Paragon Banking Group PLC

LSE:PAG Stock Report

Market Cap: UK£1.5b

Paragon Banking Group Management

Management criteria checks 3/4

Paragon Banking Group's CEO is Nigel Terrington, appointed in Jun 1995, has a tenure of 29.5 years. total yearly compensation is £3.26M, comprised of 28.3% salary and 71.7% bonuses, including company stock and options. directly owns 0.69% of the company’s shares, worth £10.29M. The average tenure of the management team and the board of directors is 5.9 years and 4.8 years respectively.

Key information

Nigel Terrington

Chief executive officer

UK£3.3m

Total compensation

CEO salary percentage28.3%
CEO tenure29.5yrs
CEO ownership0.7%
Management average tenure5.9yrs
Board average tenure4.8yrs

Recent management updates

Recent updates

Analysts Have Made A Financial Statement On Paragon Banking Group PLC's (LON:PAG) Full-Year Report

Dec 06
Analysts Have Made A Financial Statement On Paragon Banking Group PLC's (LON:PAG) Full-Year Report

Paragon Banking Group PLC's (LON:PAG) Shares Lagging The Market But So Is The Business

Apr 18
Paragon Banking Group PLC's (LON:PAG) Shares Lagging The Market But So Is The Business

Paragon Banking Group (LON:PAG) Is Increasing Its Dividend To £0.264

Jan 30
Paragon Banking Group (LON:PAG) Is Increasing Its Dividend To £0.264

Paragon Banking Group PLC (LON:PAG) Soars 42% But It's A Story Of Risk Vs Reward

Dec 21
Paragon Banking Group PLC (LON:PAG) Soars 42% But It's A Story Of Risk Vs Reward

Paragon Banking Group's (LON:PAG) Shareholders Will Receive A Bigger Dividend Than Last Year

Dec 09
Paragon Banking Group's (LON:PAG) Shareholders Will Receive A Bigger Dividend Than Last Year

Here's Why We Think Paragon Banking Group (LON:PAG) Is Well Worth Watching

Nov 15
Here's Why We Think Paragon Banking Group (LON:PAG) Is Well Worth Watching

We Ran A Stock Scan For Earnings Growth And Paragon Banking Group (LON:PAG) Passed With Ease

Aug 05
We Ran A Stock Scan For Earnings Growth And Paragon Banking Group (LON:PAG) Passed With Ease

Paragon Banking Group (LON:PAG) Is Paying Out A Larger Dividend Than Last Year

Jun 09
Paragon Banking Group (LON:PAG) Is Paying Out A Larger Dividend Than Last Year

Here's Why Paragon Banking Group (LON:PAG) Has Caught The Eye Of Investors

Apr 06
Here's Why Paragon Banking Group (LON:PAG) Has Caught The Eye Of Investors

Shareholders Will Probably Hold Off On Increasing Paragon Banking Group PLC's (LON:PAG) CEO Compensation For The Time Being

Feb 23
Shareholders Will Probably Hold Off On Increasing Paragon Banking Group PLC's (LON:PAG) CEO Compensation For The Time Being

Results: Paragon Banking Group PLC Beat Earnings Expectations And Analysts Now Have New Forecasts

Feb 01
Results: Paragon Banking Group PLC Beat Earnings Expectations And Analysts Now Have New Forecasts

Paragon Banking Group (LON:PAG) Will Pay A Larger Dividend Than Last Year At £0.192

Jan 29
Paragon Banking Group (LON:PAG) Will Pay A Larger Dividend Than Last Year At £0.192

Paragon Banking Group (LON:PAG) Is Increasing Its Dividend To £0.192

Dec 09
Paragon Banking Group (LON:PAG) Is Increasing Its Dividend To £0.192

Paragon Banking Group's (LON:PAG) Shareholders Will Receive A Bigger Dividend Than Last Year

Jun 17
Paragon Banking Group's (LON:PAG) Shareholders Will Receive A Bigger Dividend Than Last Year

Paragon Banking Group (LON:PAG) Will Pay A Larger Dividend Than Last Year At UK£0.19

Dec 09
Paragon Banking Group (LON:PAG) Will Pay A Larger Dividend Than Last Year At UK£0.19

Is Paragon Banking Group PLC (LON:PAG) A Smart Choice For Dividend Investors?

May 06
Is Paragon Banking Group PLC (LON:PAG) A Smart Choice For Dividend Investors?

Who Has Been Buying Paragon Banking Group PLC (LON:PAG) Shares?

Feb 18
Who Has Been Buying Paragon Banking Group PLC (LON:PAG) Shares?

There's A Lot To Like About Paragon Banking Group's (LON:PAG) Upcoming UK£0.14 Dividend

Jan 23
There's A Lot To Like About Paragon Banking Group's (LON:PAG) Upcoming UK£0.14 Dividend

Paragon Banking Group PLC (LON:PAG) Is Yielding 2.9% - But Is It A Buy?

