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U.K. (FTSE) Insurance Industry Analysis

UpdatedAug 14, 2025
DataAggregated Company Financials
Companies14
  • 7D-0.8%
  • 3M9.3%
  • 1Y30.6%
  • YTD33.0%

In the last week, the Insurance industry is flat overall, with Beazley standing out by going down 14%. The past year has been better, since the industry has gained 31% in that time. Looking forward, earnings are forecast to grow by 18% annually.

Industry Valuation and Performance

Has the U.K. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 14 Aug 2025UK£77.1bUK£70.1bUK£3.4b15x22.4x1.1x
Sat, 12 Jul 2025UK£72.5bUK£69.7bUK£3.6b13x20x1x
Mon, 09 Jun 2025UK£75.1bUK£74.8bUK£3.8b12.9x19.9x1x
Wed, 07 May 2025UK£70.5bUK£75.6bUK£3.6b12.6x19.4x0.9x
Fri, 04 Apr 2025UK£67.9bUK£76.3bUK£3.7b12.1x18.2x0.9x
Sun, 02 Mar 2025UK£79.8bUK£90.7bUK£3.8b13x21.1x0.9x
Tue, 28 Jan 2025UK£75.0bUK£90.8bUK£4.5b11.4x16.6x0.8x
Thu, 26 Dec 2024UK£72.5bUK£90.7bUK£4.5b11.7x16.1x0.8x
Sat, 23 Nov 2024UK£70.6bUK£90.7bUK£4.5b11.2x15.7x0.8x
Mon, 21 Oct 2024UK£74.4bUK£90.0bUK£4.4b11.8x16.9x0.8x
Wed, 18 Sep 2024UK£73.9bUK£89.7bUK£4.4b10.3x16.8x0.8x
Fri, 16 Aug 2024UK£75.6bUK£84.4bUK£5.4b11.2x14.1x0.9x
Sun, 14 Jul 2024UK£61.9bUK£70.3bUK£4.3b10.7x14.5x0.9x
Tue, 11 Jun 2024UK£61.6bUK£70.6bUK£4.3b11x14.2x0.9x
Thu, 09 May 2024UK£63.1bUK£70.9bUK£4.4b12.1x14.4x0.9x
Sat, 06 Apr 2024UK£61.9bUK£70.6bUK£4.4b11.6x14.1x0.9x
Mon, 04 Mar 2024UK£22.3bUK£13.5bUK£496.3m19.6x44.9x1.7x
Wed, 31 Jan 2024UK£19.9bUK£13.5bUK£353.0m20.4x56.4x1.5x
Fri, 29 Dec 2023UK£20.8bUK£13.3bUK£392.3m22.1x53x1.6x
Sun, 26 Nov 2023UK£21.0bUK£13.4bUK£394.5m21.7x53.3x1.6x
Tue, 24 Oct 2023UK£19.2bUK£13.6bUK£400.8m19.9x48x1.4x
Thu, 21 Sep 2023UK£20.2bUK£13.3bUK£189.0m18.5x106.7x1.5x
Sat, 19 Aug 2023UK£19.3bUK£12.5bUK£248.1m23.7x77.6x1.5x
Mon, 17 Jul 2023UK£18.7bUK£11.6b-UK£100,398,312.0030.7x-186.7x1.6x
Wed, 14 Jun 2023UK£19.3bUK£11.7bUK£131.2m29.5x146.8x1.6x
Fri, 12 May 2023UK£19.7bUK£11.8bUK£136.7m29.2x144.3x1.7x
Sun, 09 Apr 2023UK£19.6bUK£11.7bUK£104.6m29.7x187.2x1.7x
Tue, 07 Mar 2023UK£67.5bUK£17.8bUK£775.5m17.2x87x3.8x
Thu, 02 Feb 2023UK£70.6bUK£17.4bUK£743.9m16.4x94.9x4.1x
Sat, 31 Dec 2022UK£64.8bUK£17.6bUK£766.9m16.8x84.5x3.7x
Mon, 28 Nov 2022UK£59.3bUK£17.5bUK£762.7m16.5x77.8x3.4x
Wed, 26 Oct 2022UK£52.2bUK£17.9bUK£826.9m15x63.2x2.9x
Fri, 23 Sep 2022UK£57.3bUK£18.2bUK£1.0b16.2x57.1x3.1x
Sun, 21 Aug 2022UK£59.2bUK£19.3bUK£983.7m17.9x60.2x3.1x
Price to Earnings Ratio

