Admiral Group (ADM) Stock Overview
A financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, and Spain. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
ADM Community Fair Values
Create NarrativeSee what 49 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Admiral Group plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£34.80 |
| 52 Week High | UK£36.86 |
| 52 Week Low | UK£26.24 |
| Beta | 0.18 |
| 1 Month Change | 1.75% |
| 3 Month Change | 20.83% |
| 1 Year Change | 4.19% |
| 3 Year Change | 50.06% |
| 5 Year Change | 18.41% |
| Change since IPO | 1,112.54% |
Recent News & Updates
Narrative Update • May 07
ADM: Clearer Multi Year Earnings And UK Motor Pricing Will Support Upside
Analysts have trimmed the fair value estimate for Admiral Group from £41.00 to £38.00, while pointing to higher forecast revenue growth, stronger profit margins and a lower future P/E multiple. Recent research upgrades highlight expectations for improved UK Motor pricing and a clearer multi year earnings profile.
Narrative Update • Apr 22
ADM: Rich Pricing Will Face Test From Weaker Revenue And Dividend Expectations
The analyst price target for Admiral Group has been nudged lower from £25.43 to £25.31, as analysts factor in weaker revenue growth assumptions, higher profit margin expectations, and a mixed set of recent broker target changes across the sector. Analyst Commentary Recent research on Admiral Group shows a split in opinion, with some firms lifting ratings and price targets while others are turning more cautious.
Narrative Update • Apr 07
ADM: Future Returns Will Depend On Pricing Discipline And Dividend Commitments
Admiral Group's analyst fair value estimate has been adjusted slightly higher from £32.60 to £33.23, as analysts factor in updated views on multi year profit potential and UK motor pricing, reflected in a series of recent price target revisions across the Street. Analyst Commentary Recent Street research on Admiral Group shows a mix of optimism and caution, with several price target moves and rating changes feeding into the updated fair value estimate.Narrative Update • Mar 24
ADM: Rich Pricing Will Face Test From Diverging UK Motor Assumptions
The analyst price target for Admiral Group has been adjusted slightly higher to reflect a new fair value of £25.43, up from £25.29, as analysts factor in revised revenue expectations, updated discount rate assumptions, and recent Street research highlighting updates to profit and earnings outlooks and UK Motor pricing. Analyst Commentary Recent Street research on Admiral Group reflects a mix of optimism on earnings potential and caution on valuation, pricing assumptions, and execution risks.Narrative Update • Mar 10
ADM: Future Returns Will Hinge On Earnings Discipline And Dividend Sustainability
The analyst price target for Admiral Group has been lifted slightly, with recent Street research moving the range of published targets to between roughly £27.50 and £38.00 as analysts factor in updated assumptions on revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent research on Admiral Group reflects a split view, with some analysts nudging price targets higher while others trim expectations and adjust ratings downward.Recent updates
Narrative Update • May 07
ADM: Clearer Multi Year Earnings And UK Motor Pricing Will Support Upside
Analysts have trimmed the fair value estimate for Admiral Group from £41.00 to £38.00, while pointing to higher forecast revenue growth, stronger profit margins and a lower future P/E multiple. Recent research upgrades highlight expectations for improved UK Motor pricing and a clearer multi year earnings profile.Narrative Update • Apr 22
ADM: Rich Pricing Will Face Test From Weaker Revenue And Dividend Expectations
The analyst price target for Admiral Group has been nudged lower from £25.43 to £25.31, as analysts factor in weaker revenue growth assumptions, higher profit margin expectations, and a mixed set of recent broker target changes across the sector. Analyst Commentary Recent research on Admiral Group shows a split in opinion, with some firms lifting ratings and price targets while others are turning more cautious.Narrative Update • Apr 07
ADM: Future Returns Will Depend On Pricing Discipline And Dividend Commitments
Admiral Group's analyst fair value estimate has been adjusted slightly higher from £32.60 to £33.23, as analysts factor in updated views on multi year profit potential and UK motor pricing, reflected in a series of recent price target revisions across the Street. Analyst Commentary Recent Street research on Admiral Group shows a mix of optimism and caution, with several price target moves and rating changes feeding into the updated fair value estimate.Narrative Update • Mar 24
ADM: Rich Pricing Will Face Test From Diverging UK Motor Assumptions
