Sabre Insurance Group
Market Cap
UK£641.3m
Last Updated
2021/04/12 18:03 UTC
Data Sources
Company Financials +
Executive Summary
Sabre Insurance Group plc, through its subsidiaries, writes general insurance for motor vehicles in the United Kingdom. More Details
Rewards
Risk Analysis
Snowflake Analysis
Flawless balance sheet and fair value.
Share Price & News
How has Sabre Insurance Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: SBRE is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: SBRE's weekly volatility (3%) has been stable over the past year.
Market Performance
7 Day Return
2.6%
SBRE
1.2%
GB Insurance
2.4%
GB Market
1 Year Return
-9.4%
SBRE
38.6%
GB Insurance
23.6%
GB Market
Return vs Industry: SBRE underperformed the UK Insurance industry which returned 38.6% over the past year.
Return vs Market: SBRE underperformed the UK Market which returned 23.6% over the past year.
Shareholder returns
| SBRE | Industry | Market | |
|---|---|---|---|
| 7 Day | 2.6% | 1.2% | 2.4% |
| 30 Day | 1.8% | 1.8% | 3.0% |
| 90 Day | -9.1% | 6.9% | 4.0% |
| 1 Year | -3.5%-9.4% | 44.8%38.6% | 29.4%23.6% |
| 3 Year | 22.2%4.9% | 9.0%-9.8% | 14.8%1.3% |
| 5 Year | n/a | 42.3%6.2% | 40.4%14.0% |
Long-Term Price Volatility Vs. Market
How volatile is Sabre Insurance Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall St
Reflecting on Sabre Insurance Group's (LON:SBRE) Share Price Returns Over The Last Three Years1 month ago | Simply Wall St
Read This Before Buying Sabre Insurance Group plc (LON:SBRE) Shares2 months ago | Simply Wall St
Is Sabre Insurance Group plc's (LON:SBRE) Latest Stock Performance A Reflection Of Its Financial Health?Valuation
Is Sabre Insurance Group undervalued compared to its fair value and its price relative to the market?
30.7%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: SBRE (£2.58) is trading below our estimate of fair value (£3.74)
Significantly Below Fair Value: SBRE is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: SBRE is poor value based on its PE Ratio (16.1x) compared to the GB Insurance industry average (14.8x).
PE vs Market: SBRE is good value based on its PE Ratio (16.1x) compared to the UK market (25.7x).
Price to Earnings Growth Ratio
PEG Ratio: SBRE is poor value based on its PEG Ratio (4.1x)
Price to Book Ratio
PB vs Industry: SBRE is overvalued based on its PB Ratio (2.4x) compared to the GB Insurance industry average (1.4x).
Future Growth
How is Sabre Insurance Group forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
4.0%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: SBRE's forecast earnings growth (4% per year) is above the savings rate (1%).
Earnings vs Market: SBRE's earnings (4% per year) are forecast to grow slower than the UK market (21.5% per year).
High Growth Earnings: SBRE's earnings are forecast to grow, but not significantly.
Revenue vs Market: SBRE's revenue (8.4% per year) is forecast to grow faster than the UK market (6.7% per year).
High Growth Revenue: SBRE's revenue (8.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: SBRE's Return on Equity is forecast to be low in 3 years time (18%).
Past Performance
How has Sabre Insurance Group performed over the past 5 years?
6.5%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SBRE has high quality earnings.
Growing Profit Margin: SBRE's current net profit margins (22.9%) are lower than last year (23.9%).
Past Earnings Growth Analysis
Earnings Trend: SBRE's earnings have grown by 6.5% per year over the past 5 years.
Accelerating Growth: SBRE's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SBRE had negative earnings growth (-12.9%) over the past year, making it difficult to compare to the Insurance industry average (-13%).
Return on Equity
High ROE: SBRE's Return on Equity (14.9%) is considered low.
Financial Health
How is Sabre Insurance Group's financial position?
Financial Position Analysis
Short Term Liabilities: SBRE's short term assets (£419.4M) exceed its short term liabilities (£328.3M).
Long Term Liabilities: SBRE's short term assets (£419.4M) exceed its long term liabilities (£125.0K).
Debt to Equity History and Analysis
Debt Level: SBRE is debt free.
Reducing Debt: SBRE has not had any debt for past 5 years.
Debt Coverage: SBRE has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: SBRE has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
Dividend
What is Sabre Insurance Group current dividend yield, its reliability and sustainability?
6.18%
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: SBRE's dividend (6.21%) is higher than the bottom 25% of dividend payers in the UK market (1.39%).
High Dividend: SBRE's dividend (6.21%) is in the top 25% of dividend payers in the UK market (4.18%)
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, SBRE has been paying a dividend for less than 10 years.
Growing Dividend: SBRE's dividend payments have increased, but the company has only paid a dividend for 3 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (69.5%), SBRE's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: SBRE's dividends in 3 years are not forecast to be well covered by earnings (96.6% payout ratio).
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.6yrs
Average management tenure
CEO
Geoff Carter (49 yo)
3.58yrs
Tenure
UK£1,109,000
Compensation
Mr. Geoffrey Richard Carter has been Chief Executive Officer of Sabre Insurance Group plc since May 2017. Mr. Carter served as Chief Operating Officer of Sabre Insurance Group plc since November 2015. He s...
CEO Compensation Analysis
Compensation vs Market: Geoff's total compensation ($USD1.52M) is above average for companies of similar size in the UK market ($USD931.17K).
Compensation vs Earnings: Geoff's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
Leadership Team
Experienced Management: SBRE's management team is considered experienced (3.6 years average tenure).
Board Members
Experienced Board: SBRE's board of directors are not considered experienced ( 2 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: SBRE insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Sabre Insurance Group plc's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Sabre Insurance Group plc
- Ticker: SBRE
- Exchange: LSE
- Founded: 1982
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: UK£641.328m
- Shares outstanding: 249.06m
- Website: https://www.sabreplc.co.uk
Number of Employees
Location
- Sabre Insurance Group plc
- Sabre House
- 150 South Street
- Dorking
- Surrey
- RH4 2YY
- United Kingdom
Listings
Biography
Sabre Insurance Group plc, through its subsidiaries, writes general insurance for motor vehicles in the United Kingdom. It offers its products through a network of insurance brokers, as well as through its...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/04/12 18:03 |
| End of Day Share Price | 2021/04/12 00:00 |
| Earnings | 2020/12/31 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.