Announcement • Jul 28
TruFin plc Announces Special Dividend, Payable on 28 August 2026 TruFin plc announced that following the announcement by the Company of the result of the Tender Offer on 27 July 2026, the value of the Special Dividend, details of which are set out in the circular of the Company dated 9 July 2026 (the "Circular"), is now confirmed as £0.4303 per Ordinary Share. The company announced the final aggregate amount to be returned to Shareholders by the Special Dividend is £22,513,707, which is expected to be paid on 28 August 2026 to Shareholders on the Register as on 7 August 2026. The Ordinary Shares are expected to be marked ex-dividend on AIM at 8.00 a.m. on 6 August 2026. Announcement • May 12
TruFin plc, Annual General Meeting, Jun 11, 2026 TruFin plc, Annual General Meeting, Jun 11, 2026. Location: the offices of panmure liberum, 25 ropemaker street, ec2y 9ly, london United Kingdom Reported Earnings • Mar 18
Full year 2025 earnings released Full year 2025 results: Revenue: UK£65.9m (up 20% from FY 2024). Net income: UK£11.6m (up 141% from FY 2024). Profit margin: 18% (up from 8.8% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.8% p.a. on average during the next 2 years, compared to a 8.0% growth forecast for the Diversified Financial industry in the United Kingdom. Announcement • Mar 05
TruFin plc to Report Fiscal Year 2025 Final Results on Mar 18, 2026 TruFin plc announced that they will report fiscal year 2025 final results on Mar 18, 2026 Announcement • Jan 15
TruFin plc Provides Revenue Guidance for 2025 TruFin plc provided revenue guidance for 2025. Group revenue is expected to be approximately £63.0 million (FY24: £55.0 million). Price Target Changed • Dec 11
Price target increased by 31% to UK£1.73 Up from UK£1.32, the current price target is provided by 1 analyst. New target price is 44% above last closing price of UK£1.20. Stock is up 50% over the past year. The company posted earnings per share of UK£0.046 last year. Reported Earnings • Sep 21
First half 2025 earnings released: EPS: UK£0.053 (vs UK£0.029 in 1H 2024) First half 2025 results: EPS: UK£0.053 (up from UK£0.029 in 1H 2024). Revenue: UK£36.0m (up 42% from 1H 2024). Net income: UK£5.57m (up 84% from 1H 2024). Profit margin: 16% (up from 12% in 1H 2024). The increase in margin was driven by higher revenue. Revenue is expected to fall by 9.2% p.a. on average during the next 2 years compared to a 22% decline forecast for the Diversified Financial industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 98% per year but the company’s share price has only increased by 18% per year, which means it is significantly lagging earnings growth. Announcement • Sep 18
TruFin plc (AIM:TRU) commences an Equity Buyback for 15,898,003 shares, representing 15% of its issued share capital, under the authorization approved on June 12, 2025. TruFin plc (AIM:TRU) commences share repurchases on September 17, 2025, under the program mandated by the shareholders in the Annual General Meeting held on June 12, 2025. As per the mandate, the company is authorized to repurchase up to 15,898,003 shares, representing 15% of its issued share capital.. The minimum price (exclusive of expenses) which may be paid for each ordinary share is £0.01 and the maximum price which may be paid for each ordinary share is the higher an amount equal to 105% of the average of the middle market quotations for an ordinary share as derived from the London Stock Exchange Daily Official List of the UK Listing Authority for the five business days immediately preceding the day on which the ordinary share is contracted to be purchased and an amount equal to the higher of the price of the last independent trade of an ordinary share and the current highest independent bid for an ordinary share as derived from the London Stock Exchange Trading System. The shares purchased may either be held as treasury shares or re-issued or allotted to employee share schemes. The authority will expire on the earlier of the date of the next Annual General Meeting and September 12, 2026. As of May 1, 2025, the company had 105,986,687 shares in issue and 8,461,832 treasury shares. Price Target Changed • Sep 17
Price target increased by 9.5% to UK£1.38 Up from UK£1.26, the current price target is provided by 1 analyst. New target price is 28% above last closing price of UK£1.08. Stock is up 112% over the past year. The company posted earnings per share of UK£0.046 last year. Announcement • Sep 11
TruFin plc to Report First Half, 2025 Results on Sep 17, 2025 TruFin plc announced that they will report first half, 2025 results on Sep 17, 2025 Announcement • Aug 16
