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U.K. (FTSE) Insurance Industry Analysis

UpdatedNov 27, 2022
DataAggregated Company Financials
Companies20
  • 7D-0.3%
  • 3M4.3%
  • 1Y-14.5%
  • YTD-19.2%

In the last week, the Insurance industry is flat overall, with Prudential standing out by going down 3.6%. Unfortunately though, the industry is down 14% over the past 12 months. Looking forward, earnings are forecast to grow by 38% annually.

Industry Valuation and Performance

Has the U.K. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 27 Nov 2022UK£59.3bUK£17.5bUK£762.7m16.5x77.8x3.4x
Tue, 25 Oct 2022UK£53.3bUK£18.1bUK£854.8m14.7x62.4x2.9x
Thu, 22 Sep 2022UK£58.2bUK£18.1bUK£998.0m16.4x58.3x3.2x
Sat, 20 Aug 2022UK£59.2bUK£19.3bUK£983.7m17.9x60.2x3.1x
Mon, 18 Jul 2022UK£76.3bUK£87.7bUK£4.4b14.5x17.4x0.9x
Wed, 15 Jun 2022UK£78.2bUK£87.3bUK£4.4b15.9x17.9x0.9x
Fri, 13 May 2022UK£81.4bUK£86.7bUK£4.4b15.6x18.4x0.9x
Sun, 10 Apr 2022UK£89.8bUK£85.3bUK£4.3b17.3x20.8x1.1x
Tue, 08 Mar 2022UK£81.6bUK£113.3bUK£5.0b13.9x16.2x0.7x
Thu, 03 Feb 2022UK£99.1bUK£127.7bUK£5.8b14.9x17.1x0.8x
Sat, 01 Jan 2022UK£98.1bUK£127.7bUK£5.8b13.8x16.9x0.8x
Mon, 29 Nov 2021UK£95.0bUK£128.5bUK£5.8b13.4x16.3x0.7x
Wed, 27 Oct 2021UK£101.2bUK£127.0bUK£5.8b13.9x17.5x0.8x
Fri, 24 Sep 2021UK£99.8bUK£127.0bUK£5.8b16.1x17.3x0.8x
Sun, 22 Aug 2021UK£101.9bUK£126.8bUK£5.7b16.2x17.8x0.8x
Fri, 09 Jul 2021UK£97.2bUK£126.8bUK£5.7b16.8x17x0.8x
Thu, 01 Apr 2021UK£104.1bUK£131.5bUK£6.0b16.8x17.3x0.8x
Sun, 03 Jan 2021UK£94.2bUK£136.6bUK£6.1b13.2x15.3x0.7x
Wed, 07 Oct 2020UK£78.0bUK£130.1bUK£6.1b11.7x12.9x0.6x
Tue, 30 Jun 2020UK£79.9bUK£117.1bUK£5.9b10.6x13.5x0.7x
Fri, 03 Apr 2020UK£72.2bUK£150.1bUK£6.6b10.2x11x0.5x
Mon, 06 Jan 2020UK£100.0bUK£178.4bUK£7.1b12.7x14x0.6x
Price to Earnings Ratio

12.8x


Total Market Cap: UK£95.0bTotal Earnings: UK£7.4bTotal Revenue: UK£164.2bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Insurance Industry Price to Earnings3Y Average 27.7x202020212022
Current Industry PE
  • Investors are optimistic on the British Insurance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 77.8x which is higher than its 3-year average PE of 27.7x.
  • The 3-year average PS ratio of 1.2x is lower than the industry's current PS ratio of 3.4x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have declined 53% per year over the last three years,
  • Revenues have also declined 53% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market1.33%
Financials1.09%
Insurance-0.26%
Property and Casualty Insurance2.90%
Reinsurance1.41%
General Insurance0.39%
Insurance Brokers0%
Life and Health Insurance-1.64%
Industry PE
  • Investors are most optimistic about the Life and Health Insurance industry even though it's trading below its 3-year average PE ratio of 148x.
    • Analysts are expecting annual earnings growth of 28.3%, which is higher than its past year's earnings decline of 26.5% per year.
Forecasted Growth
  • Analysts are most optimistic on the General Insurance industry, expecting annual earnings growth of 76% over the next 5 years.
  • In contrast, the Life and Health Insurance industry is expected to see its earnings grow by 28% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ADM Admiral GroupUK£21.281.7%
+UK£275.2m
-28.2%PE16.5x
BEZ BeazleyUK£6.544.9%
+UK£202.9m
64.3%PE28.7x
PHNX Phoenix Group HoldingsUK£6.102.3%
+UK£137.8m
-4.2%PB1.1x
HSX HiscoxUK£10.052.5%
+UK£86.3m
21.1%PS1.5x
DLG Direct Line Insurance GroupUK£2.242.9%
+UK£81.8m
-15.2%PE10.8x
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Latest News

AV.

UK£4.57

Aviva

7D

0.3%

1Y

-6.4%

HSX

UK£10.05

Hiscox

7D

2.5%

1Y

21.1%

BEZ

UK£6.54

Beazley

7D

4.9%

1Y

64.3%

PRU

UK£9.43

Prudential

7D

-3.6%

1Y

-27.6%

PGH

UK£1.88

Personal Group Holdings

7D

-0.8%

1Y

-45.3%

LRE

UK£5.99

Lancashire Holdings

7D

2.8%

1Y

18.8%

LGEN

UK£2.61

Legal & General Group

7D

-0.2%

1Y

-7.7%

JUST

UK£0.73

Just Group

7D

4.0%

1Y

-7.7%

DLG

UK£2.24

Direct Line Insurance Group

7D

2.9%

1Y

-15.2%

PHNX

UK£6.10

Phoenix Group Holdings

7D

2.3%

1Y

-4.2%