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U.K. (FTSE) Diversified Financial Industry Analysis

UpdatedFeb 21, 2026
DataAggregated Company Financials
Companies21
  • 7D1.6%
  • 3M8.7%
  • 1Y10.4%
  • YTD3.1%

The Diversified Financial industry has stayed flat over the last week. As for the the longer term, the industry is up 6.9% over the past 12 months. As for the next few years, earnings are expected to grow by 17% per annum.

Industry Valuation and Performance

Has the U.K. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 21 Feb 2026UK£24.5bUK£17.6bUK£3.1b20.7x7.9x1.4x
Mon, 19 Jan 2026UK£23.9bUK£17.6bUK£3.1b17.6x7.7x1.4x
Wed, 17 Dec 2025UK£23.5bUK£17.6bUK£3.1b17.1x7.6x1.3x
Fri, 14 Nov 2025UK£23.6bUK£16.8bUK£3.2b18.7x7.4x1.4x
Sun, 12 Oct 2025UK£23.9bUK£16.7bUK£3.2b19.6x7.4x1.4x
Tue, 09 Sep 2025UK£25.8bUK£16.6bUK£3.2b19.6x8x1.5x
Thu, 07 Aug 2025UK£24.9bUK£15.8bUK£3.0b16.7x8.4x1.6x
Sat, 05 Jul 2025UK£24.6bUK£15.8bUK£3.0b18.3x8.3x1.6x
Mon, 02 Jun 2025UK£24.4bUK£15.7bUK£3.0b14.6x8.2x1.6x
Wed, 30 Apr 2025UK£24.4bUK£15.9bUK£1.8b14.9x13.6x1.5x
Fri, 28 Mar 2025UK£22.0bUK£15.6bUK£1.7b14x13.1x1.4x
Sun, 23 Feb 2025UK£25.3bUK£17.4bUK£2.5b12.6x10.2x1.5x
Tue, 21 Jan 2025UK£25.0bUK£17.4bUK£2.5b14.2x10.1x1.4x
Thu, 19 Dec 2024UK£24.8bUK£17.3bUK£2.5b14.2x10x1.4x
Sat, 16 Nov 2024UK£22.8bUK£17.7bUK£2.8b14.2x8.3x1.3x
Mon, 14 Oct 2024UK£21.3bUK£17.4bUK£2.8b14.7x7.6x1.2x
Wed, 11 Sep 2024UK£22.8bUK£17.8bUK£2.8b13.1x8x1.3x
Fri, 09 Aug 2024UK£23.6bUK£17.6bUK£2.8b12.9x8.4x1.3x
Sun, 07 Jul 2024UK£24.7bUK£17.6bUK£2.8b12.5x8.7x1.4x
Tue, 04 Jun 2024UK£25.8bUK£17.5bUK£3.0b13.3x8.6x1.5x
Thu, 02 May 2024UK£26.6bUK£18.0bUK£3.4b12.6x7.7x1.5x
Sat, 30 Mar 2024UK£28.2bUK£18.0bUK£3.5b10.9x8.2x1.6x
Mon, 26 Feb 2024UK£22.3bUK£11.0bUK£3.2b9.9x7.1x2x
Wed, 24 Jan 2024UK£22.4bUK£11.0bUK£3.1b10.4x7.2x2x
Fri, 22 Dec 2023UK£22.3bUK£11.0bUK£3.1b10.2x7.1x2x
Sun, 19 Nov 2023UK£19.7bUK£11.0bUK£3.2b8.4x6.1x1.8x
Tue, 17 Oct 2023UK£19.1bUK£10.5bUK£2.9b10.8x6.6x1.8x
Thu, 14 Sep 2023UK£20.4bUK£10.6bUK£2.9b13.2x7.1x1.9x
Sat, 12 Aug 2023UK£20.5bUK£10.5bUK£2.9b13x7x2x
Mon, 10 Jul 2023UK£19.0bUK£10.6bUK£3.1b12.7x6.2x1.8x
Wed, 07 Jun 2023UK£19.5bUK£10.5bUK£2.8b18.2x6.9x1.9x
Fri, 05 May 2023UK£18.7bUK£9.9bUK£2.4b10.6x7.7x1.9x
Sun, 02 Apr 2023UK£32.0bUK£12.7bUK£3.7b11.2x8.6x2.5x
Tue, 28 Feb 2023UK£4.1bUK£1.1bUK£254.5m6.8x16.2x3.8x
Price to Earnings Ratio

