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U.K. (FTSE) Insurance Industry Analysis

UpdatedDec 05, 2023
DataAggregated Company Financials
Companies20
  • 7D-2.2%
  • 3M0.8%
  • 1Y-9.8%
  • YTD-14.0%

Over the last 7 days, the Insurance industry has dropped 2.2%, driven by Prudential declining 3.6%. The industry has fallen 9.8% in the last year. Looking forward, earnings are forecast to grow by 19% annually.

Industry Valuation and Performance

Has the U.K. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 05 Dec 2023UK£21.0bUK£13.4bUK£394.2m22.2x53.2x1.6x
Thu, 02 Nov 2023UK£19.0bUK£13.6bUK£402.9m20.3x47.1x1.4x
Sat, 30 Sep 2023UK£24.6bUK£20.1b-UK£428,241,685.0019.4x-57.3x1.2x
Mon, 28 Aug 2023UK£19.4bUK£12.6bUK£250.6m23.8x77.4x1.5x
Wed, 26 Jul 2023UK£19.7bUK£11.7b-UK£102,832,062.0029.7x-191.5x1.7x
Fri, 23 Jun 2023UK£18.6bUK£11.7bUK£128.7m30.4x144.7x1.6x
Sun, 21 May 2023UK£20.1bUK£11.8bUK£137.1m29.8x146.6x1.7x
Tue, 18 Apr 2023UK£19.2bUK£11.9bUK£133.9m29.1x143.4x1.6x
Thu, 16 Mar 2023UK£46.2bUK£13.5bUK£1.1b25.3x40.6x3.4x
Sat, 11 Feb 2023UK£68.5bUK£17.5bUK£765.0m16.5x89.6x3.9x
Mon, 09 Jan 2023UK£68.6bUK£17.5bUK£761.9m17.2x90.1x3.9x
Wed, 07 Dec 2022UK£62.2bUK£17.4bUK£749.6m16.2x83x3.6x
Fri, 04 Nov 2022UK£53.3bUK£18.0bUK£830.2m14.9x64.2x3x
Sun, 02 Oct 2022UK£52.8bUK£18.2bUK£861.5m15x61.3x2.9x
Tue, 30 Aug 2022UK£56.6bUK£19.4bUK£992.7m17.4x57x2.9x
Thu, 28 Jul 2022UK£77.6bUK£87.4bUK£4.2b15.8x18.3x0.9x
Sat, 25 Jun 2022UK£79.5bUK£86.7bUK£4.3b15.3x18.4x0.9x
Mon, 23 May 2022UK£80.4bUK£86.4bUK£4.4b15.6x18.3x0.9x
Wed, 20 Apr 2022UK£88.1bUK£85.3bUK£4.3b17x20.4x1x
Fri, 18 Mar 2022UK£89.3bUK£85.1bUK£4.3b15.3x20.6x1x
Sun, 13 Feb 2022UK£97.7bUK£127.8bUK£5.8b13.8x16.7x0.8x
Tue, 11 Jan 2022UK£100.6bUK£127.7bUK£5.8b13.8x17.3x0.8x
Thu, 09 Dec 2021UK£98.5bUK£128.8bUK£5.9b13.6x16.8x0.8x
Sat, 06 Nov 2021UK£102.6bUK£127.9bUK£5.8b13.8x17.6x0.8x
Mon, 04 Oct 2021UK£101.3bUK£127.7bUK£5.8b15.2x17.4x0.8x
Wed, 01 Sep 2021UK£102.8bUK£126.8bUK£5.7b15.9x18x0.8x
Thu, 08 Jul 2021UK£97.2bUK£126.8bUK£5.7b16.8x17x0.8x
Wed, 31 Mar 2021UK£104.1bUK£131.5bUK£6.0b16.8x17.3x0.8x
Sat, 02 Jan 2021UK£94.2bUK£136.6bUK£6.1b13.2x15.3x0.7x
Price to Earnings Ratio

15.3x


Total Market Cap: UK£94.2bTotal Earnings: UK£6.1bTotal Revenue: UK£136.6bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Insurance Industry Price to Earnings3Y Average 30.8x20222023
Current Industry PE
  • Investors are optimistic on the British Insurance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 53.2x which is higher than its 3-year average PE of 30.8x.
  • The 3-year average PS ratio of 1.8x is higher than the industry's current PS ratio of 1.6x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have declined 60% per year over the last three years,
  • Revenues have also declined 54% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market0.37%
Financials0.58%
Insurance-2.21%
Insurance Brokers0.11%
Property and Casualty Insurance-1.22%
Reinsurance-1.58%
General Insurance-1.59%
Life and Health Insurance-2.83%
Industry PE
  • Investors are most optimistic about the Property and Casualty Insurance industry which is trading above its 3-year average PE ratio of 24.8x.
    • Analysts are expecting annual earnings growth of 19.5%, which is higher than its past year's earnings decline of 31.8% per year.
Forecasted Growth
  • Analysts are most optimistic on the General Insurance industry, expecting annual earnings growth of 43% over the next 5 years.
  • In contrast, the Life and Health Insurance industry is expected to see its earnings grow by 11% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
LGEN Legal & General GroupUK£2.281.2%
+UK£167.1m		-11.0%PE6.7x
PHNX Phoenix Group HoldingsUK£4.762.4%
+UK£110.0m		-22.2%PB1.5x
ADM Admiral GroupUK£27.421.2%
+UK£98.2m		37.0%PE22.4x
HSX HiscoxUK£10.451.8%
+UK£63.0m		0.9%PE17.7x
JUST Just GroupUK£0.842.4%
+UK£20.8m		9.8%PE47.8x
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Latest News

JUST

UK£0.84

Just Group

7D

2.4%

1Y

9.8%

ADM

UK£27.42

Admiral Group

7D

1.2%

1Y

37.0%

HSX

UK£10.45

Hiscox

7D

1.8%

1Y

0.9%

SBRE

UK£1.42

Sabre Insurance Group

7D

-2.1%

1Y

34.5%

SAGA

UK£1.23

Saga

7D

4.2%

1Y

17.3%

LGEN

UK£2.28

Legal & General Group

7D

1.2%

1Y

-11.0%

PHNX

UK£4.76

Phoenix Group Holdings

7D

2.4%

1Y

-22.2%

AV.

UK£4.20

Aviva

7D

-1.0%

1Y

-5.4%

LRE

UK£6.28

Lancashire Holdings

7D

-3.1%

1Y

3.8%

CRE

UK£4.68

Conduit Holdings

7D

-1.4%

1Y

22.2%

HSD

UK£0.42

Hansard Global

7D

-5.6%

1Y

4.7%

PRU

UK£8.53

Prudential

7D

-3.6%

1Y

-20.7%

BEZ

UK£5.45

Beazley

7D

-2.2%

1Y

-16.1%

RQIH

UK£0.13

R&Q Insurance Holdings

7D

10.9%

1Y

-79.8%

DLG

UK£1.92

Direct Line Insurance Group

7D

0.3%

1Y

-7.8%

CSN

UK£2.61

Chesnara

7D

-1.7%

1Y

-11.8%