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Distribution Finance Capital Holdings plcAIM:DFCH Stock Report

Market Cap UK£88.5m
Share Price
UK£0.54
My Fair Value
UK£0.85
36.5% undervalued intrinsic discount
1Y80.0%
7D-1.8%
Portfolio Value
View

Distribution Finance Capital Holdings plc

AIM:DFCH Stock Report

Market Cap: UK£88.5m

Distribution Finance Capital Holdings (DFCH) Stock Overview

An investment holding company, engages in personal savings and commercial lending banking business in the United Kingdom. More details

DFCH fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends0/6

DFCH Community Fair Values

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Distribution Finance Capital Holdings plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for Distribution Finance Capital Holdings
Historical stock prices
Current Share PriceUK£0.54
52 Week HighUK£0.57
52 Week LowUK£0.28
Beta0.91
1 Month Change18.68%
3 Month Change38.46%
1 Year Change80.00%
3 Year Change96.36%
5 Year Change-1.82%
Change since IPO-54.04%

Recent News & Updates

Improved Earnings Required Before Distribution Finance Capital Holdings plc (LON:DFCH) Shares Find Their Feet

Jul 10
Improved Earnings Required Before Distribution Finance Capital Holdings plc (LON:DFCH) Shares Find Their Feet

Recent updates

Improved Earnings Required Before Distribution Finance Capital Holdings plc (LON:DFCH) Shares Find Their Feet

Jul 10
Improved Earnings Required Before Distribution Finance Capital Holdings plc (LON:DFCH) Shares Find Their Feet

Earnings Working Against Distribution Finance Capital Holdings plc's (LON:DFCH) Share Price

Apr 03
Earnings Working Against Distribution Finance Capital Holdings plc's (LON:DFCH) Share Price

Improved Earnings Required Before Distribution Finance Capital Holdings plc (LON:DFCH) Stock's 26% Jump Looks Justified

Dec 12
Improved Earnings Required Before Distribution Finance Capital Holdings plc (LON:DFCH) Stock's 26% Jump Looks Justified

Distribution Finance Capital Holdings plc (LON:DFCH) Stock Rockets 33% But Many Are Still Ignoring The Company

May 22
Distribution Finance Capital Holdings plc (LON:DFCH) Stock Rockets 33% But Many Are Still Ignoring The Company

Distribution Finance Capital Holdings plc (LON:DFCH): When Will It Breakeven?

Feb 27
Distribution Finance Capital Holdings plc (LON:DFCH): When Will It Breakeven?

Shareholder Returns

DFCHGB Diversified FinancialGB Market
7D-1.8%-3.4%2.2%
1Y80.0%29.3%13.4%

Return vs Industry: DFCH exceeded the UK Diversified Financial industry which returned 29.3% over the past year.

Return vs Market: DFCH exceeded the UK Market which returned 13.4% over the past year.

Price Volatility

Is DFCH's price volatile compared to industry and market?
DFCH volatility
DFCH Average Weekly Movement6.6%
Diversified Financial Industry Average Movement4.5%
Market Average Movement4.7%
10% most volatile stocks in GB Market10.8%
10% least volatile stocks in GB Market2.4%

Stable Share Price: DFCH has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: DFCH's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2016137Carl D'Ammassawww.dfcapital-investors.com

Distribution Finance Capital Holdings plc, an investment holding company, engages in personal savings and commercial lending banking business in the United Kingdom. The company offers working capital funding solutions to dealers and manufacturers. It serves the agricultural, automotive, industrial, transport, motorhomes and caravans, lodges and holiday homes, marine, motorcycle, specialist cars, and wholesale sectors.

Distribution Finance Capital Holdings plc Fundamentals Summary

How do Distribution Finance Capital Holdings's earnings and revenue compare to its market cap?
DFCH fundamental statistics
Market capUK£88.52m
Earnings (TTM)UK£13.90m
Revenue (TTM)UK£49.10m
6.4x
P/E Ratio
1.8x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DFCH income statement (TTM)
RevenueUK£49.10m
Cost of RevenueUK£1.73m
Gross ProfitUK£47.37m
Other ExpensesUK£33.47m
EarningsUK£13.90m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.085
Gross Margin96.47%
Net Profit Margin28.30%
Debt/Equity Ratio9.4%

How did DFCH perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/05 04:55
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Distribution Finance Capital Holdings plc is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ian GordonInvestec Bank plc (UK)
Robert SageMacquarie Research
James AllenPanmure Liberum