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International Personal Finance plc Stock Price

LSE:IPF Community·UK£472.2m Market Cap
  • 1 Narratives written by author
  • 1 Comments on narratives written by author
  • 13 Fair Values set on narratives written by author
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IPF Share Price Performance

UK£2.16
0.67 (45.61%)
5.1% overvalued intrinsic discount
UK£2.05
Fair Value
UK£2.16
0.67 (45.61%)
5.1% overvalued intrinsic discount
UK£2.05
Fair Value
Price UK£2.16
AnalystConsensusTarget UK£2.05

IPF Community Narratives

AnalystConsensusTarget·
Fair Value UK£2.05 5.1% overvalued intrinsic discount

Digital Lending And Interest Rate Caps Will Redefine Future Markets

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Recent IPF News & Updates

International Personal Finance (LON:IPF) Has Announced A Dividend Of £0.038

Aug 02
International Personal Finance (LON:IPF) Has Announced A Dividend Of £0.038

International Personal Finance plc's (LON:IPF) Price Is Right But Growth Is Lacking After Shares Rocket 26%

Jul 31
International Personal Finance plc's (LON:IPF) Price Is Right But Growth Is Lacking After Shares Rocket 26%

International Personal Finance plc (LON:IPF) Surges 26% Yet Its Low P/E Is No Reason For Excitement

Jul 31
International Personal Finance plc (LON:IPF) Surges 26% Yet Its Low P/E Is No Reason For Excitement
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Credit Card Launch And Digital Apps Will Open New Markets

Expansion of credit offerings and retail partnerships in key markets is driving customer acquisition and revenue growth.

International Personal Finance plc Key Details

UK£702.4m

Revenue

UK£109.5m

Cost of Revenue

UK£592.9m

Gross Profit

UK£520.7m

Other Expenses

UK£72.2m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
n/a
Earnings per share (EPS)
0.33
Gross Margin
84.41%
Net Profit Margin
10.28%
Debt/Equity Ratio
112.8%

International Personal Finance plc Competitors

 
 
 
 
 
 
 
 
 
 
 
 
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Snowflake Analysis

Good value with proven track record.

2 Risks
4 Rewards
View Full Analysis

About IPF

Founded
1997
Employees
8351
CEO
Gerard Ryan
WebsiteView website
www.ipfin.co.uk

International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credit; digital installment loans; revolving credit line; mobile wallet services; and value added services, including health and life insurance. It offers its products under the Provident home credit, Credit24 digital, and Creditea brands. The company was founded in 1997 and is headquartered in Leeds, the United Kingdom.

Market Insight

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U.K. Market Performance

  • 7 Days: 1.8%
  • 3 Months: 6.9%
  • 1 Year: 13.1%
  • Year to Date: 14.3%
The market has climbed 1.8% in the last 7 days, lead by the Healthcare sector with a gain of 10%. The market is up 13% over the last 12 months. Looking forward, earnings are forecast to grow by 14% annually. Market details ›