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U.K. (FTSE) Financials Sector Analysis

UpdatedFeb 19, 2025
DataAggregated Company Financials
Companies228
  • 7D1.4%
  • 3M15.4%
  • 1Y36.4%
  • YTD10.0%

In the last week, the Financials industry is up 1.4%, with HSBC Holdings up 2.6%. This means that the industry has gained 36% over the past year. Looking forward, earnings are forecast to grow by 9.4% annually.

Sector Valuation and Performance

Has the U.K. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 19 Feb 2025UK£600.0bUK£298.7bUK£54.8b10.6x11x2x
Fri, 17 Jan 2025UK£560.2bUK£299.9bUK£54.4b10.6x10.3x1.9x
Sun, 15 Dec 2024UK£543.6bUK£297.1bUK£53.5b11.2x10.2x1.8x
Tue, 12 Nov 2024UK£519.3bUK£295.2bUK£52.8b10.9x9.8x1.8x
Thu, 10 Oct 2024UK£469.7bUK£269.4bUK£46.9b11.6x10x1.7x
Sat, 07 Sep 2024UK£460.4bUK£265.7bUK£47.3b11.3x9.7x1.7x
Mon, 05 Aug 2024UK£440.8bUK£251.1bUK£47.3b11.8x9.3x1.8x
Wed, 03 Jul 2024UK£451.4bUK£241.5bUK£47.2b11.9x9.6x1.9x
Fri, 31 May 2024UK£456.5bUK£241.1bUK£47.3b13x9.6x1.9x
Sun, 28 Apr 2024UK£440.3bUK£242.5bUK£48.4b12.1x9.1x1.8x
Tue, 26 Mar 2024UK£485.8bUK£268.1bUK£54.9b12.5x8.9x1.8x
Thu, 22 Feb 2024UK£404.3bUK£207.8bUK£55.0b12.1x7.3x1.9x
Sat, 20 Jan 2024UK£384.6bUK£188.2bUK£51.5b12.8x7.5x2x
Mon, 18 Dec 2023UK£396.7bUK£188.2bUK£51.4b12.5x7.7x2.1x
Wed, 15 Nov 2023UK£375.4bUK£188.0bUK£51.6b12x7.3x2x
Fri, 13 Oct 2023UK£397.3bUK£183.1bUK£48.4b12.2x8.2x2.2x
Sun, 10 Sep 2023UK£376.4bUK£181.1bUK£47.9b12.9x7.9x2.1x
Tue, 08 Aug 2023UK£392.4bUK£175.1bUK£47.1b12.3x8.3x2.2x
Thu, 06 Jul 2023UK£400.5bUK£177.9bUK£51.2b12.2x7.8x2.3x
Sat, 03 Jun 2023UK£413.7bUK£182.6bUK£51.7b13.2x8x2.3x
Mon, 01 May 2023UK£410.9bUK£172.5bUK£43.6b13x9.4x2.4x
Wed, 29 Mar 2023UK£386.1bUK£172.2bUK£43.2b12.6x8.9x2.2x
Fri, 24 Feb 2023UK£453.8bUK£173.0bUK£44.7b10.9x10.1x2.6x
Sun, 22 Jan 2023UK£414.5bUK£142.6bUK£34.6b12.1x12x2.9x
Tue, 20 Dec 2022UK£372.5bUK£143.8bUK£34.9b11.5x10.7x2.6x
Thu, 17 Nov 2022UK£360.9bUK£146.2bUK£36.2b9.5x10x2.5x
Sat, 15 Oct 2022UK£575.0bUK£188.0bUK£40.8b9.2x14.1x3.1x
Mon, 12 Sep 2022UK£377.5bUK£149.9bUK£38.8b9.5x9.7x2.5x
Wed, 10 Aug 2022UK£419.7bUK£237.2bUK£41.3b9.9x10.2x1.8x
Fri, 08 Jul 2022UK£442.1bUK£281.3bUK£49.1b9.7x9x1.6x
Sun, 05 Jun 2022UK£457.1bUK£277.6bUK£48.4b10.2x9.4x1.6x
Tue, 03 May 2022UK£461.7bUK£275.4bUK£46.6b10.6x9.9x1.7x
Thu, 31 Mar 2022UK£477.1bUK£271.8bUK£46.3b10.4x10.3x1.8x
Sat, 26 Feb 2022UK£601.3bUK£355.0bUK£48.4b10.8x12.4x1.7x
Price to Earnings Ratio

12.4x


Total Market Cap: UK£601.3bTotal Earnings: UK£48.4bTotal Revenue: UK£355.0bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Financials Sector Price to Earnings3Y Average 9.9x202320242025
Current Industry PE
  • Investors are optimistic on the British Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 11.0x which is higher than its 3-year average PE of 9.9x.
  • The industry is trading close to its 3-year average PS ratio of 2.2x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 4.2% per year over the last three years.
  • Meanwhile revenues for these companies have declined 5.6% per year.
  • This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.

Industry Trends

Which industries have driven the changes within the U.K. Financials sector?

GB Market-0.17%
Financials1.36%
Insurance1.77%
Banks1.58%
Capital Markets0.99%
Diversified Financial0.22%
Mortgage Finance0%0
Mortgage REITs0%0
Consumer Finance-1.60%
Industry PE
  • Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 15.5x.
    • Analysts are expecting annual earnings growth of 39.6%, which is higher than its past year's earnings growth of 9.6% per year.
  • Investors are most pessimistic about the Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 7.5x.
Forecasted Growth
  • Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 40% over the next 5 years.
  • This is better than its past earnings growth rate of 9.6% per year.
  • In contrast, the Banks industry is expected to see its earnings grow by 2.6% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
HSBA HSBC HoldingsUK£8.951.6%
+UK£4.3b		51.8%PB1x
III 3i GroupUK£41.022.1%
+UK£811.0m		68.0%PE9.4x
STAN Standard CharteredUK£11.401.2%
+UK£334.1m		89.7%PB0.7x
WISE WiseUK£10.922.3%
+UK£255.1m		29.8%PE25.8x
ICG Intermediate Capital GroupUK£24.243.5%
+UK£235.1m		31.8%PE17.4x
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UK£4.99

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AV.

UK£4.96

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UK£11.40

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NWG

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UK£41.02

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7D

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BEZ

UK£8.17

Beazley

7D

-3.8%

1Y

40.4%

LLOY

UK£0.63

Lloyds Banking Group

7D

-1.7%

1Y

45.2%

WISE

UK£10.92

Wise

7D

2.3%

1Y

29.8%

ICG

UK£24.24

Intermediate Capital Group

7D

3.5%

1Y

31.8%

STJ

UK£11.31

St. James's Place

7D

3.1%

1Y

71.3%

LSEG

UK£117.05

London Stock Exchange Group

7D

-0.3%

1Y

33.3%

HSBK

US$20.25

Halyk Bank of Kazakhstan

7D

4.4%

1Y

24.2%