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U.K. (FTSE) Diversified Financial Industry Analysis

UpdatedJul 07, 2026
DataAggregated Company Financials
Companies20
  • 7D4.5%
  • 3M8.8%
  • 1Y2.7%
  • YTD7.2%

In the last week, the Diversified Financial industry is up 4.5%, with Wise Group up 6.5%. In the same time, Boku was down 7.0%. Despite this gain, the industry's performance has been flat over the past year. As for the next few years, earnings are expected to grow by 19% per annum.

Industry Valuation and Performance

Has the U.K. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 07 Jul 2026UK£25.4bUK£19.5bUK£2.3b11.5x11x1.3x
Thu, 04 Jun 2026UK£22.4bUK£19.4bUK£2.3b14.4x9.7x1.2x
Sat, 02 May 2026UK£25.3bUK£18.7bUK£3.5b15.7x7.3x1.4x
Mon, 30 Mar 2026UK£22.7bUK£18.7bUK£3.5b15.6x6.5x1.2x
Wed, 25 Feb 2026UK£23.8bUK£17.6bUK£3.1b19.7x7.7x1.4x
Fri, 23 Jan 2026UK£25.4bUK£17.6bUK£3.1b18.7x8.2x1.4x
Sun, 21 Dec 2025UK£23.9bUK£17.6bUK£3.1b16.9x7.7x1.4x
Tue, 18 Nov 2025UK£23.2bUK£16.8bUK£3.2b19.1x7.2x1.4x
Thu, 16 Oct 2025UK£24.0bUK£16.7bUK£3.2b18.9x7.4x1.4x
Sat, 13 Sep 2025UK£25.4bUK£16.7bUK£3.2b21.6x7.9x1.5x
Mon, 11 Aug 2025UK£24.6bUK£15.8bUK£3.0b16.4x8.3x1.6x
Wed, 09 Jul 2025UK£25.3bUK£15.8bUK£3.0b18x8.6x1.6x
Fri, 06 Jun 2025UK£25.1bUK£15.7bUK£3.0b14.4x8.4x1.6x
Sun, 04 May 2025UK£25.1bUK£15.9bUK£1.8b14.9x14x1.6x
Tue, 01 Apr 2025UK£21.4bUK£15.6bUK£1.7b13.7x12.7x1.4x
Thu, 27 Feb 2025UK£25.2bUK£17.4bUK£2.5b12.5x10.2x1.4x
Sat, 25 Jan 2025UK£25.8bUK£17.4bUK£2.5b14x10.4x1.5x
Mon, 23 Dec 2024UK£24.7bUK£17.3bUK£2.5b14.1x10x1.4x
Wed, 20 Nov 2024UK£22.9bUK£17.7bUK£2.8b14.3x8.3x1.3x
Fri, 18 Oct 2024UK£21.9bUK£17.4bUK£2.8b15.7x7.9x1.3x
Sun, 15 Sep 2024UK£23.1bUK£17.8bUK£2.8b13x8.1x1.3x
Tue, 13 Aug 2024UK£23.9bUK£17.6bUK£2.9b12.9x8.3x1.4x
Thu, 11 Jul 2024UK£24.7bUK£17.6bUK£2.8b12.9x8.8x1.4x
Sat, 08 Jun 2024UK£25.8bUK£17.3bUK£2.7b13.3x9.6x1.5x
Mon, 06 May 2024UK£27.0bUK£18.0bUK£3.4b12.9x7.8x1.5x
Wed, 03 Apr 2024UK£28.0bUK£18.0bUK£3.4b11x8.1x1.6x
Fri, 01 Mar 2024UK£22.5bUK£10.9bUK£3.2b9.3x7.1x2.1x
Sun, 28 Jan 2024UK£22.6bUK£11.0bUK£3.1b10.3x7.2x2.1x
Tue, 26 Dec 2023UK£22.3bUK£11.0bUK£3.1b10.1x7.1x2x
Thu, 23 Nov 2023UK£19.9bUK£11.0bUK£3.2b8.8x6.1x1.8x
Sat, 21 Oct 2023UK£18.9bUK£10.5bUK£2.9b10.5x6.5x1.8x
Mon, 18 Sep 2023UK£20.4bUK£10.3bUK£2.9b13.2x7.1x2x
Wed, 16 Aug 2023UK£20.4bUK£10.4bUK£2.8b13.4x7.2x2x
Fri, 14 Jul 2023UK£19.6bUK£10.6bUK£3.1b12.2x6.4x1.9x
Price to Earnings Ratio

