Aviva (AV.) Stock Overview
Provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
AV. Community Fair Values
Create NarrativeSee what 215 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Aviva plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£6.27 |
| 52 Week High | UK£7.01 |
| 52 Week Low | UK£5.91 |
| Beta | 0.63 |
| 1 Month Change | 0.064% |
| 3 Month Change | -7.14% |
| 1 Year Change | 2.82% |
| 3 Year Change | 59.11% |
| 5 Year Change | 15.47% |
| Change since IPO | -2.72% |
Recent News & Updates
Narrative Update • May 13
AV.: Dividend And Buyback Policy Will Underpin Balanced Medium Term Execution Risks
Analysts have nudged their fair value estimate for Aviva higher to about £6.86 per share, supported by a slightly increased price target to £7.65 and updated assumptions on discount rate, profit margin and future P/E. Analyst Commentary Recent Street research on Aviva shows a mix of optimism on valuation and caution on execution, which helps explain why fair value estimates and price targets sit close to each other around the mid £6 to £7 range.Narrative Update • Apr 27
AV.: Dividend And Buyback Policy Will Support Measured Medium Term Outlook
Analysts have nudged their 12 month price target for Aviva up by £0.05 to £7.65, citing updated assumptions around profit margin and a slightly higher future P/E multiple as key drivers of the revision. Analyst Commentary Analysts making bullish adjustments to their models are using the small uplift in the 12 month price target to reflect what they see as a modestly stronger outlook for Aviva's profitability and valuation multiples.Narrative Update • Apr 12
AV.: Dividend And Buyback Policy Will Support Measured Medium Term Outlook
Analysts have nudged their price target for Aviva up to £7.65 from £7.60, citing a slightly higher assumed future P/E multiple and firmer profit margin expectations, even as revenue growth assumptions are moderated. Analyst Commentary Recent research points to slightly stronger confidence in Aviva's ability to support a higher valuation, reflected in a modest increase in the assumed future P/E multiple and price target to £7.65.Recent updates
Narrative Update • May 13
AV.: Dividend And Buyback Policy Will Underpin Balanced Medium Term Execution Risks
Analysts have nudged their fair value estimate for Aviva higher to about £6.86 per share, supported by a slightly increased price target to £7.65 and updated assumptions on discount rate, profit margin and future P/E. Analyst Commentary Recent Street research on Aviva shows a mix of optimism on valuation and caution on execution, which helps explain why fair value estimates and price targets sit close to each other around the mid £6 to £7 range.Narrative Update • Apr 27
AV.: Dividend And Buyback Policy Will Support Measured Medium Term Outlook
Analysts have nudged their 12 month price target for Aviva up by £0.05 to £7.65, citing updated assumptions around profit margin and a slightly higher future P/E multiple as key drivers of the revision. Analyst Commentary Analysts making bullish adjustments to their models are using the small uplift in the 12 month price target to reflect what they see as a modestly stronger outlook for Aviva's profitability and valuation multiples.Narrative Update • Apr 12
AV.: Dividend And Buyback Policy Will Support Measured Medium Term Outlook
Analysts have nudged their price target for Aviva up to £7.65 from £7.60, citing a slightly higher assumed future P/E multiple and firmer profit margin expectations, even as revenue growth assumptions are moderated. Analyst Commentary Recent research points to slightly stronger confidence in Aviva's ability to support a higher valuation, reflected in a modest increase in the assumed future P/E multiple and price target to £7.65.Narrative Update • Mar 09
AV.: Dividend And Buyback Returns Will Support Bullish Medium Term Outlook
Analysts have trimmed their price target on Aviva to £6.70 from £6.90, reflecting updated expectations around revenue growth, profit margins, and a higher assumed future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts still see valuation support around the £6.70 target, suggesting the stock is closer to what they view as fair value after recent adjustments to revenue and margin assumptions.Narrative Update • Feb 22
AV.: Neutral Sector Views And Trimmed Outlook Will Shape Medium Term Returns
Analysts have trimmed their price targets for Aviva from around £6.90 to about £6.70 per share, reflecting a more cautious stance on European insurers while keeping assumptions such as fair value and discount rates broadly unchanged. Analyst Commentary Recent research has become more cautious on Aviva, with price targets clustered just below £6.75 and ratings sitting around the middle of the scale rather than clearly positive or negative.Narrative Update • Feb 07
AV.: Medium Term EPS Ambitions And Softer Sector Views Will Shape Returns
Analysts have trimmed their price targets for Aviva to a range around £6.70 per share, reflecting updated views on fair value, discount rates and future P/E, as well as more cautious sector outlooks from recent research. Analyst Commentary Recent research updates have converged around price targets close to £6.70 per share, with ratings generally sitting in the middle of the range rather than firmly positive or negative.Narrative Update • Jan 22
AV.: Medium Term Earnings Targets And Softer Ratings Will Shape Balanced Return Profile
Narrative Update on Aviva Analysts have trimmed their average price targets on Aviva to around £6.79 from about £6.84. This reflects recent cuts to Street targets in the £6.70 range as they factor in updated views on growth, margins and fair value.Analysis Article • Dec 12
Investors Still Waiting For A Pull Back In Aviva plc (LON:AV.)