16.2x


Total Market Cap: UK£4.1bTotal Earnings: UK£254.5mTotal Revenue: UK£1.1bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Diversified Financial Industry Price to Earnings3Y Average 8.4x202420252026
Current Industry PE
  • Investors are relatively neutral on the British Diversified Financial industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 8.4x.
  • The 3-year average PS ratio of 1.7x is higher than the industry's current PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have grown 130% per year over the last three years.
  • Revenues for these companies have grown 153% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market2.09%
Financials3.49%
Diversified Financial1.64%
Other Diversified Financial Services3.70%
Transaction and Payment Processing Services0.32%
Specialized Finance0.31%
Multi-Sector Holdings0%0
Industry PE
  • Investors are most optimistic about the Transaction and Payment Processing Services industry even though it's trading below its 3-year average PE ratio of 32.2x.
    • Analysts are expecting annual earnings growth of 11.6%, which is higher than its past year's earnings decline of 34.7% per year.
Forecasted Growth
  • Analysts are most optimistic on the Specialized Finance industry, expecting annual earnings growth of 38% over the next 5 years.
  • However this is lower than its past earnings growth rate of 82% per year.
  • In contrast, the Transaction and Payment Processing Services industry is expected to see its earnings grow by 12% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MNG M&GUK£3.223.7%
+UK£272.9m		54.1%PS1.2x
OSB OSB GroupUK£6.083.0%
+UK£60.4m		44.3%PE8.2x
EWG W.A.G payment solutionsUK£1.213.9%
+UK£31.1m		90.7%PE88.2x
PAG Paragon Banking GroupUK£8.641.8%
+UK£25.7m		13.6%PE9x
CABP CAB Payments HoldingsUK£0.826.3%
+UK£12.4m		52.6%PE33.3x

Latest News

FIN
UK£0.14
Finseta
7D
-1.8%
1Y
-60.6%
OSB
UK£6.08
OSB Group
7D
3.0%
1Y
44.3%
PAY
UK£5.63
PayPoint
7D
2.7%
1Y
-22.8%
BOKU
UK£1.98
Boku
7D
-4.8%
1Y
23.0%

BOKU: Share Buyback Will Support Future Earnings Power

Analysts have nudged their price target on Boku slightly higher to £3.22 from £3.18 previously, reflecting small model adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News Boku issued earnings guidance for the fiscal year ending December 31, 2025, with total group revenue expected at about US$128.5 million compared with US$99.3 million for FY 2024, which implies around 29% growth (Corporate guidance).
EWG
UK£1.21
W.A.G payment solutions
7D
3.9%
1Y
90.7%
CABP
UK£0.82
CAB Payments Holdings
7D
6.3%
1Y
52.6%

CABP: Fair Outlook Will Weigh Takeover Proposal Against Clearing And Gulf Expansion

Analysts have nudged their fair value price target for CAB Payments Holdings to £0.75, reflecting small adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions in their updated models. What's in the News Helios Investors funds and Helios Fairfax Partners Corporation agreed to acquire CAB Payments Holdings Limited for about US$150 million, with the Helios consortium reporting that it now holds, controls or has letters of support for an increased possible offer as of 12 February 2026 (M&A Transaction Announcements).
DGQ
UK£0.42
Delta Gold Technologies
7D
16.7%
1Y
n/a
WISE
UK£8.63
Wise
7D
0.1%
1Y
-15.3%

WISE: Slower Profit Delivery Will Eventually Challenge Optimistic P/E Expectations

Analysts have nudged their Wise price targets higher to £X, citing slightly stronger long term revenue growth and profit margin assumptions, along with a modestly lower discount rate and future P/E outlook. Analyst Commentary Recent research has framed the higher Wise price targets as part of a more nuanced debate about what investors should reasonably pay for the shares, given execution questions and the long dated nature of the growth story.
PAG
UK£8.64
Paragon Banking Group
7D
1.8%
1Y
13.6%

PAG: Ongoing Share Buybacks Will Support A More Optimistic Outlook

Narrative Update The analyst price target for Paragon Banking Group has been adjusted slightly higher to reflect a fair value estimate of £10.50 per share, up from about £10.33, as analysts fine tune assumptions for discount rate, revenue growth, profit margin and future P/E multiples. What's in the News The Board of Directors authorized a new share buyback plan on December 3, 2025, indicating approval for additional capital returns via repurchases (Key Developments).
MAB1
UK£6.80
Mortgage Advice Bureau (Holdings)
7D
-2.3%
1Y
-15.8%
TRU
UK£1.26
TruFin
7D
0%
1Y
56.5%
LIT
UK£0.087
Litigation Capital Management
7D
-2.6%
1Y
-87.1%
LEND
UK£0.008
Sancus Lending Group
7D
-5.9%
1Y
45.5%
MNG
UK£3.22
M&G
7D
3.7%
1Y
54.1%
ORCH
UK£0.60
Orchard Funding Group
7D
-1.6%
1Y
106.9%
BANK
UK£0.084
Fiinu
7D
-2.9%
1Y
-6.9%