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U.K. (FTSE) Insurance Industry Analysis

UpdatedNov 21, 2024
DataAggregated Company Financials
Companies18
  • 7D1.6%
  • 3M-7.2%
  • 1Y-7.9%
  • YTD-8.4%

Over the last 7 days, the Insurance industry has risen 2.3%, driven by gains in Aviva and Prudential of 5.5% and 3.9%, respectively. In contrast, the industry has lost 7.8% in the last 12 months. Earnings are forecast to grow by 19% annually.

Industry Valuation and Performance

Has the U.K. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 21 Nov 2024UK£69.4bUK£90.5bUK£4.5b10.9x15.5x0.8x
Sat, 19 Oct 2024UK£74.4bUK£90.0bUK£4.4b11.8x16.9x0.8x
Mon, 16 Sep 2024UK£73.9bUK£84.7bUK£4.8b10.3x15.4x0.9x
Wed, 14 Aug 2024UK£73.6bUK£83.2bUK£5.1b11.6x14.3x0.9x
Fri, 12 Jul 2024UK£62.3bUK£70.4bUK£4.3b10.9x14.5x0.9x
Sun, 09 Jun 2024UK£61.6bUK£70.7bUK£4.3b11.1x14.2x0.9x
Tue, 07 May 2024UK£61.6bUK£70.8bUK£4.4b12x14.1x0.9x
Thu, 04 Apr 2024UK£62.4bUK£70.6bUK£4.4b11.9x14.2x0.9x
Sat, 02 Mar 2024UK£22.3bUK£13.5bUK£496.3m19.6x44.9x1.7x
Mon, 29 Jan 2024UK£20.2bUK£13.5bUK£352.9m20.5x57.1x1.5x
Wed, 27 Dec 2023UK£20.8bUK£13.3bUK£393.1m21.9x52.8x1.6x
Fri, 24 Nov 2023UK£21.2bUK£13.4bUK£395.8m22x53.5x1.6x
Sun, 22 Oct 2023UK£19.4bUK£13.6bUK£402.2m19.9x48.3x1.4x
Tue, 19 Sep 2023UK£20.2bUK£13.3bUK£189.1m18.6x107x1.5x
Thu, 17 Aug 2023UK£19.5bUK£12.3bUK£255.8m23.6x76.3x1.6x
Sat, 15 Jul 2023UK£18.7bUK£11.6b-UK£100,210,812.0030.8x-187x1.6x
Mon, 12 Jun 2023UK£19.8bUK£11.8bUK£131.4m30x150.9x1.7x
Wed, 10 May 2023UK£19.7bUK£11.7bUK£135.9m30.7x144.8x1.7x
Fri, 07 Apr 2023UK£19.6bUK£11.7bUK£104.4m29.7x187.7x1.7x
Sun, 05 Mar 2023UK£67.9bUK£17.8bUK£775.8m17.1x87.5x3.8x
Tue, 31 Jan 2023UK£70.9bUK£17.4bUK£738.4m16.4x96x4.1x
Thu, 29 Dec 2022UK£64.8bUK£17.6bUK£768.8m16.6x84.2x3.7x
Sat, 26 Nov 2022UK£59.3bUK£17.5bUK£762.7m16.5x77.8x3.4x
Mon, 24 Oct 2022UK£53.3bUK£18.1bUK£854.8m14.7x62.4x2.9x
Wed, 21 Sep 2022UK£57.9bUK£18.1bUK£991.2m16.3x58.5x3.2x
Fri, 19 Aug 2022UK£59.6bUK£19.2bUK£968.4m17.6x61.6x3.1x
Sun, 17 Jul 2022UK£76.3bUK£87.7bUK£4.4b14.5x17.4x0.9x
Tue, 14 Jun 2022UK£78.1bUK£87.0bUK£4.3b15.8x18x0.9x
Thu, 12 May 2022UK£81.4bUK£86.7bUK£4.4b15.6x18.4x0.9x
Sat, 09 Apr 2022UK£89.8bUK£85.3bUK£4.3b17.3x20.8x1.1x
Mon, 07 Mar 2022UK£84.6bUK£113.0bUK£5.0b14.5x16.9x0.7x
Wed, 02 Feb 2022UK£98.3bUK£127.8bUK£5.8b14.8x16.9x0.8x
Fri, 31 Dec 2021UK£98.0bUK£127.9bUK£5.8b13.8x16.8x0.8x
Sun, 28 Nov 2021UK£95.0bUK£128.5bUK£5.8b13.4x16.3x0.7x
Price to Earnings Ratio

16.3x


Total Market Cap: UK£95.0bTotal Earnings: UK£5.8bTotal Revenue: UK£128.5bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Insurance Industry Price to Earnings3Y Average 33x202220232024
Current Industry PE
  • Investors are pessimistic on the British Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 15.6x which is lower than its 3-year average PE of 33.0x.
  • The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 0.77x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have declined 8.6% per year over the last three years,
  • Revenues have also declined 11% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market0.73%
Financials1.92%
Insurance1.59%
General Insurance5.37%
Life and Health Insurance2.41%
Insurance Brokers0%
Reinsurance-1.03%
Property and Casualty Insurance-2.18%
Industry PE
  • Investors are most optimistic about the Life and Health Insurance industry even though it's trading below its 3-year average PE ratio of 151x.
    • Analysts are expecting annual earnings growth of 34.0%, which is higher than its past year's earnings decline of 44.7% per year.
Forecasted Growth
  • Analysts are most optimistic on the Life and Health Insurance industry, expecting annual earnings growth of 34% over the next 5 years.
  • This is better than its past earnings decline of 45% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
AV. AvivaUK£4.805.5%
+UK£658.7m		14.3%PE10x
PRU PrudentialUK£6.333.9%
+UK£609.6m		-30.8%PE24.3x
LGEN Legal & General GroupUK£2.180.9%
+UK£110.8m		-4.4%PE45.1x
PHNX Phoenix Group HoldingsUK£4.982.1%
+UK£103.9m		4.2%PS0.2x
BEZ BeazleyUK£7.491.4%
+UK£63.0m		32.6%PE4.5x
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SAGA

UK£1.10

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UK£24.03

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UK£2.50

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7D

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UK£1.37

Just Group

7D

1.2%

1Y

65.9%