HSBC Holdings
Market Cap
UK£122.5b
Last Updated
2019/10/17 20:42 UTC
Data Sources
Company Financials +
Executive Summary
HSBC Holdings plc provides banking and financial products and services.
Snowflake
Fundamentals
Excellent balance sheet average dividend payer.
Similar Companies
Share Price & News
How has HSBC Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
1.4%
HSBA
6.3%
GB Banks
1.7%
GB Market
1 Year Return
-1.9%
HSBA
-1.0%
GB Banks
2.9%
GB Market
Return vs Industry: HSBA matched the UK Banks industry which returned -1% over the past year.
Return vs Market: HSBA underperformed the UK Market which returned 2.9% over the past year.
Shareholder returns
| HSBA | Industry | Market | |
|---|---|---|---|
| 7 Day | 1.4% | 6.3% | 1.7% |
| 30 Day | -0.9% | 3.5% | -0.7% |
| 90 Day | -8.5% | -4.0% | -1.8% |
| 1 Year | 4.7%-1.9% | 5.2%-1.0% | 8.0%2.9% |
| 3 Year | 16.2%-2.4% | 11.5%-2.4% | 18.2%3.8% |
| 5 Year | 30.4%-4.1% | 1.3%-18.4% | 35.6%6.1% |
Price Volatility Vs. Market
How volatile is HSBC Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 months ago | Simply Wall St
Is HSBC Holdings plc (LON:HSBA) A Risky Dividend Stock?3 months ago | Simply Wall St
Do HSBC Holdings's (LON:HSBA) Earnings Warrant Your Attention?4 months ago | Simply Wall St
What Do Analysts Think About HSBC Holdings plc's (LON:HSBA) Growth?Valuation
Is HSBC Holdings undervalued compared to its fair value and its price relative to the market?
11.17x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Undervalued: HSBA (£6.06) is trading above our estimate of fair value (£3.84)
Significantly Undervalued: HSBA is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: HSBA is poor value based on its PE Ratio (11.2x) compared to the Banks industry average (9x).
PE vs Market: HSBA is good value based on its PE Ratio (11.2x) compared to the UK market (16.7x).
Price to Earnings Growth Ratio
Low PEG Ratio: HSBA is poor value based on its PEG Ratio (4.3x)
Price to Book Ratio
PB vs Industry: HSBA is overvalued based on its PB Ratio (0.9x) compared to the GB Banks industry average (0.8x).
Next Steps
Future Growth
How is HSBC Holdings forecast to perform in the next 1 to 3 years based on estimates from 19 analysts?
2.6%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: HSBA's forecast earnings growth (2.6% per year) is above the savings rate (1.2%).
Earnings vs Market: HSBA's earnings (2.6% per year) are forecast to grow slower than the UK market (12.9% per year).
High Growth Earnings: HSBA's earnings are forecast to grow, but not significantly.
Revenue vs Market: HSBA's revenue (2.7% per year) is forecast to grow slower than the UK market (3.9% per year).
High Growth Revenue: HSBA's revenue (2.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
High Future ROE: HSBA's Return on Equity is forecast to be low in 3 years time (8.8%).
Next Steps
Past Performance
How has HSBC Holdings performed over the past 5 years?
-7.2%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Earnings Trend: HSBA's earnings have declined by -7.2% per year over the past 5 years.
Accelerating Growth: HSBA's earnings growth over the past year (41.4%) exceeds its 5-year average (-7.2% per year).
Earnings vs Industry: HSBA earnings growth over the past year (41.4%) exceeded the Banks industry 29.6%.
Return on Equity
High ROE: HSBA's Return on Equity (8.2%) is considered low.
Return on Assets
ROA vs Industry: HSBA has a higher Return on Assets than the Banks industry average last year.
Return on Capital Employed
ROCE Improving: Insufficient data to calculate HSBA's Return on Capital Employed to determine if it has improved over the past 3 years.
Next Steps
Financial Health
How is HSBC Holdings's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Inventory Level: HSBA has a low level of unsold assets or inventory.
Debt Coverage by Assets: HSBA's debt is covered by short term assets (assets are 1.528050x debt).
Financial Institutions Analysis
Asset Level: HSBA's level of assets compared to its equity is moderate.
Allowance for Bad Loans: HSBA has a low allowance for bad loans.
Low Risk Liabilities: HSBA's liabilities are made up of primarily low risk sources of funding.
Loan Level: HSBA has an acceptable proportion of non-loan assets held.
