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U.K. (FTSE) Diversified Financial Industry Analysis

UpdatedNov 11, 2025
DataAggregated Company Financials
Companies21
  • 7D-0.1%
  • 3M-5.1%
  • 1Y18.7%
  • YTD5.4%

Over the last 7 days, the Diversified Financial industry has dropped 1.0%, driven by Wise declining 1.8%. In the past year, the industry has gained 16%. As for the next few years, earnings are expected to grow by 17% per annum.

Industry Valuation and Performance

Has the U.K. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 12 Nov 2025UK£23.5bUK£16.8bUK£3.2b18.9x7.3x1.4x
Fri, 10 Oct 2025UK£24.1bUK£16.7bUK£3.2b19.8x7.5x1.4x
Sun, 07 Sep 2025UK£25.7bUK£16.6bUK£3.2b19.7x8x1.5x
Tue, 05 Aug 2025UK£24.7bUK£15.8bUK£3.0b16.7x8.3x1.6x
Thu, 03 Jul 2025UK£24.8bUK£15.8bUK£3.0b18.9x8.4x1.6x
Sat, 31 May 2025UK£24.4bUK£15.5bUK£1.7b14.6x14.5x1.6x
Mon, 28 Apr 2025UK£24.1bUK£15.9bUK£1.8b14.7x13.5x1.5x
Wed, 26 Mar 2025UK£22.3bUK£15.5bUK£1.6b12.8x13.6x1.4x
Fri, 21 Feb 2025UK£25.9bUK£17.4bUK£2.5b13.5x10.5x1.5x
Sun, 19 Jan 2025UK£25.0bUK£17.4bUK£2.5b14.1x10.1x1.4x
Tue, 17 Dec 2024UK£24.3bUK£17.3bUK£2.5b13.4x9.8x1.4x
Thu, 14 Nov 2024UK£22.6bUK£17.7bUK£2.8b14.2x8.2x1.3x
Sat, 12 Oct 2024UK£21.3bUK£17.4bUK£2.8b14.7x7.6x1.2x
Mon, 09 Sep 2024UK£22.8bUK£17.8bUK£2.8b13.1x8x1.3x
Wed, 07 Aug 2024UK£23.2bUK£17.6bUK£2.8b12.9x8.3x1.3x
Fri, 05 Jul 2024UK£24.4bUK£17.6bUK£2.8b12.7x8.6x1.4x
Sun, 02 Jun 2024UK£27.3bUK£18.1bUK£3.2b11.8x8.5x1.5x
Tue, 30 Apr 2024UK£26.8bUK£18.0bUK£3.4b12.4x7.8x1.5x
Thu, 28 Mar 2024UK£28.4bUK£18.0bUK£3.4b10.5x8.2x1.6x
Sat, 24 Feb 2024UK£22.3bUK£11.0bUK£3.2b9.9x7.1x2x
Mon, 22 Jan 2024UK£22.0bUK£11.0bUK£3.1b10.4x7x2x
Wed, 20 Dec 2023UK£22.1bUK£11.0bUK£3.1b10x7.1x2x
Fri, 17 Nov 2023UK£19.7bUK£10.3bUK£3.1b8.4x6.3x1.9x
Sun, 15 Oct 2023UK£19.3bUK£10.5bUK£2.9b10.9x6.7x1.8x
Tue, 12 Sep 2023UK£20.2bUK£10.3bUK£2.8b15.3x7.1x2x
Thu, 10 Aug 2023UK£20.7bUK£10.6bUK£3.1b12.7x6.8x1.9x
Sat, 08 Jul 2023UK£19.0bUK£10.6bUK£3.1b12.7x6.2x1.8x
Mon, 05 Jun 2023UK£19.3bUK£10.5bUK£2.9b18.3x6.7x1.8x
Wed, 03 May 2023UK£18.7bUK£9.9bUK£2.4b10.5x7.6x1.9x
Fri, 31 Mar 2023UK£31.5bUK£12.7bUK£3.7b10.9x8.4x2.5x
Sun, 26 Feb 2023UK£4.1bUK£1.1bUK£256.4m6.8x15.9x3.7x
Tue, 24 Jan 2023UK£4.5bUK£1.0bUK£263.0m6.9x17x4.3x
Thu, 22 Dec 2022UK£4.2bUK£1.1bUK£270.4m7.6x15.5x3.9x
Sat, 19 Nov 2022UK£4.4bUK£1.1bUK£269.4m8.7x16.4x4.1x
Price to Earnings Ratio

