VANQ Stock Overview
Engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Vanquis Banking Group plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£0.47 |
| 52 Week High | UK£1.35 |
| 52 Week Low | UK£0.37 |
| Beta | 1.48 |
| 1 Month Change | 19.29% |
| 3 Month Change | -20.37% |
| 1 Year Change | -62.93% |
| 3 Year Change | -86.68% |
| 5 Year Change | -89.85% |
| Change since IPO | -86.96% |
Recent News & Updates
Recent updates
Shareholder Returns
| VANQ | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | -0.5% | -2.0% | -2.6% |
| 1Y | -62.9% | -2.3% | 2.4% |
Return vs Industry: VANQ underperformed the UK Consumer Finance industry which returned -2.3% over the past year.
Return vs Market: VANQ underperformed the UK Market which returned 2.4% over the past year.
Price Volatility
| VANQ volatility | |
|---|---|
| VANQ Average Weekly Movement | 5.8% |
| Consumer Finance Industry Average Movement | 5.6% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 10.6% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: VANQ has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: VANQ's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1880 | 1,478 | Ian Michael McLaughlin | www.vanquisbankinggroup.com |
Vanquis Banking Group plc engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. The company offers credit cards products, and unsecured personal loans products, as well as provides vehicle finance for cars, motorbikes, van, and light commercial vehicles. It also operates Snoop, a fintech app, that uses open banking to help users save money and manage their finances.
Vanquis Banking Group plc Fundamentals Summary
| VANQ fundamental statistics | |
|---|---|
| Market cap | UK£120.43m |
| Earnings (TTM) | -UK£25.90m |
| Revenue (TTM) | UK£319.90m |
0.4x
P/S Ratio-4.6x
P/E RatioIs VANQ overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| VANQ income statement (TTM) | |
|---|---|
| Revenue | UK£319.90m |
| Cost of Revenue | UK£322.90m |
| Gross Profit | -UK£3.00m |
| Other Expenses | UK£22.90m |
| Earnings | -UK£25.90m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.10 |
| Gross Margin | -0.94% |
| Net Profit Margin | -8.10% |
| Debt/Equity Ratio | 462.8% |
How did VANQ perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 00:54 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Vanquis Banking Group plc is covered by 29 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Charles Coyne | Arden Partners Plc. |
| Toni Dang | Barclays |
| Donald Tait | Berenberg |