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U.K. (FTSE) Diversified Financial Industry Analysis

UpdatedAug 21, 2026
DataAggregated Company Financials
Companies19
  • 7D-1.6%
  • 3M2.8%
  • 1Y-2.1%
  • YTD3.7%

Over the last 7 days, the Diversified Financial industry has dropped 1.6%, driven by a pullback from M&G of 3.1%. As for the longer term, the industry's performance has been flat for the past year. Earnings are forecast to grow by 18% annually.

Industry Valuation and Performance

Has the U.K. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 21 Aug 2026UK£24.6bUK£19.5bUK£2.3b9.6x10.6x1.3x
Sun, 19 Jul 2026UK£24.9bUK£19.5bUK£2.3b11.6x10.8x1.3x
Tue, 16 Jun 2026UK£23.0bUK£19.4bUK£2.3b12.2x9.9x1.2x
Thu, 14 May 2026UK£24.6bUK£18.7bUK£3.5b15x7.1x1.3x
Sat, 11 Apr 2026UK£24.3bUK£18.7bUK£3.5b16.2x7x1.3x
Mon, 09 Mar 2026UK£23.7bUK£17.6bUK£3.1b15.6x7.6x1.3x
Wed, 04 Feb 2026UK£24.9bUK£17.6bUK£3.1b19.2x8x1.4x
Fri, 02 Jan 2026UK£23.8bUK£17.6bUK£3.1b16.9x7.7x1.4x
Sun, 30 Nov 2025UK£23.2bUK£17.6bUK£3.1b18x7.4x1.3x
Tue, 28 Oct 2025UK£24.4bUK£16.7bUK£3.2b19.4x7.5x1.5x
Thu, 25 Sep 2025UK£25.1bUK£16.7bUK£3.2b20x7.8x1.5x
Sat, 23 Aug 2025UK£25.4bUK£15.8bUK£2.9b19.3x8.7x1.6x
Mon, 21 Jul 2025UK£24.8bUK£15.8bUK£3.0b16.7x8.4x1.6x
Wed, 18 Jun 2025UK£24.6bUK£15.8bUK£3.0b16.7x8.3x1.6x
Fri, 16 May 2025UK£25.9bUK£16.0bUK£1.8b14.3x14.1x1.6x
Sun, 13 Apr 2025UK£20.5bUK£15.7bUK£1.7b13.1x12.1x1.3x
Tue, 11 Mar 2025UK£21.4bUK£16.4bUK£2.3b13.6x9.4x1.3x
Thu, 06 Feb 2025UK£26.1bUK£17.4bUK£2.5b13.5x10.5x1.5x
Sat, 04 Jan 2025UK£25.7bUK£17.4bUK£2.5b14.5x10.4x1.5x
Mon, 02 Dec 2024UK£23.4bUK£17.4bUK£2.5b13.2x9.5x1.4x
Wed, 30 Oct 2024UK£21.5bUK£17.4bUK£2.8b15.4x7.7x1.2x
Fri, 27 Sep 2024UK£21.2bUK£17.4bUK£2.8b13.7x7.6x1.2x
Sun, 25 Aug 2024UK£24.2bUK£17.7bUK£3.0b13.3x8.1x1.4x
Tue, 23 Jul 2024UK£25.2bUK£17.6bUK£2.8b12.2x8.9x1.4x
Thu, 20 Jun 2024UK£24.0bUK£17.6bUK£2.8b12.7x8.5x1.4x
Sat, 18 May 2024UK£27.1bUK£17.7bUK£3.2b11.7x8.5x1.5x
Mon, 15 Apr 2024UK£28.3bUK£18.0bUK£3.5b11.5x8.2x1.6x
Wed, 13 Mar 2024UK£22.6bUK£10.9bUK£3.2b10.1x7.2x2.1x
Fri, 09 Feb 2024UK£21.8bUK£10.9bUK£3.2b9.6x6.9x2x
Sun, 07 Jan 2024UK£22.1bUK£11.0bUK£3.1b10.3x7.1x2x
Tue, 05 Dec 2023UK£20.3bUK£11.0bUK£3.2b10.1x6.3x1.9x
Thu, 02 Nov 2023UK£18.5bUK£10.5bUK£2.9b9.6x6.4x1.8x
Sat, 30 Sep 2023UK£19.8bUK£10.5bUK£2.9b11.2x6.9x1.9x
Mon, 28 Aug 2023UK£19.3bUK£10.4bUK£2.8b13.2x6.8x1.9x
Price to Earnings Ratio

