Shawbrook Group (SHAW) Stock Overview

Through its subsidiary, Shawbrook Bank Limited, provides lending and savings products and services to private and business customers in the United Kingdom. More details

SHAW fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	4/6
Financial Health	4/6
Dividends	0/6

Rewards

Trading at 71.5% below our estimate of its fair value

Earnings grew by 19.2% over the past year

Risk Analysis

Shares are highly illiquid

SHAW Community Fair Values

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Shawbrook Group PLC Competitors

Price History & Performance

Summary of share price highs, lows and changes for Shawbrook Group
Historical stock prices
Current Share Price	UK£3.91
52 Week High	UK£4.05
52 Week Low	UK£3.90
Beta	0
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-1.01%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	SHAW	GB Banks	GB Market
7D	n/a	4.0%	0.5%
1Y	n/a	55.2%	17.5%

Return vs Industry: Insufficient data to determine how SHAW performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how SHAW performed against the UK Market.

Price Volatility

Is SHAW's price volatile compared to industry and market?
SHAW volatility
SHAW Average Weekly Movement	n/a
Banks Industry Average Movement	3.8%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	10.8%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: SHAW's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine SHAW's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2010	1,566	Marcelino Garcia	www.shawbrook.co.uk

Shawbrook Group PLC, through its subsidiary, Shawbrook Bank Limited, provides lending and savings products and services to private and business customers in the United Kingdom. The company offers personal and business savings; personal, wedding, home improvement, car, debt consolidation, and point of sale loans; and asset, structured, leveraged, fund, platform, revolving credit, point of sale, and other finances, as well as corporate lending. It also provides buy-to-let mortgages, commercial mortgages, development finance, and bridging finance services.

Shawbrook Group PLC Fundamentals Summary

How do Shawbrook Group's earnings and revenue compare to its market cap?
SHAW fundamental statistics
Market cap	UK£2.03b
Earnings (TTM)	UK£245.40m
Revenue (TTM)	UK£605.60m

8.3x

P/E Ratio

1.2x

P/B Ratio

Is SHAW overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SHAW income statement (TTM)
Revenue	UK£605.60m
Cost of Revenue	UK£0
Gross Profit	UK£605.60m
Other Expenses	UK£360.20m
Earnings	UK£245.40m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Mar 12, 2026

Earnings per share (EPS)	0.47
Gross Margin	100.00%
Net Profit Margin	40.52%
Debt/Equity Ratio	103.6%

How did SHAW perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/02 02:32
End of Day Share Price	2025/10/31 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Shawbrook Group PLC is covered by 7 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Michael Helsby	BofA Global Research
Ian Gordon	Investec Bank plc (UK)
Neil Welch	Macquarie Research