BNH Stock Overview
Bahrain National Holding Company B.S.C., together with its subsidiaries, engages in the insurance and investment businesses in the Kingdom of Bahrain, GCC, and other countries.
Bahrain National Holding Company B.S.C Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||ب.د0.46|
|52 Week High||ب.د0.46|
|52 Week Low||ب.د0.37|
|1 Month Change||9.01%|
|3 Month Change||9.52%|
|1 Year Change||n/a|
|3 Year Change||64.29%|
|5 Year Change||17.81%|
|Change since IPO||77.57%|
Recent News & Updates
|BNH||BH Insurance||BH Market|
Return vs Industry: Insufficient data to determine how BNH performed against the BH Insurance industry.
Return vs Market: Insufficient data to determine how BNH performed against the BH Market.
|BNH Average Weekly Movement||n/a|
|Insurance Industry Average Movement||5.0%|
|Market Average Movement||2.5%|
|10% most volatile stocks in BH Market||6.5%|
|10% least volatile stocks in BH Market||1.7%|
Stable Share Price: Insufficient data to determine BNH's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine BNH's volatility change over the past year.
About the Company
Bahrain National Holding Company B.S.C., together with its subsidiaries, engages in the insurance and investment businesses in the Kingdom of Bahrain, GCC, and other countries. The company operates through Motor Insurance, Property & General, Medical Insurance, and Life Insurance segments. The Motor Insurance segment comprises motor comprehensive insurance covers, third party insurance covers, and other services related to motor insurance.
Bahrain National Holding Company B.S.C Fundamentals Summary
|BNH fundamental statistics|
Is BNH overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|BNH income statement (TTM)|
|Cost of Revenue||ب.د9.39m|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.052|
|Net Profit Margin||28.20%|
How did BNH perform over the long term?See historical performance and comparison
6.5%Current Dividend Yield
Is Bahrain National Holding Company B.S.C undervalued compared to its fair value and its price relative to the market?
Valuation Score 1/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate BNH's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate BNH's fair value for valuation analysis.
Price To Earnings Ratio
PE vs Industry: BNH's PE Ratio (8.8x) is in line with the BH Insurance industry average.
PE vs Market: BNH is good value based on its PE Ratio (8.8x) compared to the BH market (13.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BNH's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BNH's PB Ratio (0.9x) is in line with the BH Insurance industry average.
How is Bahrain National Holding Company B.S.C forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bahrain National Holding Company B.S.C has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Bahrain National Holding Company B.S.C performed over the past 5 years?
Past Performance Score5/6
Past Performance Score 5/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BNH has high quality earnings.
Growing Profit Margin: BNH's current net profit margins (28.2%) are higher than last year (20.4%).
Past Earnings Growth Analysis
Earnings Trend: BNH's earnings have grown by 13.1% per year over the past 5 years.
Accelerating Growth: BNH's earnings growth over the past year (50.4%) exceeds its 5-year average (13.1% per year).
Earnings vs Industry: BNH earnings growth over the past year (50.4%) exceeded the Insurance industry 12.2%.
Return on Equity
High ROE: BNH's Return on Equity (10.2%) is considered low.
How is Bahrain National Holding Company B.S.C's financial position?
Financial Health Score5/6
Financial Health Score 5/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: BNH's short term assets (BHD35.6M) exceed its short term liabilities (BHD7.9M).
Long Term Liabilities: BNH's short term assets (BHD35.6M) do not cover its long term liabilities (BHD45.8M).
Debt to Equity History and Analysis
Debt Level: BNH is debt free.
Reducing Debt: BNH has no debt compared to 5 years ago when its debt to equity ratio was 0.2%.
Debt Coverage: BNH has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: BNH has no debt, therefore coverage of interest payments is not a concern.
What is Bahrain National Holding Company B.S.C current dividend yield, its reliability and sustainability?
Dividend Score 4/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BNH's dividend (6.52%) is higher than the bottom 25% of dividend payers in the BH market (3.73%).
High Dividend: BNH's dividend (6.52%) is in the top 25% of dividend payers in the BH market (5.59%)
Stability and Growth of Payments
Stable Dividend: BNH's dividend payments have been volatile in the past 10 years.
Growing Dividend: BNH's dividend payments have increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its reasonably low payout ratio (39.7%), BNH's dividend payments are well covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its high cash payout ratio (96.9%), BNH's dividend payments are not well covered by cash flows.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Sameer Ebrahim Al-Wazzan has been the Group Chief Executive of The Bahrain National Holding Company B.S.C. since January 2014. Mr. Al-Wazzan serves as the Chief Executive of Al Khazna Insurance Company...
Experienced Management: BNH's management team is considered experienced (3.3 years average tenure).
Experienced Board: BNH's board of directors are seasoned and experienced ( 14.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 5.8%.
Bahrain National Holding Company B.S.C.'s employee growth, exchange listings and data sources
- Name: Bahrain National Holding Company B.S.C.
- Ticker: BNH
- Exchange: BAX
- Founded: 1969
- Industry: Multi-line Insurance
- Sector: Insurance
- Implied Market Cap: ب.د54.225m
- Shares outstanding: 119.18m
- Website: https://www.bnhgroup.com
Number of Employees
- Bahrain National Holding Company B.S.C.
- BNH Tower
- 9th Floor
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/17 00:00|
|End of Day Share Price||2022/05/17 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.