6.8x


Total Market Cap: UK£19.3bTotal Earnings: UK£2.8bTotal Revenue: UK£10.4bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Diversified Financial Industry Price to Earnings3Y Average 8.5x202420252026
Current Industry PE
  • Investors are optimistic on the British Diversified Financial industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 10.6x which is higher than its 3-year average PE of 8.5x.
  • The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.3x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have declined 6.7% per year over the last three years.
  • Meanwhile revenues for these companies have grown 23% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market-0.22%
Financials-2.22%
Diversified Financial-1.62%
Specialized Finance3.10%
Multi-Sector Holdings0%0
Transaction and Payment Processing Services-1.48%
Other Diversified Financial Services-3.11%
Industry PE
  • Investors are most optimistic about the Other Diversified Financial Services industry which is trading above its 3-year average PE ratio.
    • Analysts are expecting annual earnings growth of 26.6% and investors are willing to pay a premium for that growth.
  • Investors are most pessimistic about the Specialized Finance industry, which is trading close to its 3-year average of 11.1x.
Forecasted Growth
  • Analysts are most optimistic on the Other Diversified Financial Services industry, expecting annual earnings growth of 27% over the next 5 years.
  • In contrast, the Specialized Finance industry is expected to see its earnings grow by 12% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
OSB OSB GroupUK£5.162.3%
+UK£39.3m		-7.3%PE6.5x
BOKU BokuUK£1.144.6%
+UK£14.6m		-49.8%PE37x
PAY PayPointUK£6.283.2%
+UK£11.7m		-20.7%PE9.6x
EWG W.A.G payment solutionsUK£1.061.0%
+UK£6.9m		23.8%PE418.1x
TIME Time FinanceUK£0.579.5%
+UK£4.6m		4.5%PE8.7x

Latest News

PAY
UK£6.28
PayPoint
7D
3.2%
1Y
-20.7%
TIME
UK£0.57
Time Finance
7D
9.5%
1Y
4.5%
MNG
UK£3.47
M&G
7D
-2.6%
1Y
29.2%
WISE
UK£9.47
Wise Group
7D
-1.7%
1Y
-12.7%
Narrative Update • Aug 18

WISE: Malaysian Payments Access And Margin Strength Will Support Higher Future P/E

Analysts have slightly reduced their price target for Wise Group to £11.61 from £11.92, citing updated assumptions for the discount rate, revenue growth, profit margin and future P/E multiples. What's in the News for Wise Group Rosen Law Firm filed a class action lawsuit against Wise Group plc on behalf of investors who bought securities between May 11, 2026 and July 23, 2026, alleging false or misleading statements around regulatory and anti money laundering risks.
CABP
UK£0.82
CAB Payments Holdings
7D
1.9%
1Y
49.5%
BOKU
UK£1.14
Boku
7D
4.6%
1Y
-49.8%
OSB
UK£5.16
OSB Group
7D
2.3%
1Y
-7.3%
DUKE
UK£0.27
Duke Capital
7D
-3.6%
1Y
-9.7%
BANK
UK£0.04
Fiinu
7D
23.1%
1Y
-68.6%
MAB1
UK£5.18
Mortgage Advice Bureau (Holdings)
7D
-1.3%
1Y
-33.4%
FNX
UK£1.76
Fonix
7D
2.0%
1Y
-17.9%
PAG
UK£8.19
Paragon Banking Group
7D
-1.7%
1Y
-11.7%
ORCH
UK£0.62
Orchard Funding Group
7D
-1.6%
1Y
1.6%
EWG
UK£1.06
W.A.G payment solutions
7D
1.0%
1Y
23.8%
Narrative Update • Jun 24

EWG: Special Dividend And Slightly Stronger Margins Will Support Further Upside

Analysts have made a slight upward adjustment to their fair value estimate for W.A.G payment solutions, with the updated target moving from £1.37 to £1.38 as they factor in a modestly higher profit margin and a small change in the assumed discount rate and future P/E multiple. What's in the News for W.A.G payment solutions The board plans to propose a special dividend of 1.5 pence per ordinary share for the financial year ended 2025 at the AGM scheduled for 27 May 2026.
NBS
UK£128.50
Nationwide Building Society
7D
-0.4%
1Y
-1.5%
LIT
UK£0.019
Litigation Capital Management
7D
-11.4%
1Y
-94.9%