Low Risk Deposits: HSBA's loans are broadly funded by customer deposits.
Level of Bad Loans: HSBA has an appropriate level of bad loans (1.17%)
Next Steps
Dividend
What is HSBC Holdings's current dividend yield, its reliability and sustainability?
6.54%
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Stability and Growth of Payments
Notable Dividend: HSBA's dividend (6.54%) is higher than the bottom 25% of dividend payers in the UK market (1.99%).
High Dividend: HSBA's dividend (6.54%) is in the top 25% of dividend payers in the UK market (5.41%)
Stable Dividend: HSBA's dividend payments have been volatile in the past 10 years.
Growing Dividend: HSBA's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (73%), HSBA's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: HSBA's dividends in 3 years are forecast to be covered by earnings (65.4% payout ratio).
Next Steps
Management
What is the CEO of HSBC Holdings's salary, the management and board of directors tenure and is there insider trading?
4.8yrs
Average management tenure
CEO
Noel Quinn (57yo)
0.2yrs
Tenure
Mr. Noel P. Quinn has been Group Chief Executive Officer of HSBC Holdings Plc since October 2019 and its Director since August 5, 2019 and also had been its Interim Group Chief Executive Officer since Augu ...
Management Age and Tenure
4.8yrs
Average Tenure
55yo
Average Age
Experienced Management: HSBA's management team is considered experienced (4.8 years average tenure).
Board Age and Tenure
2.4yrs
Average Tenure
60yo
Average Age
Experienced Board: HSBA's board of directors are not considered experienced ( 2.4 years average tenure), which suggests a new board.
Insider Trading
Insider Buying: HSBA insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
| Entity | Company |
| Shares | 102,030,260 |
| Max Price | US$5.91 |
| Entity | Company |
| Shares | 75,575,622 |
| Max Price | US$6.24 |
| Entity | Individual |
| Role | Chief Executive Officer Group CEO & Executive Director |
| Shares | 5,066 |
| Max Price | US$6.80 |
| Entity | Individual |
| Shares | 50 |
| Max Price | US$6.72 |
| Entity | Individual |
| Role | Unit Board Member Member of the Group Management Board |
| Shares | 18,981 |
| Max Price | US$6.70 |
| Entity | Individual |
| Role | Member of the Board of Directors Group CFO & Executive Director |
| Shares | 39,667 |
| Max Price | US$0.66 |
| Entity | Individual |
| Shares | 460 |
| Max Price | US$6.32 |
| Entity | Individual |
| Role | Member of the Board of Directors Group Chief Risk Officer |
| Shares | 146,649 |
| Max Price | US$6.25 |
| Entity | Individual |
| Role | Member of Management Board CEO of Global Banking & Markets Business and Member of the Group Management Board |
| Shares | 100,457 |
| Max Price | US$6.25 |
| Entity | Individual |
| Shares | 10,440 |
| Max Price | US$6.15 |
| Entity | Individual |
| Role | Member of Management Board CEO of Global Banking & Markets Business and Member of the Group Management Board |
| Shares | 60,356 |
| Max Price | US$6.48 |
| Entity | Individual |
| Role | Member of the Board of Directors Group CFO & Executive Director |
| Shares | 100,000 |
| Max Price | US$6.45 |
| Entity | Individual |
| Role | Senior Key Executive Executive Officer |
| Shares | 4,853 |
| Max Price | US$6.45 |
| Entity | Individual |
| Shares | 71,587 |
| Max Price | US$6.74 |
| Entity | Company |
| Shares | 5,375,600 |
| Max Price | US$6.40 |
Ownership Breakdown
Management Team
Ewen Stevenson (53yo)
Group CFO & Executive Director
- Tenure: 0.8yrs
Samir Assaf (59yo)
CEO of Global Banking & Markets Business and Member of the Group Management Board
- Tenure: 0yrs
Peter Wong (68yo)
Member of the Group Management Board
- Tenure: 0yrs
Menasey Moses (61yo)
Group Chief Risk Officer