16.4x


Total Market Cap: UK£4.4bTotal Earnings: UK£269.4mTotal Revenue: UK£1.1bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Diversified Financial Industry Price to Earnings3Y Average 9.2x202320242025
Current Industry PE
  • Investors are pessimistic on the British Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.3x which is lower than its 3-year average PE of 9.2x.
  • The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have grown 127% per year over the last three years.
  • Revenues for these companies have grown 150% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market1.72%
Financials1.63%
Diversified Financial-0.13%
Other Diversified Financial Services0.33%
Specialized Finance0.24%
Multi-Sector Holdings0%0
Transaction and Payment Processing Services-1.58%
Industry PE
  • Investors are most optimistic about the Transaction and Payment Processing Services industry even though it's trading below its 3-year average PE ratio of 32.9x.
    • Analysts are expecting annual earnings growth of 11.4%, which is higher than its past year's earnings decline of 28.3% per year.
Forecasted Growth
  • Analysts are most optimistic on the Specialized Finance industry, expecting annual earnings growth of 45% over the next 5 years.
  • However this is lower than its past earnings growth rate of 82% per year.
  • In contrast, the Transaction and Payment Processing Services industry is expected to see its earnings grow by 11% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
OSB OSB GroupUK£5.625.0%
+UK£96.5m		50.7%PE7.8x
PAG Paragon Banking GroupUK£8.271.8%
+UK£27.6m		15.3%PE7.7x
MNG M&GUK£2.710.3%
+UK£21.3m		39.0%PS1x
PAY PayPointUK£6.933.9%
+UK£16.5m		-21.0%PE22.9x
MAB1 Mortgage Advice Bureau (Holdings)UK£7.202.6%
+UK£10.4m		21.2%PE21.9x

Latest News

WISE
UK£9.46
Wise
7D
-1.8%
1Y
12.4%
PCIP
UK£0.51
PCI-PAL
7D
9.7%
1Y
-23.9%
OSB
UK£5.62
OSB Group
7D
5.0%
1Y
50.7%
BOKU
UK£2.20
Boku
7D
-3.5%
1Y
17.3%

BOKU: Share Buybacks And New Partnerships Will Expand Market Presence

Analysts have slightly revised their price target for Boku, lowering it marginally to £3.21 per share. This adjustment is based on modest improvements in the discount rate and expected future profitability.
DFCH
UK£0.52
Distribution Finance Capital Holdings
7D
-1.0%
1Y
73.3%

The Market Doesn't Like What It Sees From Distribution Finance Capital Holdings plc's (LON:DFCH) Earnings Yet

Nov 06
The Market Doesn't Like What It Sees From Distribution Finance Capital Holdings plc's (LON:DFCH) Earnings Yet
DUKE
UK£0.28
Duke Capital
7D
0.9%
1Y
-9.8%
EWG
UK£0.93
W.A.G payment solutions
7D
-0.6%
1Y
13.9%

EWG: Cross-Selling Expansion And Margin Gains Will Drive Share Re-Rating

Analysts have raised their price target for W.A.G payment solutions to €1.19 from €1.13. This reflects modest improvements in profit margin and a slightly lower discount rate.
PAY
UK£6.93
PayPoint
7D
3.9%
1Y
-21.0%

Analysts Lift PayPoint Price Target Following Collect Plus Stake and Updated Financial Estimates

Analysts have increased their price target for PayPoint from £8.85 to £9.42 per share, citing modest adjustments in fair value estimates and refinements to financial model assumptions. What's in the News PayPoint and International Distribution Services (IDS) will invest £43.9 million in Collect+, acquiring a 49% ownership stake and valuing Collect+ at £90 million (Key Developments).
DVNO
UK£0.73
Develop North
7D
-5.5%
1Y
-6.7%
LIT
UK£0.084
Litigation Capital Management
7D
-8.9%
1Y
-92.7%
MAB1
UK£7.20
Mortgage Advice Bureau (Holdings)
7D
2.6%
1Y
21.2%
BANK
UK£0.087
Fiinu
7D
-5.9%
1Y
1,557.1%
TRU
UK£1.09
TruFin
7D
2.8%
1Y
77.2%
MNG
UK£2.71
M&G
7D
0.3%
1Y
39.0%
CABP
UK£0.51
CAB Payments Holdings
7D
-1.0%
1Y
-25.0%
PAG
UK£8.27
Paragon Banking Group
7D
1.8%
1Y
15.3%