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U.K. (FTSE) Diversified Financial Industry Analysis

UpdatedApr 07, 2026
DataAggregated Company Financials
Companies20
  • 7D3.1%
  • 3M-2.4%
  • 1Y22.0%
  • YTD-1.4%

The Diversified Financial industry is up 3.1% in the last week, with M&G up 4.9%. This means that the industry has gained 22% over the past year. Earnings are forecast to grow by 15% annually.

Industry Valuation and Performance

Has the U.K. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 07 Apr 2026UK£23.4bUK£18.7bUK£3.5b15.5x6.7x1.2x
Thu, 05 Mar 2026UK£24.1bUK£17.6bUK£3.1b16.9x7.8x1.4x
Sat, 31 Jan 2026UK£25.2bUK£17.6bUK£3.1b19.2x8.1x1.4x
Mon, 29 Dec 2025UK£23.8bUK£17.6bUK£3.1b16.9x7.7x1.4x
Wed, 26 Nov 2025UK£22.8bUK£17.6bUK£3.1b17.6x7.3x1.3x
Fri, 24 Oct 2025UK£24.2bUK£16.7bUK£3.2b19.2x7.5x1.4x
Sun, 21 Sep 2025UK£25.0bUK£16.7bUK£3.2b19.9x7.7x1.5x
Tue, 19 Aug 2025UK£25.2bUK£15.8bUK£3.0b19.5x8.5x1.6x
Thu, 17 Jul 2025UK£25.7bUK£15.8bUK£3.0b16.7x8.7x1.6x
Sat, 14 Jun 2025UK£24.2bUK£15.8bUK£3.0b16.7x8.1x1.5x
Mon, 12 May 2025UK£25.6bUK£16.0bUK£1.8b14.4x13.9x1.6x
Wed, 09 Apr 2025UK£20.5bUK£15.7bUK£1.7b12.9x12.1x1.3x
Fri, 07 Mar 2025UK£21.9bUK£16.4bUK£2.3b13.7x9.6x1.3x
Sun, 02 Feb 2025UK£26.3bUK£17.4bUK£2.5b13.5x10.6x1.5x
Tue, 31 Dec 2024UK£24.9bUK£17.3bUK£2.5b14.3x10x1.4x
Thu, 28 Nov 2024UK£23.2bUK£17.7bUK£2.8b13.6x8.4x1.3x
Sat, 26 Oct 2024UK£22.0bUK£17.4bUK£2.8b15.8x7.9x1.3x
Mon, 23 Sep 2024UK£20.8bUK£17.4bUK£2.8b13.4x7.5x1.2x
Wed, 21 Aug 2024UK£24.1bUK£17.8bUK£3.0b12.9x8.1x1.4x
Fri, 19 Jul 2024UK£25.4bUK£17.6bUK£2.8b12.7x9x1.4x
Sun, 16 Jun 2024UK£24.0bUK£17.6bUK£2.8b12.4x8.5x1.4x
Tue, 14 May 2024UK£27.2bUK£17.8bUK£3.2b11.9x8.4x1.5x
Thu, 11 Apr 2024UK£28.7bUK£18.0bUK£3.4b11.3x8.3x1.6x
Sat, 09 Mar 2024UK£22.5bUK£10.9bUK£3.1b10x7.2x2.1x
Mon, 05 Feb 2024UK£22.1bUK£11.0bUK£3.1b9.8x7.1x2x
Wed, 03 Jan 2024UK£22.4bUK£11.0bUK£3.1b10.5x7.1x2x
Fri, 01 Dec 2023UK£20.2bUK£11.0bUK£3.2b10.1x6.3x1.8x
Sun, 29 Oct 2023UK£18.2bUK£10.5bUK£2.9b9.5x6.3x1.7x
Tue, 26 Sep 2023UK£19.8bUK£10.4bUK£2.9b12.7x6.8x1.9x
Thu, 24 Aug 2023UK£19.6bUK£10.4bUK£2.8b13.2x6.9x1.9x
Sat, 22 Jul 2023UK£20.7bUK£10.6bUK£3.1b12.2x6.8x2x
Mon, 19 Jun 2023UK£19.4bUK£10.3bUK£3.0b12.6x6.5x1.9x
Wed, 17 May 2023UK£19.3bUK£10.0bUK£2.5b13.9x7.6x1.9x
Fri, 14 Apr 2023UK£18.5bUK£9.9bUK£2.4b10.1x7.6x1.9x
Price to Earnings Ratio

