Update shared on 26 Sep 2025
Fair value Increased 17%The significant rise in International Personal Finance’s future P/E ratio indicates higher expected earnings growth or improved sentiment, which underpins the increase in the consensus analyst price target from £1.75 to £2.05.
What's in the News
- International Personal Finance completed a share buyback of 9,634,403 shares (4.28% of issued capital) for £15 million, ending with no shares repurchased between January and May 2025.
- The company announced an interim dividend of 3.8 pence per share for H1 2025, up 11.8% from the previous interim, consistent with its payout policy.
- The Board is in advanced discussions with BasePoint Capital on a possible cash acquisition offer valuing IPF at 223.8 pence per share (including dividend), representing premiums of 24.9% to the last close and higher over longer averages.
- BasePoint Capital’s proposed acquisition totals approximately £530 million, with terms subject to shareholder approval, completion of due diligence, and final commitment from BasePoint by the extended deadline of September 24, 2025.
Valuation Changes
Summary of Valuation Changes for International Personal Finance
- The Consensus Analyst Price Target has significantly risen from £1.75 to £2.05.
- The Future P/E for International Personal Finance has significantly risen from 7.38x to 8.58x.
- The Discount Rate for International Personal Finance remained effectively unchanged, moving only marginally from 9.38% to 9.45%.
Disclaimer
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