Dec 31
Paragon Banking Group PLC (LON:PAG) Is Yielding 2.9% - But Is It A Buy?

Would Shareholders Who Purchased Paragon Banking Group's (LON:PAG) Stock Year Be Happy With The Share price Today?

Nov 25
Would Shareholders Who Purchased Paragon Banking Group's (LON:PAG) Stock Year Be Happy With The Share price Today?

CEO Compensation Analysis

How has Nigel Terrington's remuneration changed compared to Paragon Banking Group's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2024n/an/a

UK£186m

Jun 30 2024n/an/a

UK£192m

Mar 31 2024n/an/a

UK£198m

Dec 31 2023n/an/a

UK£176m

Sep 30 2023UK£3mUK£921k

UK£154m

Jun 30 2023n/an/a

UK£198m

Mar 31 2023n/an/a

UK£242m

Dec 31 2022n/an/a

UK£278m

Sep 30 2022UK£3mUK£629k

UK£314m

Jun 30 2022n/an/a

UK£257m

Mar 31 2022n/an/a

UK£199m

Dec 31 2021n/an/a

UK£182m

Sep 30 2021UK£3mUK£599k

UK£165m

Jun 30 2021n/an/a

UK£143m

Mar 31 2021n/an/a

UK£121m

Dec 31 2020n/an/a

UK£106m

Sep 30 2020UK£2mUK£563k

UK£91m

Jun 30 2020n/an/a

UK£103m

Mar 31 2020n/an/a

UK£114m

Dec 31 2019n/an/a

UK£121m

Sep 30 2019UK£3mUK£503k

UK£127m

Jun 30 2019n/an/a

UK£135m

Mar 31 2019n/an/a

UK£142m

Dec 31 2018n/an/a

UK£144m

Oct 01 2018n/an/a

UK£146m

Compensation vs Market: Nigel's total compensation ($USD4.13M) is above average for companies of similar size in the UK market ($USD2.38M).

Compensation vs Earnings: Nigel's compensation has been consistent with company performance over the past year.


CEO

Nigel Terrington (65 yo)

29.5yrs

Tenure

UK£3,255,000

Compensation

Mr. Nigel S. Terrington has been the Chief Executive of Paragon Banking Group Plc since June 1995. Mr. Terrington is Chief Executive and Director of Paragon Bank PLC. Mr. Terrington joined Paragon Group of...


Leadership Team

NamePositionTenureCompensationOwnership
Nigel Terrington
Chief Executive & Director29.5yrsUK£3.26m0.69%
£ 10.3m
Richard Woodman
CFO & Director10.6yrsUK£2.06m0.31%
£ 4.7m
Zish Khan
Chief Operating Officer2.9yrsno datano data
Marius Van Niekerk
General Counsel5.2yrsno datano data
Michael Clarke
Head of Media Relationsno datano datano data
Anne Barnett
Chief People Officer15.9yrsno datano data
Dave Newcombe
Managing Director of Commercial Lending10.9yrsno datano data
Michael Helsby
Managing Director of Strategic Developmentno datano datano data
Jan Greenhalgh
Head of New Business-Asset Finance5.8yrsno datano data
Anup Sangha
Head of Credit- Asset Finance5.8yrsno datano data
John Phillipou
Managing Director of Small & Medium-sized Enterprise Lending5.1yrsno datano data
Ben Whibley
Chief Risk Officer5.9yrsno datano data

5.9yrs

Average Tenure

59yo

Average Age

Experienced Management: PAG's management team is seasoned and experienced (5.9 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Nigel Terrington
Chief Executive & Directorno dataUK£3.26m0.69%
£ 10.3m
Richard Woodman
CFO & Director12.8yrsUK£2.06m0.31%
£ 4.7m
Peter Hill
Independent Non-Executive Director4.2yrsUK£100.00k0.0014%
£ 21.5k
Hugo Tudor
Non-Executive Director10.1yrsUK£117.00k0.027%
£ 405.1k
Tanvi Davda
Independent Non-Executive Director2.3yrsUK£80.00k0.0021%
£ 30.8k
Zoe Howorth
Independent Non-Executive Director1.5yrsUK£27.00k0.0032%
£ 48.4k
Robert East
Independent Non-Executive Chairman2.3yrsUK£257.00k0.0050%
£ 73.9k
Barbara Ridpath
Independent Non-Executive Director7.3yrsUK£80.00k0.0022%
£ 32.3k
Graeme Yorston
Independent Non-Executive Director7.3yrsUK£80.00k0.0043%
£ 63.9k
Alison Clare Morris
Senior Independent Director4.8yrsUK£103.00k0.0021%
£ 30.8k

4.8yrs

Average Tenure

63.5yo

Average Age

Experienced Board: PAG's board of directors are considered experienced (4.8 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 12:51
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Paragon Banking Group PLC is covered by 30 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Peter LenardosArden Partners Plc.
Toni DangBarclays
Prasaanna JeyanandhanBerenberg