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U.K. (FTSE) Diversified Financial Industry Analysis

UpdatedFeb 08, 2026
DataAggregated Company Financials
Companies22
  • 7D-2.3%
  • 3M5.9%
  • 1Y6.4%
  • YTD3.5%

Over the last 7 days, the Diversified Financial industry has dropped 2.3%, driven by Wise declining 4.7%. In contrast, CAB Payments Holdings has gained 7.3%. Over the past 12 months, the industry was up 6.4%. Earnings are forecast to grow by 16% annually.

Industry Valuation and Performance

Has the U.K. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 08 Feb 2026UK£24.6bUK£17.6bUK£3.1b19.4x7.9x1.4x
Tue, 06 Jan 2026UK£24.0bUK£17.6bUK£3.1b17x7.7x1.4x
Thu, 04 Dec 2025UK£22.6bUK£17.6bUK£3.1b17.1x7.2x1.3x
Sat, 01 Nov 2025UK£23.8bUK£16.7bUK£3.2b19.4x7.3x1.4x
Mon, 29 Sep 2025UK£24.8bUK£16.7bUK£3.2b19.6x7.7x1.5x
Wed, 27 Aug 2025UK£25.5bUK£15.8bUK£2.9b19.2x8.7x1.6x
Fri, 25 Jul 2025UK£24.9bUK£15.8bUK£3.0b16.7x8.4x1.6x
Sun, 22 Jun 2025UK£24.4bUK£15.8bUK£3.0b16.7x8.2x1.5x
Tue, 20 May 2025UK£26.1bUK£16.0bUK£1.8b14x14.2x1.6x
Thu, 17 Apr 2025UK£21.3bUK£15.5bUK£1.7b12.1x12.7x1.4x
Sat, 15 Mar 2025UK£21.6bUK£16.3bUK£2.2b13.7x10x1.3x
Mon, 10 Feb 2025UK£26.2bUK£17.4bUK£2.5b13.2x10.6x1.5x
Wed, 08 Jan 2025UK£25.7bUK£17.3bUK£2.5b14.3x10.4x1.5x
Fri, 06 Dec 2024UK£24.1bUK£17.4bUK£2.5b13.4x9.8x1.4x
Sun, 03 Nov 2024UK£21.4bUK£17.4bUK£2.8b14.9x7.7x1.2x
Tue, 01 Oct 2024UK£21.3bUK£17.4bUK£2.8b13.6x7.7x1.2x
Thu, 29 Aug 2024UK£23.9bUK£17.7bUK£3.0b12.9x8x1.3x
Sat, 27 Jul 2024UK£24.8bUK£17.6bUK£2.8b12.1x8.8x1.4x
Mon, 24 Jun 2024UK£23.9bUK£17.6bUK£2.8b12.8x8.4x1.4x
Wed, 22 May 2024UK£27.3bUK£18.1bUK£3.2b12.3x8.5x1.5x
Fri, 19 Apr 2024UK£26.7bUK£18.0bUK£3.5b11.4x7.7x1.5x
Sun, 17 Mar 2024UK£22.6bUK£11.8bUK£3.3b10x6.9x1.9x
Tue, 13 Feb 2024UK£22.1bUK£10.9bUK£3.2b9.5x7x2x
Thu, 11 Jan 2024UK£22.9bUK£11.0bUK£3.1b10.2x7.3x2.1x
Sat, 09 Dec 2023UK£20.9bUK£11.0bUK£3.1b10.4x6.7x1.9x
Mon, 06 Nov 2023UK£19.0bUK£10.5bUK£2.9b9.9x6.6x1.8x
Wed, 04 Oct 2023UK£19.5bUK£10.5bUK£2.9b10.7x6.7x1.9x
Fri, 01 Sep 2023UK£19.5bUK£10.4bUK£2.8b12.9x6.9x1.9x
Sun, 30 Jul 2023UK£21.1bUK£10.6bUK£3.1b12.6x6.9x2x
Tue, 27 Jun 2023UK£17.9bUK£10.3bUK£3.0b11.8x6x1.7x
Thu, 25 May 2023UK£18.7bUK£10.5bUK£2.9b14x6.4x1.8x
Sat, 22 Apr 2023UK£19.4bUK£9.9bUK£2.5b9.2x7.9x2x
Mon, 20 Mar 2023UK£8.7bUK£6.4bUK£2.3b5.8x3.8x1.3x
Wed, 15 Feb 2023UK£4.3bUK£1.1bUK£252.0m6.8x16.9x4x
Price to Earnings Ratio

