PAG Stock Overview
Provides financial products and services in the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
My Notes
Capture your thoughts, links and company narrative
Paragon Banking Group PLC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£7.36 |
| 52 Week High | UK£8.68 |
| 52 Week Low | UK£6.24 |
| Beta | 1.53 |
| 1 Month Change | 1.17% |
| 3 Month Change | -2.32% |
| 1 Year Change | 6.67% |
| 3 Year Change | 32.28% |
| 5 Year Change | 34.34% |
| Change since IPO | -33.14% |
Recent News & Updates
Recent updates
Analysts Have Made A Financial Statement On Paragon Banking Group PLC's (LON:PAG) Full-Year Report
Dec 06
Paragon Banking Group PLC's (LON:PAG) Shares Lagging The Market But So Is The Business
Apr 18Paragon Banking Group (LON:PAG) Is Increasing Its Dividend To £0.264
Jan 30Paragon Banking Group PLC (LON:PAG) Soars 42% But It's A Story Of Risk Vs Reward
Dec 21Paragon Banking Group's (LON:PAG) Shareholders Will Receive A Bigger Dividend Than Last Year
Dec 09Here's Why We Think Paragon Banking Group (LON:PAG) Is Well Worth Watching
Nov 15We Ran A Stock Scan For Earnings Growth And Paragon Banking Group (LON:PAG) Passed With Ease
Aug 05Paragon Banking Group (LON:PAG) Is Paying Out A Larger Dividend Than Last Year
Jun 09Here's Why Paragon Banking Group (LON:PAG) Has Caught The Eye Of Investors
Apr 06Shareholders Will Probably Hold Off On Increasing Paragon Banking Group PLC's (LON:PAG) CEO Compensation For The Time Being
Feb 23Results: Paragon Banking Group PLC Beat Earnings Expectations And Analysts Now Have New Forecasts
Feb 01Paragon Banking Group (LON:PAG) Will Pay A Larger Dividend Than Last Year At £0.192
Jan 29Paragon Banking Group (LON:PAG) Is Increasing Its Dividend To £0.192
Dec 09Paragon Banking Group's (LON:PAG) Shareholders Will Receive A Bigger Dividend Than Last Year
Jun 17Paragon Banking Group (LON:PAG) Will Pay A Larger Dividend Than Last Year At UK£0.19
Dec 09Is Paragon Banking Group PLC (LON:PAG) A Smart Choice For Dividend Investors?
May 06Who Has Been Buying Paragon Banking Group PLC (LON:PAG) Shares?
Feb 18There's A Lot To Like About Paragon Banking Group's (LON:PAG) Upcoming UK£0.14 Dividend
Jan 23Paragon Banking Group PLC (LON:PAG) Is Yielding 2.9% - But Is It A Buy?
Dec 31Would Shareholders Who Purchased Paragon Banking Group's (LON:PAG) Stock Year Be Happy With The Share price Today?
Nov 25
Shareholder Returns
| PAG | GB Diversified Financial | GB Market | |
|---|---|---|---|
| 7D | -5.4% | 2.1% | -2.6% |
| 1Y | 6.7% | 4.5% | 2.4% |
Return vs Industry: PAG exceeded the UK Diversified Financial industry which returned 4.5% over the past year.
Return vs Market: PAG exceeded the UK Market which returned 2.4% over the past year.
Price Volatility
| PAG volatility | |
|---|---|
| PAG Average Weekly Movement | 4.1% |
| Diversified Financial Industry Average Movement | 4.8% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 10.7% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: PAG has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: PAG's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1985 | 1,400 | Nigel Terrington | www.paragonbankinggroup.co.uk |
Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The Mortgage Lending segment offers buy-to-let mortgages, as well as includes owner-occupied first and second charge mortgages.
Paragon Banking Group PLC Fundamentals Summary
| PAG fundamental statistics | |
|---|---|
| Market cap | UK£1.49b |
| Earnings (TTM) | UK£186.00m |
| Revenue (TTM) | UK£457.80m |
8.0x
P/E Ratio3.2x
P/S RatioIs PAG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PAG income statement (TTM) | |
|---|---|
| Revenue | UK£457.80m |
| Cost of Revenue | UK£203.40m |
| Gross Profit | UK£254.40m |
| Other Expenses | UK£68.40m |
| Earnings | UK£186.00m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Jun 04, 2025
| Earnings per share (EPS) | 0.92 |
| Gross Margin | 55.57% |
| Net Profit Margin | 40.63% |
| Debt/Equity Ratio | 77.8% |
How did PAG perform over the long term?
See historical performance and comparisonDividends
5.5%
Current Dividend Yield46%
Payout RatioDoes PAG pay a reliable dividends?
See PAG dividend history and benchmarks| Paragon Banking Group dividend dates | |
|---|---|
| Ex Dividend Date | Feb 06 2025 |
| Dividend Pay Date | Mar 07 2025 |
| Days until Ex dividend | 46 days |
| Days until Dividend pay date | 75 days |
Does PAG pay a reliable dividends?
See PAG dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 00:51 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Paragon Banking Group PLC is covered by 29 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Peter Lenardos | Arden Partners Plc. |
| Toni Dang | Barclays |
| Prasaanna Jeyanandhan | Berenberg |