TruFin plc Provides Earnings Guidance for the Six Months Ended 30 June 2025 TruFin plc provided earnings guidance for the six months ended 30 June 2025. Group revenue for the Period is expected to be approximately £35.5 million. This represents growth in excess of 40% over the comparator period (HY24: £25.3 million). This strong performance has been primarily driven by continued momentum within Playstack Ltd. (Playstack). As a result of the Group's performance during the Period, it expects to materially exceed market expectations for the full year. Valuation Update With 7 Day Price Move • Aug 14
Investor sentiment improves as stock rises 17% After last week's 17% share price gain to UK£1.15, the stock trades at a trailing P/E ratio of 24.5x. Average forward P/E is 11x in the Diversified Financial industry in the United Kingdom. Total returns to shareholders of 70% over the past three years. Announcement • May 22
Trufin plc Provides Revenue Guidance for the Year Ending 31 December 2025 TruFin plc provided revenue guidance for the year ending 31 December 2025. For the year, the company expects Group revenue to be not less than £51 million. Announcement • May 21
TruFin plc (AIM:TRU) announces an Equity Buyback for £4 million worth of its shares. TruFin plc (AIM:TRU) announces a share repurchase program. Under the program, the company will repurchase up to £4 million worth of its shares. Price Target Changed • May 20
Price target increased by 9.6% to UK£1.26 Up from UK£1.15, the current price target is provided by 1 analyst. New target price is 44% above last closing price of UK£0.88. Stock is up 8.0% over the past year. The company posted earnings per share of UK£0.046 last year. Announcement • May 13
TruFin plc, Annual General Meeting, Jun 12, 2025 TruFin plc, Annual General Meeting, Jun 12, 2025. Location: the offices of panmure liberum, 25 ropemaker street, ec2y 9ly, london United Kingdom New Risk • Apr 07
New minor risk - Market cap size The company's market capitalization is less than US$100m. Market cap: UK£75.2m (US$95.7m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company. Reported Earnings • Mar 26
Full year 2024 earnings released: EPS: UK£0.046 (vs UK£0.055 loss in FY 2023) Full year 2024 results: EPS: UK£0.046 (up from UK£0.055 loss in FY 2023). Revenue: UK£55.0m (up 203% from FY 2023). Net income: UK£4.84m (up UK£10.3m from FY 2023). Profit margin: 8.8% (up from net loss in FY 2023). Revenue is forecast to stay flat during the next 2 years compared to a 12% growth forecast for the Diversified Financial industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 65% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings. Announcement • Mar 19
TruFin plc to Report Fiscal Year 2024 Final Results on Mar 26, 2025 TruFin plc announced that they will report fiscal year 2024 final results on Mar 26, 2025 Board Change • Mar 02
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. No highly experienced directors. Non-Executive Director Anders Christian Wilhelmsen was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. New Risk • Feb 03
New minor risk - Market cap size The company's market capitalization is less than US$100m. Market cap: UK£81.1m (US$99.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company. Price Target Changed • Jan 06
Price target increased by 12% to UK£1.23 Up from UK£1.10, the current price target is provided by 1 analyst. New target price is 41% above last closing price of UK£0.87. Stock is up 79% over the past year. The company posted a net loss per share of UK£0.055 last year. Announcement • Jan 06
Trufin plc Provides Earnings Guidance for the Year Ending 31 December 2024 TruFin plc provided earnings guidance for the year ended 31 December 2024. For the year, the company expects Group revenue to be approximately £54.0 million. This represents growth in excess of 197% (FY23: £18.1 million). Announcement • Dec 05
TruFin Revises Earnings Guidance for the Year Ending 31 December 2024 TruFin revised earnings guidance for the year ending 31 December 2024. The company now expects it financial performance to be significantly ahead of previously guided market expectations. Group revenue is now expected to be more than £46 million (FY23: £18.1m), representing year-on-year growth in excess of 150%. Announcement • Nov 19
Trufin plc Provides Revenue Guidance for the Year Ending 31 December 2024 and 2026 TruFin plc provided revenue guidance for the year ended 31 December 2024 and year 2026. For the year, the company expects significantly ahead of market expectations at more than £42 million (Fiscal Year 2023: £18.1 million), representing year-on-year growth in excess of 132%.