16.9x


Total Market Cap: UK£4.3bTotal Earnings: UK£252.0mTotal Revenue: UK£1.1bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Diversified Financial Industry Price to Earnings3Y Average 8.5x202420252026
Current Industry PE
  • Investors are relatively neutral on the British Diversified Financial industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 8.5x.
  • The 3-year average PS ratio of 1.7x is higher than the industry's current PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have grown 131% per year over the last three years.
  • Revenues for these companies have grown 154% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market1.13%
Financials-0.36%
Diversified Financial-2.31%
Multi-Sector Holdings0%0
Other Diversified Financial Services-0.032%
Specialized Finance-0.12%
Transaction and Payment Processing Services-3.91%
Industry PE
  • Investors are most optimistic about the Transaction and Payment Processing Services industry even though it's trading below its 3-year average PE ratio of 32.3x.
    • Analysts are expecting annual earnings growth of 10.8%, which is higher than its past year's earnings decline of 34.7% per year.
Forecasted Growth
  • Analysts are most optimistic on the Specialized Finance industry, expecting annual earnings growth of 37% over the next 5 years.
  • However this is lower than its past earnings growth rate of 82% per year.
  • In contrast, the Transaction and Payment Processing Services industry is expected to see its earnings grow by 11% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
CABP CAB Payments HoldingsUK£0.787.3%
+UK£13.5m		22.8%PE31.4x
PAY PayPointUK£5.442.1%
+UK£6.3m		-27.2%PE20.4x
DGQ Delta Gold TechnologiesUK£0.2711.6%
+UK£1.6m		n/an/a
BANK FiinuUK£0.0864.5%
+UK£1.5m		-15.9%PB86.9x
PCIP PCI-PALUK£0.562.7%
+UK£1.1m		-19.3%PE998.4x

Latest News

FNX
UK£1.78
Fonix
7D
-6.1%
1Y
-20.8%
OSB
UK£6.03
OSB Group
7D
-1.2%
1Y
43.0%
PAG
UK£8.54
Paragon Banking Group
7D
-3.8%
1Y
10.5%

PAG: Ongoing Share Buybacks Will Support A More Optimistic Outlook

Narrative Update The analyst price target for Paragon Banking Group has been adjusted slightly higher to reflect a fair value estimate of £10.50 per share, up from about £10.33, as analysts fine tune assumptions for discount rate, revenue growth, profit margin and future P/E multiples. What's in the News The Board of Directors authorized a new share buyback plan on December 3, 2025, indicating approval for additional capital returns via repurchases (Key Developments).
TIME
UK£0.53
Time Finance
7D
1.0%
1Y
-11.7%
BOKU
UK£2.15
Boku
7D
-1.4%
1Y
25.7%

BOKU: Share Buyback And Margin Expansion Will Support Future Earnings Power

Analysts have trimmed their fair value estimate for Boku to £3.18 from £3.21, reflecting updated assumptions around slightly lower revenue growth and future P/E, partly offset by improved expected profit margins and a modestly reduced discount rate. What's in the News Boku issued earnings guidance for the fiscal year ending December 31, 2025, with total Group revenue expected at about US$128.5 million, compared with US$99.3 million for 2024, and described as ahead of market expectations (Key Developments).
CABP
UK£0.78
CAB Payments Holdings
7D
7.3%
1Y
22.8%

CABP: Fair Outlook Will Balance Cancelled Deal Against Expanding Clearing And Gulf Presence

Analysts have increased their fair value estimate for CAB Payments Holdings from £0.45 to £0.75 per share. They cite updated assumptions that include higher forecast revenue growth, a stronger profit margin profile, a slightly lower discount rate and a higher future P/E multiple.
WISE
UK£8.99
Wise
7D
-4.7%
1Y
-17.4%

WISE: Execution Risks Around Lower Future P/E Will Pressure Overvalued Shares

Analysts have raised their price target on Wise, now implying fair value of £7.60 per share compared with £7.50 previously. They cite updated assumptions around revenue growth, profitability and a lower future P/E multiple.
EWG
UK£1.25
W.A.G payment solutions
7D
-2.0%
1Y
81.5%
PAY
UK£5.44
PayPoint
7D
2.1%
1Y
-27.2%
MAB1
UK£7.34
Mortgage Advice Bureau (Holdings)
7D
-5.9%
1Y
-15.4%
LIT
UK£0.096
Litigation Capital Management
7D
0.4%
1Y
-87.8%
LEND
UK£0.009
Sancus Lending Group
7D
-41.9%
1Y
63.6%
PCIP
UK£0.56
PCI-PAL
7D
2.7%
1Y
-19.3%
ORCH
UK£0.61
Orchard Funding Group
7D
1.7%
1Y
110.3%
BANK
UK£0.086
Fiinu
7D
4.5%
1Y
-15.9%