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U.K. (FTSE) Diversified Financial Industry Analysis

UpdatedDec 24, 2025
DataAggregated Company Financials
Companies22
  • 7D1.5%
  • 3M-5.1%
  • 1Y6.4%
  • YTD5.4%

In the last week, the Diversified Financial industry is up 1.5%, with M&G leading the way, up 2.4%. In the last 12 months, the industry was up 6.4%. Earnings are forecast to grow by 17% annually.

Industry Valuation and Performance

Has the U.K. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 24 Dec 2025UK£23.8bUK£17.6bUK£3.1b16.9x7.7x1.4x
Fri, 21 Nov 2025UK£22.8bUK£16.8bUK£3.2b16.8x7.1x1.4x
Sun, 19 Oct 2025UK£23.4bUK£16.7bUK£3.2b18.9x7.2x1.4x
Tue, 16 Sep 2025UK£25.6bUK£16.7bUK£3.2b21.5x7.9x1.5x
Thu, 14 Aug 2025UK£25.2bUK£15.8bUK£3.0b18.2x8.5x1.6x
Sat, 12 Jul 2025UK£25.3bUK£15.8bUK£3.0b16.7x8.5x1.6x
Mon, 09 Jun 2025UK£25.1bUK£15.7bUK£3.0b14.8x8.4x1.6x
Wed, 07 May 2025UK£25.2bUK£15.9bUK£1.8b15x14.1x1.6x
Fri, 04 Apr 2025UK£21.2bUK£15.6bUK£1.7b13.1x12.6x1.4x
Sun, 02 Mar 2025UK£25.1bUK£17.4bUK£2.5b12.5x10.2x1.4x
Tue, 28 Jan 2025UK£25.8bUK£17.4bUK£2.5b14x10.4x1.5x
Thu, 26 Dec 2024UK£25.1bUK£17.3bUK£2.5b14x10.1x1.4x
Sat, 23 Nov 2024UK£23.3bUK£17.7bUK£2.8b13.3x8.4x1.3x
Mon, 21 Oct 2024UK£22.0bUK£17.4bUK£2.8b15.7x7.9x1.3x
Wed, 18 Sep 2024UK£23.1bUK£17.7bUK£2.8b16.8x8.1x1.3x
Fri, 16 Aug 2024UK£24.1bUK£17.6bUK£2.9b12.9x8.4x1.4x
Sun, 14 Jul 2024UK£25.0bUK£17.6bUK£2.8b13.1x8.9x1.4x
Tue, 11 Jun 2024UK£25.8bUK£17.3bUK£2.7b13.2x9.6x1.5x
Thu, 09 May 2024UK£27.5bUK£18.1bUK£3.5b11.9x8x1.5x
Sat, 06 Apr 2024UK£27.9bUK£18.0bUK£3.4b10.8x8.1x1.6x
Mon, 04 Mar 2024UK£22.8bUK£10.9bUK£3.2b9.4x7.2x2.1x
Wed, 31 Jan 2024UK£22.3bUK£11.0bUK£3.1b10.2x7.1x2x
Fri, 29 Dec 2023UK£22.9bUK£11.0bUK£3.1b10.3x7.3x2.1x
Sun, 26 Nov 2023UK£20.4bUK£11.0bUK£3.2b9.7x6.3x1.9x
Tue, 24 Oct 2023UK£19.0bUK£10.5bUK£2.9b10.5x6.6x1.8x
Thu, 21 Sep 2023UK£24.8bUK£14.0bUK£2.5b13.1x10x1.8x
Sat, 19 Aug 2023UK£19.6bUK£10.4bUK£2.8b13.2x6.9x1.9x
Mon, 17 Jul 2023UK£19.5bUK£10.6bUK£3.1b12.2x6.4x1.8x
Wed, 14 Jun 2023UK£19.6bUK£10.4bUK£2.8b18.3x6.9x1.9x
Fri, 12 May 2023UK£19.1bUK£9.9bUK£2.4b11.2x7.8x1.9x
Sun, 09 Apr 2023UK£18.1bUK£9.9bUK£2.4b10.1x7.4x1.8x
Tue, 07 Mar 2023UK£4.2bUK£1.1bUK£254.2m6.9x16.5x3.9x
Thu, 02 Feb 2023UK£4.2bUK£1.1bUK£265.1m6.9x15.8x4x
Sat, 31 Dec 2022UK£4.1bUK£1.1bUK£270.2m7.2x15.3x3.9x
Price to Earnings Ratio