The analyst price target for Admiral Group has been adjusted slightly higher to reflect a new fair value of £25.43, up from £25.29, as analysts factor in revised revenue expectations, updated discount rate assumptions, and recent Street research highlighting updates to profit and earnings outlooks and UK Motor pricing. Analyst Commentary Recent Street research on Admiral Group reflects a mix of optimism on earnings potential and caution on valuation, pricing assumptions, and execution risks.Narrative Update • Mar 10
ADM: Future Returns Will Hinge On Earnings Discipline And Dividend Sustainability
The analyst price target for Admiral Group has been lifted slightly, with recent Street research moving the range of published targets to between roughly £27.50 and £38.00 as analysts factor in updated assumptions on revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent research on Admiral Group reflects a split view, with some analysts nudging price targets higher while others trim expectations and adjust ratings downward.Narrative Update • Feb 24
ADM: Future Returns Will Be Driven By Earnings Execution And Capital Discipline
Our updated analyst narrative trims Admiral Group’s fair value estimate from £35.20 to £32.55, reflecting the series of reduced Street price targets around £2,750 to £2,850 and recent downgrades that point to more cautious assumptions on discount rate, profit margin and future P/E, partly offset by modestly higher revenue growth expectations. Analyst Commentary Bullish Takeaways Bullish analysts have kept buy or equal weight stances in spite of recent target changes, which suggests they still see room for execution on earnings and capital returns at current levels.Narrative Update • Feb 10
ADM: Revised Revenue And Margin Assumptions Will Support A More Optimistic Share Price
Analysts recently nudged their price target on Admiral Group to £35.50 from £35.00, reflecting updated assumptions on revenue growth, profit margins and the discount rate that incorporate both recent downgrades and a modest target increase from the Street. Analyst Commentary Recent Street moves around Admiral Group send a mixed signal on the outlook, with downgrades sitting alongside a small lift in the formal price target.Analysis Article • Feb 08
Here's Why We Think Admiral Group (LON:ADM) Might Deserve Your Attention Today
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Narrative Update • Jan 26
ADM: Mixed Research Signals Will Test Earnings Hopes And Underwriting Resilience
The analyst price target for Admiral Group has moved in line with recent research shifts, including downgrades at some firms and a modest £50 increase to £3,550 at others, as analysts update their views on fair value, growth assumptions and P/E expectations. Analyst Commentary Recent research on Admiral Group shows a mixed picture, with some bearish analysts turning more cautious even as one major bank adjusts its price target slightly higher.Narrative Update • Jan 11
ADM: Higher P/E Assumptions Will Support A More Optimistic Share Price
Analysts have nudged their price target on Admiral Group to £35.50 from £35.00, reflecting updated assumptions on growth, profitability and valuation multiples while keeping their overall view intact. Analyst Commentary Recent Street research shows a modest upward move in the price target for Admiral Group to £35.50 from £35.00, with bullish analysts maintaining a positive stance on the shares.Analysis Article • Jan 07
There's No Escaping Admiral Group plc's (LON:ADM) Muted Earnings
Admiral Group plc's ( LON:ADM ) price-to-earnings (or "P/E") ratio of 11x might make it look like a buy right now...Narrative Update • Dec 27
ADM: Future Returns Will Be Driven By Depressed Multiple Re-Rating
Analysts have raised their price target on Admiral Group to £41.00 from £25.50, citing its status as a resilient growth compounder trading on what they view as a still depressed valuation profile. Analyst Commentary Bullish Takeaways Bullish analysts highlight Admiral Group's track record as a growth compounder, pointing to consistent earnings expansion despite macro headwinds.Narrative Update • Dec 13
ADM: Rising Earnings Hopes Will Expose Fragility Of Underwriting Recovery
Analysts have raised their price target on Admiral Group significantly, from £25.13 to £26.45. They state this reflects increased confidence in its status as a growth compounder trading at what they view as a still depressed valuation.Narrative Update • Nov 29
ADM: Shares Will Outperform On Discounted Multiple And Improved Fundamentals
Admiral Group's analyst price target was raised from £2,550 to £4,100, as analysts point to its status as a growth compounder trading at a discounted valuation. Analyst Commentary Bullish Takeaways Bullish analysts highlight Admiral Group's classification as a growth compounder.Narrative Update • Nov 15
ADM: Shares Poised To Outperform On Depressed Multiple And Resilient Execution
Analysts have raised their price target for Admiral Group significantly, increasing it from GBP 2,550 to GBP 4,100. They cite the company's strong growth prospects and attractive valuation as reasons for the adjustment.Narrative Update • Nov 01