For the year 2026, the Board expects revenues for the Group to be more than £55 million. New Risk • Sep 29
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 12% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (10% average weekly change). Minor Risks Shareholders have been diluted in the past year (12% increase in shares outstanding). Market cap is less than US$100m (UK£56.6m market cap, or US$75.8m). Reported Earnings • Sep 18
First half 2024 earnings released: EPS: UK£0.029 (vs UK£0.064 loss in 1H 2023) First half 2024 results: EPS: UK£0.029 (up from UK£0.064 loss in 1H 2023). Revenue: UK£25.3m (up 198% from 1H 2023). Net income: UK£3.02m (up UK£9.02m from 1H 2023). Profit margin: 12% (up from net loss in 1H 2023). The move to profitability was driven by higher revenue. Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 14% decline forecast for the Diversified Financial industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 48% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings. Announcement • Aug 29
TruFin plc to Report First Half, 2024 Results on Sep 17, 2024 TruFin plc announced that they will report first half, 2024 results on Sep 17, 2024 Price Target Changed • Jul 23
Price target decreased by 22% to UK£1.01 Down from UK£1.30, the current price target is provided by 1 analyst. New target price is 100% above last closing price of UK£0.51. Stock is down 23% over the past year. The company posted a net loss per share of UK£0.055 last year. Announcement • May 05
TruFin plc, Annual General Meeting, Jun 05, 2024 TruFin plc, Annual General Meeting, Jun 05, 2024, at 09:00 Coordinated Universal Time. Location: Liberum Capital, 25 Ropemaker Street, London, EC2Y 9LY London, United Kingdom New Risk • Mar 27
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 12% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-UK£13m). Shareholders have been diluted in the past year (12% increase in shares outstanding). Market cap is less than US$100m (UK£72.5m market cap, or US$91.6m). Reported Earnings • Mar 26
Full year 2023 earnings released: UK£0.053 loss per share (vs UK£0.073 loss in FY 2022) Full year 2023 results: UK£0.053 loss per share (improved from UK£0.073 loss in FY 2022). Revenue: UK£18.1m (up 13% from FY 2022). Net loss: UK£5.51m (loss narrowed 17% from FY 2022). Revenue is forecast to grow 42% p.a. on average during the next 2 years, compared to a 11% decline forecast for the Diversified Financial industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings. Announcement • Oct 14
TruFin plc to Report Q3, 2023 Results on Oct 27, 2023 TruFin plc announced that they will report Q3, 2023 results on Oct 27, 2023 Announcement • Oct 06
Watrium AS acquired unknown minority stake in Vertus Capital Limited from TruFin plc. Watrium AS agreed to acquire an unknown minority stake in Vertus Capital Limited from TruFin plc for £5.9 million on August 21, 2023. After due consideration, the Board of TruFin, has conditionally accepted the Offer. The Offer remains subject to further due diligence.Watrium AS completed the acquisition of unknown minority stake in Vertus Capital Limited from TruFin plc on October 5, 2023. Reported Earnings • Oct 02
First half 2023 earnings released: UK£0.064 loss per share (vs UK£0.043 loss in 1H 2022) First half 2023 results: UK£0.064 loss per share (further deteriorated from UK£0.043 loss in 1H 2022). Revenue: UK£8.50m (up 35% from 1H 2022). Net loss: UK£6.00m (loss widened 61% from 1H 2022). Revenue is forecast to grow 34% p.a. on average during the next 3 years, compared to a 23% growth forecast for the Diversified Financial industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 28% per year whereas the company’s share price has increased by 32% per year. Announcement • Aug 30
TruFin plc, Annual General Meeting, Sep 28, 2023 TruFin plc, Annual General Meeting, Sep 28, 2023, at 11:00 Coordinated Universal Time. Location: offices of Liberum Capital, 25 Ropemaker Street, London EC2Y 9LY London United Kingdom Announcement • Aug 22