- Tenure: 5.8yrs
- Compensation: US$3.96m
Noel Quinn (57yo)
Group CEO & Executive Director
- Tenure: 0.2yrs
John Flint (50yo)
Executive Officer
- Tenure: 0.2yrs
- Compensation: US$4.75m
António P. Simões (44yo)
Chief Executive of Global Private Banking & Member of Group Management Board
- Tenure: 0yrs
Stuart Levey (55yo)
Chief Legal Officer & Member of the Group Management Board
- Tenure: 7.8yrs
Andy Maguire (52yo)
Chairman of Advisory Board
- Tenure: 2.8yrs
Manveen Kaur (55yo)
Head of Wholesale Market & Credit Risk
- Tenure: 6.5yrs
Board Members
Jon Symonds (60yo)
Deputy Group Chairman & Senior Independent Non-Executive Director
- Tenure: 1.2yrs
- Compensation: US$654.00k
Mark Tucker (62yo)
Non-Executive Group Chairman of the Board
- Tenure: 2yrs
- Compensation: US$1.60m
Ewen Stevenson (53yo)
Group CFO & Executive Director
- Tenure: 0.8yrs
Digby Jones (63yo)
Head of International Business Advisory Board
- Tenure: 0yrs
Peter Wong (68yo)
Member of the Group Management Board
- Tenure: 0yrs
Menasey Moses (61yo)
Group Chief Risk Officer
- Tenure: 5.8yrs
- Compensation: US$3.96m
Pauline Françoise van der Meer Mohr (59yo)
Independent Non-Executive Director
- Tenure: 4.1yrs
- Compensation: US$256.00k
Paulo Cesar Torre Maia (60yo)
Chief Executive Officer of Latin America
- Tenure: 3.6yrs
Noel Quinn (57yo)
Group CEO & Executive Director
- Tenure: 0.2yrs
Andy Maguire (52yo)
Chairman of Advisory Board
- Tenure: 2.8yrs
Company Information
HSBC Holdings plc's company bio, employee growth, exchange listings and data sources
Key Information
- Name: HSBC Holdings plc
- Ticker: HSBA
- Exchange: LSE
- Founded: 1865
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: UK£122.512b
- Shares outstanding: 20.20b
- Website: https://www.hsbc.com
Number of Employees
Location
- HSBC Holdings plc
- Level 2
- 8 Canada Square
- London
- Greater London
- E14 5HQ
- United Kingdom
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| HBC1 | XTRA (XETRA Trading Platform) | Yes | Ordinary Shares USD 0.50 | DE | EUR | Apr 1991 |
| 5 | SZSC (The Stock Exchange of Hong Kong - Shenzhen - Hong Kong Stock Connect) | Yes | Ordinary Shares USD 0.50 | HK | HKD | Apr 1991 |
| HSBA | LSE (London Stock Exchange) | Yes | Ordinary Shares USD 0.50 | GB | GBP | Apr 1991 |
| 5 | SHSC (Stock Exchange of Hong Kong Limited - Shanghai - Hong Kong Stock Connect) | Yes | Ordinary Shares USD 0.50 | HK | HKD | Apr 1991 |
| HSBC.BH | BER (The Bermuda Stock Exchange) | Yes | Ordinary Shares USD 0.50 | BM | USD | Apr 1991 |
| HSB | ENXTPA (Euronext Paris) | Yes | Ordinary Shares USD 0.50 | FR | EUR | Apr 1991 |
| 5 | SEHK (The Stock Exchange of Hong Kong Ltd.) | Yes | Ordinary Shares USD 0.50 | HK | HKD | Apr 1991 |
| HBCY.F | OTCPK (Pink Sheets LLC) | Yes | Ordinary Shares USD 0.50 | US | USD | Apr 1991 |
| HSBP | BATS-CHIXE (BATS 'Chi-X Europe') | Yes | Ordinary Shares USD 0.50 | GB | EUR | Apr 1991 |
| HBC1 | DB (Deutsche Boerse AG) | Yes | Ordinary Shares USD 0.50 | DE | EUR | Apr 1991 |
| HSBAL | BATS-CHIXE (BATS 'Chi-X Europe') | Yes | Ordinary Shares USD 0.50 | GB | GBP | Apr 1991 |
| HBC2 | DB (Deutsche Boerse AG) | ADR EACH REPR 5 ORD USD0.50 | DE | EUR | Apr 1991 | |
| HBC N | BMV (Bolsa Mexicana de Valores) | ADR EACH REPR 5 ORD USD0.50 | MX | MXN | Apr 1991 | |
| HSBC | NYSE (New York Stock Exchange) | ADR EACH REPR 5 ORD USD0.50 | US | USD | Apr 1991 | |
| HSEA CL | NYSE (New York Stock Exchange) | SUB CAP 8.125% | US | USD | Apr 2008 |
Biography
HSBC Holdings plc provides banking and financial products and services. The company operates through Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/10/17 20:42 |
| End of Day Share Price | 2019/10/17 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.