ADM: Stabilizing UK Motor Market Will Sustain Performance Amid Fair Valuation
Admiral Group's analyst price target has increased significantly from £25.50 to £41.00 per share. Analysts cite the company's strong growth potential, stable market conditions, and an attractive valuation.Narrative Update • Oct 18
UK Motor Decline And European Expansion Will Erode Valuation
Admiral Group's analyst price target has been significantly raised to £41.00 per share from £25.50. Analysts highlight the company's resilient growth prospects and attractive valuation.Analysis Article • Oct 13
Do Admiral Group's (LON:ADM) Earnings Warrant Your Attention?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Narrative Update • Oct 03
UK Motor Decline And European Expansion Will Erode Valuation
The analyst consensus price target for Admiral Group has increased from £34.83 to £36.05 per share. This reflects improved optimism among analysts, who cite a stronger growth outlook, raised valuations, and stabilization in the UK motor market as key factors in their revisions.Analysis Article • Sep 14
Earnings Working Against Admiral Group plc's (LON:ADM) Share Price
When close to half the companies in the United Kingdom have price-to-earnings ratios (or "P/E's") above 17x, you may...Narrative Update • Sep 04
UK Motor Decline And European Expansion Will Erode Valuation
Analyst sentiment on Admiral Group is mixed, balancing optimism over UK market stabilization and consolidation-driven profitability against concerns about high valuation and potential slowdown in earnings momentum, resulting in an unchanged consensus price target of £34.83. Analyst Commentary Bullish analysts have raised price targets, citing stronger-than-expected pricing trends and stabilization in the UK motor market.Analysis Article • Aug 18
Analyst Estimates: Here's What Brokers Think Of Admiral Group plc (LON:ADM) After Its Half-Yearly Report
Admiral Group plc ( LON:ADM ) investors will be delighted, with the company turning in some strong numbers with its...Analysis Article • Jun 15
Is Now The Time To Put Admiral Group (LON:ADM) On Your Watchlist?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
New Narrative • Mar 09
Technology Upgrades And AI Investments Will Improve Operational Efficiencies In Insurance
Strategic diversification into personal lines and international markets supports future revenue growth and increased profitability.Shareholder Returns
| ADM | GB Insurance | GB Market | |
|---|---|---|---|
| 7D | 5.9% | 1.0% | 2.5% |
| 1Y | 4.2% | 21.9% | 19.4% |
Return vs Industry: ADM underperformed the UK Insurance industry which returned 21.1% over the past year.
Return vs Market: ADM underperformed the UK Market which returned 18.8% over the past year.
Price Volatility
| ADM volatility | |
|---|---|
| ADM Average Weekly Movement | 4.1% |
| Insurance Industry Average Movement | 4.2% |
| Market Average Movement | 5.7% |
| 10% most volatile stocks in GB Market | 11.9% |
| 10% least volatile stocks in GB Market | 3.1% |
Stable Share Price: ADM has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: ADM's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1993 | 14,805 | Milena Mondini-de-Focatiis | admiralgroup.co.uk |
Admiral Group plc, a financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, and Spain. It operates through four segments: UK Insurance, European Insurance, Admiral Money, and Other. The company offers underwriting services that include motor, household, pet, travel, and other insurance, as well as car and home insurance; and distributes and underwrites unsecured personal loans, car finance products, and secured homeowner loans.
Admiral Group plc Fundamentals Summary
| ADM fundamental statistics | |
|---|---|
| Market cap | UK£10.62b |
| Earnings (TTM) | UK£745.60m |
| Revenue (TTM) | UK£5.02b |
14.2x
P/E Ratio2.1x
P/S RatioIs ADM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ADM income statement (TTM) | |
|---|---|
| Revenue | UK£5.02b |
| Cost of Revenue | UK£2.94b |
| Gross Profit | UK£2.08b |
| Other Expenses | UK£1.34b |
| Earnings | UK£745.60m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
Aug 06, 2026
| Earnings per share (EPS) | 2.44 |
| Gross Margin | 41.48% |
| Net Profit Margin | 14.85% |
| Debt/Equity Ratio | 126.1% |
How did ADM perform over the long term?
See historical performance and comparisonDividends
5.9%
Current Dividend Yield64%
Payout RatioDoes ADM pay a reliable dividends?
See ADM dividend history and benchmarks| Admiral Group dividend dates | |
|---|---|
| Ex Dividend Date | May 07 2026 |
| Dividend Pay Date | Jun 05 2026 |
| Days until Ex dividend | 16 days |
| Days until Dividend pay date | 13 days |
Does ADM pay a reliable dividends?
See ADM dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/22 08:22 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Admiral Group plc is covered by 27 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ivan Bokhmat | Barclays |
| Carl Lofthagen | Berenberg |
| Thomas Seidl | Bernstein |