When close to half the companies in the United Kingdom have price-to-earnings ratios (or "P/E's") below 15x, you may...Narrative Update • Nov 10
AV.: Improved Margins Will Offset Slower Revenue And Support Dividend Growth
Analysts have modestly increased their price target for Aviva to £6.84 per share, citing stronger profit margins and a positive outlook, even though revenue growth has been slower. Analyst Commentary Recent analyst updates on Aviva reflect a balanced view of the company’s prospects, highlighting both improved valuations and areas of potential concern for investors.Narrative Update • Oct 27
UK Pension Shifts And Changing Ratings Will Influence Market Performance
Narrative Update: Aviva Analyst Price Target Revision Analysts have raised their price target for Aviva to £6.87 from £6.23. They cite incremental improvements in revenue growth projections and stable profit margins as key factors supporting the upward revision.Narrative Update • Oct 13
UK Pension And Digital Trends Will Reshape Market Dynamics
Aviva's analyst price target has been raised from £6.72 to £6.82 per share as analysts incorporate improved profit margins and a slightly lower discount rate into their updated forecasts. Analyst Commentary Recent analyst activity has highlighted a divergence of opinion regarding Aviva's prospects, with both upgrades and downgrades influencing sentiment.Narrative Update • Sep 19
UK Pension And Digital Trends Will Reshape Market Dynamics
Aviva's price target has been revised upwards to £6.72, reflecting accelerated earnings growth led by capital-light businesses, improved sector positioning, and higher shareholder return prospects despite some views of the shares as fairly valued at current levels. Analyst Commentary Expectations for accelerated earnings growth, with a significant portion (70%) coming from capital-light business streams, supporting stronger cash generation and improving quality of earnings.Narrative Update • Sep 04
UK Pension And Digital Trends Will Reshape Market Dynamics
Analysts remain positive on Aviva due to its growing capital-light earnings streams and solid operating momentum, though neutral ratings and sector valuation considerations have kept the consensus price target unchanged at £6.64. Analyst Commentary Bullish analysts are raising price targets on expectations that over 70% of Aviva’s earnings will be from capital-light streams, improving the company’s quality and growth potential.
New Narrative • Mar 02
Acquisition Of Direct Line Will Yield £125 Million In Cost Savings And Unlock Capital Benefits
Strategic focus on capital-light portfolios and acquisitions set to enhance growth, net margins, and shareholder returns with reduced capital requirements.Shareholder Returns
| AV. | GB Insurance | GB Market | |
|---|---|---|---|
| 7D | 0.5% | -1.2% | 0.9% |
| 1Y | 2.8% | 20.6% | 19.8% |
Return vs Industry: AV. underperformed the UK Insurance industry which returned 20.6% over the past year.
Return vs Market: AV. underperformed the UK Market which returned 19.8% over the past year.
Price Volatility
| AV. volatility | |
|---|---|
| AV. Average Weekly Movement | 3.8% |
| Insurance Industry Average Movement | 4.2% |
| Market Average Movement | 5.8% |
| 10% most volatile stocks in GB Market | 12.0% |
| 10% least volatile stocks in GB Market | 3.1% |
Stable Share Price: AV. has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: AV.'s weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1696 | 39,359 | Amanda Blanc | www.aviva.com |
Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection.
Aviva plc Fundamentals Summary
| AV. fundamental statistics | |
|---|---|
| Market cap | UK£18.81b |
| Earnings (TTM) | UK£767.00m |
| Revenue (TTM) | UK£28.68b |
24.5x
P/E Ratio0.7x
P/S RatioIs AV. overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AV. income statement (TTM) | |
|---|---|
| Revenue | UK£28.68b |
| Cost of Revenue | UK£23.18b |
| Gross Profit | UK£5.50b |
| Other Expenses | UK£4.73b |
| Earnings | UK£767.00m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
Aug 14, 2026
| Earnings per share (EPS) | 0.26 |
| Gross Margin | 19.18% |
| Net Profit Margin | 2.67% |
| Debt/Equity Ratio | 108.1% |
How did AV. perform over the long term?
See historical performance and comparisonDividends
6.3%
Current Dividend Yield146%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/27 14:48 |
| End of Day Share Price | 2026/05/27 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Aviva plc is covered by 30 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Larissa van Deventer | Barclays |
| Larissa Van Deventer | Barclays |
| Edward Houghton | Bernstein |