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U.K. (FTSE) Insurance Industry Analysis

UpdatedMar 25, 2026
DataAggregated Company Financials
Companies14
  • 7D-3.7%
  • 3M-2.6%
  • 1Y20.7%
  • YTD-2.6%

Over the last 7 days, the Insurance industry has dropped 3.7%, driven by pullbacks in Aviva and Prudential of 4.7% and 2.8%, respectively. Meanwhile, Saga actually outperformed within the industry, gaining 7.3% in the last week. This takes the industry's 12 month performance to a gain of 21%. Looking forward, earnings are forecast to grow by 8.4% annually.

Industry Valuation and Performance

Has the U.K. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 25 Mar 2026UK£79.7bUK£85.6bUK£5.4b10.8x14.7x0.9x
Fri, 20 Feb 2026UK£81.6bUK£69.0bUK£4.8b10.8x16.9x1.2x
Sun, 18 Jan 2026UK£82.0bUK£69.1bUK£4.9b11.3x16.9x1.2x
Tue, 16 Dec 2025UK£79.8bUK£69.1bUK£4.9b11.2x16.4x1.2x
Thu, 13 Nov 2025UK£80.9bUK£69.4bUK£4.9b11.2x16.4x1.2x
Sat, 11 Oct 2025UK£79.0bUK£69.1bUK£4.9b11.4x16.2x1.1x
Mon, 08 Sep 2025UK£76.1bUK£72.9bUK£4.3b11x17.6x1x
Wed, 06 Aug 2025UK£76.6bUK£70.1bUK£3.6b14.3x21.2x1.1x
Fri, 04 Jul 2025UK£73.1bUK£69.6bUK£3.6b13.1x20.3x1.1x
Sun, 01 Jun 2025UK£73.2bUK£74.9bUK£3.8b12.6x19.3x1x
Tue, 29 Apr 2025UK£68.5bUK£75.5bUK£3.6b12.3x19x0.9x
Thu, 27 Mar 2025UK£69.1bUK£76.4bUK£3.8b12.6x18x0.9x
Sat, 22 Feb 2025UK£76.4bUK£90.5bUK£4.5b11.4x17.1x0.8x
Mon, 20 Jan 2025UK£74.7bUK£91.2bUK£4.6b11.3x16.3x0.8x
Wed, 18 Dec 2024UK£72.8bUK£90.4bUK£4.5b11.6x16.3x0.8x
Fri, 15 Nov 2024UK£69.6bUK£90.5bUK£4.5b11.2x15.6x0.8x
Sun, 13 Oct 2024UK£73.5bUK£90.0bUK£4.4b11.9x16.7x0.8x
Tue, 10 Sep 2024UK£73.4bUK£84.8bUK£4.8b10.3x15.2x0.9x
Thu, 08 Aug 2024UK£58.4bUK£70.6bUK£4.6b10.6x12.6x0.8x
Sat, 06 Jul 2024UK£60.1bUK£70.5bUK£4.3b10.8x13.9x0.9x
Mon, 03 Jun 2024UK£62.3bUK£70.6bUK£4.3b12.6x14.4x0.9x
Wed, 01 May 2024UK£60.3bUK£71.0bUK£4.4b11.7x13.8x0.9x
Fri, 29 Mar 2024UK£63.7bUK£70.8bUK£4.4b12x14.5x0.9x
Sun, 25 Feb 2024UK£20.9bUK£13.5bUK£496.0m18.6x42.2x1.6x
Tue, 23 Jan 2024UK£20.2bUK£13.3bUK£392.9m20.9x51.5x1.5x
Thu, 21 Dec 2023UK£21.0bUK£13.3bUK£393.7m22.1x53.4x1.6x
Sat, 18 Nov 2023UK£20.6bUK£13.5bUK£397.6m21.2x51.8x1.5x
Mon, 16 Oct 2023UK£19.1bUK£13.6bUK£402.6m19.7x47.5x1.4x
Wed, 13 Sep 2023UK£19.9bUK£13.2bUK£187.5m18.2x106.1x1.5x
Fri, 11 Aug 2023UK£19.2bUK£12.1bUK£155.5m23.1x123.3x1.6x
Sun, 09 Jul 2023UK£18.3bUK£11.7b-UK£103,338,312.0029.4x-177.4x1.6x
Tue, 06 Jun 2023UK£20.5bUK£11.9bUK£129.9m31.5x157.7x1.7x
Thu, 04 May 2023UK£20.1bUK£11.8bUK£132.5m30.5x151.9x1.7x
Sat, 01 Apr 2023UK£18.6bUK£11.8bUK£105.2m27.9x177x1.6x
Price to Earnings Ratio

177x


Total Market Cap: UK£18.6bTotal Earnings: UK£105.2mTotal Revenue: UK£11.8bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Insurance Industry Price to Earnings3Y Average 13.2x202420252026
Current Industry PE
  • Investors are optimistic on the British Insurance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 14.7x which is higher than its 3-year average PE of 13.2x.
  • The 3-year average PS ratio of 1.2x is higher than the industry's current PS ratio of 0.93x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 272% per year over the last three years.
  • Revenues for these companies have grown 94% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market-4.25%
Financials-3.53%
Insurance-3.68%
Insurance Brokers0%0
Life and Health Insurance-3.23%
Property and Casualty Insurance-3.49%
General Insurance-4.67%
Reinsurance-6.78%
Industry PE
  • Investors are most optimistic about the General Insurance industry which is trading above its 3-year average PE ratio of 14.3x.
    • Analysts are expecting annual earnings growth of 14.4%, which is higher than its past year's earnings decline of 3.4% per year.
  • Investors are most pessimistic about the Reinsurance industry, which is trading below its 3-year average of 8.8x.
Forecasted Growth
  • Analysts are most optimistic on the General Insurance industry, expecting annual earnings growth of 14% over the next 5 years.
  • This is better than its past earnings decline of 3.4% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PRU PrudentialUK£10.932.1%
+UK£553.0m
30.4%PE9.2x
SAGA SagaUK£5.173.2%
+UK£23.0m
297.7%PS1.2x
JUST Just GroupUK£2.190.7%
+UK£15.6m
45.8%PS1.1x
PGH Personal Group HoldingsUK£3.4114.0%
+UK£13.1m
42.1%PE16x
HUW Helios UnderwritingUK£2.031.5%
+UK£2.2m
-2.4%PE6.2x

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