Narrative Update • Aug 07

In the last week, the General Insurance industry is flat overall, with Saga standing out by going down 3.1%. As for the the longer term, the industry is up 9.1% over the past 12 months. As for the next few years, earnings are expected to grow by 28% per annum.
Has the U.K. General Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 22 Aug 2026 | UK£22.5b | UK£31.5b | UK£583.6m | 38.4x | 38.5x | 0.7x |
| Mon, 20 Jul 2026 | UK£21.2b | UK£29.4b | UK£791.6m | 26.2x | 26.8x | 0.7x |
| Wed, 17 Jun 2026 | UK£20.1b | UK£29.4b | UK£791.6m | 24.9x | 25.4x | 0.7x |
| Fri, 15 May 2026 | UK£19.8b | UK£29.4b | UK£795.1m | 24.6x | 24.9x | 0.7x |
| Sun, 12 Apr 2026 | UK£19.1b | UK£28.7b | UK£791.0m | 15.4x | 24.1x | 0.7x |
| Tue, 10 Mar 2026 | UK£18.8b | UK£28.7b | UK£791.0m | 15.3x | 23.8x | 0.7x |
| Thu, 05 Feb 2026 | UK£20.1b | UK£24.3b | UK£618.0m | 19.9x | 32.4x | 0.8x |
| Sat, 03 Jan 2026 | UK£20.9b | UK£24.3b | UK£618.0m | 20.6x | 33.9x | 0.9x |
| Mon, 01 Dec 2025 | UK£20.0b | UK£24.3b | UK£618.0m | 19.8x | 32.3x | 0.8x |
| Wed, 29 Oct 2025 | UK£20.6b | UK£24.3b | UK£618.0m | 20.5x | 33.4x | 0.8x |
| Fri, 26 Sep 2025 | UK£20.8b | UK£24.9b | UK£555.4m | 21x | 37.5x | 0.8x |
| Sun, 24 Aug 2025 | UK£20.6b | UK£24.3b | UK£612.6m | 21.3x | 33.6x | 0.8x |
| Tue, 22 Jul 2025 | UK£19.5b | UK£22.8b | UK£651.6m | 19.6x | 30x | 0.9x |
| Thu, 19 Jun 2025 | UK£16.6b | UK£22.8b | UK£651.6m | 17.4x | 25.4x | 0.7x |
| Sat, 17 May 2025 | UK£16.0b | UK£23.6b | UK£472.0m | 16.9x | 34x | 0.7x |
| Mon, 14 Apr 2025 | UK£13.6b | UK£23.6b | UK£472.0m | 14.7x | 28.8x | 0.6x |
| Wed, 12 Mar 2025 | UK£14.3b | UK£23.8b | UK£502.6m | 15.2x | 28.4x | 0.6x |
| Fri, 07 Feb 2025 | UK£14.0b | UK£23.7b | UK£1.1b | 9.9x | 12.3x | 0.6x |
| Sun, 05 Jan 2025 | UK£13.0b | UK£23.7b | UK£1.1b | 10.3x | 11.4x | 0.5x |
| Tue, 03 Dec 2024 | UK£13.2b | UK£23.7b | UK£1.1b | 10x | 11.5x | 0.6x |
| Thu, 31 Oct 2024 | UK£12.5b | UK£23.7b | UK£1.1b | 8.5x | 11x | 0.5x |
| Sat, 28 Sep 2024 | UK£13.3b | UK£23.7b | UK£1.2b | 8.8x | 11.3x | 0.6x |
| Mon, 26 Aug 2024 | UK£13.5b | UK£23.6b | UK£1.2b | 9.1x | 11.4x | 0.6x |
| Wed, 24 Jul 2024 | UK£13.3b | UK£22.5b | UK£937.4m | 10.2x | 14.1x | 0.6x |
| Fri, 21 Jun 2024 | UK£13.2b | UK£22.5b | UK£937.4m | 9.9x | 14x | 0.6x |
| Sun, 19 May 2024 | UK£13.5b | UK£22.5b | UK£925.0m | 21.7x | 14.6x | 0.6x |
| Tue, 16 Apr 2024 | UK£12.8b | UK£22.4b | UK£974.1m | 21.1x | 13.1x | 0.6x |
| Thu, 14 Mar 2024 | UK£13.2b | UK£22.4b | UK£974.1m | 22.1x | 13.6x | 0.6x |
| Sat, 10 Feb 2024 | UK£264.2m | UK£811.0m | -UK£59,859,000.00 | 25.5x | -4.4x | 0.3x |
| Mon, 08 Jan 2024 | UK£312.0m | UK£811.0m | -UK£59,859,000.00 | 27x | -5.2x | 0.4x |
| Wed, 06 Dec 2023 | UK£291.5m | UK£811.0m | -UK£59,859,000.00 | 29x | -4.9x | 0.4x |
| Fri, 03 Nov 2023 | UK£280.4m | UK£811.0m | -UK£59,859,000.00 | 28.6x | -4.7x | 0.3x |
| Sun, 01 Oct 2023 | UK£270.4m | UK£811.0m | -UK£59,859,000.00 | 23.4x | -4.5x | 0.3x |
| Tue, 29 Aug 2023 | UK£299.8m | UK£732.3m | -UK£262,517,000.00 | n/a | -1.1x | 0.4x |
-1.1x
How does U.K. General Insurance compare with similar industries?
| GB Market | 0.70% | |
| Financials | -1.53% | |
| Insurance | -1.27% | |
| General Insurance | -1.33% | |
| Property and Casualty Insurance | 0.64% | |
| Insurance Brokers | 0% | 0 |
| Reinsurance | -0.16% | |
| Life and Health Insurance | -2.26% | |
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| HUW Helios Underwriting | UK£2.25 | 0.4% +UK£686.8k | 4.4% | PE7.5x |