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U.K. (FTSE) Financials Sector Analysis

UpdatedMar 24, 2025
DataAggregated Company Financials
Companies224
  • 7D0.6%
  • 3M10.3%
  • 1Y30.4%
  • YTD9.1%

The Financials industry has stayed flat over the last week. As for the the longer term, the industry is up 30% over the past 12 months. As for the next few years, earnings are expected to grow by 11% per annum.

Sector Valuation and Performance

Has the U.K. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 25 Mar 2025UK£581.1bUK£281.5bUK£52.5b10.5x11.1x2.1x
Thu, 20 Feb 2025UK£600.0bUK£298.7bUK£54.8b10.6x11x2x
Sat, 18 Jan 2025UK£565.0bUK£300.4bUK£54.5b10.5x10.4x1.9x
Mon, 16 Dec 2024UK£543.6bUK£297.1bUK£53.5b11.2x10.2x1.8x
Wed, 13 Nov 2024UK£511.6bUK£296.0bUK£53.1b10.8x9.6x1.7x
Fri, 11 Oct 2024UK£469.6bUK£269.4bUK£46.9b11.6x10x1.7x
Sun, 08 Sep 2024UK£460.4bUK£265.7bUK£47.3b11.3x9.7x1.7x
Tue, 06 Aug 2024UK£432.9bUK£251.3bUK£47.4b11.5x9.1x1.7x
Thu, 04 Jul 2024UK£451.9bUK£241.0bUK£47.1b11.8x9.6x1.9x
Sat, 01 Jun 2024UK£457.2bUK£241.0bUK£47.3b13x9.7x1.9x
Mon, 29 Apr 2024UK£440.3bUK£242.5bUK£48.4b12.1x9.1x1.8x
Wed, 27 Mar 2024UK£465.1bUK£264.2bUK£53.2b12.4x8.7x1.8x
Fri, 23 Feb 2024UK£407.6bUK£200.0bUK£51.1b12x8x2x
Sun, 21 Jan 2024UK£384.6bUK£188.2bUK£51.5b12.8x7.5x2x
Tue, 19 Dec 2023UK£396.8bUK£188.5bUK£51.5b12.8x7.7x2.1x
Thu, 16 Nov 2023UK£379.9bUK£188.4bUK£51.8b11.9x7.3x2x
Sat, 14 Oct 2023UK£391.6bUK£183.3bUK£48.5b12x8.1x2.1x
Mon, 11 Sep 2023UK£376.4bUK£181.1bUK£47.9b12.9x7.9x2.1x
Wed, 09 Aug 2023UK£392.3bUK£175.8bUK£47.1b12.2x8.3x2.2x
Fri, 07 Jul 2023UK£393.6bUK£180.9bUK£51.2b12.1x7.7x2.2x
Sun, 04 Jun 2023UK£413.7bUK£182.7bUK£51.8b13.2x8x2.3x
Tue, 02 May 2023UK£410.9bUK£172.5bUK£43.6b13x9.4x2.4x
Thu, 30 Mar 2023UK£388.5bUK£172.0bUK£42.9b13x9.1x2.3x
Sat, 25 Feb 2023UK£453.6bUK£174.0bUK£44.8b10.8x10.1x2.6x
Mon, 23 Jan 2023UK£414.5bUK£142.6bUK£34.6b12.1x12x2.9x
Wed, 21 Dec 2022UK£374.2bUK£143.7bUK£34.8b11.7x10.7x2.6x
Fri, 18 Nov 2022UK£366.0bUK£146.8bUK£36.3b9.5x10.1x2.5x
Sun, 16 Oct 2022UK£351.1bUK£188.0bUK£40.8b9.2x8.6x1.9x
Tue, 13 Sep 2022UK£385.1bUK£149.2bUK£38.7b9.6x10x2.6x
Thu, 11 Aug 2022UK£406.5bUK£223.8bUK£38.5b10.2x10.6x1.8x
Sat, 09 Jul 2022UK£431.7bUK£281.2bUK£49.3b9.6x8.8x1.5x
Mon, 06 Jun 2022UK£457.1bUK£277.6bUK£48.4b10.2x9.4x1.6x
Wed, 04 May 2022UK£464.8bUK£275.5bUK£46.7b10.6x10x1.7x
Fri, 01 Apr 2022UK£475.5bUK£271.9bUK£46.3b10.3x10.3x1.7x
Price to Earnings Ratio

10.3x


Total Market Cap: UK£475.5bTotal Earnings: UK£46.3bTotal Revenue: UK£271.9bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Financials Sector Price to Earnings3Y Average 9.9x202320242025
Current Industry PE
  • Investors are optimistic on the British Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 11.1x which is higher than its 3-year average PE of 9.9x.
  • The industry is trading close to its 3-year average PS ratio of 2.2x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 4.3% per year over the last three years, while revenues have remained mostly flat.
  • This means that companies overall are more efficiently conducting business since profits are increasing while sales have been flat.

Industry Trends

Which industries have driven the changes within the U.K. Financials sector?

GB Market-0.28%
Financials0.63%
Consumer Finance3.66%
Diversified Financial1.51%
Insurance1.21%
Banks0.66%
Capital Markets0.20%
Mortgage Finance0%0
Industry PE
  • Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 15.9x.
    • Analysts are expecting annual earnings growth of 35.0%, which is higher than its past year's earnings growth of 7.0% per year.
  • Investors are most pessimistic about the Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 7.5x.
Forecasted Growth
  • Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 35% over the next 5 years.
  • This is better than its past earnings growth rate of 7.0% per year.
  • In contrast, the Banks industry is expected to see its earnings grow by 6.2% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
HSBA HSBC HoldingsUK£8.871.0%
+UK£1.6b
41.9%PB1.1x
LLOY Lloyds Banking GroupUK£0.723.6%
+UK£1.5b
39.9%PB1x
LSEG London Stock Exchange GroupUK£112.202.2%
+UK£1.3b
17.1%PE86.9x
BARC BarclaysUK£3.043.0%
+UK£1.3b
67.3%PB0.6x
PRU PrudentialUK£8.196.2%
+UK£1.2b
5.8%PE12.1x
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Latest News

PRU

UK£8.19

Prudential

7D

6.2%

1Y

5.8%

SDR

UK£3.77

Schroders

7D

-1.9%

1Y

0.08%

HSBA

UK£8.87

HSBC Holdings

7D

1.0%

1Y

41.9%

ABDN

UK£1.71

Aberdeen Group

7D

-2.8%

1Y

18.1%

BARC

UK£3.04

Barclays

7D

3.0%

1Y

67.3%

STAN

UK£11.78

Standard Chartered

7D

1.2%

1Y

74.4%

HSBK

US$21.25

Halyk Bank of Kazakhstan

7D

-3.2%

1Y

20.7%

BEZ

UK£8.69

Beazley

7D

-3.3%

1Y

27.3%

CBG

UK£2.84

Close Brothers Group

7D

-17.9%

1Y

-25.5%

III

UK£37.39

3i Group

7D

-1.7%

1Y

34.0%

LSEG

UK£112.20

London Stock Exchange Group

7D

2.2%

1Y

17.1%

NWG

UK£4.63

NatWest Group

7D

3.1%

1Y

78.0%

LLOY

UK£0.72

Lloyds Banking Group

7D

3.6%

1Y

39.9%