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Orchard Funding Group plcAIM:ORCH Stock Report

Market Cap UK£12.4m
Share Price
UK£0.58
UK£0.82
29.3% undervalued intrinsic discount
1Y58.9%
7D3.6%
Portfolio Value
View

Orchard Funding Group plc

AIM:ORCH Stock Report

Market Cap: UK£12.4m

Orchard Funding Group (ORCH) Stock Overview

Through its subsidiaries, offers insurance premium finance, professional fee funding, finance, and secured property lending services in the United Kingdom. More details

ORCH fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance5/6
Financial Health3/6
Dividends3/6

ORCH Community Fair Values

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Orchard Funding Group plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for Orchard Funding Group
Historical stock prices
Current Share PriceUK£0.58
52 Week HighUK£0.69
52 Week LowUK£0.34
Beta-0.24
1 Month Change3.57%
3 Month Change-3.33%
1 Year Change58.90%
3 Year Change36.47%
5 Year Change16.00%
Change since IPO-40.21%

Recent News & Updates

Does Orchard Funding Group (LON:ORCH) Deserve A Spot On Your Watchlist?

Oct 02
Does Orchard Funding Group (LON:ORCH) Deserve A Spot On Your Watchlist?

Recent updates

Does Orchard Funding Group (LON:ORCH) Deserve A Spot On Your Watchlist?

Oct 02
Does Orchard Funding Group (LON:ORCH) Deserve A Spot On Your Watchlist?

Even With A 26% Surge, Cautious Investors Are Not Rewarding Orchard Funding Group plc's (LON:ORCH) Performance Completely

May 28
Even With A 26% Surge, Cautious Investors Are Not Rewarding Orchard Funding Group plc's (LON:ORCH) Performance Completely

If EPS Growth Is Important To You, Orchard Funding Group (LON:ORCH) Presents An Opportunity

May 24
If EPS Growth Is Important To You, Orchard Funding Group (LON:ORCH) Presents An Opportunity

Orchard Funding Group plc (LON:ORCH) Stock Rockets 33% But Many Are Still Ignoring The Company

Apr 01
Orchard Funding Group plc (LON:ORCH) Stock Rockets 33% But Many Are Still Ignoring The Company

Even With A 33% Surge, Cautious Investors Are Not Rewarding Orchard Funding Group plc's (LON:ORCH) Performance Completely

Apr 01
Even With A 33% Surge, Cautious Investors Are Not Rewarding Orchard Funding Group plc's (LON:ORCH) Performance Completely

Potential Upside For Orchard Funding Group plc (LON:ORCH) Not Without Risk

Dec 12
Potential Upside For Orchard Funding Group plc (LON:ORCH) Not Without Risk

Positive Sentiment Still Eludes Orchard Funding Group plc (LON:ORCH) Following 30% Share Price Slump

Aug 07
Positive Sentiment Still Eludes Orchard Funding Group plc (LON:ORCH) Following 30% Share Price Slump

Investors Give Orchard Funding Group plc (LON:ORCH) Shares A 30% Hiding

Aug 07
Investors Give Orchard Funding Group plc (LON:ORCH) Shares A 30% Hiding

Investors Don't See Light At End Of Orchard Funding Group plc's (LON:ORCH) Tunnel And Push Stock Down 27%

Mar 19
Investors Don't See Light At End Of Orchard Funding Group plc's (LON:ORCH) Tunnel And Push Stock Down 27%

Take Care Before Jumping Onto Orchard Funding Group plc (LON:ORCH) Even Though It's 38% Cheaper

Feb 03
Take Care Before Jumping Onto Orchard Funding Group plc (LON:ORCH) Even Though It's 38% Cheaper

Orchard Funding Group (LON:ORCH) Has Affirmed Its Dividend Of £0.01

Apr 09
Orchard Funding Group (LON:ORCH) Has Affirmed Its Dividend Of £0.01

Orchard Funding Group (LON:ORCH) Has Announced A Dividend Of UK£0.01

Apr 28
Orchard Funding Group (LON:ORCH) Has Announced A Dividend Of UK£0.01

Orchard Funding Group (LON:ORCH) Has Affirmed Its Dividend Of UK£0.02

Nov 25
Orchard Funding Group (LON:ORCH) Has Affirmed Its Dividend Of UK£0.02

Orchard Funding Group (LON:ORCH) Will Pay A Dividend Of UK£0.02

Oct 29
Orchard Funding Group (LON:ORCH) Will Pay A Dividend Of UK£0.02

Is Orchard Funding Group plc's (LON:ORCH) 5.7% Dividend Sustainable?

May 06
Is Orchard Funding Group plc's (LON:ORCH) 5.7% Dividend Sustainable?

Read This Before Buying Orchard Funding Group plc (LON:ORCH) For Its Dividend

Jan 27
Read This Before Buying Orchard Funding Group plc (LON:ORCH) For Its Dividend

Here's Why We're Wary Of Buying Orchard Funding Group's (LON:ORCH) For Its Upcoming Dividend

Dec 06
Here's Why We're Wary Of Buying Orchard Funding Group's (LON:ORCH) For Its Upcoming Dividend

Shareholder Returns

ORCHGB Diversified FinancialGB Market
7D3.6%4.2%1.2%
1Y58.9%22.8%28.9%

Return vs Industry: ORCH exceeded the UK Diversified Financial industry which returned 22.8% over the past year.

Return vs Market: ORCH exceeded the UK Market which returned 28.9% over the past year.

Price Volatility

Is ORCH's price volatile compared to industry and market?
ORCH volatility
ORCH Average Weekly Movement3.3%
Diversified Financial Industry Average Movement4.8%
Market Average Movement5.7%
10% most volatile stocks in GB Market12.0%
10% least volatile stocks in GB Market3.2%

Stable Share Price: ORCH has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: ORCH's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
200223Ravi Takharwww.orchardfundinggroupplc.com

Orchard Funding Group plc, through its subsidiaries, offers insurance premium finance, professional fee funding, finance, and secured property lending services in the United Kingdom. It operates in two segments, Standard Lending and Toyota Products. The company provides finance to businesses and consumers for spreading the cost of their insurance premiums; and professional customized fee funding solutions to accounting firms, professionals, and small businesses to provide extended credit to their business clients.

Orchard Funding Group plc Fundamentals Summary

How do Orchard Funding Group's earnings and revenue compare to its market cap?
ORCH fundamental statistics
Market capUK£12.39m
Earnings (TTM)UK£3.07m
Revenue (TTM)UK£8.82m
4.0x
P/E Ratio
1.4x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ORCH income statement (TTM)
RevenueUK£8.82m
Cost of RevenueUK£483.00k
Gross ProfitUK£8.34m
Other ExpensesUK£5.27m
EarningsUK£3.07m

Last Reported Earnings

Jul 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.14
Gross Margin94.52%
Net Profit Margin34.77%
Debt/Equity Ratio152.7%

How did ORCH perform over the long term?

See historical performance and comparison

Dividends

3.4%
Current Dividend Yield
14%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/20 00:31
End of Day Share Price 2026/04/20 00:00
Earnings2025/07/31
Annual Earnings2025/07/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Orchard Funding Group plc is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brendan D’SouzaAllenby Capital Limited