Watrium AS agreed to acquire an unknown minority stake in Vertus Capital Limited from TruFin plc for £5.9 million. Watrium AS agreed to acquire an unknown minority stake in Vertus Capital Limited from TruFin plc for £5.9 million on August 21, 2023. After due consideration, the Board of TruFin, has conditionally accepted the Offer. The Offer remains subject to further due diligence. New Risk • Jun 30
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 11% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-UK£16m). Shareholders have been diluted in the past year (11% increase in shares outstanding). Market cap is less than US$100m (UK£68.7m market cap, or US$87.4m). Announcement • Jun 27
TruFin plc to Report Q2, 2023 Results on Jul 21, 2023 TruFin plc announced that they will report Q2, 2023 results on Jul 21, 2023 Announcement • Jun 23
TruFin plc, Annual General Meeting, Jul 10, 2023 TruFin plc, Annual General Meeting, Jul 10, 2023, at 08:00 Coordinated Universal Time. Location: offices of Travers Smith LLP, 10 Snow Hill London Ec1a United Kingdom Reported Earnings • Mar 16
Full year 2022 earnings released: UK£0.073 loss per share (vs UK£0.087 loss in FY 2021) Full year 2022 results: UK£0.073 loss per share (improved from UK£0.087 loss in FY 2021). Revenue: UK£16.1m (up 23% from FY 2021). Net loss: UK£6.64m (loss narrowed 6.1% from FY 2021). Revenue is forecast to grow 34% p.a. on average during the next 3 years, compared to a 44% growth forecast for the Diversified Financial industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has increased by 46% per year, which means it is tracking significantly ahead of earnings growth. Announcement • Jan 20
TruFin plc Provides Revenue Guidance for the Year Ended 31 December 2022 TruFin plc provided revenue guidance for the year ended 31 December 2022. for the year, the company expects revenue to be no less than £16.0 million (Fiscal year 2021: £13.1 million), representing year-on-year growth in excess of 22%. This has predominantly been driven by revenue growth of more than 350% at Satago and over 25% growth at Oxygen Finance Group Limited. Reported Earnings • Sep 21
First half 2022 earnings released: UK£0.043 loss per share (vs UK£0.062 loss in 1H 2021) First half 2022 results: UK£0.043 loss per share (improved from UK£0.062 loss in 1H 2021). Revenue: UK£6.28m (up 27% from 1H 2021). Net loss: UK£3.72m (loss narrowed 26% from 1H 2021). Revenue is forecast to grow 63% p.a. on average during the next 2 years, compared to a 32% growth forecast for the Diversified Financial industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 13% per year. Reported Earnings • May 01
Full year 2021 earnings released Full year 2021 results: Revenue: UK£13.1m (down 12% from FY 2020). Net loss: UK£7.07m (loss narrowed 36% from FY 2020). Over the next year, revenue is forecast to grow 53%, compared to a 50% growth forecast for the industry in the United Kingdom. Price Target Changed • Apr 27
Price target increased to UK£1.19 Up from UK£0.93, the current price target is provided by 1 analyst. New target price is 44% above last closing price of UK£0.82. Stock is down 11% over the past year. The company posted a net loss per share of UK£0.14 last year. Reported Earnings • Oct 01
First half 2021 earnings released: UK£0.062 loss per share (vs UK£0.065 loss in 1H 2020) The company reported a solid first half result with reduced losses, improved revenues and improved control over expenses. First half 2021 results: Revenue: UK£4.94m (up 18% from 1H 2020). Net loss: UK£5.03m (loss narrowed 4.0% from 1H 2020). Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has fallen by 34% per year, which means it is performing significantly worse than earnings. Is New 90 Day High Low • Feb 19
New 90-day high: UK£0.75 The company is up 134% from its price of UK£0.32 on 20 November 2020. The British market is up 6.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is down 6.0% over the same period. Announcement • Feb 06
TruFin plc has completed a Follow-on Equity Offering in the amount of £19.578414 million. TruFin plc has completed a Follow-on Equity Offering in the amount of £19.578414 million.
