)

Earnings are forecast to grow 12.07% per year

Became profitable this year

Trading at good value compared to peers and industry

Risk Analysis

High level of non-cash earnings

Does not have a meaningful market cap (£20M)


My Notes

Capture your thoughts, links and company narrative

Finseta Plc Competitors

Fonix

AIM:FNX

UK£223.9m

CAB Payments Holdings

LSE:CABP

UK£167.2m

PayPoint

LSE:PAY

UK£542.6m

Boku

AIM:BOKU

UK£545.5m

Price History & Performance

Summary of share price highs, lows and changes for Finseta
Historical stock prices
Current Share PriceUK£0.34
52 Week HighUK£0.44
52 Week LowUK£0.22
Beta1.61
1 Month Change-8.11%
3 Month Change-10.53%
1 Year Change41.67%
3 Year Change19.30%
5 Year Changen/a
Change since IPO-44.72%

Recent News & Updates

Take Care Before Diving Into The Deep End On Finseta Plc (LON:FIN)

Dec 05
Take Care Before Diving Into The Deep End On Finseta Plc (LON:FIN)

Finseta Plc (LON:FIN) Soars 27% But It's A Story Of Risk Vs Reward

Aug 22
Finseta Plc (LON:FIN) Soars 27% But It's A Story Of Risk Vs Reward

Recent updates

Take Care Before Diving Into The Deep End On Finseta Plc (LON:FIN)

Dec 05
Take Care Before Diving Into The Deep End On Finseta Plc (LON:FIN)

Finseta Plc (LON:FIN) Soars 27% But It's A Story Of Risk Vs Reward

Aug 22
Finseta Plc (LON:FIN) Soars 27% But It's A Story Of Risk Vs Reward

Shareholder Returns

FINGB Diversified FinancialGB Market
7D0%2.1%-2.6%
1Y41.7%4.5%2.4%

Return vs Industry: FIN exceeded the UK Diversified Financial industry which returned 4.5% over the past year.

Return vs Market: FIN exceeded the UK Market which returned 2.4% over the past year.

Price Volatility

Is FIN's price volatile compared to industry and market?
FIN volatility
FIN Average Weekly Movement3.9%
Diversified Financial Industry Average Movement4.8%
Market Average Movement4.8%
10% most volatile stocks in GB Market10.7%
10% least volatile stocks in GB Market2.6%

Stable Share Price: FIN has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: FIN's weekly volatility has decreased from 9% to 4% over the past year.

About the Company

FoundedEmployeesCEOWebsite
201034James Hickmanwww.finseta.com

Finseta Plc, a foreign exchange and payment company, engages in the provision of multi-currency accounts to businesses and individuals. It offers international payment, currency management, and electronic account services using its proprietary cloud-based multi-currency payments platform. The company was formerly known as Cornerstone FS plc and changed its name to Finseta Plc in May 2024.

Finseta Plc Fundamentals Summary

How do Finseta's earnings and revenue compare to its market cap?
FIN fundamental statistics
Market capUK£19.52m
Earnings (TTM)UK£2.55m
Revenue (TTM)UK£11.11m

7.7x

P/E Ratio

1.8x

P/S Ratio

Is FIN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FIN income statement (TTM)
RevenueUK£11.11m
Cost of RevenueUK£3.86m
Gross ProfitUK£7.25m
Other ExpensesUK£4.70m
EarningsUK£2.55m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.044
Gross Margin65.23%
Net Profit Margin22.96%
Debt/Equity Ratio95.5%

How did FIN perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 02:08
End of Day Share Price 2024/12/20 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Finseta Plc is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Vivek RajaShore Capital Group Ltd