Halyk Bank of Kazakhstan Balance Sheet Health
Financial Health criteria checks 4/6
Halyk Bank of Kazakhstan has total assets of KZT15,494.4B and total equity of KZT2,477.0B. Total deposits are KZT10,929.5B, and total loans are KZT9,129.5B.
Key information
6.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₸10.93t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 7.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₸2.01t |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HSBK's Assets to Equity ratio (6.3x) is low.
Allowance for Bad Loans: HSBK has a low allowance for bad loans (70%).
Low Risk Liabilities: 84% of HSBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: HSBK has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: HSBK's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: HSBK has a high level of bad loans (7.3%).