15.3x


Total Market Cap: UK£4.1bTotal Earnings: UK£270.2mTotal Revenue: UK£1.1bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Diversified Financial Industry Price to Earnings3Y Average 8.9x202320242025
Current Industry PE
  • Investors are pessimistic on the British Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.7x which is lower than its 3-year average PE of 8.9x.
  • The 3-year average PS ratio of 1.8x is higher than the industry's current PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have grown 126% per year over the last three years.
  • Revenues for these companies have grown 154% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market2.11%
Financials3.42%
Diversified Financial1.46%
Other Diversified Financial Services2.45%
Transaction and Payment Processing Services0.28%
Multi-Sector Holdings0%0
Specialized Finance-1.52%
Industry PE
  • Investors are most optimistic about the Transaction and Payment Processing Services industry even though it's trading below its 3-year average PE ratio of 32.6x.
    • Analysts are expecting annual earnings growth of 9.9%, which is higher than its past year's earnings decline of 34.7% per year.
Forecasted Growth
  • Analysts are most optimistic on the Specialized Finance industry, expecting annual earnings growth of 38% over the next 5 years.
  • However this is lower than its past earnings growth rate of 82% per year.
  • In contrast, the Transaction and Payment Processing Services industry is expected to see its earnings grow by 9.9% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MNG M&GUK£2.852.4%
+UK£161.3m		46.6%PS1.1x
OSB OSB GroupUK£6.386.2%
+UK£134.8m		62.3%PE8.8x
EWG W.A.G payment solutionsUK£1.023.7%
+UK£24.8m		27.5%PE74.6x
BOKU BokuUK£2.132.7%
+UK£16.3m		16.8%PE63.8x
MAB1 Mortgage Advice Bureau (Holdings)UK£6.724.3%
+UK£16.2m		-0.6%PE20.5x

Latest News

PAY
UK£4.72
PayPoint
7D
0.6%
1Y
-41.9%
DUKE
UK£0.28
Duke Capital
7D
-2.5%
1Y
-7.3%

Duke Capital (LON:DUKE) Will Pay A Dividend Of £0.007

Dec 21
Duke Capital (LON:DUKE) Will Pay A Dividend Of £0.007
BOKU
UK£2.13
Boku
7D
2.7%
1Y
16.8%

BOKU: Future Earnings Will Be Driven By Strong Platform Scalability

Narrative Update Analysts have raised their price target on Boku significantly, citing stronger expected revenue growth and a higher future earnings multiple, partly offset by a modestly higher discount rate and slightly lower projected profit margins. What's in the News Boku reaffirmed its full year 2025 earnings guidance, expecting year on year revenue growth at least in line with the 27% first half underlying growth rate, implying full year revenue in line with upgraded consensus following the July 24, 2025 trading update (company guidance).
EWG
UK£1.02
W.A.G payment solutions
7D
3.7%
1Y
27.5%

EWG: Future Earnings Multiple Expansion Is Expected To Drive Share Momentum

Analysts have raised their price target for W.A.G payment solutions from approximately €1.19 to €1.20 per share. This reflects slightly lower perceived risk and a higher future earnings multiple that more than offsets a modest downgrade to long term profit margins.
FNX
UK£1.68
Fonix
7D
-3.2%
1Y
-24.5%
MAB1
UK£6.72
Mortgage Advice Bureau (Holdings)
7D
4.3%
1Y
-0.6%
OSB
UK£6.38
OSB Group
7D
6.2%
1Y
62.3%

OSB: Leadership Transition Will Shape Outlook Amid Stable Earnings Expectations

Analysts have nudged their price target for OSB Group modestly higher, from £6.10 to £6.29. This reflects slightly lower perceived risk and a marginally richer valuation multiple, while growth and margin assumptions remain broadly unchanged.
TRU
UK£1.18
TruFin
7D
-2.9%
1Y
52.3%
MNG
UK£2.85
M&G
7D
2.4%
1Y
46.6%
PAG
UK£8.60
Paragon Banking Group
7D
0.5%
1Y
15.7%
BANK
UK£0.084
Fiinu
7D
-6.9%
1Y
1,575.0%
CABP
UK£0.60
CAB Payments Holdings
7D
-4.4%
1Y
-6.7%
TIME
UK£0.52
Time Finance
7D
-1.0%
1Y
-16.9%

Here's Why Time Finance (LON:TIME) Has Caught The Eye Of Investors

Nov 13
Here's Why Time Finance (LON:TIME) Has Caught The Eye Of Investors
DFCH
UK£0.53
Distribution Finance Capital Holdings
7D
5.0%
1Y
45.8%

The Market Doesn't Like What It Sees From Distribution Finance Capital Holdings plc's (LON:DFCH) Earnings Yet

Nov 06
The Market Doesn't Like What It Sees From Distribution Finance Capital Holdings plc's (LON:DFCH) Earnings Yet
LIT
UK£0.086
Litigation Capital Management
7D
-10.3%
1Y
-91.5%