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Halyk Bank of Kazakhstan LSE:HSBK Stock Report

Last Price

US$19.48

Market Cap

US$5.3b

7D

7.6%

1Y

28.5%

Updated

30 Dec, 2024

Data

Company Financials +

Halyk Bank of Kazakhstan Joint Stock Company

LSE:HSBK Stock Report

Market Cap: US$5.3b

HSBK Stock Overview

Provides corporate and retail banking services primarily in the Republic of Kazakhstan, Kyrgyzstan, Georgia, and Uzbekistan. More details

HSBK fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance5/6
Financial Health4/6
Dividends4/6

Rewards

Trading at 67% below our estimate of its fair value

Earnings grew by 13.5% over the past year

Risk Analysis

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

Halyk Bank of Kazakhstan Joint Stock Company Competitors

TBC Bank Group

LSE:TBCG

UK£1.7b

Bank of Georgia Group

LSE:BGEO

UK£2.0b

Standard Chartered

LSE:STAN

UK£23.6b

NatWest Group

LSE:NWG

UK£32.1b

Price History & Performance

Summary of share price highs, lows and changes for Halyk Bank of Kazakhstan
Historical stock prices
Current Share PriceUS$19.48
52 Week HighUS$20.65
52 Week LowUS$14.20
Beta0.91
1 Month Change5.18%
3 Month Change11.31%
1 Year Change28.50%
3 Year Change18.06%
5 Year Change44.83%
Change since IPO-6.79%

Recent News & Updates

Recent updates

Shareholder Returns

HSBKGB BanksGB Market
7D7.6%1.3%0.6%
1Y28.5%33.1%2.7%

Return vs Industry: HSBK underperformed the UK Banks industry which returned 33.1% over the past year.

Return vs Market: HSBK exceeded the UK Market which returned 2.7% over the past year.

Price Volatility

Is HSBK's price volatile compared to industry and market?
HSBK volatility
HSBK Average Weekly Movement3.5%
Banks Industry Average Movement3.7%
Market Average Movement4.7%
10% most volatile stocks in GB Market10.4%
10% least volatile stocks in GB Market2.6%

Stable Share Price: HSBK has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: HSBK's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
192316,481Umut Shayakhmetovahalykbank.kz

Halyk Bank of Kazakhstan Joint Stock Company, together with its subsidiaries, provides corporate and retail banking services primarily in the Republic of Kazakhstan, Kyrgyzstan, Georgia, and Uzbekistan. It operates through four segments: Corporate Banking, SME Banking, Retail Banking, and Investment Banking. The company’s products and services include current and correspondent accounts; various deposit products; investment savings products; credit and debit cards; consumer loans and mortgages; custody, and foreign currency related services; overdrafts; other credit facilities; and letters of credit, trade finance products, foreign exchange, interbank operations, cash services, and documentary services.

Halyk Bank of Kazakhstan Joint Stock Company Fundamentals Summary

How do Halyk Bank of Kazakhstan's earnings and revenue compare to its market cap?
HSBK fundamental statistics
Market capUS$5.31b
Earnings (TTM)US$1.51b
Revenue (TTM)US$2.66b

3.5x

P/E Ratio

1.0x

P/B Ratio

Is HSBK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HSBK income statement (TTM)
Revenue₸1.39t
Cost of Revenue₸5.84b
Gross Profit₸1.39t
Other Expenses₸595.21b
Earnings₸792.47b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.91k
Gross Margin99.58%
Net Profit Margin56.87%
Debt/Equity Ratio70.4%

How did HSBK perform over the long term?

See historical performance and comparison

Dividends

3.7%

Current Dividend Yield

35%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 20:18
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Halyk Bank of Kazakhstan Joint Stock Company is covered by 19 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jason HurwitzAlfa Bank
Olga VeselovaBofA Global Research
Simon NellisCitigroup Inc