Security Name: Ordinary Shares
Security Type: Common Stock
Securities Offered: 43,507,587
Price\Range: £0.45
Transaction Features: Subsequent Direct Listing Price Target Changed • Jan 19
Price target raised to UK£0.64 Up from UK£0.29, the current price target is provided by 1 analyst. The new target price is close to the current share price of UK£0.65. As of last close, the stock is up 57% over the past year. Is New 90 Day High Low • Jan 04
New 90-day high: UK£0.63 The company is up 127% from its price of UK£0.28 on 06 October 2020. The British market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is up 11% over the same period. Is New 90 Day High Low • Dec 12
New 90-day high: UK£0.50 The company is up 108% from its price of UK£0.24 on 11 September 2020. The British market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is up 16% over the same period. Is New 90 Day High Low • Nov 16
New 90-day high: UK£0.31 The company is up 29% from its price of UK£0.24 on 18 August 2020. The British market is up 4.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is up 5.0% over the same period. Is New 90 Day High Low • Oct 14
New 90-day high: UK£0.28 The company is up 19% from its price of UK£0.24 on 16 July 2020. The British market is down 3.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is up 7.0% over the same period. Reported Earnings • Sep 27
First half earnings released Over the last 12 months the company has reported total losses of UK£14.7m, with losses widening by 49% from the prior year. Total revenue was UK£8.39m over the last 12 months, up 44% from the prior year. Is New 90 Day High Low • Sep 25
New 90-day high: UK£0.27 The company is up 51% from its price of UK£0.17 on 26 June 2020. The British market is down 3.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is up 2.0% over the same period. Announcement • Jul 30
Arrowgrass Master Fund Ltd., managed by Arrowgrass Capital Partners LLP completed the acquisition of 13.3% stake in Zopa Group Limited from TruFin plc (AIM:TRU). Arrowgrass Master Fund Ltd., managed by Arrowgrass Capital Partners LLP agreed to acquire 13.3% stake in Zopa Group Limited from TruFin plc (AIM:TRU) for £44.5 million on April 17, 2019. The consideration will be paid in cash. The transaction is subject to approval of TruFin shareholder, and is investing £25 million of the proceeds of the sale into DFC to fund its Tier 1 equity. The transaction is conditional upon the passing of the demerger resolutions at the general meeting and is expected to complete upon conclusion of the general meeting on May 7, 2019. TruFin will use proceeds of the transaction for capitalizing Distribution Finance Capital Limited's balance sheet for lending with £25 million, £9.5 million for additional working capital to support and implement the strategy of the TruFin Group and to return a minimum of £10 million to TruFin shareholders during 2019 year, of which a return of at least £5 million shall be effected by June 30, 2019 and the remainder by December 31, 2019. Alex Reynolds and Nicholas Harland of Macquarie Capital (Europe) Limited acted as financial advisors to TruFin.
Arrowgrass Master Fund Ltd., managed by Arrowgrass Capital Partners LLP completed the acquisition of 13.3% stake in Zopa Group Limited from TruFin plc (AIM:TRU) on May 7, 2019. 