7.6x


Total Market Cap: UK£18.5bTotal Earnings: UK£2.4bTotal Revenue: UK£9.9bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Diversified Financial Industry Price to Earnings3Y Average 8.2x202420252026
Current Industry PE
  • Investors are pessimistic on the British Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 6.7x which is lower than its 3-year average PE of 8.2x.
  • The 3-year average PS ratio of 1.6x is higher than the industry's current PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have grown 12% per year over the last three years.
  • Revenues for these companies have grown 24% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market3.10%
Financials5.03%
Diversified Financial3.09%
Other Diversified Financial Services4.93%
Transaction and Payment Processing Services2.99%
Specialized Finance0.11%
Multi-Sector Holdings0%0
Industry PE
  • Investors are most optimistic about the Transaction and Payment Processing Services industry even though it's trading below its 3-year average PE ratio of 32.1x.
    • Analysts are expecting annual earnings growth of 11.7%, which is higher than its past year's earnings decline of 10.4% per year.
  • Investors are most pessimistic about the Specialized Finance industry, which is trading close to its 3-year average of 11.2x.
Forecasted Growth
  • Analysts are most optimistic on the Specialized Finance industry, expecting annual earnings growth of 39% over the next 5 years.
  • This is better than its past earnings growth rate of 15% per year.
  • In contrast, the Transaction and Payment Processing Services industry is expected to see its earnings grow by 12% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MNG M&GUK£2.854.8%
+UK£310.5m		57.7%PE22.5x
WISE WiseUK£9.343.4%
+UK£310.0m		2.1%PE24.5x
PAG Paragon Banking GroupUK£7.352.2%
+UK£29.6m		1.4%PE7.5x
PAY PayPointUK£5.814.9%
+UK£15.7m		-12.5%PE21.4x
EWG W.A.G payment solutionsUK£1.091.9%
+UK£13.8m		74.1%PE421.9x

Latest News

BOKU
UK£1.68
Boku
7D
2.1%
1Y
10.5%

BOKU: Future Returns Will Be Driven By Buybacks And Rising Profit Margins

Analysts have lifted their Boku price target by £0.05 to £2.47, citing slightly higher assumed revenue growth and profit margins, along with a marginally lower discount rate and future P/E multiple in their models. What's in the News Boku completed a share buyback tranche, repurchasing 4,000,000 shares, representing 1.35% of the company, for £11.9 million under the program announced on January 2, 2026 (Key Developments).
CABP
UK£0.83
CAB Payments Holdings
7D
-2.0%
1Y
111.2%

CABP: Rejected Takeover Offers Will Sustain Overvaluation Despite Operational Progress

Analysts have nudged their price targets on CAB Payments Holdings slightly higher to £0.75, reflecting fine tuned assumptions on revenue growth, profit margins and a modestly lower future P/E multiple. What's in the News StoneX Group Inc.
WISE
UK£9.34
Wise
7D
3.4%
1Y
2.1%

WISE: Refreshed Assumptions Will Eventually Challenge Elevated Future P/E Expectations

Analysts have trimmed their average price target on Wise to around £12.25, citing updated fair value estimates, a slightly lower discount rate, and refreshed assumptions on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent Street research shows that not all experts are fully comfortable with Wise's current valuation or execution risks, even as some major banks maintain constructive views on the stock.
PAY
UK£5.81
PayPoint
7D
4.9%
1Y
-12.5%
OSB
UK£5.13
OSB Group
7D
-1.3%
1Y
25.7%

OSB: Lower Discount Rate And Dividend Policy Will Support Constructive Stance

OSB Group's updated analyst price target reflects a recalibration to £6.83 from £6.97, with analysts pointing to refreshed views on fair value, discount rate and earnings assumptions following mixed recent research that included a target lift to £7.30 and a downgrade from another firm. Analyst Commentary Recent research on OSB Group highlights a split in views, with some analysts lifting price targets while others are more cautious on the shares.
EWG
UK£1.09
W.A.G payment solutions
7D
1.9%
1Y
74.1%

EWG: Multi Year Guidance And Higher Margins Will Support Future Upside

Analysts have lifted their fair value estimate for W.A.G payment solutions from £1.28 to £1.33, pointing to tweaked assumptions around the discount rate, revenue growth, profit margin, and future P/E as key drivers of the change. What's in the News W.A.G payment solutions issued updated earnings guidance for the full years ending December 31, 2025 and 2026, giving investors a clearer view of expected net revenue over the next two years (company guidance).
MNG
UK£2.85
M&G
7D
4.8%
1Y
57.7%
LIT
UK£0.039
Litigation Capital Management
7D
-20.4%
1Y
-91.8%
PAG
UK£7.35
Paragon Banking Group
7D
2.2%
1Y
1.4%

PAG: Stable Dividend And New Auditor Will Support A More Optimistic Outlook

Analysts have left their fair value estimate for Paragon Banking Group broadly unchanged at about £10.50 per share. A slightly lower discount rate and a marginally adjusted future P/E assumption support a refined but directionally consistent price target view.
DUKE
UK£0.26
Duke Capital
7D
-1.9%
1Y
-2.5%
FNX
UK£1.57
Fonix
7D
8.3%
1Y
-21.0%
MAB1
UK£5.68
Mortgage Advice Bureau (Holdings)
7D
2.2%
1Y
-17.7%
PCIP
UK£0.48
PCI-PAL
7D
-1.0%
1Y
9.0%

Cloud Payment Security And Compliance Trends Will Support A Stronger Long Term Outlook

Catalysts About PCI-PAL PCI-PAL provides cloud based secure payment and data capture solutions for contact centers and unified communications environments. What are the underlying business or industry changes driving this perspective?