VANQ Share Price Performance
UK£1.15
0.70 (155.56%)
12.9% undervalued intrinsic discount
UK£1.32
Fair Value
Price UK£1.15
AnalystConsensusTarget UK£1.32
AnalystLowTarget UK£0.83
AnalystHighTarget UK£1.55
Fair ValueUK£1.32
Share Pricen/a
Vanquis Banking Group plc Stock Price
- 3 Narratives written by author
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- 15 Fair Values set on narratives written by author
VANQ Community Narratives
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Fair Value UK£1.32 12.9% undervalued intrinsic discount
Technology Transformation And Data Use Will Reshape This Undervalued Specialist Lender
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Fair Value UK£0.83 38.6% overvalued intrinsic discount
Technology Transformation And Regulation Will Constrain Earnings Despite Near-Term Profit Recovery
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Fair Value UK£1.55 25.8% undervalued intrinsic discount
Technology Transformation And Second Charge Mortgages Will Drive Powerful Long Term Earnings Rebound
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Technology Transformation And Data Use Will Reshape This Undervalued Specialist Lender
Catalysts About Vanquis Banking Group Vanquis Banking Group is a U.K. focused specialist bank serving customers who are often underserved by mainstream lenders through credit cards, vehicle finance, second charge mortgages and retail savings. What are the underlying business or industry changes driving this perspective?Read more
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AN
UK£1.32
12.9% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
28.5% p.a.
Profit Margin
12.32%
Future PE
5.98x
Price in 2029
UK£1.7
Technology Transformation And Regulation Will Constrain Earnings Despite Near-Term Profit Recovery
Catalysts About Vanquis Banking Group Vanquis Banking Group is a specialist UK lender focused on serving near prime and financially underserved customers through credit cards, vehicle finance, second charge mortgages and retail deposits. What are the underlying business or industry changes driving this perspective?Read more
23
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UK£0.83
38.6% overvalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
33.03% p.a.
Profit Margin
15.14%
Future PE
2.76x
Price in 2028
UK£1.08
Technology Transformation And Second Charge Mortgages Will Drive Powerful Long Term Earnings Rebound
Catalysts About Vanquis Banking Group Vanquis Banking Group is a specialist UK bank focused on serving underserved customers through credit cards, vehicle finance, second charge mortgages and digitally enabled savings. What are the underlying business or industry changes driving this perspective?Read more
26
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AN
UK£1.55
25.8% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
33.52% p.a.
Profit Margin
0.19%
Future PE
4.13x
Price in 2028
UK£0.02
Trending Discussion
Recently Updated Narratives
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Technology Transformation And Data Use Will Reshape This Undervalued Specialist Lender
Fair Value: UK£1.32 12.9% undervalued intrinsic discount
1 followerusers have followed this narrative
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AN
Technology Transformation And Regulation Will Constrain Earnings Despite Near-Term Profit Recovery
Fair Value: UK£0.83 38.6% overvalued intrinsic discount
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AN
Technology Transformation And Second Charge Mortgages Will Drive Powerful Long Term Earnings Rebound
Fair Value: UK£1.55 25.8% undervalued intrinsic discount
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Snowflake Analysis
Vanquis Banking Group plc Key Details
Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
n/a
- -0.31
- -32.97%
- -28.43%
- 671.4%
About VANQ
- Founded
- 1880
- Employees
- 1269
- CEO
- WebsiteView website
Vanquis Banking Group plc engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. The company offers credit cards products, and unsecured personal loans products, as well as provides vehicle finance for cars, motorbikes, van, and light commercial vehicles. It also operates Snoop, a fintech app, that uses open banking to help users save money and manage their finances. Vanquis Banking Group plc was formerly known as Provident Financial plc and changed its name to Vanquis Banking Group plc in March 2023. The company was founded in 1880 and is headquartered in Bradford, the United Kingdom.