6.4x


Total Market Cap: UK£19.6bTotal Earnings: UK£3.1bTotal Revenue: UK£10.6bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Diversified Financial Industry Price to Earnings3Y Average 8.3x202420252026
Current Industry PE
  • Investors are optimistic on the British Diversified Financial industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 11.0x which is higher than its 3-year average PE of 8.3x.
  • The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.3x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have declined 8.9% per year over the last three years.
  • Meanwhile revenues for these companies have grown 23% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market1.66%
Financials4.52%
Diversified Financial4.49%
Transaction and Payment Processing Services5.81%
Other Diversified Financial Services3.63%
Specialized Finance1.65%
Multi-Sector Holdings0%0
Industry PE
  • Investors are most optimistic about the Other Diversified Financial Services industry which is trading above its 3-year average PE ratio.
    • Analysts are expecting annual earnings growth of 27.1% and investors are willing to pay a premium for that growth.
  • Investors are most pessimistic about the Specialized Finance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 11.0x.
Forecasted Growth
  • Analysts are most optimistic on the Other Diversified Financial Services industry, expecting annual earnings growth of 27% over the next 5 years.
  • In contrast, the Specialized Finance industry is expected to see its earnings grow by 12% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
WISE Wise GroupUK£9.706.5%
+UK£611.0m		-8.0%PE26.7x
MNG M&GUK£3.453.6%
+UK£288.4m		34.9%PE27.2x
OSB OSB GroupUK£5.465.2%
+UK£92.3m		2.0%PE6.8x
EWG W.A.G payment solutionsUK£1.109.2%
+UK£63.7m		30.5%PE433.1x
PAG Paragon Banking GroupUK£7.873.1%
+UK£44.4m		-15.5%PE8.2x

Latest News

PAG
UK£7.87
Paragon Banking Group
7D
3.1%
1Y
-15.5%
BANK
UK£0.05
Fiinu
7D
-2.4%
1Y
-39.4%
PAY
UK£5.91
PayPoint
7D
2.1%
1Y
-32.4%
ORCH
UK£0.63
Orchard Funding Group
7D
-0.8%
1Y
6.8%
Analysis Article • Jun 30

Do Orchard Funding Group's (LON:ORCH) Earnings Warrant Your Attention?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
MAB1
UK£5.32
Mortgage Advice Bureau (Holdings)
7D
3.9%
1Y
-37.9%
WISE
UK£9.70
Wise Group
7D
6.5%
1Y
-8.0%
MNG
UK£3.45
M&G
7D
3.6%
1Y
34.9%
Narrative Update • Jun 26

MNG: Dai Ichi Stake And Neutral Ratings Will Limit Share Upside

The analyst price target for M&G has been lifted slightly, with recent Street research pointing to higher fair value of around £3.00 per share, supported by updated assumptions on discount rates, profit margins and future P/E. Analyst Commentary Recent Street research on M&G points to a mixed backdrop, with several firms lifting price targets into the £2.90 to £3.10 range while still framing the stock in more neutral terms such as Neutral, Equal Weight or similar labels.
EWG
UK£1.10
W.A.G payment solutions
7D
9.2%
1Y
30.5%
Narrative Update • Jun 24

EWG: Special Dividend And Slightly Stronger Margins Will Support Further Upside

Analysts have made a slight upward adjustment to their fair value estimate for W.A.G payment solutions, with the updated target moving from £1.37 to £1.38 as they factor in a modestly higher profit margin and a small change in the assumed discount rate and future P/E multiple. What's in the News for W.A.G payment solutions The board plans to propose a special dividend of 1.5 pence per ordinary share for the financial year ended 2025 at the AGM scheduled for 27 May 2026.
DFCH
UK£0.69
Distribution Finance Capital Holdings
7D
6.2%
1Y
76.9%
New Narrative • Jun 22

Expanded Specialist Lending And Scalable Deposits Will Support Long Term Opportunity

Catalysts About Distribution Finance Capital Holdings Distribution Finance Capital Holdings is a specialist lender that provides inventory, asset and structured finance solutions to manufacturers, dealers and distributors, funded by a retail deposit platform. What are the underlying business or industry changes driving this perspective?
BOKU
UK£1.40
Boku
7D
-7.0%
1Y
-34.5%
CABP
UK£0.77
CAB Payments Holdings
7D
-2.0%
1Y
58.0%
Narrative Update • Jun 16

CABP: Terminated Bids And Steady Fair Value Will Shape Share Outlook

Analysts have kept their fair value estimate for CAB Payments Holdings steady at £0.75, citing only small adjustments to assumptions around discount rate, revenue growth, profit margin and future P/E that do not materially change their overall valuation view. What’s in the News for CAB Payments Holdings StoneX Group Inc.
OSB
UK£5.46
OSB Group
7D
5.2%
1Y
2.0%
Narrative Update • Jun 12

OSB: Stable Cash Generation And Buybacks Will Support Bullish Outlook

Analysts have kept their fair value estimate for OSB Group steady at £6.78, with a slightly lower discount rate and essentially unchanged assumptions for revenue growth, profit margins and future P/E. Together, these factors support an unchanged overall price target narrative.
DGQ
UK£1.53
Delta Gold Technologies
7D
-1.6%
1Y
n/a
TRU
UK£1.34
TruFin
7D
-0.7%
1Y
50.0%
LIT
UK£0.017
Litigation Capital Management
7D
-0.6%
1Y
-93.6%