Helios Underwriting
Market Cap
UK£21.8m
Last Updated
2020/11/27 18:35 UTC
Data Sources
Company Financials +
Executive Summary
Helios Underwriting Plc, together with its subsidiaries, provides access to a limited liability investment for its shareholders in the Lloyd’s insurance market in the United Kingdom. More Details
Rewards
Risk Analysis
Snowflake Analysis
Good value with proven track record.
Similar Companies
Share Price & News
How has Helios Underwriting's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: HUW is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: HUW's weekly volatility (5%) has been stable over the past year.
Market Performance
7 Day Return
2.1%
HUW
-2.2%
GB Insurance
-0.4%
GB Market
1 Year Return
-7.3%
HUW
-7.3%
GB Insurance
-10.1%
GB Market
Return vs Industry: HUW matched the UK Insurance industry which returned -7.9% over the past year.
Return vs Market: HUW exceeded the UK Market which returned -11% over the past year.
Shareholder returns
| HUW | Industry | Market | |
|---|---|---|---|
| 7 Day | 2.1% | -2.2% | -0.4% |
| 30 Day | 5.7% | 25.4% | 13.4% |
| 90 Day | 20.3% | 9.3% | 6.4% |
| 1 Year | -7.3%-7.3% | -3.6%-7.3% | -6.5%-10.1% |
| 3 Year | -3.9%-7.3% | -4.9%-21.8% | 1.5%-10.9% |
| 5 Year | -33.4%-39.6% | 15.2%-14.8% | 27.4%-1.6% |
Long-Term Price Volatility Vs. Market
How volatile is Helios Underwriting's share price compared to the market and industry in the last 5 years?
Simply Wall St News
5 months ago | Simply Wall St
How Much is Helios Underwriting Plc's (LON:HUW) CEO Getting Paid?8 months ago | Simply Wall St
Volatility 101: Should Helios Underwriting (LON:HUW) Shares Have Dropped 23%?1 year ago | Simply Wall St
Should Helios Underwriting Plc (LON:HUW) Be Part Of Your Dividend Portfolio?Valuation
Is Helios Underwriting undervalued compared to its fair value and its price relative to the market?
6.38x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: HUW (£1.22) is trading above our estimate of fair value (£0.22)
Significantly Below Fair Value: HUW is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: HUW is good value based on its PE Ratio (6.4x) compared to the GB Insurance industry average (16.8x).
PE vs Market: HUW is good value based on its PE Ratio (6.4x) compared to the UK market (20.9x).
Price to Earnings Growth Ratio
PEG Ratio: HUW is good value based on its PEG Ratio (0.3x)
Price to Book Ratio
PB vs Industry: HUW is good value based on its PB Ratio (0.8x) compared to the GB Insurance industry average (1.3x).
Next Steps
Future Growth
How is Helios Underwriting forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
20.0%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: HUW's forecast earnings growth (20% per year) is above the savings rate (1.2%).
Earnings vs Market: HUW's earnings (20% per year) are forecast to grow slower than the UK market (27.3% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: HUW's revenue is expected to decline over the next 3 years (-40.5% per year).
High Growth Revenue: HUW's revenue is forecast to decline over the next 3 years (-40.5% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if HUW's Return on Equity is forecast to be high in 3 years time
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Past Performance
How has Helios Underwriting performed over the past 5 years?
20.9%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: HUW has a large one-off gain of £3.3M impacting its June 30 2020 financial results.
Growing Profit Margin: HUW's current net profit margins (6.8%) are higher than last year (2.4%).
Past Earnings Growth Analysis
Earnings Trend: HUW's earnings have grown significantly by 20.9% per year over the past 5 years.
Accelerating Growth: HUW's earnings growth over the past year (252.5%) exceeds its 5-year average (20.9% per year).
Earnings vs Industry: HUW earnings growth over the past year (252.5%) exceeded the Insurance industry -7.6%.
Return on Equity
High ROE: HUW's Return on Equity (11.8%) is considered low.
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Financial Health
How is Helios Underwriting's financial position?
Financial Position Analysis
Short Term Liabilities: HUW's short term assets (£163.7M) exceed its short term liabilities (£160.4M).
Long Term Liabilities: HUW's short term assets (£163.7M) exceed its long term liabilities (£3.7M).
Debt to Equity History and Analysis
Debt Level: HUW's debt to equity ratio (7.1%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if HUW's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: HUW's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if HUW's interest payments on its debt are well covered by EBIT.
Balance Sheet
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Dividend
What is Helios Underwriting current dividend yield, its reliability and sustainability?
5.96%
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate HUW's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate HUW's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if HUW's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if HUW's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: HUW is not paying a notable dividend for the UK market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of HUW's dividend in 3 years as they are not forecast to pay a notable one for the UK market.
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Management
How experienced are the management team and are they aligned to shareholders interests?
4.0yrs
Average board tenure
CEO
Nigel Hanbury (63 yo)
8.08yrs
Tenure
UK£191,667
Compensation
Mr. Nigel John Hanbury has been the Chief Executive Officer of Helios Underwriting Plc (formerly Hampden Underwriting Plc) since October 2012. Mr. Hanbury served as the Chief Executive Officer of Hampden A...
CEO Compensation Analysis
Compensation vs Market: Nigel's total compensation ($USD255.47K) is about average for companies of similar size in the UK market ($USD344.94K).
Compensation vs Earnings: Nigel's compensation has been consistent with company performance over the past year.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chief Executive & Director | 8.08yrs | UK£191.67k | 24.07% £ 5.3m | |
| Finance Director & Director | 4.58yrs | UK£154.17k | 2.02% £ 440.2k | |
| Independent Non-Executive Director | no data | UK£15.00k | 0.73% £ 159.0k | |
| Independent Non-Executive Chairman of the Board | 3.42yrs | UK£20.00k | 0.44% £ 95.6k | |
| Independent Non-Executive Director | 7.33yrs | UK£15.00k | 0.17% £ 37.8k | |
| Independent Non-Executive Director | 2.83yrs | UK£18.00k | 2.07% £ 453.0k |
4.0yrs
Average Tenure
63.5yo
Average Age
Experienced Board: HUW's board of directors are considered experienced (4 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.7%.
Top Shareholders
Company Information
Helios Underwriting Plc's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Helios Underwriting Plc
- Ticker: HUW
- Exchange: AIM
- Founded: 2006
- Industry: Multi-line Insurance
- Sector: Insurance
- Market Cap: UK£21.843m
- Shares outstanding: 17.98m
- Website: https://www.huwplc.com
Location
- Helios Underwriting Plc
- 40 Gracechurch Street
- 5th Floor
- London
- Greater London
- EC3V 0BT
- United Kingdom
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| HUW | AIM (London Stock Exchange AIM Market) | Yes | Ordinary Shares | GB | GBP | Sep 2007 |
Biography
Helios Underwriting Plc, together with its subsidiaries, provides access to a limited liability investment for its shareholders in the Lloyd’s insurance market in the United Kingdom. It operates through Sy...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/11/27 18:35 |
| End of Day Share Price | 2020/11/27 00:00 |
| Earnings | 2020/06/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.