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U.K. (FTSE) Insurance Industry Analysis
UpdatedDec 30, 2024
DataAggregated Company Financials
Companies18
- 7D0.5%
- 3M-2.0%
- 1Y-5.2%
- YTD-3.9%
In the last week, Insurance has been flat. As for the longer term, the industry has declined 5.2% in the last year. As for the next few years, earnings are expected to grow by 19% per annum.
Industry Valuation and Performance
Has the U.K. Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Tue, 31 Dec 2024 | UK£72.7b | UK£90.6b | UK£4.5b | 11.7x | 16.2x | 0.8x |
| Thu, 28 Nov 2024 | UK£70.8b | UK£90.5b | UK£4.5b | 11x | 15.8x | 0.8x |
| Sat, 26 Oct 2024 | UK£71.1b | UK£90.1b | UK£4.4b | 11.5x | 16.1x | 0.8x |
| Mon, 23 Sep 2024 | UK£73.2b | UK£89.5b | UK£4.4b | 10.3x | 16.7x | 0.8x |
| Wed, 21 Aug 2024 | UK£75.1b | UK£84.8b | UK£5.4b | 11.5x | 14x | 0.9x |
| Fri, 19 Jul 2024 | UK£61.5b | UK£70.3b | UK£4.3b | 11x | 14.3x | 0.9x |
| Sun, 16 Jun 2024 | UK£59.3b | UK£70.7b | UK£4.3b | 10.8x | 13.7x | 0.8x |
| Tue, 14 May 2024 | UK£63.5b | UK£70.9b | UK£4.4b | 12.4x | 14.6x | 0.9x |
| Thu, 11 Apr 2024 | UK£61.7b | UK£70.8b | UK£4.4b | 11.6x | 14x | 0.9x |
| Sat, 09 Mar 2024 | UK£49.7b | UK£47.9b | UK£4.4b | 11x | 11.3x | 1x |
| Mon, 05 Feb 2024 | UK£19.9b | UK£13.5b | UK£353.8m | 20.2x | 56.1x | 1.5x |
| Wed, 03 Jan 2024 | UK£20.8b | UK£13.4b | UK£394.2m | 21.9x | 52.8x | 1.6x |
| Fri, 01 Dec 2023 | UK£20.8b | UK£13.3b | UK£394.0m | 22x | 52.7x | 1.6x |
| Sun, 29 Oct 2023 | UK£19.0b | UK£13.7b | UK£403.0m | 19.8x | 47.2x | 1.4x |
| Tue, 26 Sep 2023 | UK£20.1b | UK£13.4b | UK£192.0m | 18.3x | 104.5x | 1.5x |
| Thu, 24 Aug 2023 | UK£19.3b | UK£12.5b | UK£248.5m | 23.8x | 77.7x | 1.5x |
| Sat, 22 Jul 2023 | UK£19.5b | UK£11.7b | -UK£103,094,562.00 | 30.5x | -189.1x | 1.7x |
| Mon, 19 Jun 2023 | UK£19.1b | UK£11.7b | UK£128.2m | 30.2x | 149.3x | 1.6x |
| Wed, 17 May 2023 | UK£19.8b | UK£11.8b | UK£136.8m | 29.3x | 144.9x | 1.7x |
| Fri, 14 Apr 2023 | UK£19.9b | UK£11.8b | UK£132.6m | 30.1x | 149.8x | 1.7x |
| Sun, 12 Mar 2023 | UK£52.3b | UK£13.5b | UK£1.5b | 15.5x | 35.5x | 3.9x |
| Tue, 07 Feb 2023 | UK£69.3b | UK£17.6b | UK£769.6m | 16.8x | 90.1x | 3.9x |
| Thu, 05 Jan 2023 | UK£68.9b | UK£17.5b | UK£765.0m | 17.2x | 90x | 3.9x |
| Sat, 03 Dec 2022 | UK£61.0b | UK£17.4b | UK£748.7m | 16.4x | 81.4x | 3.5x |
| Mon, 31 Oct 2022 | UK£51.8b | UK£17.9b | UK£817.6m | 14.7x | 63.3x | 2.9x |
| Wed, 28 Sep 2022 | UK£54.4b | UK£18.5b | UK£904.5m | 15.3x | 60.1x | 2.9x |
| Fri, 26 Aug 2022 | UK£57.0b | UK£19.3b | UK£983.4m | 17.4x | 57.9x | 3x |
| Sun, 24 Jul 2022 | UK£77.5b | UK£87.4b | UK£4.3b | 15.1x | 18.2x | 0.9x |
| Tue, 21 Jun 2022 | UK£79.2b | UK£86.8b | UK£4.3b | 15.7x | 18.3x | 0.9x |
| Thu, 19 May 2022 | UK£80.7b | UK£86.6b | UK£4.4b | 15.7x | 18.3x | 0.9x |
| Sat, 16 Apr 2022 | UK£88.9b | UK£85.2b | UK£4.3b | 17.1x | 20.7x | 1x |
| Mon, 14 Mar 2022 | UK£87.0b | UK£91.0b | UK£4.8b | 15.2x | 18.3x | 1x |
| Wed, 09 Feb 2022 | UK£98.7b | UK£127.7b | UK£5.8b | 14.8x | 17x | 0.8x |
| Fri, 07 Jan 2022 | UK£99.3b | UK£127.7b | UK£5.8b | 13.5x | 17.1x | 0.8x |
Price to Earnings Ratio
17.1x
Current Industry PE
- Investors are pessimistic on the British Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 16.2x which is lower than its 3-year average PE of 33.0x.
- The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 0.80x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have declined 8.2% per year over the last three years,
- Revenues have also declined 11% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the U.K. Financials industry?
| GB Market | 0.56% | |
| Financials | 1.03% | |
| Insurance | 0.51% | |
| General Insurance | 0.82% | |
| Life and Health Insurance | 0.79% | |
| Insurance Brokers | 0% | |
| Reinsurance | -0.11% | |
| Property and Casualty Insurance | -0.11% | |
Industry PE
- Investors are most optimistic about the Life and Health Insurance industry even though it's trading below its 3-year average PE ratio of 153x.
- Analysts are expecting annual earnings growth of 33.6%, which is higher than its past year's earnings decline of 44.7% per year.
Forecasted Growth
- Analysts are most optimistic on the Life and Health Insurance industry, expecting annual earnings growth of 34% over the next 5 years.
- This is better than its past earnings decline of 45% per year.
- In contrast, the Property and Casualty Insurance industry is expected to see its earnings growth to stay flat over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| LGEN Legal & General Group | UK£2.27 | 1.3% +UK£174.9m | -9.6% | PE47.1x | |
| AV. Aviva | UK£4.66 | 0.7% +UK£82.4m | 7.1% | PE9.7x | |
| DLG Direct Line Insurance Group | UK£2.53 | 0.3% +UK£10.4m | 39.2% | PE10.9x | |
| PRU Prudential | UK£6.33 | 0.03% +UK£5.3m | -28.6% | PE24x | |
| CSN Chesnara | UK£2.61 | 1.4% +UK£5.3m | -0.2% | PE78.8x |