60.2x


Total Market Cap: UK£59.2bTotal Earnings: UK£983.7mTotal Revenue: UK£19.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Insurance Industry Price to Earnings3Y Average 31.9x202320242025
Current Industry PE
  • Investors are pessimistic on the British Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 22.4x which is lower than its 3-year average PE of 31.9x.
  • The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 1.1x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 52% per year over the last three years.
  • Revenues for these companies have grown 54% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market0.12%
Financials0.54%
Insurance-0.85%
Life and Health Insurance1.18%
General Insurance0.76%
Insurance Brokers0%0
Reinsurance-1.62%
Property and Casualty Insurance-5.34%
Industry PE
  • Investors are most optimistic about the Life and Health Insurance industry even though it's trading below its 3-year average PE ratio of 81.0x.
    • Analysts are expecting annual earnings growth of 28.6%, which is higher than its past year's earnings decline of 17.9% per year.
  • Investors are most pessimistic about the Property and Casualty Insurance industry, which is trading below its 3-year average of 20.7x.
Forecasted Growth
  • Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 67% over the next 5 years.
  • This is better than its past earnings decline of 93% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
AV. AvivaUK£6.763.9%
+UK£765.8m		34.6%PE32.4x
PRU PrudentialUK£9.932.4%
+UK£580.0m		51.7%PE15.1x
ADM Admiral GroupUK£35.925.3%
+UK£545.4m		20.0%PE16.4x
LGEN Legal & General GroupUK£2.633.2%
+UK£457.4m		14.1%PE57.3x
PHNX Phoenix Group HoldingsUK£6.962.5%
+UK£169.8m		24.6%PS0.3x

Latest News

BEZ
UK£7.77
Beazley
7D
-15.9%
1Y
4.5%
LGEN
UK£2.63
Legal & General Group
7D
3.2%
1Y
14.1%
JUST
UK£2.11
Just Group
7D
-0.2%
1Y
50.4%
SBRE
UK£1.51
Sabre Insurance Group
7D
-0.7%
1Y
-9.1%

Sabre Insurance Group (LON:SBRE) Has Announced A Dividend Of £0.034

Aug 11
Sabre Insurance Group (LON:SBRE) Has Announced A Dividend Of £0.034
LRE
UK£6.10
Lancashire Holdings
7D
-3.6%
1Y
-6.9%
HSX
UK£13.14
Hiscox
7D
-2.2%
1Y
8.9%
PRU
UK£9.93
Prudential
7D
2.4%
1Y
51.7%
CRE
UK£2.79
Conduit Holdings
7D
-10.3%
1Y
-47.6%
CSN
UK£2.94
Chesnara
7D
5.6%
1Y
13.5%
PGH
UK£3.52
Personal Group Holdings
7D
5.7%
1Y
127.1%

We Ran A Stock Scan For Earnings Growth And Personal Group Holdings (LON:PGH) Passed With Ease

Jul 24
We Ran A Stock Scan For Earnings Growth And Personal Group Holdings (LON:PGH) Passed With Ease
SAGA
UK£1.88
Saga
7D
2.2%
1Y
78.7%
HUW
UK£2.09
Helios Underwriting
7D
-0.5%
1Y
20.5%
AV.
UK£6.76
Aviva
7D
3.9%
1Y
34.6%
PHNX
UK£6.96
Phoenix Group Holdings
7D
2.5%
1Y
24.6%
ADM
UK£35.92
Admiral Group
7D
5.3%
1Y
20.0%

Is Now The Time To Put Admiral Group (LON:ADM) On Your Watchlist?

Jun 15
Is Now The Time To Put Admiral Group (LON:ADM) On Your Watchlist?